The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALLEGION PLC FOREIGN EQUITIES G0176J109 6 80 SH   SOLE   80 0 0
ALLERGAN PLC SHS FOREIGN EQUITIES G0177J108 52 320 SH   SOLE   320 0 0
ACCENTURE LTD BERMUDA CL A FOREIGN EQUITIES G1151C101 197 1,290 SH   SOLE   1,290 0 0
ACCENTURE LTD BERMUDA CL A FOREIGN EQUITIES G1151C101 61 400 SH   DFND   200 200 0
EATON CORP PLC COMMON STOCK G29183103 14 179 SH   SOLE   179 0 0
HELEN OF TROY LTD FOREIGN EQUITIES G4388N106 7 76 SH   SOLE   76 0 0
INGERSOLL-RAND PUBLIC LTD FOREIGN EQUITIES G47791101 21 240 SH   SOLE   240 0 0
INTERNATIONAL GAME TECHNOLOGSHS USD FOREIGN EQUITIES G4863A108 4 143 SH   SOLE   143 0 0
WEATHERFORD INTERNATIONAL COMMON STOCK G48833100 0 100 SH   DFND   100 0 0
INVESCO LTD COMMON STOCK G491BT108 1 41 SH   SOLE   41 0 0
JAZZ PHARMACEUTICALS PLC FOREIGN EQUITIES G50871105 5 36 SH   SOLE   36 0 0
JOHNSON CONTROLS INTRNL COMMON STOCK G51502105 13 334 SH   SOLE   334 0 0
MEDTRONIC PLC ORDINARY FOREIGN EQUITIES G5960L103 391 4,839 SH   SOLE   4,539 0 300
MEDTRONIC PLC ORDINARY FOREIGN EQUITIES G5960L103 57 700 SH   DFND   300 400 0
SEAGATE TECHNOLOGY PLC SHS FOREIGN EQUITIES G7945M107 4 104 SH   SOLE   104 0 0
CHUBB LTD FOREIGN EQUITIES H1467J104 46 317 SH   SOLE   317 0 0
STRATASYS LTD COMMON STOCK M85548101 10 500 SH   SOLE   500 0 0
CORE LABORATORIES N V COM COMMON STOCK N22717107 5 42 SH   SOLE   42 0 0
LYONDELLBASELL INDUSTRIES N.V. CL A FOREIGN EQUITIES N53745100 19 175 SH   SOLE   175 0 0
MYLAN NV FOREIGN EQUITIES N59465109 17 400 SH   SOLE   400 0 0
COPA HOLDINGS SA FOREIGN EQUITIES P31076105 3 22 SH   SOLE   22 0 0
BROADCOM LTD FOREIGN EQUITIES Y09827109 26 100 SH   SOLE   100 0 0
BROADCOM LTD FOREIGN EQUITIES Y09827109 51 200 SH   DFND   200 0 0
AES CORP COM COMMON STOCK 00130H105 3 294 SH   SOLE   294 0 0
AT&T INC COM COMMON STOCK 00206R102 1,668 42,895 SH   SOLE   40,595 1,800 500
AT&T INC COM COMMON STOCK 00206R102 1,218 31,324 SH   DFND   24,724 6,600 0
ABBOTT LABS COM COMMON STOCK 002824100 726 12,728 SH   SOLE   11,128 1,300 300
ABBOTT LABS COM COMMON STOCK 002824100 542 9,500 SH   DFND   9,300 200 0
ABBVIE, INC COMMON STOCK 00287Y109 1,180 12,205 SH   SOLE   11,005 900 300
ABBVIE, INC COMMON STOCK 00287Y109 1,158 11,975 SH   DFND   11,775 200 0
ADVANSIX INC COM COMMON STOCK 00773T101 1 22 SH   SOLE   22 0 0
ADVANSIX INC COM COMMON STOCK 00773T101 1 12 SH   DFND   8 4 0
AETNA INC NEW COM COMMON STOCK 00817Y108 19 104 SH   SOLE   104 0 0
AGILENT TECHNOLOGIES INC COM COMMON STOCK 00846U101 7 100 SH   SOLE   100 0 0
AGILENT TECHNOLOGIES INC COM COMMON STOCK 00846U101 13 200 SH   DFND   0 200 0
AIR PRODUCT AND CHEMICALS INC COMMON STOCK 009158106 1,205 7,342 SH   SOLE   6,792 550 0
AIR PRODUCT AND CHEMICALS INC COMMON STOCK 009158106 454 2,766 SH   DFND   2,566 200 0
ALCOA CORP COMMON STOCK 013872106 4 78 SH   SOLE   55 0 23
ALLIANCEBERNSTEIN HLDG L P UNIT LTD PARTNERSHIP COMMON STOCK 01881G106 25 1,000 SH   SOLE   1,000 0 0
ALLSTATE CORP COM COMMON STOCK 020002101 15 148 SH   SOLE   148 0 0
ALLSTATE CORP COM COMMON STOCK 020002101 5 48 SH   DFND   48 0 0
ALPHABET INC CAP STK CL C COMMON STOCK 02079K107 968 925 SH   SOLE   845 80 0
ALPHABET INC CAP STK CL C COMMON STOCK 02079K107 748 715 SH   DFND   655 60 0
ALPHABET INC CAP STK CL A COMMON STOCK 02079K305 197 187 SH   SOLE   187 0 0
ALPHABET INC CAP STK CL A COMMON STOCK 02079K305 11 10 SH   DFND   0 10 0
ALTABA INC COM COMMON STOCK 021346101 21 301 SH   SOLE   301 0 0
ALTABA INC COM COMMON STOCK 021346101 35 500 SH   DFND   500 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103 403 5,647 SH   SOLE   5,147 0 500
ALTRIA GROUP INC COMMON STOCK 02209S103 295 4,125 SH   DFND   2,325 1,800 0
AMAZON COM INC COM COMMON STOCK 023135106 235 201 SH   SOLE   201 0 0
AMAZON COM INC COM COMMON STOCK 023135106 819 700 SH   DFND   700 0 0
AMERICAN ELEC PWR INC COM COMMON STOCK 025537101 18 250 SH   SOLE   250 0 0
AMERICAN ELEC PWR INC COM COMMON STOCK 025537101 205 2,785 SH   DFND   2,785 0 0
AMERICAN EQUITY INVT LIFE HLDG COMMON STOCK 025676206 3 111 SH   SOLE   111 0 0
AMERICAN EXPRESS CO COM COMMON STOCK 025816109 1,628 16,389 SH   SOLE   15,164 1,225 0
AMERICAN EXPRESS CO COM COMMON STOCK 025816109 1,030 10,375 SH   DFND   2,275 8,100 0
AMERICAN INTL GROUP WARRANTSEXP 1/19/2021 WARRANTS & RIGHTS 026874156 0 8 SH   SOLE   8 0 0
AMERICAN INTL GROUP INC COM COMMON STOCK 026874784 0 8 SH   SOLE   8 0 0
AMERICAN WATER WORKS COMMON STOCK 030420103 853 9,325 SH   SOLE   7,925 1,400 0
AMERICAN WATER WORKS COMMON STOCK 030420103 114 1,250 SH   DFND   1,150 100 0
AMERIPRISE FINL INC COM COMMON STOCK 03076C106 147 865 SH   SOLE   865 0 0
AMERIPRISE FINL INC COM COMMON STOCK 03076C106 339 2,000 SH   DFND   0 2,000 0
