The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
DIAGEO ADR ADR 25243Q205 445 2,325 SH   SOLE   0 0 2,325
NESTLE S A SPONSORED ADR ADR 641069406 4,991 40,011 SH   SOLE   0 0 40,011
NOVARTIS AG ADR ADR 66987V109 345 3,788 SH   SOLE   0 0 3,788
UNILEVER PLC ADR ADR 904767704 810 13,856 SH   SOLE   0 0 13,856
ABBOTT LABORATORIES COM 002824100 2,450 21,140 SH   SOLE   0 0 21,140
ABBVIE INC. COM COM 00287Y109 697 6,191 SH   SOLE   0 0 6,191
AFLAC COM 001055102 1,949 36,333 SH   SOLE   0 0 36,333
AIR PRODUCTS & CHEMICALS COM 009158106 2,647 9,201 SH   SOLE   0 0 9,201
ALLEGION PUB LTD CO ORD SHS COM G0176J109 836 6,004 SH   SOLE   0 0 6,004
ALLSTATE CORP COM 020002101 302 2,320 SH   SOLE   0 0 2,320
ALPHABET INC CAP STK CL A COM 02079K305 7,767 3,181 SH   SOLE   0 0 3,181
ALPHABET INC CAP STK CL C COM 02079K107 13,393 5,344 SH   SOLE   0 0 5,344
ALTRIA GROUP COM 02209S103 3,761 78,900 SH   SOLE   0 0 78,900
AMAZON COM 023135106 29,564 8,593 SH   SOLE   0 0 8,593
AMERICAN ELECTRIC POWER COM 025537101 1,238 14,640 SH   SOLE   0 0 14,640
AMERICAN EXPRESS COM 025816109 3,003 18,176 SH   SOLE   0 0 18,176
AMERICAN INTL GROUP COM NEW COM 026874784 760 15,975 SH   SOLE   0 0 15,975
AMERICAN STATES WATER COM 029899101 437 5,503 SH   SOLE   0 0 5,503
AMERICAN TOWER REIT COM COM 03027X100 309 1,145 SH   SOLE   0 0 1,145
AMERICAN WTR WKS CO IN COM COM 030420103 2,050 13,305 SH   SOLE   0 0 13,305
AMGEN COM 031162100 2,322 9,528 SH   SOLE   0 0 9,528
APPLE COMPUTER COM 037833100 62,774 458,340 SH   SOLE   0 0 458,340
APPLIED MATERIALS COM 038222105 749 5,260 SH   SOLE   0 0 5,260
AT&T, INC. COM 00206R102 3,106 107,934 SH   SOLE   0 0 107,934
AUTOMATIC DATA PROCESSING COM 053015103 452 2,280 SH   SOLE   0 0 2,280
BANK OF AMERICA COM 060505104 5,372 130,300 SH   SOLE   0 0 130,300
BAXTER INTERNATIONAL COM 071813109 1,281 15,925 SH   SOLE   0 0 15,925
BCB BANCORP INC (NJ) COM 055298103 200 14,876 SH   SOLE   0 0 14,876
BECTON DICKINSON COM 075887109 1,141 4,694 SH   SOLE   0 0 4,694
BERKSHIRE HATHAWAY INC CL B NE COM 084670702 13,094 47,115 SH   SOLE   0 0 47,115
BLACKROCK COM 09247x101 839 960 SH   SOLE   0 0 960
BLACKSTONE GROUP INC COM CL A COM 09260D107 432 4,454 SH   SOLE   0 0 4,454
BOEING COM 097023105 6,804 28,403 SH   SOLE   0 0 28,403
BRISTOL MYERS SQUIBB COM 110122108 3,332 49,866 SH   SOLE   0 0 49,866
CANADIAN NATIONAL RAILWAY COM 136375102 403 3,825 SH   SOLE   0 0 3,825
CANADIAN PACIFIC RAILWAY LTD COM 13645T100 2,370 30,825 SH   SOLE   0 0 30,825
CATERPILLAR COM 149123101 2,243 10,307 SH   SOLE   0 0 10,307
CHEVRON CORP COM 166764100 5,291 50,516 SH   SOLE   0 0 50,516
