The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M COMPANY COM 88579Y101 1,226 8,740 SH   SOLE   8,740 0 0
3M COMPANY COM 88579Y101 16 115 SH   OTR   0 0 115
ABBOTT LABS COM 002824100 6,139 160,153 SH   SOLE   160,103 0 50
ABBVIE COM 00287y109 3,156 59,762 SH   SOLE   59,712 0 50
ADOBE SYSTEMS COM 00724F101 10,348 172,815 SH   SOLE   172,690 0 125
ADOBE SYSTEMS COM 00724F101 30 500 SH   OTR   0 0 500
ADVANCED MICRO DEVICES COM 007903107 58 15,000 SH   SOLE   15,000 0 0
AES CORP COM 00130H105 7,367 507,733 SH   SOLE   507,283 0 450
AFFILIATED MANAGERS COM 008252108 12,510 57,683 SH   SOLE   57,658 0 25
AFLAC COM 001055102 2,256 33,767 SH   SOLE   33,767 0 0
AIR PRODUCTS & CHEM COM 009158106 960 8,591 SH   SOLE   8,591 0 0
AKAMAI TECH COM 00971t101 7,603 161,159 SH   SOLE   161,159 0 0
ALLSCRIPTS HEALTHCARE COM 01988P108 5,802 375,315 SH   SOLE   374,915 0 400
ALTERA CORP COM 021441100 471 14,500 SH   SOLE   14,500 0 0
ALTRIA GROUP COM 02209s103 3,371 87,821 SH   SOLE   87,821 0 0
AMERICAN RIVER BNKSHRS COM 029326105 152 16,038 SH   SOLE   16,038 0 0
AMGEN COM 031162100 223 1,956 SH   SOLE   1,956 0 0
AMGEN COM 031162100 23 200 SH   OTR   0 0 200
APACHE CORP COM 037411105 2,729 31,751 SH   SOLE   31,751 0 0
APPLE COM 037833100 9,254 16,495 SH   SOLE   16,480 0 15
APPLE COM 037833100 1,206 2,150 SH   OTR   2,150 0 0
APPLIED MATERIALS COM 038222105 179 10,135 SH   SOLE   10,135 0 0
ASSOCIATED BCP COM 045487105 1,550 89,079 SH   SOLE   89,079 0 0
AT&T INC COM 00206r102 1,346 38,268 SH   SOLE   38,268 0 0
AUTOMATIC DATA PROCESSNG COM 053015103 484 5,986 SH   SOLE   5,986 0 0
BANK OF MONTREAL COM 063671101 2,846 42,690 SH   SOLE   42,690 0 0
BANK OF MONTREAL COM 063671101 7 100 SH   DFND   0 0 100
BANK OF NY MELLON COM 064058100 2,795 79,994 SH   SOLE   79,994 0 0
BANKUNITED FINANCIAL CORP COM 06652B103 0 12,100 SH   SOLE   12,100 0 0
BARABOO BANCORP COM 067021105 106 60,308 SH   SOLE   60,308 0 0
BAXTER INTERNATIONAL INC COM 071813109 240 3,453 SH   SOLE   3,453 0 0
BEMIS COM 081437105 788 19,246 SH   SOLE   19,246 0 0
BERKSHIRE HATHAWAY CL B COM 084670207 445 3,757 SH   SOLE   3,757 0 0
BERKSHIRE HATHAWAY CL B COM 084670207 1 10 SH   OTR   0 0 10
BEST BUY COM 086516101 673 16,885 SH   SOLE   16,885 0 0
BIOANALYTICAL SYS INC COM 09058M103 54 20,000 SH   SOLE   20,000 0 0
BLACKSTONE GROUP COM 09253U108 315 10,000 SH   SOLE   10,000 0 0
BOEING CO COM 097023105 1,052 7,708 SH   SOLE   7,708 0 0
