CONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited) (USD $) In Thousands, unless otherwise specified	9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012
Operating Activities
Net income	$ 3,103	$ 3,506
Amortization and depreciation
Securities	366	464
Bank premises and equipment	642	666
Core deposit intangible	167	167
Mortgage servicing rights	298	278
Fair value adjustment on loans	24	25
Gains on calls of securities available-for-sale		(12)
Gains on sales of securities available-for-sale		(267)
Loss on sale/disposals of premises and equipment	34	24
Loss recognized on other real estate owned	9	24
Provision for loan losses	876	690
Decrease (increase) in loans held-for-sale	1,171	(647)
Increase in deferred loan origination fees and costs, net	(117)	(44)
Mortgage servicing rights originated	(261)	(504)
Decrease in mortgage servicing rights impairment reserve	4	89
(Increase) decrease in interest receivable	(5)	160
Deferred tax benefit	(37)	(39)
Decrease (increase) in prepaid expenses	542	(87)
Increase in cash surrender value of life insurance policies	(185)	(202)
Decrease in income tax receivable	352	420
Decrease (increase) in other assets	63	(29)
Increase in accrued expenses	436	766
Decrease in interest payable	(29)	(53)
Increase in other liabilities	76	47
Issuance of shares for director fee	34	24
Issuance of shares of restricted stock	103
Net cash provided by operating activities	7,666	5,466
Investing Activities
Redemption of Federal Home Loan Bank stock	407	285
Purchase of interest-bearing time deposit with other banks	(5,220)
Proceeds from calls of securities available-for-sale	1,650	12,668
Proceeds from maturities of securities available-for-sale	20,714	16,928
Proceeds from sale of securities available-for-sale		2,767
Proceeds from maturities of securities held-to-maturity		50
Loan originations and principle collections, net	(34,040)	(6,986)
Recoveries of loans previously charged-off	20	37
Proceeds from sales of other real estate owned	1,353	1,745
Capital expenditures	(409)	(286)
Net cash (utilized) provided by investing activities	(15,525)	27,208
Financing Activities
(Decrease) increase in deposit transaction accounts, net	(1,753)	25,970
Decrease in time deposits, net	(9,593)	(7,070)
Increase (decrease) in securities sold under agreements to repurchase, net	2,086	(9,207)
Principal payments on Federal Home Loan Bank of Boston advances	(1,179)	(12,223)
Common stock dividends paid	(1,436)	(1,419)
Preferred stock dividends paid	(121)	(195)
Net cash utilized by financing activities	(11,996)	(4,144)
Net (decrease) increase in cash and cash equivalents	(19,855)	28,530
Cash and cash equivalents, beginning of period	43,574	36,886
Cash and cash equivalents, end of period	23,719	65,416
Cash paid during period
Interest	2,405	3,342
Income taxes	380	582
Non-cash transfers
Transfer from loans to other real estate owned	1,689	666
Transfer from other real estate owned to loans		$ (1,000)