AMGEN INC COM COMMON STOCK 031162100 574 3,300 SH   SOLE   3,000 300 0
AMGEN INC COM COMMON STOCK 031162100 383 2,200 SH   DFND   2,200 0 0
ANALOG DEVICES INC COMMON STOCK 032654105 877 9,848 SH   SOLE   9,340 508 0
ANALOG DEVICES INC COMMON STOCK 032654105 136 1,527 SH   DFND   1,180 347 0
APPLE COMPUTER INC COM COMMON STOCK 037833100 2,248 13,286 SH   SOLE   12,716 570 0
APPLE COMPUTER INC COM COMMON STOCK 037833100 701 4,145 SH   DFND   3,630 515 0
APPLIED MATLS INC COM COMMON STOCK 038222105 51 1,000 SH   SOLE   1,000 0 0
AQUA AMERICA INC COM COMMON STOCK 03836W103 39 1,000 SH   SOLE   0 0 1,000
AQUA AMERICA INC COM COMMON STOCK 03836W103 75 1,916 SH   DFND   250 1,666 0
ARCONIC INC COMMON STOCK 03965L100 6 236 SH   SOLE   166 0 70
ASHLAND GLOBAL HLDGS INC NPV COMMON STOCK 044186104 1 13 SH   DFND   13 0 0
ASTRAZENECA PLC SPONSORED ADR FOREIGN EQUITIES 046353108 8 226 SH   SOLE   226 0 0
AUTOMATIC DATA PROCESSING INCOM COMMON STOCK 053015103 691 5,900 SH   SOLE   5,700 200 0
AUTOMATIC DATA PROCESSING INCOM COMMON STOCK 053015103 88 750 SH   DFND   250 500 0
AUTOZONE INC COM COMMON STOCK 053332102 36 50 SH   DFND   50 0 0
BB&T CORP COM COMMON STOCK 054937107 37 750 SH   SOLE   750 0 0
BP PLC SPONSORED ADR FOREIGN EQUITIES 055622104 270 6,430 SH   SOLE   5,950 480 0
BP PLC SPONSORED ADR FOREIGN EQUITIES 055622104 151 3,592 SH   DFND   3,392 200 0
BANKAMERICA CORP NEW COMMON STOCK 060505104 249 8,425 SH   SOLE   8,425 0 0
BANKAMERICA CORP NEW COMMON STOCK 060505104 21 700 SH   DFND   550 150 0
BANK NEW YORK MELLON CORP COM COMMON STOCK 064058100 129 2,400 SH   SOLE   2,400 0 0
BANK NEW YORK MELLON CORP COM COMMON STOCK 064058100 113 2,100 SH   DFND   2,100 0 0
BAXTER INTL INC COM COMMON STOCK 071813109 695 10,750 SH   SOLE   8,850 1,900 0
BAXTER INTL INC COM COMMON STOCK 071813109 223 3,450 SH   DFND   3,150 300 0
BERKSHIRE HATHAWAY B NEW COMMON STOCK 084670702 709 3,575 SH   SOLE   3,075 500 0
BERKSHIRE HATHAWAY B NEW COMMON STOCK 084670702 278 1,400 SH   DFND   1,400 0 0
BIOGEN INC COM COMMON STOCK 09062X103 3 10 SH   SOLE   10 0 0
BIOVERATIV INC COM COMMON STOCK 09075E100 0 5 SH   SOLE   5 0 0
BLACKROCK INC COM COMMON STOCK 09247X101 257 500 SH   DFND   500 0 0
BOEING CO COM COMMON STOCK 097023105 1,119 3,794 SH   SOLE   3,794 0 0
BOEING CO COM COMMON STOCK 097023105 280 950 SH   DFND   950 0 0
BRIGHTHOUSE FINANCIAL INC COMMON STOCK 10922N103 2 37 SH   SOLE   37 0 0
BRIGHTHOUSE FINANCIAL INC COMMON STOCK 10922N103 1 18 SH   DFND   0 18 0
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 1,383 22,570 SH   SOLE   22,170 0 400
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 830 13,548 SH   DFND   11,485 2,063 0
BUCKEYE PARTNERS COMMON STOCK 118230101 154 3,100 SH   DFND   2,900 200 0
CBS CORP CL B COMMON STOCK 124857202 5 78 SH   SOLE   78 0 0
CDK GLOBAL, INC. COMMON STOCK 12508E101 9 124 SH   SOLE   124 0 0
CSX CORP COM COMMON STOCK 126408103 176 3,200 SH   SOLE   3,200 0 0
CVS/CAREMARK CORP COM COMMON STOCK 126650100 33 452 SH   SOLE   452 0 0
CVS/CAREMARK CORP COM COMMON STOCK 126650100 18 253 SH   DFND   253 0 0
CA INC COM COMMON STOCK 12673P105 7 217 SH   SOLE   217 0 0
CABOT OIL & GAS CORPORATION COMMON STOCK 127097103 57 2,000 SH   SOLE   2,000 0 0
CAMPBELL SOUP CO COM COMMON STOCK 134429109 29 600 SH   SOLE   600 0 0
CANTEL MEDICAL CORP COMMON STOCK 138098108 5 50 SH   SOLE   50 0 0
CAPITAL ONE FINL CORP COMMON STOCK 14040H105 20 200 SH   SOLE   200 0 0
CARDINAL HEALTH INC COMMON STOCK 14149Y108 11 187 SH   DFND   187 0 0
CATERPILLAR INC DEL COM COMMON STOCK 149123101 47 300 SH   SOLE   300 0 0
CATERPILLAR INC DEL COM COMMON STOCK 149123101 24 150 SH   DFND   0 150 0
CELGENE CORP COM COMMON STOCK 151020104 8 80 SH   SOLE   80 0 0
CHARTER COMMUNICATIONS INC NCL A COMMON STOCK 16119P108 4 12 SH   SOLE   12 0 0
CHEMOURS CO COM COMMON STOCK 163851108 5 107 SH   SOLE   107 0 0
CHEMOURS CO COM COMMON STOCK 163851108 25 500 SH   DFND   60 440 0
CHEVRONTEXACO CORP COM COMMON STOCK 166764100 1,146 9,154 SH   SOLE   7,864 1,290 0
CHEVRONTEXACO CORP COM COMMON STOCK 166764100 1,229 9,820 SH   DFND   9,520 300 0
CHICAGO BRIDGE & IRON CO N VN Y REGISTRY SH FOREIGN EQUITIES 167250109 1 89 SH   SOLE   89 0 0
CISCO SYS INC COM COMMON STOCK 17275R102 1,285 33,550 SH   SOLE   31,150 2,400 0
CISCO SYS INC COM COMMON STOCK 17275R102 230 6,000 SH   DFND   3,900 2,100 0
CITIGROUP INC NEW COMMON STOCK 172967424 78 1,054 SH   SOLE   1,004 50 0
CITIGROUP INC NEW COMMON STOCK 172967424 12 161 SH   DFND   161 0 0
CLOROX COMPANY COMMON STOCK 189054109 15 100 SH   SOLE   100 0 0
COCA COLA CO COM COMMON STOCK 191216100 1,940 42,290 SH   SOLE   39,990 1,500 800
COCA COLA CO COM COMMON STOCK 191216100 275 5,986 SH   DFND   4,386 1,600 0
