SECURITIES & EXCHANGE COMMISSION
                             Washington, D.C. 20549
                                    FORM 8-K

                                 CURRENT REPORT


                     PURSUANT TO SECTION 13 OR 15(d) OF THE
                         SECURITIES EXCHANGE ACT OF 1934

                                November 14, 2001
                Date of Report (Date of earliest event reported):

                          APCOA/STANDARD PARKING, INC.
             (Exact name of registrant as specified in its charter)

          DELAWARE                   333-50437                 16-1171179
(State or other jurisdiction        (Commission              (I.R.S. Employer
      of incorporation)             File Number)            Identification No.)


                             900 N. Michigan Avenue
                          Chicago, Illinois 60611-1542
                     (Address of Principal Executive Office)

                                 (312) 274-2000
              (Registrant's Telephone Number, Including Area Code)

                                (Not Applicable)
              (Former name, former address and former fiscal year,
                          if changed since last report)





Item 7.   EXHIBITS

     None.


Item 9.   REGULATION FD DISCLOSURE

     APCOA/Standard Parking, Inc. is furnishing herewith certain risk factors
relating to our business which have not been previously disclosed to the public
but which may affect our business on a going forward basis. Unless the context
requires otherwise, references in this Form 8-K to the "Company," "we," "us" or
"our" are to APCOA/Standard Parking, Inc.

OUR BUSINESS MAY BE HARMED AS A RESULT OF CONTINUED TERRORIST ATTACKS IN THE
UNITED STATES AND CANADA.

     The terrorist attacks of September 11, 2001, and any future terrorist
attacks in the United States and Canada, may negatively impact our business and
results of operations. Attacks have resulted and may continue to result, in
increased government regulation of airlines and airport facilities, including
the imposition of minimum distances between parking facilities and terminals
resulting in the elimination of currently managed parking facilities, and
increased security checks of employees at airport facilities. These types of
regulations could impose costs on us which we may not be able to pass on to our
clients and reduce our revenues.

     In so far as these attacks deter people either from flying or congregating
in public areas, demand for parking at airports and at urban centers may
decline. This decline may result in fewer owners of these facilities hiring us
to manage their parking facilities and lower incentive payments to us under
those contracts where we receive an incentive bonus based on facility
utilization among other factors. To the extent that these attacks cause or
exacerbate a slowdown in the general economy resulting in reduced air travel, a
similar effect may occur. An overall economic slowdown could reduce parking
facility traffic at our facilities.

     There can be no assurance that continued terrorist attacks, an escalation
of hostilities abroad or war would not have a material adverse impact on our
business, financial condition and results of operations.

OUR BUSINESS WOULD SUFFER IF THE USE OF PARKING FACILITIES WE OPERATE DECREASED
DUE TO A DECREASE IN CAR AND AIR TRAVEL.

     We expect to derive substantially all of our revenues from the operation
and management of parking facilities. Our business would suffer if the use of
parking facilities in urban areas or near airports decreased. Further, our
success depends on our ability to adapt and improve our products in response to
evolving client needs and industry trends. If demand for parking facilities is
low due to decreased car and airplane travel, increased regulation, competition
or other factors, our business, financial condition and results of operations
and our ability to achieve sufficient cash flow to service our indebtedness will
be materially adversely affected.




     We guarantee bonds issued to finance the construction of an airport parking
facility that we operate. The principal and interest payments on the bonds
increase from approximately $3.6 million in lease year 2002 to approximately
$4.5 million in lease year 2025. Annual guaranteed minimum payments to the state
increase from approximately $8.3 million in lease year 2002 to approximately
$10.3 million in lease year 2025. The principal and interest payments and
guaranteed payments to the state are funded by the revenues collected at the
airport parking facility. We are responsible for these payments regardless of
utilization of the parking facility. Although the state has an obligation to
raise parking rates to offset a decline in usage, there is no guarantee that the
state will raise rates enough to offset a decline in usage or that any change in
rates will result in revenues to us sufficient to cover the principal and
interest payments and guarantees on the bonds.

OUR BAD DEBT RESERVES MAY ULTIMATELY BECOME INADEQUATE.

     The current economic downturn and the economic impact of the terrorist
attacks on September 11, 2001 have had an unknown impact on the financial
condition of some of our clients. We expect that our clients involved in the
airline and travel industries may be experiencing significant declines in
revenue. Failure by our clients to pay us money owed, or failure to pay in a
timely manner could have a material adverse effect on our business, financial
condition and results of operations.

INCREASED GOVERNMENT REGULATION OF AIRPORTS AND REDUCED AIR TRAVEL MAY AFFECT
OUR PERFORMANCE.

     We operate a significant percentage of our parking facilities and
transportation related facilities in and around airports. For the twelve months
ended September 30, 2001, approximately 24% of our gross profit was derived from
those operations. Recently, the federal government prohibited parking within 300
feet of airport terminals, as they previously did during the Persian Gulf War in
the early 1990s. While various government entities are still in the process of
finalizing their rules regarding parking, as of November 1, 2001, all of our
airport parking and transportation related facilities were affected by the
attacks of September 11, 2001, including reduced air travel and regulation
enacted following the attacks. While we believe that existing regulations may be
relaxed in the future, future regulations may nevertheless prevent us from using
a number of spaces. Additionally, recent events have led to a significant
decline in air travel at airports we serve. This decline has led to a similar
decline in the use of parking facilities at airports. Reductions in the number
of parking spaces and the number of air travelers may reduce our revenues and
cash flow for both our leased facilities and those facilities we operate under
management contracts.

