FAIR VALUE OF ASSETS AND LIABILITIES - Assets measured at fair value (Details) (USD $) In Thousands, unless otherwise specified	Sep. 30, 2014	Dec. 31, 2013
Fair Value Measurements Using - Level 1
Assets measured at fair value on a recurring basis
U.S. Treasury notes
U.S. Government agency notes
Municipal bonds
Mortgage backed securities: U.S. Government agencies
Collateralized mortgage obligations: U.S. Government agencies
Collateralized mortgage obligations: Non-agency
SBA bonds
Preferred stock	937	797
Securities available-for-sale	937	797
Assets measured at fair value on a non-recurring basis
Collateral dependent impaired loans
Other real estate owned
Fair Value Measurements Using - Level 2
Assets measured at fair value on a recurring basis
U.S. Treasury notes	2,620	2,657
U.S. Government agency notes	2,517	2,590
Municipal bonds	38,890	40,437
Mortgage backed securities: U.S. Government agencies	29,001	33,892
Collateralized mortgage obligations: U.S. Government agencies	2,874	3,580
Collateralized mortgage obligations: Non-agency	6,927	8,308
SBA bonds	1,679	2,230
Preferred stock
Securities available-for-sale	84,508	93,694
Assets measured at fair value on a non-recurring basis
Collateral dependent impaired loans
Other real estate owned
Fair Value Measurements Using - Level 3
Assets measured at fair value on a recurring basis
U.S. Treasury notes
U.S. Government agency notes
Municipal bonds
Mortgage backed securities: U.S. Government agencies
Collateralized mortgage obligations: U.S. Government agencies
Collateralized mortgage obligations: Non-agency
SBA bonds
Preferred stock
Securities available-for-sale
Assets measured at fair value on a non-recurring basis
Collateral dependent impaired loans	10,879	9,782
Other real estate owned	333	377
Assets at fair value
Assets measured at fair value on a recurring basis
U.S. Treasury notes	2,620	2,657
U.S. Government agency notes	2,517	2,590
Municipal bonds	38,890	40,437
Mortgage backed securities: U.S. Government agencies	29,001	33,892
Collateralized mortgage obligations: U.S. Government agencies	2,874	3,580
Collateralized mortgage obligations: Non-agency	6,927	8,308
SBA bonds	1,679	2,230
Preferred stock	937	797
Securities available-for-sale	85,445	94,491
Assets measured at fair value on a non-recurring basis
Collateral dependent impaired loans	10,879	9,782
Other real estate owned	$ 333	$ 377

Investments in notes or bonds that are collateralized by a specific group of underlying assets owned by the issuer of the notes or bonds which are short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates. Generally, only investments with original maturities of three months or less qualify under that definition. Original maturity means original maturity to the entity holding the investment. For example, both a three-month US Treasury bill and a three-year Treasury note purchased three months from maturity qualify as cash equivalents. However, a Treasury note purchased three-years ago does not become a cash equivalent when its remaining maturity is three months.

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-Publisher FASB

-Name Accounting Standards Codification

-Glossary Cash Equivalents

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Amount of investment in debt and equity securities categorized neither as held-to-maturity nor trading.

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-Publisher FASB

-Name Accounting Standards Codification

-Topic 320

-SubTopic 10

-Section 25

-Paragraph 1

-Subparagraph (b)

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The recorded amount of loans and debt securities, with evidence of deterioration of credit quality since origination that were acquired by completion of a transfer for which it was probable, at acquisition, that the investor would be unable to collect all contractually required payments receivable. They are deemed to be impaired since the acquisition and an allowance for credit losses has been recorded. Disclosure is gross of the allowance.

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-Publisher FASB

-Name Accounting Standards Codification

-Topic 310

-SubTopic 10

-Section 50

-Paragraph 18

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- Definition

Amount of securities, mortgage loans, or other financial instruments pledged as collateral for deposits.

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-Publisher FASB

-Name Accounting Standards Codification

-Topic 942

-SubTopic 405

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- Definition

For an unclassified balance sheet, this item represents investments in common and preferred stocks and other forms of securities that provide ownership interests in a corporation.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher SEC

-Name Regulation S-X (SX)

-Number 210

-Section 03

-Paragraph 1

-Subparagraph b

-Article 7

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Fair value of securitized, pay-through debt securities collateralized by real estate mortgage loans classified as available-for-sale.

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-Publisher FASB

-Name Accounting Standards Codification

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- Definition

Bonds or similar securities issued by state, city, or local governments or the agencies operated by state, city, or local governments which are short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates. Generally, only investments with original maturities of three months or less qualify under that definition. Original maturity means original maturity to the entity holding the investment. For example, both a three-month US Treasury bill and a three-year Treasury note purchased three months from maturity qualify as cash equivalents. However, a Treasury note purchased three-years ago does not become a cash equivalent when its remaining maturity is three months.

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-Glossary Cash Equivalents

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- Definition

Carrying amount of other real estate not separately disclosed, including, but not limited to, real estate investments, real estate loans that qualify as investments in real estate, and premises that are no longer used in operations may also be included in real estate owned. This does not include real estate assets taken in settlement of troubled loans through surrender or foreclosure.

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-Topic 942

-SubTopic 210

-Section S99

-Paragraph 1

-Subparagraph (SX 210.9-03.10(4))

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Carrying value as of the balance sheet date of the portion of long-term, collateralized debt obligations due within one year or the operating cycle, if longer. Such obligations include mortgage loans, chattel loans, and any other borrowings secured by assets of the borrower.

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-Publisher FASB

-Name Accounting Standards Codification

-Topic 210

-SubTopic 10

-Section S99

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-Subparagraph (SX 210.5-02.20)

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-Number 210

-Section 02

-Paragraph 19, 20

-Article 5

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Debt securities issued by a United States government agency such as Government National Mortgage Association (Ginnie Mae), Federal Home Loan Mortgage Corporation (Freddie Mac), and Federal National Mortgage Association (Fannie Mae), which are short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates. Generally, only investments with original maturities of three months or less qualify under that definition. Original maturity means original maturity to the entity holding the investment. For example, both a three-month US Treasury bill and a three-year Treasury note purchased three months from maturity qualify as cash equivalents. However, a Treasury note purchased three-years ago does not become a cash equivalent when its remaining maturity is three months.

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Debt (bills, notes or bonds) that are issued by the government of the United States which are short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates. Generally, only investments with original maturities of three months or less qualify under that definition. Original maturity means original maturity to the entity holding the investment. For example, both a three-month US Treasury bill and a three-year Treasury note purchased three months from maturity qualify as cash equivalents. However, a Treasury note purchased three-years ago does not become a cash equivalent when its remaining maturity is three months.

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