COLGATE PALMOLIVE CO COM COMMON STOCK 194162103 470 6,230 SH   SOLE   6,230 0 0
COLGATE PALMOLIVE CO COM COMMON STOCK 194162103 355 4,700 SH   DFND   4,000 700 0
COMCAST CORP COMMON STOCK 20030N101 126 3,144 SH   SOLE   3,144 0 0
COMCAST CORP COMMON STOCK 20030N101 62 1,554 SH   DFND   1,554 0 0
COMMUNITY BANK SYSTEM INC COMMON STOCK 203607106 906 16,851 SH   SOLE   16,851 0 0
COMMUNITY BANK SYSTEM INC COMMON STOCK 203607106 269 5,000 SH   DFND   5,000 0 0
CONAGRA FOODS INC COM COMMON STOCK 205887102 4 100 SH   SOLE   100 0 0
CONDUENT INC COM COMMON STOCK 206787103 3 175 SH   SOLE   175 0 0
CONOCOPHILLIPS COM COMMON STOCK 20825C104 271 4,930 SH   SOLE   4,930 0 0
CONOCOPHILLIPS COM COMMON STOCK 20825C104 461 8,400 SH   DFND   4,400 4,000 0
CONSOLIDATED EDISON INC COMMON STOCK 209115104 266 3,128 SH   SOLE   3,128 0 0
CONSOLIDATED EDISON INC COMMON STOCK 209115104 85 1,000 SH   DFND   1,000 0 0
CORNING INC COM COMMON STOCK 219350105 103 3,233 SH   SOLE   3,233 0 0
COSTCO WHSL CORP NEW COMMON STOCK 22160K105 19 100 SH   SOLE   100 0 0
DANAHER CORP COMMON STOCK 235851102 7 75 SH   SOLE   75 0 0
DEERE & CO COM COMMON STOCK 244199105 376 2,400 SH   SOLE   2,100 100 200
DEERE & CO COM COMMON STOCK 244199105 290 1,850 SH   DFND   1,600 250 0
DELL TECHNOLOGIES INC COM CL V COMMON STOCK 24703L103 4 55 SH   DFND   55 0 0
DISNEY WALT CO COM DISNEY COMMON STOCK 254687106 617 5,736 SH   SOLE   5,236 500 0
DISNEY WALT CO COM DISNEY COMMON STOCK 254687106 297 2,765 SH   DFND   2,765 0 0
DISCOVER FINL SVCS COMMON STOCK 254709108 10 136 SH   SOLE   136 0 0
DOLLAR TREE INC COM COMMON STOCK 256746108 3 30 SH   SOLE   30 0 0
DOMINION RES INC VA NEW COM COMMON STOCK 25746U109 1,072 13,220 SH   SOLE   12,420 200 600
DOMINION RES INC VA NEW COM COMMON STOCK 25746U109 701 8,650 SH   DFND   7,650 1,000 0
DOWDUPONT INC COM COMMON STOCK 26078J100 2,038 28,617 SH   SOLE   26,724 1,281 612
DOWDUPONT INC COM COMMON STOCK 26078J100 2,615 36,719 SH   DFND   12,101 24,618 0
DUKE ENERGY HLDG CORP COMMON STOCK 26441C204 483 5,737 SH   SOLE   5,737 0 0
DUKE ENERGY HLDG CORP COMMON STOCK 26441C204 373 4,432 SH   DFND   4,366 66 0
EATON VANCE CORP- NON VTG COMMON STOCK 278265103 4 64 SH   SOLE   64 0 0
EATON VANCE INSURED MUNI BD FD COMMON STOCK 27827X101 21 1,666 SH   SOLE   1,666 0 0
EATON VANCE TAX ADVT DIV INCCOM COMMON STOCK 27828G107 19 800 SH   SOLE   800 0 0
EBAY INC COM COMMON STOCK 278642103 16 434 SH   SOLE   434 0 0
EDWARDS LIFESCIENCES CORP COM COMMON STOCK 28176E108 45 400 SH   DFND   400 0 0
ELECTRONIC ARTS INC COMMON STOCK 285512109 3 31 SH   SOLE   31 0 0
EMERSON ELEC CO COM COMMON STOCK 291011104 1,376 19,745 SH   SOLE   18,145 1,200 400
EMERSON ELEC CO COM COMMON STOCK 291011104 408 5,850 SH   DFND   4,350 1,500 0
ENBRIDGE INC FOREIGN EQUITIES 29250N105 1,202 30,732 SH   SOLE   28,568 2,164 0
ENBRIDGE INC FOREIGN EQUITIES 29250N105 451 11,531 SH   DFND   9,259 2,272 0
ENERGY TRANSFER EQUITY L P COM UNIT LTD PRTNERS COMMON STOCK 29273V100 765 44,320 SH   SOLE   44,320 0 0
ENERGY TRANSFER EQUITY L P COM UNIT LTD PRTNERS COMMON STOCK 29273V100 7 408 SH   DFND   408 0 0
ENERSYS COMMON STOCK 29275Y102 3 50 SH   SOLE   50 0 0
ENERGY TRANSFER PARTNERS LP UNIT LTD PRT INT COMMON STOCK 29278N103 25 1,400 SH   SOLE   1,400 0 0
ENTEGRIS INC COMMON STOCK 29362U104 6 200 SH   SOLE   200 0 0
ENTERPRISE PROD PRTNRS L.P. COMMON STOCK 293792107 69 2,600 SH   DFND   2,600 0 0
EQUIFAX INC COMMON STOCK 294429105 5 41 SH   SOLE   41 0 0
ESSA BANCORP INC COM COMMON STOCK 29667D104 9 600 SH   SOLE   600 0 0
EXELON CORP COM COMMON STOCK 30161N101 453 11,500 SH   SOLE   11,000 0 500
EXELON CORP COM COMMON STOCK 30161N101 112 2,833 SH   DFND   2,633 200 0
EXPEDITORS INTL WASH INC COMMON STOCK 302130109 1,599 24,720 SH   SOLE   22,920 1,300 500
EXPEDITORS INTL WASH INC COMMON STOCK 302130109 307 4,750 SH   DFND   2,850 1,900 0
EXPRESS SCRIPTS HLDG CO. COMMON STOCK 30219G108 138 1,850 SH   SOLE   1,850 0 0
EXPRESS SCRIPTS HLDG CO. COMMON STOCK 30219G108 56 750 SH   DFND   750 0 0
EXXON MOBIL CORP COM COMMON STOCK 30231G102 2,978 35,612 SH   SOLE   34,175 1,337 100
EXXON MOBIL CORP COM COMMON STOCK 30231G102 3,235 38,685 SH   DFND   21,574 17,111 0
FLIR SYSTEM INC COMMON STOCK 302445101 3 75 SH   SOLE   75 0 0
F N B CORP PA COMMON STOCK 302520101 801 57,937 SH   SOLE   0 0 57,937
FACEBOOK INC COMMON STOCK 30303M102 37 210 SH   SOLE   210 0 0
FACEBOOK INC COMMON STOCK 30303M102 35 200 SH   DFND   0 200 0
FASTENAL CO COM COMMON STOCK 311900104 2,034 37,200 SH   SOLE   34,200 2,000 1,000
FASTENAL CO COM COMMON STOCK 311900104 484 8,850 SH   DFND   6,550 2,300 0
FEDEX CORPORATION COMMON STOCK 31428X106 250 1,000 SH   SOLE   1,000 0 0
