The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AGILENT TECHNOLOGIES INC COM 00846U101   665 4,785 SH   SOLE   0 0 4,785
ALPHABET INC CAP STK CL A 02079K305   1,198 8,577 SH   SOLE   0 0 8,577
AMAZON COM INC COM 023135106   708 4,660 SH   SOLE   0 0 4,660
AMERISOURCEBERGEN CORP COM 03073E105   235 1,143 SH   SOLE   0 0 1,143
AMGEN INC COM 031162100   465 1,614 SH   SOLE   0 0 1,614
APPLE INC COM 037833100   4,164 21,628 SH   SOLE   0 0 21,628
BK OF AMERICA CORP COM 060505104   311 9,237 SH   SOLE   0 0 9,237
BANK NEW YORK MELLON CORP COM 064058100   325 6,239 SH   SOLE   0 0 6,239
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   479 1,343 SH   SOLE   0 0 1,343
BIOGEN INC COM 09062X103   534 2,062 SH   SOLE   0 0 2,062
BLACKROCK INC COM 09247X101   385 474 SH   SOLE   0 0 474
BROADCOM INC COM 11135F101   358 321 SH   SOLE   0 0 321
CAMPBELL SOUP CO COM 134429109   271 6,266 SH   SOLE   0 0 6,266
CHEVRON CORP NEW COM 166764100   221 1,479 SH   SOLE   0 0 1,479
COMCAST CORP NEW CL A 20030N101   657 14,988 SH   SOLE   0 0 14,988
CORTEVA INC COM 22052L104   505 10,546 SH   SOLE   0 0 10,546
DBX ETF TR XTRACKERS SHRT 233051283   896 20,187 SH   SOLE   0 0 20,187
DAVIS FUNDAMENTAL ETF TR SELCT INTL ETF 23908L405   437 23,579 SH   SOLE   0 0 23,579
DAVITA INC COM 23918K108   16,605 158,506 SH   SOLE   0 0 158,506
DIREXION SHS ETF TR DLY TECH BULL 3X 25459W102   571 8,563 SH   SOLE   0 0 8,563
DIREXION SHS ETF TR DLY FIN BULL NEW 25459Y694   417 5,044 SH   SOLE   0 0 5,044
DISNEY WALT CO COM 254687106   696 7,703 SH   SOLE   0 0 7,703
DOMINOS PIZZA INC COM 25754A201   344 834 SH   SOLE   0 0 834
ETF SER SOLUTIONS NATIONWIDE NASDQ 26922A172   924 41,230 SH   SOLE   0 0 41,230
ETF SER SOLUTIONS APTUS COLLARED 26922A222   559 16,844 SH   SOLE   0 0 16,844
ECOLAB INC COM 278865100   624 3,148 SH   SOLE   0 0 3,148
EMERSON ELEC CO COM 291011104   336 3,447 SH   SOLE   0 0 3,447
EQUIFAX INC COM 294429105   615 2,487 SH   SOLE   0 0 2,487
ETSY INC COM 29786A106   488 6,025 SH   SOLE   0 0 6,025
EXCHANGE LISTED FDS TR SABA INT RATE 30151E806   956 50,372 SH   SOLE   0 0 50,372
FIRST TR EXCHNG TRADED FD VI CBOE VEST US EQ 33740F755   633 23,819 SH   SOLE   0 0 23,819
FIRST TR EXCHNG TRADED FD VI CBOE VEST BUFERD 33740U760   744 35,706 SH   SOLE   0 0 35,706
FIRST TR EXCHNG TRADED FD VI CBOE VEST BUFERD 33740U778   536 25,167 SH   SOLE   0 0 25,167
FIRST TR EXCHNG TRADED FD VI CBOE VEST US EQT 33740U786   16,388 481,561 SH   SOLE   0 0 481,561
FORTINET INC COM 34959E109   238 4,064 SH   SOLE   0 0 4,064
GILEAD SCIENCES INC COM 375558103   605 7,473 SH   SOLE   0 0 7,473
GUIDEWIRE SOFTWARE INC COM 40171V100   415 3,808 SH   SOLE   0 0 3,808
HONEYWELL INTL INC COM 438516106   305 1,452 SH   SOLE   0 0 1,452
INNOVATOR ETFS TR EMRGNG MKT JAN 45782C516   231 8,060 SH   SOLE   0 0 8,060
INNOVATOR ETFS TR DEFINED WLT SHLD 45783Y855   1,937 67,797 SH   SOLE   0 0 67,797
INTERCONTINENTAL EXCHANGE IN COM 45866F104   657 5,116 SH   SOLE   0 0 5,116
INTERNATIONAL FLAVORS&FRAGRA COM 459506101   596 7,365 SH   SOLE   0 0 7,365
INVESCO QQQ TR UNIT SER 1 46090E103   5,564 13,586 SH   SOLE   0 0 13,586
INVESCO EXCHANGE TRADED FD T S&P500 EQL TEC 46137V282   629 19,263 SH   SOLE   0 0 19,263
INVESCO EXCHANGE TRADED FD T S&P500 EQL IND 46137V324   280 6,506 SH   SOLE   0 0 6,506
INVESCO EXCHANGE TRADED FD T S&P500 EQL HLT 46137V332   312 10,467 SH   SOLE   0 0 10,467