CHUBB CORP COM H1467J104 504 3,171 SH   SOLE   0 0 3,171
CIGNA COM 125523100 1,907 8,044 SH   SOLE   0 0 8,044
CISCO SYSTEMS COM 17275R102 3,538 66,767 SH   SOLE   0 0 66,767
CITIGROUP COM 172967424 2,412 34,099 SH   SOLE   0 0 34,099
CLOROX COMPANY COM 189054109 845 4,702 SH   SOLE   0 0 4,702
COCA COLA COM 191216100 6,101 112,758 SH   SOLE   0 0 112,758
COLGATE PALMOLIVE COM 194162103 1,371 16,859 SH   SOLE   0 0 16,859
COMCAST CORP CL A COM 20030N101 3,463 60,741 SH   SOLE   0 0 60,741
CONOCOPHILLIPS COM 20825C104 380 6,239 SH   SOLE   0 0 6,239
CONSOLIDATED EDISON COM 209115104 1,601 22,331 SH   SOLE   0 0 22,331
CONSTELLATION BRANDS COM 21036P108 376 1,610 SH   SOLE   0 0 1,610
CORNING COM 219350105 254 6,225 SH   SOLE   0 0 6,225
COSTCO WHOLESALE COM 22160K105 862 2,180 SH   SOLE   0 0 2,180
CSX COM 126408103 4,050 126,248 SH   SOLE   0 0 126,248
CUMMINS COM 231021106 803 3,297 SH   SOLE   0 0 3,297
CVS CORP COM 126650100 250 3,002 SH   SOLE   0 0 3,002
DANAHER COM 235851102 438 1,635 SH   SOLE   0 0 1,635
DEERE COM 244199105 280 795 SH   SOLE   0 0 795
DOMINION RESOURCES COM 25746U109 1,671 22,722 SH   SOLE   0 0 22,722
DOW INC COM COM 260557103 1,024 16,194 SH   SOLE   0 0 16,194
DUKE ENERGY CORP NEW COM 26441c204 2,366 23,971 SH   SOLE   0 0 23,971
DUKE REALTY INVESTMENTS COM 264411505 417 8,825 SH   SOLE   0 0 8,825
DUPONT DE NEMOURS INC COM COM 26614N102 1,089 14,080 SH   SOLE   0 0 14,080
EASTMAN CHEMICAL COM 277432100 547 4,689 SH   SOLE   0 0 4,689
EATON CORP PLC SHS COM G29183103 259 1,750 SH   SOLE   0 0 1,750
EDWARDS LIFESCIENCES COM 28176E108 960 9,275 SH   SOLE   0 0 9,275
ELI LILLY COM 532457108 3,882 16,914 SH   SOLE   0 0 16,914
EMERSON ELECTRIC COM 291011104 864 8,980 SH   SOLE   0 0 8,980
ENTERPRISE PRODUCTS PARTNERS L COM 293792107 869 36,026 SH   SOLE   0 0 36,026
ESSENTIAL UTILS INC COM COM 29670G102 328 7,192 SH   SOLE   0 0 7,192
ESTEE LAUDER CL A COM 518439104 307 967 SH   SOLE   0 0 967
EVERGY INC COM COM 30034W106 244 4,051 SH   SOLE   0 0 4,051
EXXON MOBIL COM 30231G102 5,456 86,503 SH   SOLE   0 0 86,503
F M C CORP COM NEW COM 302491303 227 2,106 SH   SOLE   0 0 2,106
FACEBOOK INC CL A COM 30303M102 20,355 58,540 SH   SOLE   0 0 58,540
FEDEX COM 31428X106 3,014 10,103 SH   SOLE   0 0 10,103
GENERAL DYNAMICS COM 369550108 2,544 13,516 SH   SOLE   0 0 13,516
GENERAL MILLS COM 370334104 785 12,899 SH   SOLE   0 0 12,899
GOLDMAN SACHS GROUP COM 38141G104 1,537 4,051 SH   SOLE   0 0 4,051
HERSHEY COMPANY COM 427866108 2,239 12,857 SH   SOLE   0 0 12,857
HOME DEPOT COM 437076102 16,075 50,411 SH   SOLE   0 0 50,411
HONEYWELL INTERNATIONAL COM 438516106 9,166 41,790 SH   SOLE   0 0 41,790
