-----BEGIN PRIVACY-ENHANCED MESSAGE-----
Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
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MIC-Info: RSA-MD5,RSA,
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 0H+fHvZlbK3A7GoQ5c8zzA==

<SEC-DOCUMENT>0001186900-03-000001.txt : 20030701
<SEC-HEADER>0001186900-03-000001.hdr.sgml : 20030701
<ACCEPTANCE-DATETIME>20030701170222
ACCESSION NUMBER:		0001186900-03-000001
CONFORMED SUBMISSION TYPE:	4
PUBLIC DOCUMENT COUNT:		1
CONFORMED PERIOD OF REPORT:	20030701
FILED AS OF DATE:		20030701

ISSUER:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			CARREKER CORP
		CENTRAL INDEX KEY:			0001057709
		STANDARD INDUSTRIAL CLASSIFICATION:	SERVICES-COMPUTER PROCESSING & DATA PREPARATION [7374]
		IRS NUMBER:				751622836
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			0131

	BUSINESS ADDRESS:	
		STREET 1:		4055 VALLEY VIEW LANE
		STREET 2:		STE 1000
		CITY:			DALLAS
		STATE:			TX
		ZIP:			75244
		BUSINESS PHONE:		9724581981

	MAIL ADDRESS:	
		STREET 1:		4055 VALLEY VIEW LANE
		STREET 2:		STE 1000
		CITY:			DALLAS
		STATE:			TX
		ZIP:			75244

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	CARREKER ANTINORI INC
		DATE OF NAME CHANGE:	19980313

REPORTING-OWNER:	

	OWNER DATA:	
		COMPANY CONFORMED NAME:			CARREKER BRENTON EDWARD
		CENTRAL INDEX KEY:			0001061815

	FILING VALUES:
		FORM TYPE:		4
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-24201
		FILM NUMBER:		03768665

	BUSINESS ADDRESS:	
		STREET 1:		14001 N DALLAS PARKWAY SUITE 1100
		CITY:			DALLAS
		STATE:			TX
		ZIP:			75240
		BUSINESS PHONE:		9724581981

	MAIL ADDRESS:	
		STREET 1:		14001 N DALLAS PARKWAY SUITE 1100
		CITY:			DALLAS
		STATE:			TX
		ZIP:			75240
</SEC-HEADER>
<DOCUMENT>
<TYPE>4
<SEQUENCE>1
<FILENAME>edgardoc.xml
<DESCRIPTION>PRIMARY DOCUMENT
<TEXT>
<XML>
<?xml version="1.0"?>
<ownershipDocument>

    <schemaVersion>X0101</schemaVersion>

    <documentType>4</documentType>

    <periodOfReport>2003-07-01</periodOfReport>

    <notSubjectToSection16>0</notSubjectToSection16>

    <issuer>
        <issuerCik>0001057709</issuerCik>
        <issuerName>CARREKER CORP</issuerName>
        <issuerTradingSymbol>CANI</issuerTradingSymbol>
    </issuer>

    <reportingOwner>
        <reportingOwnerId>
            <rptOwnerCik>0001061815</rptOwnerCik>
            <rptOwnerName>CARREKER BRENTON EDWARD</rptOwnerName>
        </reportingOwnerId>
        <reportingOwnerAddress>
            <rptOwnerStreet1>  </rptOwnerStreet1>
            <rptOwnerStreet2>  </rptOwnerStreet2>
            <rptOwnerCity>  </rptOwnerCity>
            <rptOwnerState>  </rptOwnerState>
            <rptOwnerZipCode>  </rptOwnerZipCode>
        </reportingOwnerAddress>
            <reportingOwnerRelationship>
            <isDirector>0</isDirector>
            <isOfficer>0</isOfficer>
            <isTenPercentOwner>0</isTenPercentOwner>
            <isOther>1</isOther>
            <otherText>Officer</otherText>
        </reportingOwnerRelationship>
    </reportingOwner>

    <derivativeSecurity>
        <securityTitle>
            <value>Non-Qualified Stock Option (right to buy)</value>
        </securityTitle>
        <conversionOrExercisePrice>
            <value>4.35</value>
        </conversionOrExercisePrice>
        <transactionDate>
            <value>2003-06-20</value>
        </transactionDate>
        <transactionCoding>
            <transactionFormType>4</transactionFormType>
            <transactionCode>J</transactionCode>
            <equitySwapInvolved>0</equitySwapInvolved>
        </transactionCoding>
        <transactionAmounts>
            <transactionShares>
                <value>6000</value>
            </transactionShares>
            <transactionValue>
                <value>4.35</value>
            </transactionValue>
            <transactionAcquiredDisposedCode>
                <value>A</value>
            </transactionAcquiredDisposedCode>
        </transactionAmounts>
        <exerciseDate>
            <value>2004-06-20</value>
                <footnoteId id="F1"/>
        </exerciseDate>
        <expirationDate>
            <value>2008-06-20</value>
        </expirationDate>
        <underlyingSecurity>
            <underlyingSecurityTitle>
                <value>Common Stock</value>
            </underlyingSecurityTitle>
            <underlyingSecurityShares>
                <value>6000</value>
            </underlyingSecurityShares>
        </underlyingSecurity>
        <postTransactionAmounts>
            <valueOwnedFollowingTransaction>
                <value>6000</value>
            </valueOwnedFollowingTransaction>
        </postTransactionAmounts>
        <ownershipNature>
            <directOrIndirectOwnership>
                <value>D</value>
            </directOrIndirectOwnership>
        </ownershipNature>
    </derivativeSecurity>

    <footnotes>
        <footnote id="F1">33% of the options granted are exercisable on the date shown in Col. 6.  The next 33% of options grated is exercisable on the second anniversary of issue date, and the final 33% is exercisable on the third anniversary of issue date.  Any uneven shares vest in year three.</footnote>
    </footnotes>

    <ownerSignature>
        <signatureName>By: /s/ Tod Mongan  For: Brenton E. Carreker</signatureName>
        <signatureDate>2003-07-01</signatureDate>
    </ownerSignature>

</ownershipDocument>

</XML>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
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