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LOANS - Composition of loans receivable and the allowance for loan losses (Details) (USD $)
In Thousands, unless otherwise specified
Sep. 30, 2013
Dec. 31, 2012
Residential 1-4 family $ 225,262 $ 198,552
Residential 5+ multifamily 4,894 3,889
Construction of residential 1-4 family 1,250 2,379
Home equity credit 34,163 34,162
Residential real estate 265,569 238,982
Commercial 91,817 87,382
Construction of commercial 9,154 5,823
Commercial real estate 100,971 93,205
Farm land 4,193 4,320
Vacant land 9,168 9,926
Real estate secured 379,901 346,433
Commercial and industrial 35,837 38,094
Municipal 4,101 3,378
Consumer 3,974 4,181
Collectively evaluated, Loans
   
Residential 1-4 family 219,211 191,886
Residential 5+ multifamily 3,934 2,913
Construction of residential 1-4 family 1,250 2,379
Home equity credit 33,672 33,697
Residential real estate 258,067 230,875
Commercial 86,744 81,635
Construction of commercial 9,154 5,802
Commercial real estate 95,898 87,437
Farm land 3,809 4,320
Vacant land 6,096 5,795
Real estate secured 363,870 328,427
Commercial and industrial 34,997 37,073
Municipal 4,101 3,378
Consumer 3,893 4,061
Unallocated allowance      
Totals 406,861 372,939
Collectively evaluated, Allowance
   
Residential 1-4 family 862 743
Residential 5+ multifamily 20 22
Construction of residential 1-4 family 6 10
Home equity credit 361 365
Residential real estate 1,249 1,140
Commercial 973 931
Construction of commercial 104 64
Commercial real estate 1,077 995
Farm land 66 66
Vacant land 65 70
Real estate secured 2,457 2,271
Commercial and industrial 408 467
Municipal 41 36
Consumer 36 39
Unallocated allowance 535 440
Totals 3,477 3,253
Individually evaluated, Loans
   
Residential 1-4 family 6,051 6,666
Residential 5+ multifamily 960 976
Construction of residential 1-4 family      
Home equity credit 491 465
Residential real estate 7,502 8,107
Commercial 5,073 5,747
Construction of commercial 0 21
Commercial real estate 5,073 5,768
Farm land 384   
Vacant land 3,072 4,131
Real estate secured 16,031 18,006
Commercial and industrial 840 1,021
Municipal      
Consumer 81 120
Unallocated allowance      
Totals 16,952 19,147
Individually evaluated, Allowance
   
Residential 1-4 family 647 652
Residential 5+ multifamily    50
Construction of residential 1-4 family      
Home equity credit 64 92
Residential real estate 711 794
Commercial 365 64
Construction of commercial      
Commercial real estate 365 64
Farm land      
Vacant land 5 164
Real estate secured 1,081 1,022
Commercial and industrial 71 32
Municipal      
Consumer 27 53
Unallocated allowance      
Totals 1,179 1,107
Total Portfolio, Loans
   
Residential 1-4 family 225,262 198,552
Residential 5+ multifamily 4,894 3,889
Construction of residential 1-4 family 1,250 2,379
Home equity credit 34,163 34,162
Residential real estate 265,569 238,982
Commercial 91,817 87,382
Construction of commercial 9,154 5,823
Commercial real estate 100,971 93,205
Farm land 4,193 4,320
Vacant land 9,168 9,926
Real estate secured 379,901 346,433
Commercial and industrial 35,837 38,094
Municipal 4,101 3,378
Consumer 3,974 4,181
Unallocated allowance      
Totals 423,813 392,086
Total Portfolio, Allowance
   
Residential 1-4 family 1,509 1,395
Residential 5+ multifamily 20 72
Construction of residential 1-4 family 6 10
Home equity credit 425 457
Residential real estate 1,960 1,934
Commercial 1,338 995
Construction of commercial 104 64
Commercial real estate 1,442 1,059
Farm land 66 66
Vacant land 70 234
Real estate secured 3,538 3,293
Commercial and industrial 479 499
Municipal 41 36
Consumer 63 92
Unallocated allowance 535 440
Totals $ 4,656 $ 4,360