BOTTOMLINE TECHNOLOGIES COM 101388106 12,799 353,949 SH   SOLE   353,949 0 0
BOTTOMLINE TECHNOLOGIES COM 101388106 36 1,000 SH   OTR   0 0 1,000
BP PLC COM 055622104 535 11,000 SH   SOLE   11,000 0 0
BPZ RESOURCES COM 055639108 43 23,600 SH   SOLE   23,600 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 567 10,675 SH   SOLE   10,675 0 0
BROADBAND WIRELESS COM 11130Q102 0 13,694 SH   SOLE   13,694 0 0
CA TECHNOLOGIES COM 12673P105 10,850 322,441 SH   SOLE   322,441 0 0
CA TECHNOLOGIES COM 12673P105 13 400 SH   OTR   0 0 400
CBS CORP COM 12490K107 256 4,012 SH   SOLE   4,012 0 0
CENTRAL FD OF CANADA COM 153501101 472 35,625 SH   SOLE   35,625 0 0
CENTURYLINK INC COM 156700106 4,611 144,788 SH   SOLE   144,788 0 0
CENTURYLINK INC COM 156700106 6 175 SH   DFND   0 0 175
CHARLES SCHWAB COM 808513105 2,586 99,458 SH   SOLE   99,258 0 200
CHESAPEAKE ENERGY COM 165167107 7,507 276,621 SH   SOLE   276,521 0 100
CHESAPEAKE ENERGY COM 165167107 62 2,300 SH   OTR   2,300 0 0
CHEVRON CORP COM 166764100 1,431 11,459 SH   SOLE   11,459 0 0
CHURCH & DWIGHT COM 171340102 697 10,521 SH   SOLE   10,521 0 0
CISCO SYSTEMS COM 17275R102 3,110 138,672 SH   SOLE   138,672 0 0
CISCO SYSTEMS COM 17275R102 4 200 SH   DFND   0 0 200
CISCO SYSTEMS COM 17275R102 22 990 SH   OTR   0 0 990
COCA COLA COM 191216100 2,504 60,621 SH   SOLE   60,621 0 0
COGNIZANT CL A COM 192446102 7,842 77,663 SH   SOLE   77,663 0 0
COLGATE-PALMOLIVE COM 194162103 586 8,986 SH   SOLE   8,986 0 0
COMCAST CORP CL A COM 20030n101 461 8,872 SH   SOLE   8,872 0 0
CONOCOPHILLIPS COM 20825C104 481 6,804 SH   SOLE   6,804 0 0
CONOCOPHILLIPS COM 20825C104 4 50 SH   OTR   50 0 0
DAIMLER AG COM D1668R123 488 5,611 SH   SOLE   5,611 0 0
DANAHER CORP COM 235851102 6,104 79,074 SH   SOLE   79,004 0 70
DANAHER CORP COM 235851102 23 300 SH   OTR   0 0 300
DEERE & CO COM 244199105 258 2,830 SH   SOLE   2,830 0 0
DONALDSON COM 257651109 655 15,070 SH   SOLE   15,070 0 0
DOT HILL SYSTEMS COM 25848T109 951 282,289 SH   SOLE   282,289 0 0
DOVER COM 260003108 341 3,530 SH   SOLE   3,530 0 0
DU PONT E I DE NEMOURS COM 263534109 8,893 136,871 SH   SOLE   136,871 0 0
DUKE POWER COM 26441c105 245 3,546 SH   SOLE   3,546 0 0
DUN & BRADSTREET COM 26483e100 1,897 15,451 SH   SOLE   15,451 0 0
ECHO GLOBAL LOGISTICS COM 27875t101 5,415 252,096 SH   SOLE   252,096 0 0
ECOLAB COM 278865100 3,924 37,631 SH   SOLE   37,631 0 0
ECOLAB COM 278865100 38 363 SH   OTR   0 0 363
EMC CORP COM 268648102 2,427 96,511 SH   SOLE   96,186 0 325
