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INCOME TAXES - Income Tax Rate Reconciliation (Details) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2020
Dec. 31, 2019
Dec. 31, 2018
Income Tax Disclosure [Abstract]      
Federal statutory income tax at 21% $ 6,992 $ 6,732 $ 5,291
Tax exempt interest income (1,065) (1,027) (968)
Revaluation of net deferred tax assets due to change in U.S. federal statutory income tax rate 0 0 (6)
Earnings of bank owned life insurance (182) (192) (113)
Nondeductible expenses 356 462 566
Other (206) (197) (171)
Total $ 5,895 $ 5,778 $ 4,599