FIFTH THIRD BANCORP COMMON STOCK 316773100 15 493 SH   SOLE   493 0 0
FIRST SOLAR INC COMMON STOCK 336433107 14 200 SH   DFND   200 0 0
FORD MTR CO DEL COM PAR $0.01 COMMON STOCK 345370860 28 2,250 SH   SOLE   2,250 0 0
FORD MTR CO DEL COM PAR $0.01 COMMON STOCK 345370860 8 607 SH   DFND   607 0 0
FORTIVE CORP COM COMMON STOCK 34959J108 3 37 SH   SOLE   37 0 0
FRANKLIN ELECTRIC INC COMMON STOCK 353514102 3 75 SH   SOLE   75 0 0
FRANKLIN RESOURCES INC COMMON STOCK 354613101 6 141 SH   SOLE   141 0 0
FRANKLIN LTD DURATION INC TRCOM COMMON STOCK 35472T101 35 3,000 SH   SOLE   3,000 0 0
FREEPORTMCMORAN COPP CL B COMMON STOCK 35671D857 5 268 SH   SOLE   54 214 0
FRONTIER COMMUNICATIONS CORPNPV COMMON STOCK 35906A306 0 6 SH   SOLE   6 0 0
FRONTIER COMMUNICATIONS CORPNPV COMMON STOCK 35906A306 0 26 SH   DFND   26 0 0
GATX CORP COMMON STOCK 361448103 4 72 SH   SOLE   72 0 0
GENERAL DYNAMICS CORP COMMON STOCK 369550108 239 1,175 SH   SOLE   1,175 0 0
GENERAL ELEC CO COM COMMON STOCK 369604103 2,006 115,047 SH   SOLE   111,747 3,300 0
GENERAL ELEC CO COM COMMON STOCK 369604103 793 45,471 SH   DFND   25,200 20,271 0
GENERAL MLS INC COM COMMON STOCK 370334104 1,051 17,725 SH   SOLE   16,625 1,100 0
GENERAL MLS INC COM COMMON STOCK 370334104 336 5,675 SH   DFND   4,675 1,000 0
GENERAL MOTORS CO COM COMMON STOCK 37045V100 4 100 SH   SOLE   100 0 0
GILEAD SCIENCES INC COMMON STOCK 375558103 65 903 SH   SOLE   903 0 0
GILEAD SCIENCES INC COMMON STOCK 375558103 4 50 SH   DFND   50 0 0
GLAXOSMITHKLINE PLC SPONSORED ADR FOREIGN EQUITIES 37733W105 394 11,112 SH   SOLE   11,112 0 0
GLAXOSMITHKLINE PLC SPONSORED ADR FOREIGN EQUITIES 37733W105 103 2,900 SH   DFND   2,600 300 0
GLOBAL PAMENTS INC COMMON STOCK 37940X102 10 100 SH   SOLE   100 0 0
GOLDMAN SACHS GROUP INC COMMON STOCK 38141G104 21 82 SH   SOLE   82 0 0
GOVERNMENT PPTYS INCOME TR COM SHS BEN INT COMMON STOCK 38376A103 4 227 SH   SOLE   227 0 0
HCP INC COMMON STOCK 40414L109 7 250 SH   SOLE   250 0 0
HCP INC COMMON STOCK 40414L109 78 3,000 SH   DFND   3,000 0 0
HALLIBURTON CO COMMON STOCK 406216101 11 219 SH   SOLE   219 0 0
HANESBRANDS INC COM COMMON STOCK 410345102 8 401 SH   SOLE   401 0 0
HARRIS CORP DEL COM COMMON STOCK 413875105 7 46 SH   DFND   46 0 0
HARSCO CORP COMMON STOCK 415864107 1 78 SH   SOLE   78 0 0
HARTFORD FINL SVCS COMMON STOCK 416515104 21 373 SH   DFND   373 0 0
HELMERICH & PAYNE INC COMMON STOCK 423452101 4 57 SH   SOLE   57 0 0
HERSHEY FOODS CORP COM COMMON STOCK 427866108 74 654 SH   SOLE   654 0 0
HEXCEL CORP- NEW COMMON STOCK 428291108 6 100 SH   SOLE   100 0 0
HOME DEPOT INC COM COMMON STOCK 437076102 218 1,150 SH   SOLE   1,150 0 0
HONEYWELL INTL INC COM COMMON STOCK 438516106 78 511 SH   SOLE   511 0 0
HONEYWELL INTL INC COM COMMON STOCK 438516106 46 300 SH   DFND   200 100 0
INTERVAL LEISURE GROUP INC COM COMMON STOCK 44967H101 3 105 SH   DFND   105 0 0
ITT INC COM COMMON STOCK 45073V108 12 231 SH   DFND   231 0 0
INTEL CORP COM COMMON STOCK 458140100 1,059 22,948 SH   SOLE   21,648 900 400
INTEL CORP COM COMMON STOCK 458140100 395 8,550 SH   DFND   7,850 700 0
INTERNATIONAL BUSINESS MACHSCOM COMMON STOCK 459200101 1,287 8,386 SH   SOLE   8,386 0 0
INTERNATIONAL BUSINESS MACHSCOM COMMON STOCK 459200101 2,615 17,042 SH   DFND   6,442 10,600 0
INTL PAPER CO COM COMMON STOCK 460146103 8 130 SH   SOLE   130 0 0
INTL PAPER CO COM COMMON STOCK 460146103 41 700 SH   DFND   0 700 0
INTUITIVE SURGICAL INC. COMMON STOCK 46120E602 16 45 SH   DFND   0 45 0
INVESCO VAN KAMPEN SR INCOMETR MUTUAL FUNDS-FIXED INCOME 46131H107 6 1,400 SH   SOLE   1,400 0 0
ISHARES GOLD TRUST MUTUAL FUNDS-EQUITIES 464285105 8 674 SH   SOLE   674 0 0
ISHARES MSCI PAC JP ETF MUTUAL FUNDS-EQUITIES 464286665 2 50 SH   SOLE   50 0 0
ISHARES S&P 100 MUTUAL FUNDS-EQUITIES 464287101 6 50 SH   SOLE   50 0 0
I SHARES TR DJ SLECT DIV INDEX MUTUAL FUNDS-EQUITIES 464287168 5 50 SH   SOLE   50 0 0
ISHARES BARCLAYS TIPS BND FD MUTUAL FUNDS-FIXED INCOME 464287176 21 180 SH   SOLE   180 0 0
ISHARES S&P 500 INDEX MUTUAL FUNDS-ETF EQUITIES 464287200 16 61 SH   SOLE   61 0 0
ISHARES MSCI EMERGING MKTS INDEX FD MUTUAL FUNDS-EQUITIES 464287234 15 321 SH   SOLE   321 0 0
ISHARES TR S&P NA NATURAL RESOURCES MUTUAL FUNDS-EQUITIES 464287374 18 500 SH   SOLE   500 0 0
ISHARES TR S&P NA NATURAL RESOURCES MUTUAL FUNDS-EQUITIES 464287374 35 1,000 SH   DFND   500 500 0
ISHARES TR MSCI EAFE INDEX MUTUAL FUNDS-ETF EQUITIES 464287465 418 5,952 SH   SOLE   5,952 0 0
ISHARES TR MSCI EAFE INDEX MUTUAL FUNDS-ETF EQUITIES 464287465 134 1,900 SH   DFND   1,400 500 0
ISHARES RUSSELL MID-CAP ETF MUTUAL FUNDS-EQUITIES 464287499 21 100 SH   SOLE   100 0 0
ISHARES S&P 600 INDEX MUTUAL FUNDS-ETF EQUITIES 464287804 19 250 SH   SOLE   250 0 0
