REGULATORY MATTERS (Tables)

6 Months Ended

Jun. 30, 2023

Banking And Thrifts [Abstract]

Comparison of the Company's and Bank's Actual Capital Amounts and Ratios to Required Capital Amounts and Ratios

A comparison of the Company’s and Bank’s actual capital amounts and ratios to required capital amounts and ratios are presented in the following tables as of:

	Actual			Minimum Required For Capital Adequacy Purposes			Minimum Required Under Basel III (Including Buffer)			To Be Well Capitalized Under Prompt Corrective Action Provisions
	Amount		Ratio	Amount		Ratio	Amount		Ratio	Amount		Ratio
September 30, 2023
Total capital to risk-weighted assets:
Consolidated	$	364,878	14.93%	$	195,454	8.00%	$	256,533	10.50%	$	244,317	10.00%
Bank		372,346	15.25%		195,334	8.00%		256,376	10.50%		244,167	10.00%
Tier 1 capital to risk-weighted assets:
Consolidated		299,796	12.27%		146,590	6.00%		207,670	8.50%		146,590	6.00%
Bank		341,818	14.00%		146,500	6.00%		207,542	8.50%		195,334	8.00%
Tier 1 capital to average assets:(1)
Consolidated		299,796	9.34%		128,334	4.00%		128,334	4.00%	n/a
Bank		341,818	10.68%		128,010	4.00%		128,010	4.00%		160,013	5.00%
Common equity tier 1 capital to risk-weighted assets:
Consolidated		292,579	11.98%		109,943	4.50%		171,022	7.00%	n/a
Bank		341,818	14.00%		109,875	4.50%		170,917	7.00%		158,709	6.50%
(1) The Tier 1 capital ratio (to average assets) is not impacted by the Basel III Capital Rules; however, the Federal Reserve and the FDIC may require the Consolidated Company and the Bank, respectively, to maintain a Tier 1 capital ratio (to average assets) above the required minimum.

	Actual			Minimum Required For Capital Adequacy Purposes			Minimum Required Under Basel III (Including Buffer)			To Be Well Capitalized Under Prompt Corrective Action Provisions
	Amount		Ratio	Amount		Ratio	Amount		Ratio	Amount		Ratio
December 31, 2022
Total capital to risk-weighted assets:
Consolidated	$	358,702	14.37%	$	199,687	8.00%	$	262,089	10.50%	$	249,608	10.00%
Bank		361,125	14.48%		199,570	8.00%		261,936	10.50%		249,463	10.00%
Tier 1 capital to risk-weighted assets:
Consolidated		292,966	11.74%		149,765	6.00%		212,167	8.50%		149,765	6.00%
Bank		329,933	13.23%		149,678	6.00%		212,044	8.50%		199,570	8.00%
Tier 1 capital to average assets:(1)
Consolidated		292,966	8.77%		133,614	4.00%		133,614	4.00%	n/a
Bank		329,933	9.89%		133,375	4.00%		133,375	4.00%		166,718	5.00%
Common equity tier 1 capital to risk-weighted assets:
Consolidated		285,749	11.45%		112,324	4.50%		174,726	7.00%	n/a
Bank		329,933	13.23%		112,258	4.50%		174,624	7.00%		162,151	6.50%
(1) The Tier 1 capital ratio (to average assets) is not impacted by the Basel III Capital Rules; however, the Federal Reserve and the FDIC may require the Consolidated Company and the Bank, respectively, to maintain a Tier 1 capital ratio (to average assets) above the required minimum.