EMC CORP COM 268648102 19 750 SH   OTR   0 0 750
EMERSON ELECTRIC COM 291011104 6,890 98,171 SH   SOLE   98,106 0 65
ENERGY SELECT SECTOR SPDR COM 81369Y506 12,992 146,789 SH   SOLE   146,689 0 100
EQUIFAX COM 294429105 7,751 112,182 SH   SOLE   112,132 0 50
EVERTEC INC COM 30040P103 6,034 244,690 SH   SOLE   244,690 0 0
EXPRESS SCRIPTS COM 30219g108 2,165 30,825 SH   SOLE   30,825 0 0
EXXON MOBIL CORP COM 30231G102 8,360 82,609 SH   SOLE   82,609 0 0
FASTENAL COM 311900104 2,085 43,889 SH   SOLE   43,889 0 0
FASTENAL COM 311900104 27 572 SH   OTR   0 0 572
FEDERATED INVESTORS COM 314211103 3,442 119,530 SH   SOLE   119,530 0 0
FEDEX CORP COM 31428X106 3,578 24,886 SH   SOLE   24,886 0 0
FIDELITY NATL INFO COM 31620M106 9,074 169,048 SH   SOLE   169,048 0 0
FIRST MENASHA BANKSHARES COM 330603002 286 5,955 SH   SOLE   5,955 0 0
FIRSTMERIT CORP COM 337915102 237 10,667 SH   SOLE   10,667 0 0
FISERV COM 337738108 7,874 133,337 SH   SOLE   133,337 0 0
FISERV COM 337738108 28 480 SH   OTR   0 0 480
FORD COM 345370860 451 29,205 SH   SOLE   29,205 0 0
FRANKLIN RESOURCES COM 354613101 14,852 257,273 SH   SOLE   257,198 0 75
FRANKLIN RESOURCES COM 354613101 6 100 SH   DFND   0 0 100
GEN MILLS INC COM 370334104 211 4,221 SH   SOLE   4,221 0 0
GENERAL ELECTRIC COM 369604103 10,017 357,351 SH   SOLE   357,186 0 165
GENERAL ELECTRIC COM 369604103 14 500 SH   DFND   0 0 500
GENERAL ELECTRIC COM 369604103 21 750 SH   OTR   0 0 750
GILEAD SCIENCES COM 375558103 362 4,819 SH   SOLE   4,819 0 0
GLOBAL PAYMENTS COM 37940x102 9,821 151,116 SH   SOLE   151,116 0 0
GOLDMAN SACHS GROUP INC COM 38141g104 3,580 20,198 SH   SOLE   20,198 0 0
GOOGLE INC COM 38259P508 9,746 8,696 SH   SOLE   8,683 0 13
GOOGLE INC COM 38259P508 45 40 SH   OTR   0 0 40
GRAINGER WW COM 384802104 462 1,807 SH   SOLE   1,807 0 0
GRAN TIERRA ENERGY COM 38500T101 154 21,000 SH   SOLE   21,000 0 0
GULF ALTERNATIVE ENERGY COM 402109102 0 15,000 SH   SOLE   15,000 0 0
H & Q HEALTHCARE COM 404052102 924 34,250 SH   SOLE   34,250 0 0
H&Q LIFE SCIENCE (CL END) COM 404053100 383 18,724 SH   SOLE   18,724 0 0
HAEMONETICS CORP COM 405024100 4,214 100,030 SH   SOLE   100,030 0 0
HEI INC COM 404160103 11 10,000 SH   SOLE   10,000 0 0
HENRY SCHEIN COM 806407102 2,416 21,144 SH   SOLE   21,144 0 0
HEWLETT PACKARD COM 428236103 862 30,819 SH   SOLE   30,819 0 0
HOLOGIC INC COM 436440101 3,845 172,050 SH   SOLE   172,050 0 0
HOME DEPOT COM 437076102 911 11,058 SH   SOLE   11,058 0 0