ISHARES TR US TREAS BD ETF MUTUAL FUNDS-FIXED INCOME 46429B267 16 619 SH   SOLE   619 0 0
ISHARES TR FLTG RATE BD ETF MUTUAL FUNDS-FIXED INCOME 46429B655 4 74 SH   SOLE   74 0 0
ISHARES TR MIN VOL USA ETF MUTUAL FUNDS-ETF EQUITIES 46429B697 23 440 SH   SOLE   440 0 0
J P MORGAN CHASE & CO COM COMMON STOCK 46625H100 1,476 13,800 SH   SOLE   12,600 1,200 0
J P MORGAN CHASE & CO COM COMMON STOCK 46625H100 174 1,630 SH   DFND   1,030 600 0
JOHNSON & JOHNSON COM COMMON STOCK 478160104 2,191 15,678 SH   SOLE   14,878 800 0
JOHNSON & JOHNSON COM COMMON STOCK 478160104 1,537 11,000 SH   DFND   8,850 2,150 0
KELLOGG CO COM COMMON STOCK 487836108 822 12,100 SH   SOLE   10,600 1,000 500
KELLOGG CO COM COMMON STOCK 487836108 238 3,500 SH   DFND   3,400 100 0
KEYSIGHT TECHNOLOGIES INC. COMMON STOCK 49338L103 4 100 SH   DFND   0 100 0
KIMBERLY CLARK CORP COM COMMON STOCK 494368103 211 1,748 SH   SOLE   1,748 0 0
KIMBERLY CLARK CORP COM COMMON STOCK 494368103 428 3,547 SH   DFND   3,547 0 0
KRAFT HEINZ CO COM COMMON STOCK 500754106 141 1,813 SH   SOLE   1,513 0 300
KRAFT HEINZ CO COM COMMON STOCK 500754106 231 2,966 SH   DFND   2,433 533 0
LABORATORY CORP AMER HLDGS COM NEW COMMON STOCK 50540R409 2 10 SH   SOLE   10 0 0
LAMB WESTON HLDGS INC COM COMMON STOCK 513272104 2 32 SH   SOLE   32 0 0
LANDS END INC NEW COM COMMON STOCK 51509F105 0 6 SH   SOLE   6 0 0
LANDS END INC NEW COM COMMON STOCK 51509F105 0 6 SH   DFND   6 0 0
LEGGETT & PLATT INC COMMON STOCK 524660107 7 139 SH   SOLE   139 0 0
LILLY ELI & CO COM COMMON STOCK 532457108 568 6,725 SH   SOLE   6,325 0 400
LILLY ELI & CO COM COMMON STOCK 532457108 851 10,075 SH   DFND   8,125 1,950 0
LINCOLN NATIONAL CORP COMMON STOCK 534187109 9 117 SH   SOLE   117 0 0
LITTLEFUSE INC COMMON STOCK 537008104 8 38 SH   SOLE   38 0 0
LOCKHEED MARTIN CORP COM COMMON STOCK 539830109 177 550 SH   SOLE   550 0 0
LOWES COS INC COM COMMON STOCK 548661107 165 1,775 SH   SOLE   1,375 0 400
LOWES COS INC COM COMMON STOCK 548661107 60 650 SH   DFND   0 650 0
LULULEMON ATHLETICA COMMON STOCK 550021109 16 200 SH   SOLE   200 0 0
MFS CHARTER INCOME TRUST MUTUAL FUNDS-FIXED INCOME 552727109 3 300 SH   SOLE   300 0 0
MAGNA INTERNATIONAL INC CL A FOREIGN EQUITIES 559222401 8 146 SH   SOLE   146 0 0
MANNKIND CORPORATION COMMON STOCK 56400P706 1 240 SH   DFND   240 0 0
MANULIFE FINANCIAL CORP FOREIGN EQUITIES 56501R106 69 3,294 SH   SOLE   3,294 0 0
MARATHON OIL CO COMMON STOCK 565849106 53 3,111 SH   SOLE   0 3,111 0
MARATHON PETROLEUM CORP COMMON STOCK 56585A102 183 2,768 SH   SOLE   0 2,768 0
MARRIOTT INTL INC NEW CL A COMMON STOCK 571903202 27 196 SH   DFND   196 0 0
MASTERCARD INCORPORATED COMMON STOCK 57636Q104 2,535 16,750 SH   SOLE   15,600 1,150 0
MASTERCARD INCORPORATED COMMON STOCK 57636Q104 462 3,050 SH   DFND   2,950 100 0
MATTEL INC COM COMMON STOCK 577081102 61 3,983 SH   SOLE   3,983 0 0
MCDONALDS CORP COM COMMON STOCK 580135101 3,175 18,448 SH   SOLE   17,748 700 0
MCDONALDS CORP COM COMMON STOCK 580135101 508 2,950 SH   DFND   2,850 100 0
MCKESSON CORP COMMON STOCK 58155Q103 16 100 SH   SOLE   100 0 0
MEDICAL PROPERTIES TR INC COMMON STOCK 58463J304 3 188 SH   SOLE   188 0 0
MERCK & CO INC NEW COMMON STOCK 58933Y105 626 11,125 SH   SOLE   10,625 0 500
MERCK & CO INC NEW COMMON STOCK 58933Y105 385 6,835 SH   DFND   5,735 1,100 0
METLIFE INC COMMON STOCK 59156R108 22 432 SH   SOLE   432 0 0
METLIFE INC COMMON STOCK 59156R108 10 200 SH   DFND   0 200 0
MICROSOFT CORP COMMON STOCK 594918104 3,113 36,396 SH   SOLE   34,296 2,100 0
MICROSOFT CORP COMMON STOCK 594918104 712 8,324 SH   DFND   5,024 3,300 0
MICROCHIP TECHNOLOGY INC COM COMMON STOCK 595017104 1,884 21,440 SH   SOLE   19,340 1,700 400
MICROCHIP TECHNOLOGY INC COM COMMON STOCK 595017104 422 4,800 SH   DFND   3,300 1,500 0
MONDELEZ INTL INC COMMON STOCK 609207105 388 9,066 SH   SOLE   8,566 0 500
MONDELEZ INTL INC COMMON STOCK 609207105 464 10,842 SH   DFND   9,106 1,736 0
MONSANTO CO (NEW) COMMON STOCK 61166W101 19 160 SH   SOLE   160 0 0
MOOG INC CLASS A COMMON STOCK 615394202 4 51 SH   SOLE   51 0 0
MOTOROLA SOLUTIONS, INC. COMMON STOCK 620076307 3 28 SH   SOLE   28 0 0
NBT BANCORP INC COM COMMON STOCK 628778102 5,152 140,025 SH   DFND   90,025 50,000 0
NCR CORP NEW COMMON STOCK 62886E108 6 169 SH   SOLE   169 0 0
NCR CORP NEW COMMON STOCK 62886E108 1 27 SH   DFND   27 0 0
NATIONAL OILWELL VARCO INC COM COMMON STOCK 637071101 256 7,100 SH   SOLE   6,100 1,000 0
NATIONAL OILWELL VARCO INC COM COMMON STOCK 637071101 18 500 SH   DFND   400 100 0
NETFLIX INC COM COMMON STOCK 64110L106 12 62 SH   SOLE   62 0 0
NEW YORK COMMUNITY BANCORP INC COMMON STOCK 649445103 5 404 SH   SOLE   404 0 0
