The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M COMPANY COM 88579y101   4,286,871 42,830 SH   SOLE   0 0 42,830
ABBOTT LABS COM 002824100   7,752,521 71,111 SH   SOLE   0 0 71,111
ABBVIE INC COM COM 00287Y109   8,133,986 60,372 SH   SOLE   0 0 60,372
AIR PRODS & CHEMS INC COM COM 009158106   469,063 1,566 SH   SOLE   0 0 1,566
ALPHABET INC SHS CL A COM 02079k305   2,945,218 24,605 SH   SOLE   0 0 24,605
ALPHABET INC SHS CL C COM 02079k107   13,527,833 111,828 SH   SOLE   0 0 111,828
ALTRIA GROUP INC COM 02209s103   752,614 16,614 SH   SOLE   0 0 16,614
AMAZON COM INC COM COM 023135106   7,965,387 61,103 SH   SOLE   0 0 61,103
AMERICAN EXPRESS CO COM COM 025816109   824,837 4,735 SH   SOLE   0 0 4,735
AMERICAN TOWER REIT INC (HLDG COM 03027x100   350,061 1,805 SH   SOLE   0 0 1,805
APPLE INC COM COM 037833100   21,853,242 112,663 SH   SOLE   0 0 112,663
AUTOMATIC DATA PROC COM 053015103   12,925,520 58,808 SH   SOLE   0 0 58,808
BANK OF AMERICA CORP COM 060505104   7,206,239 251,176 SH   SOLE   0 0 251,176
BERKSHIRE HATHAWAYINC DEL CL COM 084670702   2,686,398 7,878 SH   SOLE   0 0 7,878
BOEING COMPANY COM 097023105   582,379 2,758 SH   SOLE   0 0 2,758
BOSTON SCIENTIFIC CORP COM 101137107   599,858 11,090 SH   SOLE   0 0 11,090
BRISTOL-MYERS SQUIBB CO COM 110122108   9,135,513 142,854 SH   SOLE   0 0 142,854
BROWN FORMAN CORP CL B COM 115637209   632,874 9,477 SH   SOLE   0 0 9,477
CAPITAL ONE FINL CORP COM COM 14040H105   2,156,885 19,721 SH   SOLE   0 0 19,721
CARRIER GLOBAL CORP COM 14448c104   5,341,263 107,448 SH   SOLE   0 0 107,448
CATERPILLAR INS COM COM 149123101   8,628,050 35,066 SH   SOLE   0 0 35,066
CHESAPEAKE UTILS CORP COM COM 165303108   8,478,750 71,250 SH   SOLE   0 0 71,250
CHEVRON CORP COM 166764100   11,103,291 70,564 SH   SOLE   0 0 70,564
CHIPOTLE MEXICAN GRILL COM 169656105   1,516,551 709 SH   SOLE   0 0 709
CHUBB LTD New COM h1467j104   7,678,185 39,874 SH   SOLE   0 0 39,874
CISCO SYSTEMS INC COM 17275R102   6,262,195 121,032 SH   SOLE   0 0 121,032
COCA COLA COMPANY COM 191216100   4,366,224 72,504 SH   SOLE   0 0 72,504
COLGATE PALMOLIVE COM 194162103   3,627,196 47,081 SH   SOLE   0 0 47,081
CONSTELLATION BRANDS INC CL A COM 21036P108   414,236 1,683 SH   SOLE   0 0 1,683
CORNING INC COM COM 219350105   8,349,453 238,283 SH   SOLE   0 0 238,283
COSTCO WHOLESALE CRP DEL COM 22160k105   1,506,925 2,799 SH   SOLE   0 0 2,799
CROWN CASTLE INC. COM 22822v101   7,432,961 65,235 SH   SOLE   0 0 65,235
CSX CORP COM COM 126408103   386,694 11,340 SH   SOLE   0 0 11,340
DANAHER CORP DEL COM COM 235851102   631,920 2,633 SH   SOLE   0 0 2,633
DEERE CO COM 244199105   1,036,070 2,557 SH   SOLE   0 0 2,557
DIGITAL RLTY TR INC COM COM 253868103   2,968,477 26,069 SH   SOLE   0 0 26,069
DISNEY (WALT) CO COM STK COM 254687106   6,197,125 69,412 SH   SOLE   0 0 69,412
DOW INC REG SHS COM 260557103   2,468,005 46,338 SH   SOLE   0 0 46,338
DUKE ENERGY CORP NEW COM 26441c204   4,608,418 51,353 SH   SOLE   0 0 51,353
DUPONT DE NEMOURS INC COM COM 26614N102   3,509,952 49,131 SH   SOLE   0 0 49,131
