-3-


Tuesday, November 25, 2003

Company Press Release

Source: Salisbury Bancorp, Inc.

Salisbury Contact: John F. Perotti, President & CEO
860-435-9801 or jp@salisburybank.com
                --------------------

FOR IMMEDIATE RELEASE
November 25, 2003


SALISBURY BANCORP, INC. ANNOUNCES FOURTH QUARTER DIVIDEND

Lakeville, Connecticut,  November 25, 2003/PRNewswire...  The Board of Directors
of Salisbury Bancorp,  Inc.  (AMEX:SAL),  the holding company for Salisbury Bank
and Trust Company  declared a $.23 per common share  quarterly  cash dividend at
their November 24, 2003 meeting.  Dividends year to date for 2003 total $.92 per
common share. This represents an increase of $.04 or 4.6% when comparing year to
date dividends of $.88 per share that were paid for the corresponding  period in
2002.  The  quarterly  cash  dividend  will  be  paid  on  January  30,  2004 to
shareholders of record as of December 31, 2003.

Salisbury  Bancorp's sole  subsidiary,  Salisbury Bank and Trust Company,  is an
independent  community bank with assets in excess of $300 million and capital in
excess  of $27  million,  which  has  served  the  communities  of  northwestern
Connecticut  and  proximate  communities  in  Massachusetts  and  New  York  for
approximately  150 years.  Salisbury Bank and Trust Company is  headquartered in
Lakeville,  Connecticut and operates full service branches in Canaan,  Salisbury
and Sharon,  Connecticut.  The Bank  offers a full  compliment  of consumer  and
business banking products and services as well as trust services.