EXHIBIT 24

                                POWER OF ATTORNEY

Know all men by these presents, that the undersigned hereby constitutes and
appoints J. Brandon Black, Paul Grinberg, Robin R. Pruitt, Daniel Murphy and
George Brooker, and each of them, his or her true and lawful attorney-in-fact
to:

     (1)     execute for and on behalf of the undersigned in the undersigned's
capacity as an officer and/or director of Encore Capital Group, Inc. (the
"Company"), any and all reports and forms required to be filed by the
undersigned in accordance with Section 16 of the Securities Exchange
Act of 1934 and the rules thereunder, including but not limited to all Forms
3, 4 and 5;

     (2)     do and perform any and all acts for and on behalf of the
undersigned which may be necessary or desirable to complete and execute
any such report or form and timely file the same with the United States
Securities and Exchange Commission and any stock exchange or similar trading
market; and

     (3)     take any other action of any type whatsoever in connection with the
foregoing which, in the opinion of such attorney-in-fact, may be of benefit to,
in the best interest of, or legally required by the undersigned, it being
understood that the documents executed by such attorney-in-fact on behalf
of the undersigned, pursuant to this Power of Attorney, shall be in the form
and shall contain such terms and conditions as such attorney-in-fact may
approve in his or her discretion.

The undersigned hereby grants to each such attorney-in-fact full power and
authority to do and perform all and every act and thing whatsoever requisite,
necessary, and proper to be done in the exercise of any of the rights and powers
herein granted, as fully to all intents and purposes as the undersigned
might or could do if personally present, with full power of substitution or
revocation, hereby ratifying and confirming all that such attorney-in-fact, or
his or her substitute or substitutes shall lawfully do or cause to be done by
virtue of this power of attorney and the rights and powers herein granted.

This Power of Attorney shall remain in full force and effect until the
undersigned is no longer required to file reports or forms pursuant to
Section 16 with respect to the undersigned's holdings of and transactions
in securities issued by the Company, unless earlier revoked by the
undersigned in a signed writing delivered to the foregoing attorneys-in-fact.

IN WITNESS WHEREOF, the undersigned has caused this Power of Attorney to be
executed as of this 1st day of November, 2005.


/s/ Richard A. Mandell
----------------------
By: Richard A. Mandell