EATON CORP PLC COM g29183103   251,375 1,250 SH   SOLE   0 0 1,250
ECOSPHERE TECH INC COM COM 27922x105   0 10,500 SH   SOLE   0 0 10,500
ELEVANCE HEALTH INC COM COM 036752103   1,832,251 4,124 SH   SOLE   0 0 4,124
EMERSON ELEC CO COM COM 291011104   7,499,832 82,971 SH   SOLE   0 0 82,971
ENTERPRISE PRODS PARTNERS L P COM 293792107   3,081,737 116,954 SH   SOLE   0 0 116,954
EXXON MOBIL CORP COM COM 30231g102   10,508,163 97,978 SH   SOLE   0 0 97,978
FARMER & MERCHANTS BANCORP INC COM 30779N105   219,472 9,750 SH   SOLE   0 0 9,750
FEDEX CORP DELAWARE COM COM 31428x106   449,690 1,814 SH   SOLE   0 0 1,814
FIDELITY MSCI REAL ESTATE INDE COM 316092857   619,572 24,694 SH   SOLE   0 0 24,694
GENERAL ELECTRIC COM 369604301   210,582 1,917 SH   SOLE   0 0 1,917
HOME DEPOT INC COM 437076102   411,908 1,326 SH   SOLE   0 0 1,326
HONEYWELL INTL INC COM COM 438516106   397,985 1,918 SH   SOLE   0 0 1,918
INTEL CORP COM 458140100   3,438,337 102,821 SH   SOLE   0 0 102,821
INTL BUSINESS MACHINES CORP I COM 459200101   3,968,670 29,659 SH   SOLE   0 0 29,659
INTUIT INC COM 461202103   235,967 515 SH   SOLE   0 0 515
INTUITIVE SURGICAL INC NEW COM 46120e602   282,100 825 SH   SOLE   0 0 825
INVESCO EXCHANGE-TRADED FD TR COM 46138E354   322,717 5,138 SH   SOLE   0 0 5,138
ISHARES CORE S&P 500 ETF COM 464287200   2,301,200 5,163 SH   SOLE   0 0 5,163
ISHARES CORE S&P MID-CAPETF COM 464287507   1,140,575 4,362 SH   SOLE   0 0 4,362
ISHARES CORE S&P SMALL CAP ET COM 464287804   927,143 9,304 SH   SOLE   0 0 9,304
ISHARES TR DOW JONES US MEDICA COM 464288810   221,605 3,925 SH   SOLE   0 0 3,925
ISHARES TR NORTH AMERN TECH ET COM 464287549   392,870 1,000 SH   SOLE   0 0 1,000
JOHNSON AND JOHNSON COM COM 478160104   9,584,616 57,906 SH   SOLE   0 0 57,906
JPMORGAN CHASE & CO COM 46625h100   12,658,043 87,032 SH   SOLE   0 0 87,032
LILLY ELI & CO COM COM 532457108   206,351 440 SH   SOLE   0 0 440
LOCKHEED MARTIN CORP COM 539830109   9,535,735 20,712 SH   SOLE   0 0 20,712
LOWES COS INC COM COM 548661107   712,083 3,155 SH   SOLE   0 0 3,155
MASTERCARD INC COM 57636q104   216,315 550 SH   SOLE   0 0 550
MC CORMICK NON VTG COM 579780206   973,050 11,155 SH   SOLE   0 0 11,155
MCDONALDS CORP COM COM 580135101   416,281 1,395 SH   SOLE   0 0 1,395
MEDTRONIC PLC SHS COM G5960L103   6,853,739 77,795 SH   SOLE   0 0 77,795
MERCK AND CO INC SHS COM 58933y105   12,501,496 108,341 SH   SOLE   0 0 108,341
META PLATFORMS INC CL A COM 30303m102   598,353 2,085 SH   SOLE   0 0 2,085
MICROSOFT CORP COM 594918104   28,120,461 82,576 SH   SOLE   0 0 82,576
MONDELEZ INTERNATIONAL INC COM 609207105   8,175,425 112,084 SH   SOLE   0 0 112,084
NETFLIX COM INC COM 64110l106   301,295 684 SH   SOLE   0 0 684
NEXTERA ENERGY INC COM COM 65339F101   749,420 10,100 SH   SOLE   0 0 10,100
NORFOLK SOUTHERN CORP COM 655844108   8,428,385 37,168 SH   SOLE   0 0 37,168
NVIDIA CORP COM COM 67066G104   226,315 535 SH   SOLE   0 0 535
NXP SEMICONDUCTORS NV COM STK COM N6596X109   7,475,322 36,522 SH   SOLE   0 0 36,522