NEW YORK TIMES CO CL A COMMON STOCK 650111107 11 600 SH   SOLE   600 0 0
NEWPARK RESOURCES INC COMMON STOCK 651718504 1 100 SH   SOLE   100 0 0
NEXTERA ENERGY INC COMMON STOCK 65339F101 761 4,875 SH   SOLE   4,875 0 0
NEXTERA ENERGY INC COMMON STOCK 65339F101 763 4,883 SH   DFND   4,133 750 0
NIKE INC CL B COMMON STOCK 654106103 46 742 SH   SOLE   742 0 0
NORFOLK SOUTHERN CORP COMMON STOCK 655844108 1,094 7,550 SH   SOLE   7,550 0 0
NORFOLK SOUTHERN CORP COMMON STOCK 655844108 72 500 SH   DFND   400 100 0
NORTHROP GRUMMAN CORP COM COMMON STOCK 666807102 61 200 SH   SOLE   200 0 0
NORWOOD FINANCIAL CORPORATION COMMON STOCK 669549107 390 11,821 SH   SOLE   11,821 0 0
NOVARTIS AG FOREIGN EQUITIES 66987V109 200 2,380 SH   SOLE   2,088 0 292
NOVARTIS AG FOREIGN EQUITIES 66987V109 146 1,742 SH   DFND   1,250 492 0
NOW INC COMMON STOCK 67011P100 3 250 SH   SOLE   250 0 0
NOW INC COMMON STOCK 67011P100 1 100 SH   DFND   100 0 0
NUCOR CORP COMMON STOCK 670346105 79 1,250 SH   SOLE   1,250 0 0
NUCOR CORP COMMON STOCK 670346105 89 1,400 SH   DFND   1,400 0 0
NUVEEN AMT-FREE MUNI INC FNDCOM MUTUAL FUNDS-FIXED INCOME 670657105 63 4,568 SH   SOLE   4,568 0 0
NUVEEN REAL ESTATE INCOME FD MUTUAL FUNDS-ETF EQUITIES 67071B108 2 200 SH   SOLE   200 0 0
NUVEEN PA INVT QUALITY MUN FCOM MUTUAL FUNDS-FIXED INCOME 670972108 44 3,352 SH   SOLE   3,352 0 0
O REILLY AUTOMOTIVE INC NEW COM COMMON STOCK 67103H107 24 100 SH   DFND   100 0 0
OCCIDENTAL PETE CORP DEL COM COMMON STOCK 674599105 573 7,779 SH   SOLE   7,779 0 0
OCCIDENTAL PETE CORP DEL COM COMMON STOCK 674599105 29 400 SH   DFND   0 400 0
ONE GAS INC. COMMON STOCK 68235P108 1 19 SH   SOLE   19 0 0
ONEOK INC COMMON STOCK 682680103 3 50 SH   SOLE   50 0 0
ORACLE CORP COM COMMON STOCK 68389X105 1,002 21,188 SH   SOLE   19,588 1,600 0
ORACLE CORP COM COMMON STOCK 68389X105 128 2,700 SH   DFND   1,900 800 0
PNC FINL SVCS GROUP INC COM COMMON STOCK 693475105 1,104 7,649 SH   SOLE   6,549 800 300
PNC FINL SVCS GROUP INC COM COMMON STOCK 693475105 680 4,715 SH   DFND   115 4,600 0
PPG INDS INC COM COMMON STOCK 693506107 161 1,380 SH   SOLE   1,380 0 0
PPG INDS INC COM COMMON STOCK 693506107 67 575 SH   DFND   125 450 0
PPL CORP, COM COMMON STOCK 69351T106 1,423 45,966 SH   SOLE   45,366 0 600
PPL CORP, COM COMMON STOCK 69351T106 870 28,095 SH   DFND   27,895 200 0
PVH CORP COMMON STOCK 693656100 7 51 SH   SOLE   51 0 0
PAYCHEX INC COM COMMON STOCK 704326107 12 180 SH   SOLE   180 0 0
PAYPAL HLDGS INC COM COMMON STOCK 70450Y103 32 434 SH   SOLE   434 0 0
PENNYMAC MTG INVT TR COM COMMON STOCK 70931T103 3 200 SH   SOLE   200 0 0
PEOPLES FINL SVCS CORP COMMON STOCK 711040105 14,473 310,783 SH   SOLE   209,676 4,545 96,562
PEOPLES FINL SVCS CORP COMMON STOCK 711040105 308 6,623 SH   DFND   3,487 3,136 0
PEPSICO INC COM COMMON STOCK 713448108 4,029 33,598 SH   SOLE   32,298 1,000 300
PEPSICO INC COM COMMON STOCK 713448108 312 2,600 SH   DFND   1,050 1,550 0
PETMED EXPRESS INC COM COMMON STOCK 716382106 46 1,000 SH   SOLE   1,000 0 0
PFIZER INC COM COMMON STOCK 717081103 2,595 71,654 SH   SOLE   69,104 1,850 700
PFIZER INC COM COMMON STOCK 717081103 1,739 48,026 SH   DFND   23,017 25,009 0
PHILIP MORRIS INTL INC COMMON STOCK 718172109 258 2,443 SH   SOLE   2,443 0 0
PHILIP MORRIS INTL INC COMMON STOCK 718172109 366 3,465 SH   DFND   1,765 1,700 0
PHILLIPS 66 COMMON STOCK 718546104 178 1,761 SH   SOLE   1,761 0 0
PHILLIPS 66 COMMON STOCK 718546104 492 4,865 SH   DFND   2,365 2,500 0
PIMCO MUNI INCOME FUND II COMMON STOCK 72200W106 4 300 SH   SOLE   300 0 0
PIMCO MUN INCOME FD III COM COMMON STOCK 72201A103 4 350 SH   SOLE   350 0 0
PLANET FITNESS INC CL A COMMON STOCK 72703H101 5 149 SH   SOLE   149 0 0
POLARIS INDS INC COMMON STOCK 731068102 5 37 SH   SOLE   37 0 0
POWERSHARES ETF TRUST AERSPC DEF PTF MUTUAL FUNDS-ETF EQUITIES 73935X690 6 120 SH   SOLE   120 0 0
POWERSHARES ETF TR II PFD PORTFOLIO PREFERRED STOCK 73936T565 59 4,000 SH   SOLE   4,000 0 0
PRAXAIR INC COMMON STOCK 74005P104 15 100 SH   SOLE   100 0 0
PRICELINE GROUP, INC COMMON STOCK 741503403 17 10 SH   SOLE   10 0 0
PROCTER & GAMBLE CO COM COMMON STOCK 742718109 2,598 28,272 SH   SOLE   26,372 1,400 500
PROCTER & GAMBLE CO COM COMMON STOCK 742718109 3,454 37,588 SH   DFND   30,538 7,050 0
PUBLIC SVC ENTERPRISE GROUP COM COMMON STOCK 744573106 10 200 SH   SOLE   200 0 0
PUBLIC SVC ENTERPRISE GROUP COM COMMON STOCK 744573106 72 1,400 SH   DFND   1,400 0 0
PUTNAM MUNICIPAL OPP TRUST MUTUAL FUNDS-FIXED INCOME 746922103 21 1,715 SH   SOLE   1,715 0 0
QUALCOMM INC COM COMMON STOCK 747525103 67 1,046 SH   SOLE   1,046 0 0
QUALCOMM INC COM COMMON STOCK 747525103 6 100 SH   DFND   100 0 0
QUALITY CARE PROPERTIES INC COMMON STOCK 747545101 1 50 SH   SOLE   50 0 0
