Exhibit 99

                                      -3-

Tuesday, September 4, 2001

Company Press Release

Source: Salisbury Bancorp, Inc.

Salisbury Bancorp, Inc. Announces Third Quarter Dividend

Lakeville,  Connecticut,  September 4,  2001/PRNewswire/-  During the year 2000,
Salisbury Bancorp,  Inc. declared a cash dividend each quarter of $.13 per share
and a year end  special  cash  dividend  of $.25 per share.  Accordingly,  total
dividends for the year amounted to $.77 per share. Recognizing the fact that the
special  dividend  paid by the Company is a reflection of earnings each quarter,
the Board decided to increase the Company's regular quarterly  dividends in lieu
of the declaration of a special dividend.  At their August 31, 2001 meeting, the
Directors of Salisbury  Bancorp,  Inc. declared a third quarter cash dividend of
$.21 per share. The Company also paid first and second quarter dividends of $.21
per share.  The third quarter dividend of $.21 per share will be paid on October
29, 2001 to shareholders of record as of September 28, 2001.

While the Board anticipates continuing the $.21 per share quarterly dividend and
eliminating  any annual  special  dividends,  resulting in  projected  aggregate
dividends  for 2001 in the amount of $.84 per share,  investors  should be aware
that the  declaration  and  payment  of all  dividends  are  dependent  upon the
condition and earnings of the Company.

Salisbury Bancorp,  Inc. became the holding company for Salisbury Bank and Trust
Company on August 24, 1998.  The Bank is a community bank operating full service
banking offices in Lakeville,  Salisbury and Sharon,  Connecticut. It has served
the  communities of Northwestern  Connecticut  and proximate  communities in New
York and Massachusetts for approximately 150 years.