HOSPIRA COM 441060100 4,723 114,409 SH   SOLE   114,409 0 0
HUBBELL INC CL B COM 443510201 287 2,640 SH   SOLE   2,640 0 0
IBM COM 459200101 6,991 37,271 SH   SOLE   37,246 0 25
IBM COM 459200101 19 100 SH   OTR   0 0 100
ILLINOIS TOOL COM 452308109 7,109 84,554 SH   SOLE   84,554 0 0
INDEPENDENT BANK CORP/MI COM 453838609 292 24,335 SH   SOLE   24,335 0 0
INTEL CORP COM 458140100 5,468 210,656 SH   SOLE   210,656 0 0
INTEL CORP COM 458140100 6 250 SH   DFND   0 0 250
INTEL CORP COM 458140100 34 1,300 SH   OTR   0 0 1,300
INTERNATIONAL PAPER COM 460146103 353 7,200 SH   SOLE   7,200 0 0
INTUIT COM 461202103 4,277 56,035 SH   SOLE   55,935 0 100
INTUIT COM 461202103 13 175 SH   OTR   0 0 175
ITT EDUCATIONAL SERVICES COM 45068B109 1,158 34,483 SH   SOLE   34,483 0 0
IXYS CORP COM 46600w106 2,162 166,835 SH   SOLE   166,835 0 0
J.HANCOCK FINL OPP FUND COM 409735206 7,223 306,699 SH   SOLE   306,449 0 250
JABIL CIRCUIT COM 466313103 3,278 187,935 SH   SOLE   187,935 0 0
JOHNSON CONTROLS COM 478366107 6,114 119,175 SH   SOLE   119,175 0 0
JOHNSON CONTROLS COM 478366107 30 585 SH   OTR   0 0 585
JOHNSON&JOHNSON COM 478160104 5,363 58,559 SH   SOLE   58,509 0 50
JP MORGAN CHASE & CO COM 46625H100 1,143 19,549 SH   SOLE   19,549 0 0
KC DE MEXICO COM 494386204 176 12,368 SH   SOLE   12,368 0 0
KIMBERLY-CLARK COM 494368103 20,800 199,119 SH   SOLE   199,119 0 0
KOHLS CORP COM 500255104 3,169 55,840 SH   SOLE   55,840 0 0
KRAFT FOODS COM 50076q106 890 16,514 SH   SOLE   16,514 0 0
LEGG MASON COM 524901105 343 7,878 SH   SOLE   7,878 0 0
LENDER PROCESSING SVCES COM 52602E102 972 26,010 SH   SOLE   26,010 0 0
LIFE TECHNOLOGIES COM 53217v109 1,047 13,813 SH   SOLE   13,813 0 0
LINEAR TECH COM 535678106 5,939 130,377 SH   SOLE   130,377 0 0
LINEAR TECH COM 535678106 26 566 SH   OTR   0 0 566
LOWE'S COMPANIES COM 548661107 6,150 124,121 SH   SOLE   124,121 0 0
MANULIFE FINANCIAL CORP COM 56501r106 238 12,066 SH   SOLE   12,066 0 0
MARATHON OIL COM 565849106 1,138 32,252 SH   SOLE   32,252 0 0
MARATHON PETROLEUM CORP COM 56585a102 217 2,367 SH   SOLE   2,367 0 0
MARSH & MCLENNAN COM 571748102 213 4,400 SH   SOLE   4,400 0 0
MBIA COM 55262C100 4,062 340,237 SH   SOLE   340,237 0 0
MBIA COM 55262C100 1 100 SH   OTR   100 0 0
MCCORMICK COM 579780206 1,568 22,750 SH   SOLE   22,750 0 0
MCDONALDS COM 580135101 251 2,588 SH   SOLE   2,588 0 0
MCKESSON COM 58155Q103 955 5,920 SH   SOLE   5,920 0 0
