LOANS - Composition of loans receivable by risk rating grade (Details) (USD $) In Thousands, unless otherwise specified	Sep. 30, 2013	Dec. 31, 2012
Residential 1-4 family	$ 225,262	$ 198,552
Residential 5+ multifamily	4,894	3,889
Construction of residential 1-4 family	1,250	2,379
Home equity credit	34,163	34,162
Residential real estate	265,569	238,982
Commercial	91,817	87,382
Construction of commercial	9,154	5,823
Commercial real estate	100,971	93,205
Farm land	4,193	4,320
Vacant land	9,168	9,926
Real estate secured	379,901	346,433
Commercial and industrial	35,837	38,094
Municipal	4,101	3,378
Consumer	3,974	4,181
Loans receivable, gross	423,813	392,086
Pass
Residential 1-4 family	206,691	180,442
Residential 5+ multifamily	2,711	2,872
Construction of residential 1-4 family	1,250	1,570
Home equity credit	31,541	30,981
Residential real estate	242,193	215,865
Commercial	66,899	64,817
Construction of commercial	8,412	5,055
Commercial real estate	75,311	69,872
Farm land	1,611	2,799
Vacant land	5,759	4,885
Real estate secured	324,874	293,421
Commercial and industrial	28,149	28,453
Municipal	4,101	3,378
Consumer	3,854	3,994
Loans receivable, gross	360,978	329,246
Special mention
Residential 1-4 family	11,754	12,442
Residential 5+ multifamily	1,208	773
Construction of residential 1-4 family
Home equity credit	1,240	1,848
Residential real estate	14,202	15,094
Commercial	16,513	13,299
Construction of commercial	152	297
Commercial real estate	16,665	13,596
Farm land	1,436	341
Vacant land	293	863
Real estate secured	32,596	29,894
Commercial and industrial	6,675	8,300
Municipal
Consumer	102	159
Loans receivable, gross	39,373	38,353
Substandard
Residential 1-4 family	6,721	5,538
Residential 5+ multifamily	975	244
Construction of residential 1-4 family		809
Home equity credit	1,382	1,333
Residential real estate	9,078	7,924
Commercial	8,405	9,266
Construction of commercial	590	471
Commercial real estate	8,995	9,737
Farm land	1,146	1,180
Vacant land	3,116	4,178
Real estate secured	22,335	23,019
Commercial and industrial	1,013	1,341
Municipal
Consumer	18	28
Loans receivable, gross	23,366	24,388
Doubtful
Residential 1-4 family	96	99
Residential 5+ multifamily
Construction of residential 1-4 family
Home equity credit
Residential real estate	96	99
Commercial
Construction of commercial
Commercial real estate
Farm land
Vacant land
Real estate secured	96	99
Commercial and industrial
Municipal
Consumer
Loans receivable, gross	96	99
Loss
Residential 1-4 family
Residential 5+ multifamily
Construction of residential 1-4 family
Home equity credit
Residential real estate
Commercial
Construction of commercial
Commercial real estate
Farm land
Vacant land
Real estate secured
Commercial and industrial
Municipal
Consumer
Loans receivable, gross
Total
Residential 1-4 family	225,262	198,552
Residential 5+ multifamily	4,894	3,889
Construction of residential 1-4 family	1,250	2,379
Home equity credit	34,163	34,162
Residential real estate	265,569	238,982
Commercial	91,817	87,382
Construction of commercial	9,154	5,823
Commercial real estate	100,971	93,205
Farm land	4,193	4,320
Vacant land	9,168	9,926
Real estate secured	379,901	346,433
Commercial and industrial	35,837	38,094
Municipal	4,101	3,378
Consumer	3,974	4,181
Loans receivable, gross	$ 423,813	$ 392,086

Commercial Real Estate Gros sComposition Of Loans.

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Consumer Composition Of Loans.

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Farm Land Composition Of Loans.

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Municipal Composition Of Loans.

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Real Estate Secured Composition Of Loans.

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Residential 1-4 Family Composition Of Loans.

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Residential 5+ Multifamily Composition Of Loans.

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Vacant Land Composition Of Loans.

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Amount before allowance of revolving, open-end loan, extended under a line of credit and secured by the borrower's residential property. Includes deferred interest and fees, undisbursed portion of loan balance, unamortized costs and premiums and discounts from face amounts. Excludes loans and leases covered under loss sharing agreements.

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Amount before allowance of consumer real estate loans. Includes, but not limited to, construction financing, residential mortgage loans, and home equity lines of credit. Includes deferred interest and fees, undisbursed portion of loan balance, unamortized costs and premiums and discounts from face amounts. Excludes loans and leases covered under loss sharing agreements.

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Amount before allowance of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Includes deferred interest and fees, undisbursed portion of loan balance, unamortized costs and premiums and discounts from face amounts. Excludes loans and leases covered under loss sharing agreements.

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Amount before allowance of loans issued to commercial and industrial institutions. Includes deferred interest and fees, undisbursed portion of loan balance, unamortized costs and premiums and discounts from face amounts. Excludes real estate loans and loans covered under loss sharing agreements.

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Amount before allowance of commercial construction loans. Includes deferred interest and fees, undisbursed portion of loan balance, unamortized costs and premiums and discounts from face amounts. Excludes loans covered under loss sharing agreements.

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Amount before allowance of commercial loans to develop land for sale or construction thereon. Includes deferred interest and fees, undisbursed portion of loan balance, unamortized costs and premiums and discounts from face amounts. Excludes loans covered under loss sharing agreements.

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Amount before allowance of commercial loans issued to businesses to acquire, develop, construct, improve, or refinance land or building. Includes deferred interest and fees, undisbursed portion of loan balance, unamortized costs and premiums and discounts from face amounts. Excludes loans covered under loss sharing agreements.

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