INVESCO EXCHANGE TRADED FD T S&P500 EQL FIN 46137V340   332 5,671 SH   SOLE   0 0 5,671
INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF 46138G649   13,424 79,648 SH   SOLE   0 0 79,648
INVESCO EXCH TRD SLF IDX FD INVSCO 28 HYCORP 46138J452   285 13,180 SH   SOLE   0 0 13,180
INVESCO EXCH TRD SLF IDX FD BULETSHS 2029 46138J577   2,993 161,391 SH   SOLE   0 0 161,391
INVESCO EXCH TRD SLF IDX FD BULETSHS 2027 46138J585   2,688 120,161 SH   SOLE   0 0 120,161
INVESCO EXCH TRD SLF IDX FD INVSCO BLSH 26 46138J635   2,927 126,555 SH   SOLE   0 0 126,555
INVESCO EXCH TRD SLF IDX FD INVSCO BLSH 28 46138J643   3,166 156,134 SH   SOLE   0 0 156,134
ISHARES TR IBOXX INV CP ETF 464287242   3,934 35,551 SH   SOLE   0 0 35,551
ISHARES TR 20 YR TR BD ETF 464287432   1,386 14,013 SH   SOLE   0 0 14,013
ISHARES TR 1 3 YR TREAS BD 464287457   2,539 30,951 SH   SOLE   0 0 30,951
ISHARES TR MSCI EAFE ETF 464287465   1,263 16,764 SH   SOLE   0 0 16,764
ISHARES TR RUS MD CP GR ETF 464287481   278 2,660 SH   SOLE   0 0 2,660
ISHARES TR RUS 1000 ETF 464287622   1,189 4,532 SH   SOLE   0 0 4,532
ISHARES TR RUSSELL 2000 ETF 464287655   325 1,620 SH   SOLE   0 0 1,620
ISHARES TR CORE S&P US VLU 464287663   4,272 50,658 SH   SOLE   0 0 50,658
ISHARES TR SP SMCP600VL ETF 464287879   1,386 13,449 SH   SOLE   0 0 13,449
ISHARES TR MSCI ACWI EX US 464288240   1,570 30,754 SH   SOLE   0 0 30,754
ISHARES TR MSCI ACWI ETF 464288257   450 4,422 SH   SOLE   0 0 4,422
ISHARES TR JPMORGAN USD EMG 464288281   7,474 83,922 SH   SOLE   0 0 83,922
ISHARES TR MRGSTR MD CP GRW 464288307   1,845 28,623 SH   SOLE   0 0 28,623
ISHARES TR CORE MSCI EAFE 46432F842   5,433 77,235 SH   SOLE   0 0 77,235
ISHARES INC CORE MSCI EMKT 46434G103   2,670 52,779 SH   SOLE   0 0 52,779
ISHARES TR MSCI INTL QUALTY 46434V456   518 13,783 SH   SOLE   0 0 13,783
ISHARES TR CORE DIV GRWTH 46434V621   730 13,558 SH   SOLE   0 0 13,558
ISHARES TR HIGH YLD BD FCTR 46435G250   935 20,229 SH   SOLE   0 0 20,229
ISHARES TR MSCI EAFE SMCP 46435G839   222 7,583 SH   SOLE   0 0 7,583
JPMORGAN CHASE & CO COM 46625H100   522 3,070 SH   SOLE   0 0 3,070
J P MORGAN EXCHANGE-TRADED F EQUITY PREMIUM 46641Q332   2,371 43,134 SH   SOLE   0 0 43,134
KELLOGG CO COM 487836108   516 9,231 SH   SOLE   0 0 9,231
KEYSIGHT TECHNOLOGIES INC COM 49338L103   312 1,959 SH   SOLE   0 0 1,959
LAM RESEARCH CORP COM 512807108   460 587 SH   SOLE   0 0 587
LAUDER ESTEE COS INC CL A 518439104   409 2,796 SH   SOLE   0 0 2,796
LOCKHEED MARTIN CORP COM 539830109   204 449 SH   SOLE   0 0 449
MAINSTAY MACKAY DEFINEDTERM COM 56064K100   344 21,143 SH   SOLE   0 0 21,143
MARKETAXESS HLDGS INC COM 57060D108   617 2,107 SH   SOLE   0 0 2,107
MASCO CORP COM 574599106   654 9,765 SH   SOLE   0 0 9,765
MICROSOFT CORP COM 594918104   890 2,366 SH   SOLE   0 0 2,366
MICROCHIP TECHNOLOGY INC. COM 595017104   320 3,543 SH   SOLE   0 0 3,543
NIKE INC CL B 654106103   674 6,211 SH   SOLE   0 0 6,211
PGIM ETF TR ACTV HY BD ETF 69344A206   717 20,596 SH   SOLE   0 0 20,596
PACER FDS TR US CASH COWS 100 69374H881   262 5,045 SH   SOLE   0 0 5,045
PEPSICO INC COM 713448108   334 1,965 SH   SOLE   0 0 1,965
PFIZER INC COM 717081103   455 15,808 SH   SOLE   0 0 15,808
PIMCO ETF TR ACTIVE BD ETF 72201R775   1,441 15,592 SH   SOLE   0 0 15,592
PIMCO ETF TR ENHAN SHRT MA AC 72201R833   514 5,155 SH   SOLE   0 0 5,155
PROGRESSIVE CORP COM 743315103   227 1,423 SH   SOLE   0 0 1,423
PROSHARES TR PSHS CONSMR SVCS 74347R750   237 6,599 SH   SOLE   0 0 6,599