MEDTRONIC COM 585055106 6,564 114,384 SH   SOLE   114,309 0 75
MERCANTILE BANK COM 587376104 6,226 288,492 SH   SOLE   288,492 0 0
MERCK COM 58933y105 1,029 20,563 SH   SOLE   20,563 0 0
MICROSOFT COM 594918104 7,871 210,410 SH   SOLE   210,310 0 100
MICROSOFT COM 594918104 6 150 SH   DFND   0 0 150
MICROSOFT COM 594918104 39 1,049 SH   OTR   0 0 1,049
MONDELEZ INTL INC COM 609207105 1,646 46,626 SH   SOLE   46,626 0 0
MOTOROLA SOLUTIONS COM 620076307 299 4,434 SH   SOLE   4,434 0 0
NATIONAL INSTRUMENTS COM 636518102 2,303 71,910 SH   SOLE   71,910 0 0
NATIONAL INSTRUMENTS COM 636518102 29 892 SH   OTR   0 0 892
NATIONAL-OILWELL VARCO COM 637071101 300 3,776 SH   SOLE   3,776 0 0
NATIONAL-OILWELL VARCO COM 637071101 39 495 SH   OTR   450 0 45
NB REAL ESTATE (CL END) COM 64190A103 616 141,855 SH   SOLE   141,855 0 0
NESTLE COM 641069406 553 7,517 SH   SOLE   7,517 0 0
NIKE INC CL B COM 654106103 2,761 35,104 SH   SOLE   35,104 0 0
NORFOLK SOUTHERN COM 655844108 306 3,300 SH   SOLE   3,300 0 0
ORACLE COM 68389X105 3,728 97,436 SH   SOLE   97,436 0 0
ORACLE COM 68389X105 8 200 SH   OTR   0 0 200
PALL COM 696429307 4,601 53,907 SH   SOLE   53,857 0 50
PEPSICO COM 713448108 3,986 48,056 SH   SOLE   48,056 0 0
PERF GO-GREEN COM 71367D109 0 69,240 SH   SOLE   69,240 0 0
PERRIGO PLC COM g97822103 3,722 24,253 SH   SOLE   24,253 0 0
PERRIGO PLC COM g97822103 18 115 SH   OTR   0 0 115
PETROLEUM & RES(CL END) COM 716549100 5,032 183,770 SH   SOLE   183,770 0 0
PETROLEUM & RES(CL END) COM 716549100 6 209 SH   DFND   0 0 209
PFIZER INCORPORATED COM 717081103 7,610 248,445 SH   SOLE   248,095 0 350
PFIZER INCORPORATED COM 717081103 13 425 SH   DFND   0 0 425
PHILIP MORRIS INT'L COM 718172109 8,909 102,254 SH   SOLE   102,254 0 0
PHILLIPS 66 COM 718546104 228 2,950 SH   SOLE   2,950 0 0
PHILLIPS 66 COM 718546104 2 25 SH   OTR   25 0 0
PLEXUS CORP COM 729132100 1,327 30,656 SH   SOLE   30,656 0 0
PLUM CREEK TIMBER REIT COM 729251108 269 5,775 SH   SOLE   5,775 0 0
POTASH CORP COM 73755L107 1,000 30,345 SH   SOLE   30,345 0 0
POTLATCH CORP REIT COM 737630103 225 5,400 SH   SOLE   5,400 0 0
PRICE T ROWE GROUP INC COM 74144t108 10,546 125,891 SH   SOLE   125,831 0 60
PRINCIPAL FINL GROUP COM 74251v102 13,135 266,384 SH   SOLE   266,284 0 100
PROASSURANCE GROUP COM 74267C106 270 5,568 SH   SOLE   5,568 0 0
PROCTER & GAMBLE COM 742718109 2,836 34,833 SH   SOLE   34,783 0 50
PROSPERITY BANCSHARES COM 743606105 1,774 27,985 SH   SOLE   27,985 0 0
