NEWLY ISSUED ACCOUNTING STANDARDS

9 Months Ended

Sep. 30, 2015

NEWLY ISSUED ACCOUNTING STANDARDS

NEWLY ISSUED ACCOUNTING STANDARDS

NOTE H:  NEWLY ISSUED ACCOUNTING STANDARDS

We have considered all other newly issued accounting guidance that is applicable to our operations and the preparation of our consolidated statements, including that which we have not yet adopted.  We do not believe that any such guidance will have a material effect on our financial position or results or operation.