Exhibit 32.0

                   SECTION 1350 CERTIFICATIONS


I, Thomas F. Prisby, Chairman of the Board and Chief Executive
Officer, and Charles V. Cole, Executive Vice President and Chief
Financial Officer, of CFS Bancorp, Inc. (the "Company"), hereby
certify, pursuant to Section 906 of the Sarbanes-Oxley Act of
2002, 18 U.S.C. Section 1350, that:

     (1)  Amendment No. 1 to the Annual Report on Form 10-K of the
          Company for the year ended December 31, 2004 (the "Report") fully
          complies with the requirements of Section 13(a) or 15(d) of the
          Securities Exchange Act of 1934 (15 U.S.C 78m(a) or 78o(d); and

     (2)  The information contained in the Report fairly presents, in
          all material respects, the financial condition and results of
          operations of the Company.


Date:     April 22, 2005           By:  /s/ Thomas F. Prisby
                                        ------------------------------
                                        Thomas F. Prisby
                                        Chairman of the Board and
                                        Chief Executive Officer


Date:     April 22, 2005           By:  /s/ Charles V. Cole
                                        ------------------------------
                                        Charles V. Cole
                                        Executive Vice President and
                                        Chief Financial Officer



A signed original of this written statement required by Section 906 of the
Sarbanes-Oxley Act has been provided to CFS Bancorp, Inc. and will be
retained by CFS Bancorp, Inc. and furnished to the Securities and Exchange
Commission or its staff upon request.