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LOANS - Composition of loans receivable by risk rating grade (Details) (USD $)
In Thousands, unless otherwise specified
Sep. 30, 2014
Dec. 31, 2013
Pass
   
Residential 1-4 family $ 221,221 $ 212,683
Residential 5+ multifamily 3,253 2,674
Construction of residential 1-4 family 2,042 1,876
Home equity credit 32,183 31,444
Residential real estate 258,699 248,677
Commercial 76,287 67,554
Construction of commercial 16,721 10,257
Commercial real estate 93,008 77,811
Farm land 817 847
Vacant land 5,745 5,640
Real estate secured 358,269 332,975
Commercial and industrial 39,648 37,860
Municipal 6,181 4,252
Consumer 3,918 3,739
Loans receivable, gross 408,016 378,826
Special mention
   
Residential 1-4 family 13,755 12,338
Residential 5+ multifamily 1,079 1,199
Construction of residential 1-4 family      
Home equity credit 1,179 1,355
Residential real estate 16,013 14,892
Commercial 11,756 16,044
Construction of commercial 563 102
Commercial real estate 12,319 16,146
Farm land 1,378 1,421
Vacant land 143 288
Real estate secured 29,853 32,747
Commercial and industrial 4,641 7,452
Municipal      
Consumer 81 113
Loans receivable, gross 34,575 40,312
Substandard
   
Residential 1-4 family 7,152 5,997
Residential 5+ multifamily 1,065 975
Construction of residential 1-4 family      
Home equity credit 1,464 1,340
Residential real estate 9,681 8,312
Commercial 8,053 8,255
Construction of commercial 581 589
Commercial real estate 8,634 8,844
Farm land 1,106 1,134
Vacant land 3,149 3,139
Real estate secured 22,570 21,429
Commercial and industrial 811 980
Municipal      
Consumer 28 37
Loans receivable, gross 23,409 22,446
Doubtful
   
Residential 1-4 family 94 95
Residential 5+ multifamily      
Construction of residential 1-4 family      
Home equity credit      
Residential real estate 94 95
Commercial      
Construction of commercial      
Commercial real estate      
Farm land      
Vacant land      
Real estate secured 94 95
Commercial and industrial      
Municipal      
Consumer      
Loans receivable, gross 94 95
Loss
   
Residential 1-4 family      
Residential 5+ multifamily      
Construction of residential 1-4 family      
Home equity credit      
Residential real estate      
Commercial      
Construction of commercial      
Commercial real estate      
Farm land      
Vacant land      
Real estate secured      
Commercial and industrial      
Municipal      
Consumer      
Loans receivable, gross      
Total
   
Residential 1-4 family 242,222 231,113
Residential 5+ multifamily 5,397 4,848
Construction of residential 1-4 family 2,042 1,876
Home equity credit 34,826 34,139
Residential real estate 284,487 271,976
Commercial 96,096 91,853
Construction of commercial 17,865 10,948
Commercial real estate 113,961 102,801
Farm land 3,301 3,402
Vacant land 9,037 9,067
Real estate secured 410,786 387,246
Commercial and industrial 45,100 46,292
Municipal 6,181 4,252
Consumer 4,027 3,889
Loans receivable, gross $ 466,094 $ 441,679