LOANS - Composition of loans receivable and loans held-for-sale (Details) (Composition of loans receivable and loans held-for-sale, USD $) In Thousands, unless otherwise specified	Sep. 30, 2014	Dec. 31, 2013
Composition of loans receivable and loans held-for-sale
Residential 1-4 family	$ 242,222	$ 231,113
Residential 5+ multifamily	5,397	4,848
Construction of residential 1-4 family	2,042	1,876
Home equity credit	34,826	34,139
Residential real estate	284,487	271,976
Commercial	96,096	91,853
Construction of commercial	17,865	10,948
Commercial real estate	113,961	102,801
Farm land	3,301	3,402
Vacant land	9,037	9,067
Real estate secured	410,786	387,246
Commercial and industrial	45,100	46,292
Municipal	6,181	4,252
Consumer	4,027	3,889
Loans receivable, gross	466,094	441,679
Deferred loan origination fees and costs, net	1,203	1,182
Allowance for loan losses	(5,384)	(4,683)
Loans receivable, net	461,913	438,178
Loans held-for-sale
Residential 1-4 family		$ 173