IBM COM 459200101 3,106 21,189 SH   SOLE   0 0 21,189
ILLINOIS TOOL WORKS COM 452308109 389 1,743 SH   SOLE   0 0 1,743
INGERSOLL RAND INC COM COM 45687V106 928 19,014 SH   SOLE   0 0 19,014
INTEL COM 458140100 1,802 32,099 SH   SOLE   0 0 32,099
INTERNATIONAL PAPER COM 460146103 1,091 17,809 SH   SOLE   0 0 17,809
INTUITIVE SURGICAL COM 46120E602 3,394 3,691 SH   SOLE   0 0 3,691
JOHNSON & JOHNSON COM 478160104 14,899 90,440 SH   SOLE   0 0 90,440
JP MORGAN CHASE COM 46625H100 15,750 101,262 SH   SOLE   0 0 101,262
KANSAS CITY SOUTHERN COM 485170302 467 1,650 SH   SOLE   0 0 1,650
KIMBERLY CLARK COM 494368103 1,332 9,958 SH   SOLE   0 0 9,958
L3HARRIS TECHNOLOGIES COM COM 502431109 673 3,115 SH   SOLE   0 0 3,115
LAM RESEARCH COM 512807108 1,327 2,040 SH   SOLE   0 0 2,040
LOCKHEED MARTIN COM 539830109 1,858 4,911 SH   SOLE   0 0 4,911
LOWES COMPANIES COM 548661107 3,637 18,754 SH   SOLE   0 0 18,754
MAGELLAN MIDSTREAM PARTNERS LP COM 559080106 362 7,420 SH   SOLE   0 0 7,420
MASTERCARD INC COM COM 57636Q104 3,523 9,650 SH   SOLE   0 0 9,650
MCCORMICK & CO INC COM NON VTG COM 579780206 204 2,310 SH   SOLE   0 0 2,310
MCDONALDS COM 580135101 8,963 38,802 SH   SOLE   0 0 38,802
MCKESSON COM 58155Q103 559 2,925 SH   SOLE   0 0 2,925
MEDTRONIC COM G5960L103 385 3,105 SH   SOLE   0 0 3,105
MERCK & CO INC NEW COM COM 58933Y105 5,029 64,665 SH   SOLE   0 0 64,665
METTLER TOLEDO INTL COM 592688105 277 200 SH   SOLE   0 0 200
MICROSOFT COM 594918104 28,242 104,255 SH   SOLE   0 0 104,255
MIDDLESEX WATER COM 596680108 265 3,250 SH   SOLE   0 0 3,250
MIMEDX GROUP INC COM COM 602496101 283 22,700 SH   SOLE   0 0 22,700
MMM (3M COMPANY) COM 88579Y101 6,706 33,762 SH   SOLE   0 0 33,762
MONDELEZ INTL INC CL A COM 609207105 417 6,684 SH   SOLE   0 0 6,684
NETFLIX COM 64110L106 1,099 2,081 SH   SOLE   0 0 2,081
NEW JERSEY RESOURCES COM 646025106 217 5,505 SH   SOLE   0 0 5,505
NEXTERA ENERGY INC COM COM 65339F101 1,482 20,227 SH   SOLE   0 0 20,227
NORFOLK SOUTHERN COM 655844108 2,112 7,959 SH   SOLE   0 0 7,959
NORTHROP GRUMMAN COM 666807102 835 2,299 SH   SOLE   0 0 2,299
ORACLE COM 68389X105 588 7,565 SH   SOLE   0 0 7,565
PALANTIR TECHNOLOGIES CL A COM 69608A108 810 30,757 SH   SOLE   0 0 30,757
PAYPAL HLDGS INC COM COM 70450Y103 1,964 6,741 SH   SOLE   0 0 6,741
PEPSICO COM 713448108 7,525 50,789 SH   SOLE   0 0 50,789
PFIZER COM 717081103 3,191 81,487 SH   SOLE   0 0 81,487
PHILIP MORRIS INTL INC COM COM 718172109 1,396 14,092 SH   SOLE   0 0 14,092
PPG INDUSTRIES COM 693506107 404 2,380 SH   SOLE   0 0 2,380
PROCTER & GAMBLE COM 742718109 10,273 76,141 SH   SOLE   0 0 76,141