QUALCOMM COM 747525103 7,733 104,151 SH   SOLE   104,151 0 0
QUALCOMM COM 747525103 24 318 SH   OTR   0 0 318
RALLY SOFTWARE COM 751198102 2,461 126,550 SH   SOLE   126,550 0 0
RF MICRO DEVICES COM 749941100 476 92,229 SH   SOLE   92,229 0 0
ROYAL DUTCH SHELL COM 780259206 771 10,823 SH   SOLE   10,823 0 0
ROYCE GLOBAL VALUE TRUST COM 78081t104 222 24,983 SH   SOLE   24,983 0 0
ROYCE MICRO-CAP TR (CL END) COM 780915104 4,817 381,982 SH   SOLE   381,982 0 0
ROYCE VALUE TRUST(CL END) COM 780910105 9,391 586,558 SH   SOLE   586,308 0 250
RPM COM 749685103 4,114 99,117 SH   SOLE   99,017 0 100
SCHLUMBERGER COM 806857108 3,461 38,413 SH   SOLE   38,413 0 0
SCHWAB US REIT COM 808524847 2,885 95,371 SH   SOLE   95,371 0 0
SEARCHGUY COM 81222q104 0 10,000 SH   SOLE   10,000 0 0
SLM CORP COM 78442P106 5,229 198,954 SH   SOLE   198,954 0 0
SPDR GOLD TRUST (COLLECTIBLE) COM 78463v107 3,866 33,290 SH   SOLE   33,290 0 0
SPDR S&P BANK ETF COM 78464a797 3,931 118,505 SH   SOLE   118,505 0 0
SPDR S&P REGIONAL BANK ETF COM 78464a698 2,687 66,170 SH   SOLE   66,170 0 0
STRYKER CORP COM 863667101 6,612 87,993 SH   SOLE   87,993 0 0
SYSCO CORPORATION COM 871829107 1,497 41,480 SH   SOLE   41,480 0 0
TEVA PHARMACEUTICAL COM 881624209 4,493 112,095 SH   SOLE   112,045 0 50
TEXAS INSTR COM 882508104 2,305 52,498 SH   SOLE   52,498 0 0
THERMO FISHER SCIENTIFIC COM 883556102 3,927 35,266 SH   SOLE   35,191 0 75
TIME WARNER COM 887317105 713 10,221 SH   SOLE   10,221 0 0
TIME WARNER COM 887317105 2 33 SH   OTR   0 0 33
TIME WARNER CABLE COM 88732J207 296 2,185 SH   SOLE   2,185 0 0
TIME WARNER CABLE COM 88732J207 1 8 SH   OTR   0 0 8
TRANSATLANTIC PETROLEUM COM 899821059 9 11,000 SH   SOLE   11,000 0 0
UNION PACIFIC CORP COM 907818108 8,496 50,569 SH   SOLE   50,569 0 0
UNITED HEALTHCARE COM 91324p102 903 11,998 SH   SOLE   11,998 0 0
UNITED PARCEL COM 911312106 2,237 21,285 SH   SOLE   21,285 0 0
UNITED TECHNOLOGIES COM 913017109 5,296 46,535 SH   SOLE   46,495 0 40
US BANCORP DEL COM 902973304 2,157 53,401 SH   SOLE   53,401 0 0
VARIAN MEDICAL SYSTEMS COM 92220P105 2,828 36,400 SH   SOLE   36,400 0 0
VERIFONE SYSTEMS COM 92342Y109 9,922 369,955 SH   SOLE   369,955 0 0
VERISIGN INC COM 92343E102 2,904 48,570 SH   SOLE   48,570 0 0
VERIZON COMMUNICATIONS COM 92343V104 11,334 230,644 SH   SOLE   230,544 0 100
VIACOM CL B COM 92553P201 353 4,042 SH   SOLE   4,042 0 0
VISA COM 92826C839 8,194 36,799 SH   SOLE   36,799 0 0
VISA COM 92826C839 239 1,075 SH   OTR   1,000 0 75
