Exhibit 23


CONSENT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM



We hereby consent to the incorporation by reference in the
Form S-8 Registration Statements Number 333-62053, 333-62049,
333-84207, and 333-105687 of CFS Bancorp, Inc. of our report
dated April 14, 2005 with respect to the CFS Bancorp, Inc.
management's assessment of the effectiveness of internal
control over financial reporting and the effectiveness of
internal control over financial reporting, which report
appears in this Amended Annual Report on Form 10-K/A of CFS
Bancorp, Inc. for the year ended December 31, 2004.




                            /s/ Crowe Chizek and Company LLC

Oak Brook, Illinois
April 22, 2005