XML 53 R42.htm IDEA: XBRL DOCUMENT v3.8.0.1
LOANS AND ALLOWANCE FOR LOAN LOSSES - Schedule of Allowance for Loan Losses Activity (Details) - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended 12 Months Ended
Sep. 30, 2017
Sep. 30, 2016
Sep. 30, 2017
Sep. 30, 2016
Dec. 31, 2016
Sep. 30, 2017
Dec. 31, 2016
Sep. 30, 2016
Allowance for loan losses:                
Beginning balance     $ 11,484 $ 9,263 $ 9,263      
Provision for loan losses $ 800 $ 840 2,250 3,240 3,640      
Loans charged-off     (1,479) (1,519) (1,762)      
Recoveries     273 182 343      
Ending balance 12,528 11,166 12,528 11,166 11,484      
Allowance ending balance:                
Individually evaluated for impairment           $ 520 $ 253 $ 298
Collectively evaluated for impairment           12,008 11,231 10,868
Ending balance 12,528 11,166 11,484 9,263 9,263 12,528 11,484 11,166
Loans:                
Individually evaluated for impairment           6,680 6,318 4,663
Collectively evaluated for impairment           1,300,695 1,238,817 1,224,678
Ending balance           1,307,375 1,245,135 1,229,341
Commercial and industrial                
Allowance for loan losses:                
Beginning balance     1,592 1,878 1,878      
Provision for loan losses     602 949 910      
Loans charged-off     (737) (1,196) (1,213)      
Recoveries     116 14 17      
Ending balance 1,573 1,645 1,573 1,645 1,592      
Allowance ending balance:                
Individually evaluated for impairment           19 64 139
Collectively evaluated for impairment           1,554 1,528 1,506
Ending balance 1,573 1,645 1,592 1,878 1,878 1,573 1,592 1,645
Loans:                
Individually evaluated for impairment           354 231 236
Collectively evaluated for impairment           192,309 223,766 224,381
Ending balance           192,663 223,997 224,617
Construction and development                
Allowance for loan losses:                
Beginning balance     1,161 1,004 1,004      
Provision for loan losses     762 134 162      
Loans charged-off     0 (9) (9)      
Recoveries     0 4 4      
Ending balance 1,923 1,133 1,923 1,133 1,161      
Allowance ending balance:                
Individually evaluated for impairment           0 0 0
Collectively evaluated for impairment           1,923 1,161 1,133
Ending balance 1,923 1,133 1,161 1,004 1,004 1,923 1,161 1,133
Loans:                
Individually evaluated for impairment           0 1,825 0
Collectively evaluated for impairment           201,067 127,541 125,045
Ending balance           201,067 129,366 125,045
Commercial real estate                
Allowance for loan losses:                
Beginning balance     3,264 2,106 2,106      
Provision for loan losses     1,019 993 1,158      
Loans charged-off     (84) 0 0      
Recoveries     0 0 0      
Ending balance 4,199 3,099 4,199 3,099 3,264      
Allowance ending balance:                
Individually evaluated for impairment           31 0 0
Collectively evaluated for impairment           4,168 3,264 3,099
Ending balance 4,199 3,099 3,264 2,106 2,106 4,199 3,264 3,099
Loans:                
Individually evaluated for impairment           4,029 1,196 1,464
Collectively evaluated for impairment           389,285 366,460 359,212
Ending balance           393,314 367,656 360,676
Farmland                
Allowance for loan losses:                
Beginning balance     482 400 400      
Provision for loan losses     (24) 74 82      
Loans charged-off     0 0 0      
Recoveries     0 0 0      
Ending balance 458 474 458 474 482      
Allowance ending balance:                
Individually evaluated for impairment           85 47 47
Collectively evaluated for impairment           373 435 427
Ending balance 458 474 482 400 400 458 482 474
Loans:                
Individually evaluated for impairment           276 258 259
Collectively evaluated for impairment           54,073 62,104 61,643
Ending balance           54,349 62,362 61,902
1-4 family residential                
Allowance for loan losses:                
Beginning balance     3,960 2,839 2,839      
Provision for loan losses     (585) 916 1,117      
Loans charged-off     (307) (25) (71)      
Recoveries     21 0 75      
Ending balance 3,089 3,730 3,089 3,730 3,960      
Allowance ending balance:                
Individually evaluated for impairment           145 108 82
Collectively evaluated for impairment           2,944 3,852 3,648
Ending balance 3,089 3,730 3,960 2,839 2,839 3,089 3,960 3,730
Loans:                
Individually evaluated for impairment           1,097 2,588 2,177
Collectively evaluated for impairment           364,792 360,364 346,224
Ending balance           365,889 362,952 348,401
Multi-family residential                
Allowance for loan losses:                
Beginning balance     281 325 325      
Provision for loan losses     (15) 46 (44)      
Loans charged-off     0 0 0      
Recoveries     0 0 0      
Ending balance 266 371 266 371 281      
Allowance ending balance:                
Individually evaluated for impairment           0 0 0
Collectively evaluated for impairment           266 281 371
Ending balance 266 371 281 325 325 266 281 371
Loans:                
Individually evaluated for impairment           228 5 0
Collectively evaluated for impairment           23,007 26,074 34,538
Ending balance           23,235 26,079 34,538
Consumer                
Allowance for loan losses:                
Beginning balance     585 562 562      
Provision for loan losses     149 74 171      
Loans charged-off     (230) (170) (269)      
Recoveries     95 103 121      
Ending balance 599 569 599 569 585      
Allowance ending balance:                
Individually evaluated for impairment           0 34 29
Collectively evaluated for impairment           599 551 540
Ending balance 599 569 585 562 562 599 585 569
Loans:                
Individually evaluated for impairment           0 200 208
Collectively evaluated for impairment           51,711 53,305 54,137
Ending balance           51,711 53,505 54,345
Agricultural                
Allowance for loan losses:                
Beginning balance     153 138 138      
Provision for loan losses     258 (10) 15      
Loans charged-off     (4) 0 0      
Recoveries     0 0 0      
Ending balance 407 128 407 128 153      
Allowance ending balance:                
Individually evaluated for impairment           240 0 1
Collectively evaluated for impairment           167 153 127
Ending balance 407 128 153 138 138 407 153 128
Loans:                
Individually evaluated for impairment           696 15 319
Collectively evaluated for impairment           23,753 18,886 18,904
Ending balance           24,449 18,901 19,223
Overdrafts                
Allowance for loan losses:                
Beginning balance     6 11 11      
Provision for loan losses     84 64 69      
Loans charged-off     (117) (119) (200)      
Recoveries     41 61 126      
Ending balance 14 17 14 17 6      
Allowance ending balance:                
Individually evaluated for impairment           0 0 0
Collectively evaluated for impairment           14 6 17
Ending balance $ 14 $ 17 $ 6 $ 11 $ 11 14 6 17
Loans:                
Individually evaluated for impairment           0 0 0
Collectively evaluated for impairment           698 317 594
Ending balance           $ 698 $ 317 $ 594