PUBLIC SERVICE ENTERPRISE GROU COM 744573106 2,469 41,341 SH   SOLE   0 0 41,341
RAYTHEON TECHNOLOGIES COM COM 75513E101 6,600 77,365 SH   SOLE   0 0 77,365
ROCKWELL AUTOMATION COM 773903109 870 3,045 SH   SOLE   0 0 3,045
SALESFORCE COM INC COM COM 79466L302 5,415 22,169 SH   SOLE   0 0 22,169
SOUTHERN COMPANY COM 842587107 821 13,579 SH   SOLE   0 0 13,579
STANLEY BLACK & DECKER COM COM 854502101 338 1,650 SH   SOLE   0 0 1,650
STARBUCKS COM 855244109 419 3,749 SH   SOLE   0 0 3,749
STRYKER COM 863667101 3,004 11,567 SH   SOLE   0 0 11,567
T ROWE PRICE CAPITAL APPRECIAT COM 77954M105 673 17,962 SH   SOLE   0 0 17,962
TESLA MTRS INC COM COM 88160R101 949 1,397 SH   SOLE   0 0 1,397
TRANE TECHNOLOGIES PLC SHS COM G8994E103 5,268 28,611 SH   SOLE   0 0 28,611
UGI CORP COM 902681105 265 5,725 SH   SOLE   0 0 5,725
UNION PACIFIC COM 907818108 6,264 28,482 SH   SOLE   0 0 28,482
UNITED PARCEL SERVICE CL B COM 911312106 6,932 33,334 SH   SOLE   0 0 33,334
UNITEDHEALTH GROUP COM 91324P102 6,057 15,127 SH   SOLE   0 0 15,127
VERIZON COMMUNICATIONS COM 92343V104 10,624 189,614 SH   SOLE   0 0 189,614
VISA INC COM CL A COM 92826C839 16,091 68,818 SH   SOLE   0 0 68,818
WAL-MART STORES COM 931142103 4,507 31,964 SH   SOLE   0 0 31,964
WALT DISNEY COM 254687106 13,044 74,214 SH   SOLE   0 0 74,214
ZIMMER BIOMET HLDGS IN COM COM 98956P102 200 1,245 SH   SOLE   0 0 1,245
ALPS ETF TR ALERIAN MLP COM 00162Q452 242 6,660 SH   SOLE   0 0 6,660
DJ US BASIC MATERIALS COM 464287838 344 2,645 SH   SOLE   0 0 2,645
DJ US ENERGY COM 464287796 390 13,429 SH   SOLE   0 0 13,429
DJ US HEALTHCARE COM 464287762 8,666 31,763 SH   SOLE   0 0 31,763
DJ US HEALTHCARE PROVIDERS COM 464288828 4,848 18,194 SH   SOLE   0 0 18,194
DJ US MEDICAL DEVICES COM 464288810 3,271 9,060 SH   SOLE   0 0 9,060
DJ US TECHNOLOGY COM 464287721 2,696 27,129 SH   SOLE   0 0 27,129
DJ US TRANSPORTATION COM 464287192 270 1,041 SH   SOLE   0 0 1,041
DJ US UTILITIES SECTOR COM 464287697 586 7,470 SH   SOLE   0 0 7,470
EXCHANGE TRADED CONCEP ROBO GL COM 301505707 951 14,593 SH   SOLE   0 0 14,593
FIRST TR EXCH TRD FD DJ INTERN COM 33733E302 17,502 71,479 SH   SOLE   0 0 71,479
FIRST TR ISE WTR INDEX COM ETF COM 33733B100 271 3,250 SH   SOLE   0 0 3,250
GOLDMAN SACHS SOFTWARE COM 464287515 982 2,520 SH   SOLE   0 0 2,520
GOLDMAN SACHS TECHNOLOGY COM 464287549 628 1,555 SH   SOLE   0 0 1,555
INVESCO EXCHANGE TRADE DWA STA COM 46137V886 814 8,700 SH   SOLE   0 0 8,700
INVESCO EXCHANGE TRADE NASDAQ COM 46137V530 298 1,165 SH   SOLE   0 0 1,165
INVESCO QQQ TR UNIT SER 1 COM 46090E103 33,145 93,517 SH   SOLE   0 0 93,517