RMR GROUP INC CL A COMMON STOCK 74967R106 0 2 SH   SOLE   2 0 0
RAYMOND JAMES FINANCIAL INC COMMON STOCK 754730109 7 80 SH   SOLE   80 0 0
RAYTHEON CO COM NEW COMMON STOCK 755111507 169 900 SH   SOLE   900 0 0
REGIONS FINANCIAL CORP NEW COMMON STOCK 7591EP100 12 684 SH   SOLE   684 0 0
REINSURANCE GROUP AMER INC COMMON STOCK 759351604 7 43 SH   SOLE   43 0 0
ROCKWELL AUTOMATION INC COMMON STOCK 773903109 10 50 SH   SOLE   50 0 0
ROCKWELL COLLINS INC COM COMMON STOCK 774341101 88 650 SH   SOLE   650 0 0
ROYAL DUTCH SHELL PLC RDS-B FOREIGN EQUITIES 780259107 27 389 SH   SOLE   389 0 0
ROYAL DUTCH SHELL PLC RDS-B FOREIGN EQUITIES 780259107 125 1,830 SH   DFND   1,830 0 0
ROYAL DUTCH SHELL PLC SPONS ADR A FOREIGN EQUITIES 780259206 358 5,370 SH   DFND   2,470 2,900 0
SBA COMMUNICATIONS CORP NEW NPV COMMON STOCK 78410G104 6 39 SH   SOLE   39 0 0
GOLD TRUST MUTUAL FUNDS-ETF EQUITIES 78463V107 62 500 SH   SOLE   500 0 0
SPDR INDEX SHS FDS S&P INTL ETF MUTUAL FUNDS-ETF EQUITIES 78463X772 33 800 SH   SOLE   800 0 0
SPDR SER TR SSGA US SMAL ETF MUTUAL FUNDS-ETF EQUITIES 78468R887 5 60 SH   SOLE   60 0 0
SANOFI AVENTIS SPONSORED ADR FOREIGN EQUITIES 80105N105 13 300 SH   SOLE   300 0 0
SCHLUMBERGER LTD COM COMMON STOCK 806857108 594 8,820 SH   SOLE   7,820 600 400
SCHLUMBERGER LTD COM COMMON STOCK 806857108 232 3,450 SH   DFND   3,050 400 0
TECHNOLOGY SELECT SECT SPDR EFT MUTUAL FUNDS-EQUITIES 81369Y803 32 500 SH   SOLE   500 0 0
SHIRE PLC SPONSORED ADR FOREIGN EQUITIES 82481R106 125 809 SH   SOLE   587 222 0
SHIRE PLC SPONSORED ADR FOREIGN EQUITIES 82481R106 27 177 SH   DFND   148 29 0
JM SMUCKER CO COMMON STOCK 832696405 25 200 SH   DFND   0 200 0
SNAP ON INC COMMON STOCK 833034101 8 47 SH   SOLE   47 0 0
SNAP INC CL A COMMON STOCK 83304A106 1 100 SH   SOLE   100 0 0
SOUTH JERSEY INDUSTRIES INC COMMON STOCK 838518108 66 2,102 SH   SOLE   2,102 0 0
SOUTHERN CO COM COMMON STOCK 842587107 944 19,629 SH   SOLE   18,629 300 700
SOUTHERN CO COM COMMON STOCK 842587107 392 8,150 SH   DFND   7,450 700 0
SOUTHWESTERN ENERGY COMMON STOCK 845467109 61 11,000 SH   DFND   11,000 0 0
STARBUCKS CORP COM COMMON STOCK 855244109 971 16,910 SH   SOLE   15,510 1,400 0
STARBUCKS CORP COM COMMON STOCK 855244109 169 2,950 SH   DFND   2,950 0 0
STATE STR CORP COM COMMON STOCK 857477103 168 1,718 SH   SOLE   1,718 0 0
STATE STR CORP COM COMMON STOCK 857477103 10 100 SH   DFND   100 0 0
STERLING BANCORP DEL COM COMMON STOCK 85917A100 2 87 SH   SOLE   87 0 0
SUBURBAN PROPANE PARTNERS L UNIT LTD PARTN COMMON STOCK 864482104 7 300 SH   SOLE   300 0 0
SUNCOR ENERGY INC NEW COM FOREIGN EQUITIES 867224107 222 6,040 SH   SOLE   6,040 0 0
SUNCOR ENERGY INC NEW COM FOREIGN EQUITIES 867224107 143 3,900 SH   DFND   3,900 0 0
SUNPOWER CORP COMMON STOCK 867652406 0 30 SH   DFND   30 0 0
SYSCO CORP COM COMMON STOCK 871829107 874 14,400 SH   SOLE   12,600 1,800 0
SYSCO CORP COM COMMON STOCK 871829107 112 1,850 SH   DFND   1,150 700 0
TAIWAN SEMICONDUCTOR ADR COMMON STOCK 874039100 8 200 SH   SOLE   200 0 0
TARGET CORP COMMON STOCK 87612E106 188 2,875 SH   SOLE   2,875 0 0
TARGET CORP COMMON STOCK 87612E106 52 800 SH   DFND   800 0 0
TELEDYNE TECHNOLOGIES INC COMMON STOCK 879360105 7 37 SH   SOLE   37 0 0
3 D SYSTEMS CORP (NEW) COMMON STOCK 88554D205 17 2,000 SH   SOLE   2,000 0 0
3M CO COMMON STOCK 88579Y101 1,838 7,811 SH   SOLE   7,711 0 100
3M CO COMMON STOCK 88579Y101 992 4,216 SH   DFND   3,866 350 0
TIME INC NEW COMMON STOCK 887228104 0 12 SH   DFND   12 0 0
TIME WARNER INC COMMON STOCK 887317303 35 383 SH   SOLE   383 0 0
TIME WARNER INC COMMON STOCK 887317303 18 199 SH   DFND   199 0 0
TIMKEN CO COMMON STOCK 887389104 3 60 SH   SOLE   60 0 0
TIMKENSTEEL CORP COMMON STOCK 887399103 0 30 SH   SOLE   30 0 0
TOOTSIE ROLL IND INC COMMON STOCK 890516107 64 1,760 SH   SOLE   1,760 0 0
TOTAL S.A. ADR FOREIGN EQUITIES 89151E109 7 118 SH   SOLE   118 0 0
TRAVELERS COMPANIES INC COM COMMON STOCK 89417E109 85 625 SH   SOLE   625 0 0
TRAVELERS COMPANIES INC COM COMMON STOCK 89417E109 14 100 SH   DFND   100 0 0
TRUSTMARK CORP COMMON STOCK 898402102 3 103 SH   SOLE   103 0 0
TWITTER INC. COMMON STOCK 90184L102 14 600 SH   SOLE   600 0 0
TWITTER INC. COMMON STOCK 90184L102 36 1,500 SH   DFND   1,300 200 0
US BANCORP DEL COMMON STOCK 902973304 1,270 23,710 SH   SOLE   21,910 1,800 0
US BANCORP DEL COMMON STOCK 902973304 75 1,400 SH   DFND   1,000 400 0
UNDER ARMOUR INC COMMON STOCK 904311107 4 265 SH   SOLE   265 0 0
UNDER ARMOUR INC CL C COMMON STOCK 904311206 3 200 SH   SOLE   200 0 0
UNION PAC CORP COM COMMON STOCK 907818108 1,157 8,628 SH   SOLE   8,628 0 0
UNION PAC CORP COM COMMON STOCK 907818108 44 328 SH   DFND   328 0 0