OUR NEW PERFORMANCE BOND SURETY PRESENTLY REQUIRES ADDITIONAL COLLATERAL TO
ISSUE NEW PERFORMANCE BONDS IN SUPPORT OF OUR CONTRACTS, WHICH WILL REDUCE OUR
AVAILABLE WORKING CAPITAL AND MAY REFUSE TO ISSUE PERFORMANCE BONDS FOR US.

     Under substantially all of our contracts with municipalities and government
entities (including airports), we are required to provide a performance bond to
support our obligations under the contract. Due to our financial condition and
the financial state of the surety bond




industry, our new surety of our performance bond program has required us to
collateralize a greater percentage of our performance bonds with letters of
credit. As a result, our working capital needs will increase. If we are unable
to provide sufficient collateral in the future, our surety may not issue
performance bonds to support our obligations under certain contracts. As of
September 30, 2001, we had obtained a letter of credit which was provided as
collateral to our old surety provider to support our existing performance bonds.
We are presently transferring our performance bond portfolio to a new surety. On
November 8, 2001, we obtained a $1.0 million letter of credit to partially
collateralize a new surety program. The new program will require an increase in
supporting letters of credit from $1.0 million to $4.0 million by April 2002. In
addition, we will be required to maintain the existing $1.5 million collateral
with our old surety provider until the performance bonds expire or are
transferred to the new surety provider.

     Our surety provider, as is customary in the industry, can refuse to provide
us with new surety bonds. If our current surety provider or any surety provider
in the future refuses to provide us with surety bonds, there can be no assurance
that we would be able to find alternate providers on acceptable terms, or at
all. Our inability to provide surety bonds would prevent us from obtaining new
business from those entities requiring performance bonds and from renewing
contracts with those entities which require performance bonds. Our inability to
provide surety bonds could also result in the actual loss of existing contracts.
Failure to find a provider of surety bonds, and the resulting inability to bid
for new or renew existing contracts, would have a material adverse effect on our
business and financial condition.

WE MAY BE UNABLE TO RENEW OUR INSURANCE COVERAGE.

     Our current liability and worker's compensation insurance coverage expires
on December 31, 2001. Our current carrier has expressed a preliminary indication
of its willingness to renew our coverage at a premium increase in excess of 65%.
While there can be no assurance that the carrier will not increase its proposed
premiums even further, or that the carrier will in fact be willing to renew our
coverage at any rate, we have no reason to believe that the carrier's position
will change.

     We are soliciting insurance quotes from alternate insurance carriers, but
there can be no assurance, given the current state of the insurance industry and
our current financial condition, that any alternate carrier will offer to
provide similar coverage to us or, if it will, that its quoted premiums will not
exceed those received from our current carrier.

     Failure to renew the existing coverage or to procure new coverage would
have a material adverse effect on our business, financial condition and results
of operations by preventing us from accepting new contracts and by placing us in
default under a majority of our existing contracts.

WE BELIEVE THAT OUR CLIENT BASE IS BECOMING MORE CONCENTRATED.

     We believe that over time, real estate investment trusts, commonly known as
REITs, or other property management companies will represent a larger portion of
our client base. As each REIT or other property management companies own many
properties, our ability to provide




parking services for a large number of properties becomes dependent on our
relationship with a single REIT or other property management companies. As this
happens, certain REITs or other property management companies may become
significant clients. In that event, the loss of one of those REITs or other
property management companies as a client or the sale of properties they own to
clients of our competitors could have a material adverse impact on our business
and financial condition. Additionally, REITs or property managers with extensive
portfolios have greater negotiating power when negotiating contracts with us.

WE ARE SUBJECT TO REGULATIONS WHICH MAY IMPOSE SIGNIFICANT COSTS ON US.

     Our airport facilities are governed by the Federal Aviation Administration
(the "FAA"). Recently, the FAA prohibited parking within 300 feet of airport
terminals, as they previously did during the Persian Gulf War in the early
1990s. While the FAA is still in the process of finalizing their rules regarding
parking, as of November 1, 2001, substantially all of our airport parking and
air transportation related facilities were affected by the attacks of September
11, 2001, including regulations enacted following the attacks. While we believe
that existing regulations may be relaxed in the future, future regulations may
nevertheless prevent us from using a number of spaces. Reductions in the number
of parking spaces may reduce our revenues and cash flow for both our leased
facilities and those facilities we operate under management contracts.

     In addition, several state and local laws have been passed in recent years
that encourage car pooling and the use of mass transit. For example, a Los
Angeles, California law prohibits employers from reimbursing employee parking
expenses. Laws and regulations that reduce the number of cars and vehicles being
driven could adversely impact our business.





                                    SIGNATURE

     Pursuant to the requirements of the Securities Exchange Act of 1934, as
amended, the Registrant has duly caused this report to be signed on its behalf
by the undersigned hereunto duly authorized.

                                              APCOA/Standard Parking, Inc.


DATE:  November 14, 2001                      By:  /s/ Robert N. Sacks
                                                   -----------------------------
                                                   Robert N. Sacks
                                                   General Counsel and Secretary