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INCOME TAXES - Deferred Tax Assets and Liabilities (Details) - USD ($)
$ in Thousands
Dec. 31, 2020
Dec. 31, 2019
Deferred tax assets:    
Allowance for credit losses $ 7,060 $ 3,402
Deferred compensation 920 857
Bonus accrual 422 399
Deferred loan fees, net 259 0
Accretion of acquisition allowance 112 183
Other real estate owned 2 134
Other 437 420
Total deferred tax assets 9,212 5,395
Deferred tax liabilities:    
Unrealized gain on available for sale securities (3,717) (526)
Premises and equipment (2,721) (2,353)
Prepaid expenses (343) (270)
Deferred loan costs, net 0 (137)
Intangibles (350) (470)
Other (42) (101)
Total deferred tax liabilities (7,173) (3,857)
Net deferred tax asset $ 2,039 $ 1,538