RAYTHEON TECHNOLOGIES CORP COM 75513E101   616 7,326 SH   SOLE   0 0 7,326
ROPER TECHNOLOGIES INC COM 776696106   288 528 SH   SOLE   0 0 528
SPDR S&P 500 ETF TR TR UNIT 78462F103   2,524 5,311 SH   SOLE   0 0 5,311
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   443 873 SH   SOLE   0 0 873
SPDR SER TR BLOOMBERG HIGH Y 78468R622   6,247 65,945 SH   SOLE   0 0 65,945
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   2,898 31,710 SH   SOLE   0 0 31,710
SALESFORCE COM INC COM 79466L302   629 2,392 SH   SOLE   0 0 2,392
SCHWAB CHARLES CORP COM 808513105   739 10,739 SH   SOLE   0 0 10,739
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   1,742 30,887 SH   SOLE   0 0 30,887
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   11,396 137,364 SH   SOLE   0 0 137,364
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   2,724 35,779 SH   SOLE   0 0 35,779
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100   353 4,121 SH   SOLE   0 0 4,121
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   1,118 8,196 SH   SOLE   0 0 8,196
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   1,795 10,037 SH   SOLE   0 0 10,037
SELECT SECTOR SPDR TR ENERGY 81369Y506   525 6,262 SH   SOLE   0 0 6,262
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   1,630 43,359 SH   SOLE   0 0 43,359
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704   1,111 9,744 SH   SOLE   0 0 9,744
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   6,980 36,264 SH   SOLE   0 0 36,264
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852   1,310 18,035 SH   SOLE   0 0 18,035
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860   435 10,855 SH   SOLE   0 0 10,855
SHERWIN WILLIAMS CO COM 824348106   1,054 3,379 SH   SOLE   0 0 3,379
TERADYNE INC COM 880770102   560 5,164 SH   SOLE   0 0 5,164
TESLA INC COM 88160R101   275 1,107 SH   SOLE   0 0 1,107
3M CO COM 88579Y101   572 5,235 SH   SOLE   0 0 5,235
TRADEWEB MKTS INC CL A 892672106   363 3,999 SH   SOLE   0 0 3,999
TRANSUNION COM 89400J107   479 6,974 SH   SOLE   0 0 6,974
TYLER TECHNOLOGIES INC COM 902252105   615 1,470 SH   SOLE   0 0 1,470
US BANCORP DEL COM NEW 902973304   713 16,465 SH   SOLE   0 0 16,465
VALERO ENERGY CORP COM 91913Y100   247 1,901 SH   SOLE   0 0 1,901
VANECK ETF TRUST FALLEN ANGEL HG 92189F437   1,718 59,699 SH   SOLE   0 0 59,699
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   13,156 77,205 SH   SOLE   0 0 77,205
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858   225 4,689 SH   SOLE   0 0 4,689
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   3,738 75,724 SH   SOLE   0 0 75,724
VEEVA SYS INC CL A COM 922475108   498 2,585 SH   SOLE   0 0 2,585
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   1,086 2,486 SH   SOLE   0 0 2,486
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   3,348 23,087 SH   SOLE   0 0 23,087
VANGUARD INDEX FDS SM CP VAL ETF 922908611   283 1,574 SH   SOLE   0 0 1,574
VIRTUS ETF TR II SEIX SR LN ETF 92790A405   446 18,627 SH   SOLE   0 0 18,627
WATERS CORP COM 941848103   348 1,057 SH   SOLE   0 0 1,057
WELLS FARGO CO NEW COM 949746101   776 15,772 SH   SOLE   0 0 15,772
ZIMMER BIOMET HOLDINGS INC COM 98956P102   489 4,015 SH   SOLE   0 0 4,015
ALLEGION PLC ORD SHS G0176J109   621 4,898 SH   SOLE   0 0 4,898
MEDTRONIC PLC SHS G5960L103   650 7,886 SH   SOLE   0 0 7,886
NXP SEMICONDUCTORS N V COM N6596X109   238 1,038 SH   SOLE   0 0 1,038