<ARTICLE> 5
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM
CARREKER-ANTINORI, INC.'S CONDENSED CONSOLIDATED FINANCIAL STATEMENTS FOR THE
THREE MONTHS ENDED APRIL 30, 2000 AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE
TO SUCH FINANCIAL STATEMENTS.

<MULTIPLIER> 1,000

                             
<PERIOD-TYPE>                   3-MOS
<FISCAL-YEAR-END>                          JAN-31-2001
<PERIOD-START>                             FEB-01-2000
<PERIOD-END>                               APR-30-2000
<CASH>                                          20,720
<SECURITIES>                                    13,563
<RECEIVABLES>                                   36,377
<ALLOWANCES>                                     1,685
<INVENTORY>                                          0
<CURRENT-ASSETS>                                70,929
<PP&E>                                           9,655
<DEPRECIATION>                                   5,371
<TOTAL-ASSETS>                                  83,665
<CURRENT-LIABILITIES>                           14,439
<BONDS>                                              0
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                           186
<OTHER-SE>                                      67,036
<TOTAL-LIABILITY-AND-EQUITY>                    83,665
<SALES>                                              0
<TOTAL-REVENUES>                                22,060
<CGS>                                                6
<TOTAL-COSTS>                                   11,468
<OTHER-EXPENSES>                                     6
<LOSS-PROVISION>                                   380
<INTEREST-EXPENSE>                                   9
<INCOME-PRETAX>                                  2,383
<INCOME-TAX>                                       905
<INCOME-CONTINUING>                              1,478
<DISCONTINUED>                                       0
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     1,478
<EPS-BASIC>                                        .08
<EPS-DILUTED>                                      .08