ISHARES GOLD TR ISHARES NEW COM 464285204 238 7,077 SH   SOLE   0 0 7,077
ISHARES INC CORE MSCI EMKT COM 46434G103 2,452 36,605 SH   SOLE   0 0 36,605
ISHARES TR CORE MSCI EAFE COM 46432F842 540 7,221 SH   SOLE   0 0 7,221
ISHARES TR DJ PHARMA INDX COM 464288836 3,516 18,930 SH   SOLE   0 0 18,930
ISHARES TR DJ US FINL SEC COM 464287788 1,998 24,658 SH   SOLE   0 0 24,658
ISHARES TR GL CLEAN ENE ETF COM 464288224 728 31,051 SH   SOLE   0 0 31,051
ISHARES TR HGH DIV EQT FD COM 46429B663 213 2,207 SH   SOLE   0 0 2,207
ISHARES TR MSCI ACWI EX COM 464288240 230 4,000 SH   SOLE   0 0 4,000
ISHARES TR NASDAQ BIOTECH COM 464287556 3,990 24,387 SH   SOLE   0 0 24,387
ISHARES TR RESIDENT INDEX COM 464288562 319 3,830 SH   SOLE   0 0 3,830
ISHARES TR RUS200 GRW IDX COM 464289438 270 1,794 SH   SOLE   0 0 1,794
ISHARES TR S&P 500 INDEX COM 464287200 1,283 2,986 SH   SOLE   0 0 2,986
ISHARES TR S&P GL C STAPL COM 464288737 381 6,235 SH   SOLE   0 0 6,235
ISHARES TR S&P GLO INFRAS COM 464288372 333 7,351 SH   SOLE   0 0 7,351
ISHARES TR US PFD STK IDX COM 464288687 228 5,820 SH   SOLE   0 0 5,820
MSCI EAFE COM 464287465 2,119 26,875 SH   SOLE   0 0 26,875
MSCI EMERGING MARKET COM 464287234 659 11,957 SH   SOLE   0 0 11,957
PROSHARES TR ULTRAPRO QQQ ETF COM 74347x831 624 5,100 SH   SOLE   0 0 5,100
RUSSELL 2000 COM 464287655 318 1,387 SH   SOLE   0 0 1,387
RUSSELL 2000 GROWTH COM 464287648 587 1,884 SH   SOLE   0 0 1,884
RUSSELL MIDCAP GROWTH COM 464287481 1,365 12,063 SH   SOLE   0 0 12,063
SELECT SECTOR SPDR TR COMMUNIC COM 81369Y852 13,372 165,148 SH   SOLE   0 0 165,148
SELECT SECTOR SPDR TR RL EST S COM 81369Y860 310 7,004 SH   SOLE   0 0 7,004
SELECT SECTOR SPDR TR SBI CONS COM 81369Y407 30,518 170,924 SH   SOLE   0 0 170,924
SELECT SECTOR SPDR TR SBI CONS COM 81369Y308 9,822 140,388 SH   SOLE   0 0 140,388
SELECT SECTOR SPDR TR SBI INT- COM 81369Y605 19,781 539,155 SH   SOLE   0 0 539,155
SP 400 MIDCAP COM 464287507 509 1,896 SH   SOLE   0 0 1,896
SP 500 GROWTH COM 464287309 624 8,590 SH   SOLE   0 0 8,590
SP 500 VALUE COM 464287408 250 1,700 SH   SOLE   0 0 1,700
SPDR DOW JONES INDL AV UT SER COM 78467X109 6,842 19,835 SH   SOLE   0 0 19,835
SPDR ENERGY COM 81369Y506 4,225 78,437 SH   SOLE   0 0 78,437
SPDR HEALTH CARE COM 81369y209 20,806 165,193 SH   SOLE   0 0 165,193
SPDR INDUSTRIAL SECTOR COM 81369Y704 18,952 185,079 SH   SOLE   0 0 185,079
SPDR MATERIALS SECTOR COM 81369y100 5,855 71,140 SH   SOLE   0 0 71,140
SPDR SERIES TRUST NYSE TECH ET COM 78464A102 2,515 15,809 SH   SOLE   0 0 15,809
SPDR SERIES TRUST PORTFOLIO TL COM 78464A805 395 7,465 SH   SOLE   0 0 7,465