WALGREEN COM 931422109 7,757 135,037 SH   SOLE   134,967 0 70
WALT DISNEY CO COM 254687106 2,593 33,939 SH   SOLE   33,939 0 0
WATERS CORP COM 941848103 345 3,450 SH   SOLE   3,450 0 0
WATERSTONE FINANCIAL COM 941888109 262 26,200 SH   SOLE   26,200 0 0
WEINGARTEN REALTY COM 948741103 780 28,430 SH   SOLE   28,430 0 0
WELLS FARGO & CO COM 949746101 1,524 33,579 SH   SOLE   33,579 0 0
WESTERN DIGITAL CORP COM 958102105 839 10,000 SH   SOLE   10,000 0 0
WESTERN UNION CO COM 959802109 2,338 135,538 SH   SOLE   135,138 0 400
WEYERHAEUSER COM 962166104 999 31,642 SH   SOLE   31,642 0 0
WHITING PETROLEUM COM 966387102 6,806 110,004 SH   SOLE   110,004 0 0
WHITING PETROLEUM COM 966387102 3 50 SH   OTR   0 0 50
WYNDHAM WORLDWIDE COM 98310W108 6,973 94,632 SH   SOLE   94,632 0 0
XILINX COM 983919101 8,184 178,218 SH   SOLE   178,168 0 50
YAHOO COM 984332106 404 10,000 SH   SOLE   10,000 0 0
YAHOO COM 984332106 4 100 SH   OTR   0 0 100
YUM BRANDS COM 988498101 4,438 58,701 SH   SOLE   58,701 0 0
ZIMMER HOLDINGS COM 98956P102 1,726 18,519 SH   SOLE   18,519 0 0
AMERICAN CENT EQUITY INCOME MFD 025076209 223 26,041 SH   SOLE   26,041 0 0
DODGE & COX STOCK FUND MFD 256219106 224 1,324 SH   SOLE   1,324 0 0
FIDELITY LOW-PRICED STOCK MFD 316345305 263 5,311 SH   SOLE   5,311 0 0
HARBOR FD CAP APPR INSTL MFD 411511504 227 4,005 SH   SOLE   4,005 0 0
NATIONWIDE GENEVA MID CAP GROW MFD 63868b732 292 9,891 SH   SOLE   9,891 0 0
NICHOLAS LTD MFD 653738104 308 11,403 SH   SOLE   11,403 0 0
NUVEEN DIVIDEND VALUE FD CL 1 MFD 670678879 195 11,592 SH   SOLE   11,592 0 0
NUVEEN INTL SELECT I MFD 670690437 125 11,886 SH   SOLE   11,886 0 0
NUVEEN MID CAP GROWTH MFD 670690759 218 4,306 SH   SOLE   4,306 0 0
NUVEEN SANTA BARBARA DIV GWTH MFD 67065W639 267 8,071 SH   SOLE   8,071 0 0
S&P INDEX FUND MFD 78462f103 2,703 14,636 SH   SOLE   14,636 0 0
SCHWAB TOTAL STOCK MKT-SEL MFD 808509756 15,794 469,079 SH   SOLE   469,079 0 0
SCHWAB US BROAD MKT ETF MFD 808524102 3,242 72,036 SH   SOLE   72,036 0 0
SPDR DOW JONES INDL AVG ETF MFD 252787106 447 2,700 SH   SOLE   2,700 0 0
VANGUARD 500 INDEX (ADM) MFD 922908710 1,052 6,173 SH   SOLE   6,173 0 0
VANGUARD GROWTH ETF MFD 922908736 198 2,127 SH   SOLE   2,127 0 0
VANGUARD GROWTH ETF MFD 922908736 307 3,300 SH   OTR   0 0 3,300
VANGUARD HEALTH CARE MFD 921908307 360 1,926 SH   SOLE   1,926 0 0
VANGUARD INDEX 500 MFD 922908108 869 5,100 SH   SOLE   5,100 0 0