UNITED BANKSHARES INC COMMON STOCK 909907107 3 74 SH   SOLE   74 0 0
UNITED FIRE GROUP INC COMMON STOCK 910340108 4 80 SH   SOLE   80 0 0
UNITED PARCEL SERVICE INC CL B COMMON STOCK 911312106 48 400 SH   SOLE   100 0 300
UNITED PARCEL SERVICE INC CL B COMMON STOCK 911312106 12 100 SH   DFND   100 0 0
UNITED STATES STL CORP NEW COM COMMON STOCK 912909108 2 62 SH   SOLE   0 62 0
UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 147 1,152 SH   SOLE   1,152 0 0
UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 1,276 10,000 SH   DFND   10,000 0 0
VF CORP COMMON STOCK 918204108 533 7,200 SH   SOLE   6,200 1,000 0
VF CORP COMMON STOCK 918204108 15 200 SH   DFND   0 200 0
VALERO ENERGY CORP NEW COM COMMON STOCK 91913Y100 9 100 SH   SOLE   100 0 0
VALVOLINE INC COMMON STOCK 92047W101 1 35 SH   DFND   35 0 0
VANECK VECTORS ETF TR HIGH INCOME MLP MUTUAL FUNDS-EQUITIES 92189F288 25 1,080 SH   SOLE   1,080 0 0
VANGUARD B SHORT TERM BOND MUTUAL FUNDS-FIXED INCOME 921937827 49 625 SH   DFND   0 625 0
VANGUARD BD INDEX FD INC TOTAL BD MARKET MUTUAL FUNDS-FIXED INCOME 921937835 50 619 SH   DFND   0 619 0
VANGUARD FTSE DEVELOPED MARKET ETF MUTUAL FUNDS-EQUITIES 921943858 10 234 SH   SOLE   234 0 0
VANGUARD INFORMATION TECH ETF MUTUAL FUNDS-EQUITIES 92204A702 33 198 SH   SOLE   198 0 0
VANGUARD EMERGING MARKETS ETF MUTUAL FUNDS-ETF EQUITIES 922042858 375 8,171 SH   SOLE   7,600 571 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP MUTUAL FUNDS-ETF EQUITIES 92206C870 8 90 SH   SOLE   90 0 0
VECTRUS INC. COMMON STOCK 92242T101 1 25 SH   DFND   25 0 0
VANGUARD REIT ETF MUTUAL FUNDS-ETF EQUITIES 922908553 253 3,050 SH   SOLE   3,050 0 0
VANGUARD REIT ETF MUTUAL FUNDS-ETF EQUITIES 922908553 50 600 SH   DFND   500 100 0
VANGUARD MID CAP ETF MUTUAL FUNDS-ETF EQUITIES 922908629 89 575 SH   SOLE   475 100 0
VANGUARD MID CAP ETF MUTUAL FUNDS-ETF EQUITIES 922908629 62 400 SH   DFND   300 100 0
VANGUARD GROWTH ETF MUTUAL FUNDS-EQUITIES 922908736 14 100 SH   SOLE   100 0 0
VANGUARD VALUE ETF MUTUAL FUNDS-ETF EQUITIES 922908744 11 100 SH   SOLE   100 0 0
VANGUARD SMALL CAP ETF MUTUAL FUNDS-ETF EQUITIES 922908751 85 575 SH   SOLE   475 100 0
VANGUARD SMALL CAP ETF MUTUAL FUNDS-ETF EQUITIES 922908751 59 400 SH   DFND   300 100 0
VERIZON COMMUNICATIONS COM COMMON STOCK 92343V104 2,248 42,472 SH   SOLE   39,572 1,500 1,400
VERIZON COMMUNICATIONS COM COMMON STOCK 92343V104 1,009 19,066 SH   DFND   13,889 5,177 0
VERSUM MATLS INC COM COMMON STOCK 92532W103 5 134 SH   SOLE   134 0 0
VERSUM MATLS INC COM COMMON STOCK 92532W103 1 33 SH   DFND   33 0 0
VIACOM INC CL B COMMON STOCK 92553P201 8 254 SH   DFND   254 0 0
VISA CLASS A COMMON STOCK 92826C839 8,641 75,788 SH   SOLE   75,788 0 0
VISA CLASS A COMMON STOCK 92826C839 217 1,900 SH   DFND   1,900 0 0
VODAFONE GROUP PLC FOREIGN EQUITIES 92857W308 415 13,006 SH   SOLE   12,734 0 272
VODAFONE GROUP PLC FOREIGN EQUITIES 92857W308 255 8,000 SH   DFND   8,000 0 0
WGL HLDGS INC COMMON STOCK 92924F106 5 58 SH   SOLE   58 0 0
WMIH CORP COM COMMON STOCK 92936P100 0 2 SH   SOLE   2 0 0
WEC ENERGY GROUP INC COM COMMON STOCK 92939U106 25 375 SH   SOLE   375 0 0
WAL MART STORES INC COM COMMON STOCK 931142103 517 5,240 SH   SOLE   5,240 0 0
WAL MART STORES INC COM COMMON STOCK 931142103 79 800 SH   DFND   800 0 0
WALGREENS BOOTS ALLIANCE COMMON STOCK 931427108 256 3,525 SH   SOLE   3,125 0 400
WALGREENS BOOTS ALLIANCE COMMON STOCK 931427108 15 200 SH   DFND   0 200 0
WELLS FARGO & CO NEW COM COMMON STOCK 949746101 1,614 26,605 SH   SOLE   25,205 1,400 0
WELLS FARGO & CO NEW COM COMMON STOCK 949746101 243 4,000 SH   DFND   3,700 300 0
WELLTOWER INC COM COMMON STOCK 95040Q104 7 111 SH   SOLE   111 0 0
WESTERN UNION CO (WU) COMMON STOCK 959802109 19 1,000 SH   SOLE   1,000 0 0
WESTPAC BKG CORP SPONSORED ADR COMMON STOCK 961214301 6 234 SH   SOLE   234 0 0
WEYERHAEUSER CO COM COMMON STOCK 962166104 1,562 44,312 SH   SOLE   40,735 2,600 977
WEYERHAEUSER CO COM COMMON STOCK 962166104 490 13,904 SH   DFND   10,704 3,200 0
WILLIAMS PARTNERS L P NEW COMMON STOCK 96949L105 7 173 SH   DFND   0 173 0
WYNDHAM WORLDWIDE CORP COM COMMON STOCK 98310W108 12 100 SH   SOLE   100 0 0
WYNN RESORTS LTD COMMON STOCK 983134107 6 33 SH   SOLE   33 0 0
WYNN RESORTS LTD COMMON STOCK 983134107 6 33 SH   DFND   33 0 0
XENIA HOTELS & RESORTS INC COM COMMON STOCK 984017103 20 937 SH   SOLE   937 0 0
XEROX CORP USD 1.0 COM COMMON STOCK 984121608 6 218 SH   SOLE   218 0 0
XYLEM INC COMMON STOCK 98419M100 416 6,100 SH   SOLE   4,600 1,500 0
XYLEM INC COMMON STOCK 98419M100 107 1,563 SH   DFND   1,563 0 0
ZIMMER HLDGS INC COM COMMON STOCK 98956P102 10 80 SH   SOLE   80 0 0
ZIMMER HLDGS INC COM COMMON STOCK 98956P102 259 2,150 SH   DFND   2,150 0 0