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CONSOLIDATED STATEMENTS OF INCOME (LOSS) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2017
Dec. 31, 2016
Dec. 31, 2015
Interest incomeand divided income:      
Loans $ 532,684 $ 531,022 $ 548,571
Investment securities 51,125 50,905 54,850
Money market investments 4,614 3,365 2,148
Total interest income 588,423 585,292 605,569
Interest expense:      
Deposits 66,537 67,302 69,250
Securities sold under agreements to repurchase 10,911 20,203 22,431
Advances from FHLB 11,140 5,964 4,171
Other borrowings 8,284 7,705 7,451
Total interest expense 96,872 101,174 103,303
Net interest income 491,551 484,118 502,266
Provision for loan and lease losses 144,254 86,733 172,045
Net interest income after provision for loan and lease losses 347,297 397,385 330,221
Non-interest income:      
Service charges and fees on deposit accounts 22,314 22,965 20,330
Mortgage banking activities 13,491 20,435 17,217
Net gain on sale of investments 371 6,104 0
Gain from recovery of investments previously written off 0 1,547 0
Other-than-temporary impairment (OTTI) losses on available-for-sale debt securities:      
Total other-than-temporary impairment losses (12,231) (1,845) (35,806)
Portion of other-than-temporary impairment recognized in other comprehensive income (OCI) 0 (4,842) 19,289
Net impairment losses on available-for-sale debt securities (12,231) (6,687) (16,517)
Gain on early extinguishment of debt 1,391 4,217 0
Insurance commission income 8,197 8,473 7,058
Bargain purchase gain 0 0 13,443
Gain on sale of merchant contracts 0 0 7,000
Other non-interest income 28,854 30,900 32,794
Total non-interest income 62,387 87,954 81,325
Non-interest expenses:      
Employees' compensation and benefits 151,845 151,493 150,059
Occupancy and equipment 56,659 55,159 59,295
Business promotion 12,485 11,419 15,234
Professional fees 45,929 44,137 55,632
Taxes, other than income taxes 14,550 15,139 12,669
Insurance and supervisory fees 18,534 24,920 29,021
Net loss on other real estate owned (OREO) and OREO operations 10,997 11,533 15,788
Credit and debit card processing expenses 13,212 13,635 16,177
Communications 6,148 6,759 7,726
Other non-interest expenses 17,342 20,886 22,229
Total non-interest expenses 347,701 355,080 383,830
Income before income taxes 61,983 130,259 27,716
Income tax benefit (expense) 4,973 (37,030) (6,419)
Net income 66,956 93,229 21,297
Net income attributable to common stockholders $ 64,280 $ 93,006 $ 21,297
Net income per common share:      
Basic $ 0.3 $ 0.44 $ 0.1
Diluted 0.3 0.43 0.1
Dividends declared per common share $ 0 $ 0 $ 0