-----BEGIN PRIVACY-ENHANCED MESSAGE-----
Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
Originator-Key-Asymmetric:
 MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen
 TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB
MIC-Info: RSA-MD5,RSA,
 MCIf0P/Zcf/d2m5aHLWShe/U3HXLMPY1BdrLPH9pZ1Xmvh2vRq1ZYaMh54hJ5sLi
 SSnRC6KWRtupZCPkcD2Vdw==

<SEC-DOCUMENT>0001057709-03-000040.txt : 20030708
<SEC-HEADER>0001057709-03-000040.hdr.sgml : 20030708
<ACCEPTANCE-DATETIME>20030708172521
ACCESSION NUMBER:		0001057709-03-000040
CONFORMED SUBMISSION TYPE:	3
PUBLIC DOCUMENT COUNT:		1
CONFORMED PERIOD OF REPORT:	20030701
FILED AS OF DATE:		20030708

REPORTING-OWNER:	

	OWNER DATA:	
		COMPANY CONFORMED NAME:			TILLEY FRANK W
		CENTRAL INDEX KEY:			0001251865

	FILING VALUES:
		FORM TYPE:		3
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-24201
		FILM NUMBER:		03778927

	BUSINESS ADDRESS:	
		STREET 1:		4055 VALLEY VIEW LANE
		STREET 2:		SUITE 1000
		CITY:			DALLAS
		STATE:			TX
		ZIP:			75244
		BUSINESS PHONE:		9724581981

ISSUER:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			CARREKER CORP
		CENTRAL INDEX KEY:			0001057709
		STANDARD INDUSTRIAL CLASSIFICATION:	SERVICES-COMPUTER PROCESSING & DATA PREPARATION [7374]
		IRS NUMBER:				751622836
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			0131

	BUSINESS ADDRESS:	
		STREET 1:		4055 VALLEY VIEW LANE
		STREET 2:		STE 1000
		CITY:			DALLAS
		STATE:			TX
		ZIP:			75244
		BUSINESS PHONE:		9724581981

	MAIL ADDRESS:	
		STREET 1:		4055 VALLEY VIEW LANE
		STREET 2:		STE 1000
		CITY:			DALLAS
		STATE:			TX
		ZIP:			75244

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	CARREKER ANTINORI INC
		DATE OF NAME CHANGE:	19980313
</SEC-HEADER>
<DOCUMENT>
<TYPE>3
<SEQUENCE>1
<FILENAME>edgardoc.xml
<DESCRIPTION>PRIMARY DOCUMENT
<TEXT>
<XML>
<?xml version="1.0"?>
<ownershipDocument>

    <schemaVersion>X0101</schemaVersion>

    <documentType>3</documentType>

    <periodOfReport>2003-07-01</periodOfReport>

    <noSecuritiesOwned>1</noSecuritiesOwned>

    <issuer>
        <issuerCik>0001057709</issuerCik>
        <issuerName>CARREKER CORP</issuerName>
        <issuerTradingSymbol>CANI</issuerTradingSymbol>
    </issuer>

    <reportingOwner>
        <reportingOwnerId>
            <rptOwnerCik>0001251865</rptOwnerCik>
            <rptOwnerName>TILLEY FRANK W</rptOwnerName>
        </reportingOwnerId>
        <reportingOwnerAddress>
            <rptOwnerStreet1>  </rptOwnerStreet1>
            <rptOwnerStreet2>  </rptOwnerStreet2>
            <rptOwnerCity>  </rptOwnerCity>
            <rptOwnerState>  </rptOwnerState>
            <rptOwnerZipCode>  </rptOwnerZipCode>
        </reportingOwnerAddress>
            <reportingOwnerRelationship>
            <isDirector>0</isDirector>
            <isOfficer>1</isOfficer>
            <isTenPercentOwner>0</isTenPercentOwner>
            <isOther>0</isOther>
            <officerTitle>Officer</officerTitle>
        </reportingOwnerRelationship>
    </reportingOwner>

    <ownerSignature>
        <signatureName>By: /s/ Tod Mongan  For: Frank W. Tilley</signatureName>
        <signatureDate>2003-07-08</signatureDate>
    </ownerSignature>

</ownershipDocument>

</XML>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
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