OTIS WORLDWIDE CORP COM 68902v107   2,352,979 26,435 SH   SOLE   0 0 26,435
PEPSICO INC COM 713448108   6,569,475 35,468 SH   SOLE   0 0 35,468
PFIZER INC COM COM 717081103   371,495 10,128 SH   SOLE   0 0 10,128
PHILIP MORRIS INTL INC COM 718172109   4,680,098 47,942 SH   SOLE   0 0 47,942
PINTEREST INC REG SHS CL A COM 72352l106   263,147 9,625 SH   SOLE   0 0 9,625
PNC FINCL SERVICES GROUP COM 693475105   1,256,099 9,973 SH   SOLE   0 0 9,973
PRICE T ROWE GROUP INC COM COM 74144T108   667,191 5,956 SH   SOLE   0 0 5,956
PROCTER & GAMBLE CO COM 742718109   10,500,156 69,198 SH   SOLE   0 0 69,198
PROLOGIS INC COM 743410103   667,965 5,447 SH   SOLE   0 0 5,447
QUALCOMM INC COM 747525103   9,891,688 83,095 SH   SOLE   0 0 83,095
RAYTHEON TECHNOLOGIES CORP COM COM 75513E101   8,364,893 85,390 SH   SOLE   0 0 85,390
SCHLUMBERGER LTD COM 806857108   1,127,549 22,955 SH   SOLE   0 0 22,955
SELECT SECTOR SPDR SPDR TR TE COM 81369Y803   229,321 1,319 SH   SOLE   0 0 1,319
SERVICE CORP INTL COM COM 817565104   322,950 5,000 SH   SOLE   0 0 5,000
SPDR DOW JONES INDL AVERAGE ET COM 78467X109   3,895,132 11,328 SH   SOLE   0 0 11,328
SPDR S&P 500 ETF TR TR UNIT COM 78462f103   1,856,899 4,189 SH   SOLE   0 0 4,189
SPDR S&P DIVIDEND ETF COM 78464a763   1,398,515 11,409 SH   SOLE   0 0 11,409
STRYKER CORP COM 863667101   317,293 1,040 SH   SOLE   0 0 1,040
SYSCO CORP COM COM 871829107   1,443,115 19,449 SH   SOLE   0 0 19,449
TARGET CORP COM COM 87612e106   9,657,124 73,215 SH   SOLE   0 0 73,215
TESLA INC COM 88160r101   246,063 940 SH   SOLE   0 0 940
TJX COS INC NEW COM 872540109   12,268,455 144,692 SH   SOLE   0 0 144,692
UNION PAC CORP COM COM 907818108   694,480 3,394 SH   SOLE   0 0 3,394
UNITED PARCEL SVC CL B COM 911312106   8,388,362 46,797 SH   SOLE   0 0 46,797
V F CORPORATION COM 918204108   1,592,525 83,422 SH   SOLE   0 0 83,422
VERIZON COMMUNICATNS COM COM 92343v104   4,498,297 120,954 SH   SOLE   0 0 120,954
VISA INC CL A SHRS COM 92826c839   768,010 3,234 SH   SOLE   0 0 3,234
W R BERKLEY CORP COM 084423102   297,800 5,000 SH   SOLE   0 0 5,000
WALMART INC COM COM 931142103   373,459 2,376 SH   SOLE   0 0 2,376
WELLS FARGO & CO NEW DEL COM 949746101   6,063,046 142,058 SH   SOLE   0 0 142,058
ZOETIS INC COM 98978v103   7,744,111 44,969 SH   SOLE   0 0 44,969
ISHARES INC CORE MSCI EMERGI INT 46434g103   460,713 9,347 SH   SOLE   0 0 9,347
ISHARES MSCI EAFE SMALL CAP INT 464288273   304,749 5,167 SH   SOLE   0 0 5,167
ISHARES TR CORE MSCI EAFE ETF INT 46432F842   895,860 13,272 SH   SOLE   0 0 13,272
SHELL PLC INT 780259305   214,047 3,545 SH   SOLE   0 0 3,545
TAIWAN S MANUFCTRING ADR INT 874039100   3,341,461 33,110 SH   SOLE   0 0 33,110
TRANSOCEAN LTD INT h8817h100   100,243 14,300 SH   SOLE   0 0 14,300
VANGUARD FTSE ALL WORLD EX US INT 922042775   212,471 3,905 SH   SOLE   0 0 3,905
VANGUARD FTSE DEVELOPED MARKET INT 921943858   576,649 12,487 SH   SOLE   0 0 12,487
VANGUARD FTSE EMERGING MARKET INT 922042858   907,692 22,313 SH   SOLE   0 0 22,313