VANGUARD LIFE STRAGY MD GRTH MFD 921909404 1,847 79,930 SH   SOLE   79,930 0 0
VANGUARD MID CAP MFD VIMSX 356 11,868 SH   SOLE   11,868 0 0
VANGUARD PRIMECAP ADMIRAL MFD 921936209 1,259 13,154 SH   SOLE   13,154 0 0
VANGUARD TTL STK MKT ETF MFD 922908769 10,613 110,641 SH   SOLE   110,641 0 0
VANGUARD TTL STK MKT ETF MFD 922908769 1,519 15,840 SH   OTR   0 0 15,840
VANGUARD TTL STK MKT INDEX MFD 922908306 394 8,437 SH   SOLE   8,437 0 0
VANGUARD TTL STK MKT INDEX MFD 922908306 56 1,202 SH   OTR   0 0 1,202
VANGUARD TTL STOCK MKT MFD 922908488 641 14,215 SH   SOLE   14,215 0 0
VANGUARD VALUE ETF MFD 922908744 3,640 47,645 SH   SOLE   47,645 0 0
AMER EUROPACIFIC GRWTH CL F-1 IFD 298706409 1,400 28,690 SH   SOLE   28,690 0 0
ASIA TIGERS(CL END) IFD 04516T105 329 29,171 SH   SOLE   29,171 0 0
EUROPACIFIC GROWTH GRADE F2 IFD 29875E100 13,659 278,879 SH   SOLE   278,879 0 0
HARBOR INTL FD IFD 411511306 26,971 379,814 SH   SOLE   379,814 0 0
HARBOR INTL FD IFD 411511306 24 339 SH   OTR   0 0 339
INDIA FUND IFD 454089103 275 13,741 SH   SOLE   13,741 0 0
MS INDIA INVESTMENT (CL END) IFD 61745C105 2,726 155,931 SH   SOLE   155,931 0 0
MSCI-EAFE INDEX IFD 464287465 404 6,025 SH   SOLE   6,025 0 0
MSCI-EAFE INDEX IFD 464287465 60 890 SH   OTR   0 0 890
POWERSHARE INDIA ETF IFD 73935L100 596 33,825 SH   SOLE   33,825 0 0
SCHWAB EMERGING MKT ETF IFD 808524706 3,654 148,541 SH   SOLE   148,541 0 0
SCHWAB INT'L EQUITY IFD 808524805 304 9,650 SH   SOLE   9,650 0 0
SCHWAB INT'L SCAP ETF IFD 808524888 303 9,500 SH   SOLE   9,500 0 0
TEMPLETON DRAGON(CL END) IFD 88018T101 6,165 238,206 SH   SOLE   238,206 0 0
TEMPLETON DRAGON(CL END) IFD 88018T101 5 200 SH   DFND   0 0 200
TEMPLETON DRAGON(CL END) IFD 88018T101 14 525 SH   OTR   0 0 525
TEMPLETON FOREIGN CL A IFD 880196209 257 30,927 SH   SOLE   30,927 0 0
TEMPLETON FOREIGN FD ADV CL IFD 880196506 191 23,282 SH   SOLE   23,282 0 0
TEMPLETON INSTL FOR EQ IFD 880210505 1,040 45,754 SH   SOLE   45,754 0 0
TWEEDY BRN GLOBAL VALUE IFD 901165100 6,499 244,122 SH   SOLE   244,122 0 0
VANGUARD EMERGING MKTS ETF IFD 922042858 14,172 344,479 SH   SOLE   344,479 0 0
VANGUARD EMERGING MKTS ETF IFD 922042858 123 2,980 SH   OTR   0 0 2,980
VANGUARD FTSE EUROPE IFD 922042874 361 6,136 SH   SOLE   6,136 0 0
VANGUARD FTSE WLD EX US ETF IFD 922042775 8,303 163,669 SH   SOLE   163,669 0 0
VANGUARD FTSE WLD EX US ETF IFD 922042775 94 1,850 SH   OTR   0 0 1,850
iSHARES CORE MSCI EMG MKTS (ET IFD 46434g103 2,059 41,328 SH   SOLE   41,328 0 0