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BANK PREMISES AND EQUIPMENT
12 Months Ended
Dec. 31, 2018
Property, Plant and Equipment [Abstract]  
BANK PREMISES AND EQUIPMENT

NOTE 7 - BANK PREMISES AND EQUIPMENT

The components of premises and equipment are as follows:

December 31, (in thousands)    2018      2017  
Land  $2,593   $2,593 
Buildings and improvements   13,458    11,679 
Leasehold improvements   1,553    1,690 
Capital lease   3,273    1,900 
Furniture, fixtures, equipment and software   8,978    8,312 
Fixed assets in process   790    1,119 
Total cost   30,645    27,293 
Accumulated depreciation and amortization   (12,470)   (10,892)
Bank premises and equipment, net  $18,175   $16,401