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LOANS - Composition of loans receivable and allowance for loan losses (Details) (USD $)
In Thousands, unless otherwise specified
Sep. 30, 2014
Dec. 31, 2013
Collectively evaluated Loans
   
Residential 1-4 family $ 235,995 $ 225,419
Residential 5+ multifamily 4,370 3,894
Construction of residential 1-4 family 2,042 1,876
Home equity credit 34,148 33,689
Residential real estate 276,555 264,878
Commercial 91,393 87,059
Construction of commercial 17,734 10,948
Commercial real estate 109,127 98,007
Farm land 2,917 3,018
Vacant land 5,955 5,972
Real estate secured 394,554 371,875
Commercial and industrial 44,503 45,584
Municipal 6,181 4,252
Consumer 3,945 3,710
Unallocated allowance      
Totals 449,183 425,421
Collectively evaluated Allowance
   
Residential 1-4 family 1,302 897
Residential 5+ multifamily 66 20
Construction of residential 1-4 family 17 11
Home equity credit 353 363
Residential real estate 1,738 1,291
Commercial 994 977
Construction of commercial 190 126
Commercial real estate 1,184 1,103
Farm land 59 61
Vacant land 64 64
Real estate secured 3,045 2,519
Commercial and industrial 490 519
Municipal 62 43
Consumer 37 36
Unallocated allowance 573   
Totals 4,207 3,117
Individually evaluated Loans
   
Residential 1-4 family 6,227 5,694
Residential 5+ multifamily 1,027 954
Construction of residential 1-4 family      
Home equity credit 678 450
Residential real estate 7,932 7,098
Commercial 4,703 4,794
Construction of commercial 131   
Commercial real estate 4,834 4,794
Farm land 384 384
Vacant land 3,082 3,095
Real estate secured 16,232 15,371
Commercial and industrial 597 708
Municipal      
Consumer 82 179
Unallocated allowance      
Totals 16,911 16,258
Individually evaluated Allowance
   
Residential 1-4 family 499 617
Residential 5+ multifamily 3   
Construction of residential 1-4 family      
Home equity credit 61 30
Residential real estate 563 647
Commercial 527 282
Construction of commercial      
Commercial real estate 527 282
Farm land      
Vacant land 38 101
Real estate secured 1,128 1,030
Commercial and industrial 27 42
Municipal      
Consumer 22 69
Unallocated allowance      
Totals 1,177 1,141
Total portfolio Loans
   
Residential 1-4 family 242,222 231,113
Residential 5+ multifamily 5,397 4,848
Construction of residential 1-4 family 2,042 1,876
Home equity credit 34,826 34,139
Residential real estate 284,487 271,976
Commercial 96,096 91,853
Construction of commercial 17,865 10,948
Commercial real estate 113,961 102,801
Farm land 3,301 3,402
Vacant land 9,037 9,067
Real estate secured 410,786 387,246
Commercial and industrial 45,100 46,292
Municipal 6,181 4,252
Consumer 4,027 3,889
Unallocated allowance      
Totals 466,094 441,679
Total portfolio Allowance
   
Residential 1-4 family 1,801 1,514
Residential 5+ multifamily 69 20
Construction of residential 1-4 family 17 11
Home equity credit 414 393
Residential real estate 2,301 1,938
Commercial 1,521 1,259
Construction of commercial 190 126
Commercial real estate 1,711 1,385
Farm land 59 61
Vacant land 102 165
Real estate secured 4,173 3,549
Commercial and industrial 517 561
Municipal 62 43
Consumer 59 105
Unallocated allowance 573 425
Totals $ 5,384 $ 4,683