LOANS - Composition of loans receivable and loans held-for-sale (Details) (USD $) In Thousands, unless otherwise specified	Sep. 30, 2013	Dec. 31, 2012
Accounting Policies [Abstract]
Residential 1-4 family	$ 225,262	$ 198,552
Residential 5+ multifamily	4,894	3,889
Construction of residential 1-4 family	1,250	2,379
Home equity credit	34,163	34,162
Residential real estate	265,569	238,982
Commercial	91,817	87,382
Construction of commercial	9,154	5,823
Commercial real estate	100,971	93,205
Farm land	4,193	4,320
Vacant land	9,168	9,926
Real estate secured	379,901	346,433
Commercial and industrial	35,837	38,094
Municipal	4,101	3,378
Consumer	3,974	4,181
Loans receivable, gross	423,813	392,086
Deferred loan origination fees and costs, net	1,149	1,032
Allowance for loan losses	(4,656)	(4,360)
Loans receivable, net	420,306	388,758
Loans held-for-sale
Residential 1-4 family	$ 708	$ 1,879

Commercial Real Estate Gros sComposition Of Loans.

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Consumer Composition Of Loans.

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Farm Land Composition Of Loans.

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Municipal Composition Of Loans.

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Real Estate Secured Composition Of Loans.

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Residential 1-4 Family Composition Of Loans.

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Residential 1-4 Family Held For Sale Composition Of Loans.

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Residential 5+ Multifamily Composition Of Loans.

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Vacant Land Composition Of Loans.

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The reserve to cover probable credit losses related to specifically identified fixed maturity real estate loans as well as probable credit losses inherent in the remainder of that loan portfolio.

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For an unclassified balance sheet, the carrying amount (net of accumulated amortization) as of the balance sheet date of capitalized costs associated with the issuance of debt instruments (for example, legal, accounting, underwriting, printing, and registration costs) that will be charged against earnings over the life of the debt instruments to which such costs pertain.

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Amount before allowance of revolving, open-end loan, extended under a line of credit and secured by the borrower's residential property. Includes deferred interest and fees, undisbursed portion of loan balance, unamortized costs and premiums and discounts from face amounts. Excludes loans and leases covered under loss sharing agreements.

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Amount before allowance of consumer real estate loans. Includes, but not limited to, construction financing, residential mortgage loans, and home equity lines of credit. Includes deferred interest and fees, undisbursed portion of loan balance, unamortized costs and premiums and discounts from face amounts. Excludes loans and leases covered under loss sharing agreements.

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Amount before allowance of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Includes deferred interest and fees, undisbursed portion of loan balance, unamortized costs and premiums and discounts from face amounts. Excludes loans and leases covered under loss sharing agreements.

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Amount before allowance of loans issued to commercial and industrial institutions. Includes deferred interest and fees, undisbursed portion of loan balance, unamortized costs and premiums and discounts from face amounts. Excludes real estate loans and loans covered under loss sharing agreements.

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Amount before allowance of commercial construction loans. Includes deferred interest and fees, undisbursed portion of loan balance, unamortized costs and premiums and discounts from face amounts. Excludes loans covered under loss sharing agreements.

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Amount before allowance of commercial loans to develop land for sale or construction thereon. Includes deferred interest and fees, undisbursed portion of loan balance, unamortized costs and premiums and discounts from face amounts. Excludes loans covered under loss sharing agreements.

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Amount before allowance of commercial loans issued to businesses to acquire, develop, construct, improve, or refinance land or building. Includes deferred interest and fees, undisbursed portion of loan balance, unamortized costs and premiums and discounts from face amounts. Excludes loans covered under loss sharing agreements.

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Amount after allowance and deduction of deferred interest and fees, unamortized costs and premiums and discounts from face amounts, of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Includes loans held for sale. Excludes loans and leases covered under loss sharing agreements.

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