SPDR SERIES TRUST S&P BIOTECH COM 78464A870 1,934 14,290 SH   SOLE   0 0 14,290
SPDR SERIES TRUST S&P RETAIL E COM 78464A714 498 5,130 SH   SOLE   0 0 5,130
SPDR SERIES TRUST S&P SEMICNDC COM 78464A862 490 2,550 SH   SOLE   0 0 2,550
SPDR SP500 TRUST SR 1 COM 78462F103 39,494 92,264 SH   SOLE   0 0 92,264
SPDR UTILITIES SELECT COM 81369Y886 5,493 86,878 SH   SOLE   0 0 86,878
STREETTRACKS GOLD SHARES COM 78463v107 1,620 9,784 SH   SOLE   0 0 9,784
TECHNOLOGY SELECT SECT SPDR ET COM 81369Y803 12,877 87,211 SH   SOLE   0 0 87,211
VANECK VECTORS ETF TR AGRIBUSI COM 92189F700 654 7,190 SH   SOLE   0 0 7,190
VANECK VECTORS ETF TR BIOTECH COM 92189F726 6,806 33,750 SH   SOLE   0 0 33,750
VANECK VECTORS ETF TR SEMICOND COM 92189F676 601 2,295 SH   SOLE   0 0 2,295
VANGUARD EMERGING MARKETS VIPE COM 922042858 1,407 25,915 SH   SOLE   0 0 25,915
VANGUARD FINANCIAL ETF COM 92204a405 384 4,252 SH   SOLE   0 0 4,252
VANGUARD INDEX FDS GROWTH ETF COM 922908736 277 969 SH   SOLE   0 0 969
VANGUARD INDEX FDS LARGE CAP E COM 922908637 532 2,653 SH   SOLE   0 0 2,653
VANGUARD INDEX FDS MID CAP ETF COM 922908629 280 1,181 SH   SOLE   0 0 1,181
VANGUARD INDEX FDS S&P 500 ETF COM 922908363 657 1,672 SH   SOLE   0 0 1,672
VANGUARD INTL EQTY IDX ALLWRLD COM 922042775 5,264 83,044 SH   SOLE   0 0 83,044
VANGUARD INTL EQTY IDX EURPEAN COM 922042874 312 4,650 SH   SOLE   0 0 4,650
VANGUARD SPECIALIZED DIV APP E COM 921908844 449 2,905 SH   SOLE   0 0 2,905
VANGUARD TELECOM SERVICES VIPE COM 92204A884 3,536 24,588 SH   SOLE   0 0 24,588
VANGUARD VALUE ETF COM 922908744 344 2,509 SH   SOLE   0 0 2,509
VANGUARD WORLD FDS HEALTH CAR COM 92204A504 1,762 7,132 SH   SOLE   0 0 7,132
VANGUARD WORLD FDS INF TECH ET COM 92204A702 28,236 70,810 SH   SOLE   0 0 70,810
WISDOMTREE TR US QLT SHRHD YLD COM 97717W547 505 8,460 SH   SOLE   0 0 8,460
DIMENSIONAL INVT GROUP US LGCA MF 25434D823 429 13,345 SH   SOLE   0 0 13,345
EATON VANCE SPL INVT DIVD BLRD MF 277905832 226 11,894 SH   SOLE   0 0 11,894
FIDELITY MAGELLAN FUND MF 316184100 208 15,000 SH   SOLE   0 0 15,000
GOLDMAN SACHS TR II GQG PRTNR MF 38147N293 391 19,752 SH   SOLE   0 0 19,752
HANCOCK JOHN INV TRUST LARGE C MF 41013P103 288 4,021 SH   SOLE   0 0 4,021
INSTITUTIONAL EQUITY F LARGECP MF 45775L408 243 3,416 SH   SOLE   0 0 3,416
LEGG MASON PRTNRS EQT INVS VAL MF 52470J407 329 8,499 SH   SOLE   0 0 8,499
PIMCO FDS INCM FD P MF 72201M719 146 12,123 SH   SOLE   0 0 12,123
VIRTUS OPPORTUNITIES T VONTOBE MF 92828W361 206 14,997 SH   SOLE   0 0 14,997
SCHWAB CHARLES CORP DEP SHS 1/ PFD 808513600 263 10,405 SH   SOLE   0 0 10,405
SOUTHERN CO 4.20 NT S20C 60 PFD 842587883 266 10,320 SH   SOLE   0 0 10,320