The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
OJSC OC ROSNEFT RUB 0.01 GDR REG SHS 00B17FSC2   17,820 15,000 SH   SOLE   15,000 0 0
GLENCORE PLC REG SHS 00B4T3BW6   211,023 37,000 SH   SOLE   37,000 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   4,082,684 13,456 SH   SOLE   13,456 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   22,755 75 SH   OTR   75 0 0
EATON CORP PLC SHS G29183103   391,623 1,249 SH   SOLE   1,249 0 0
AT&T INC COM 00206R102   441,479 23,102 SH   SOLE   23,102 0 0
AT&T INC COM 00206R102   36,519 1,911 SH   OTR   1,911 0 0
ABBOTT LABS COM 002824100   1,948,935 18,756 SH   SOLE   18,756 0 0
ABBOTT LABS COM 002824100   104,429 1,005 SH   OTR   1,005 0 0
ABBVIE INC COM 00287Y109   2,638,835 15,385 SH   SOLE   15,385 0 0
ABBVIE INC COM 00287Y109   434,803 2,535 SH   OTR   2,535 0 0
ETFS GOLD TR PHYSCL GOLD SHS 00326A104   2,223,510 100,068 SH   SOLE   100,068 0 0
ABRDN PRECIOUS METALS BASKET PHYSCL PRECS MET 003263100   28,024,668 272,137 SH   SOLE   272,137 0 0
ABRDN PRECIOUS METALS BASKET PHYSCL PRECS MET 003263100   44,281 430 SH   OTR   430 0 0
ADOBE INC COM 00724F101   13,039,079 23,471 SH   SOLE   23,471 0 0
ADOBE INC COM 00724F101   456,653 822 SH   OTR   822 0 0
ALLSTATE CORP COM 020002101   531,188 3,327 SH   SOLE   3,327 0 0
ALPHABET INC CAP STK CL C 02079K107   17,940,677 97,812 SH   SOLE   97,812 0 0
ALPHABET INC CAP STK CL C 02079K107   531,000 2,895 SH   OTR   2,895 0 0
ALPHABET INC CAP STK CL A 02079K305   1,987,256 10,910 SH   SOLE   10,910 0 0
AMAZON COM INC COM 023135106   6,172,211 31,939 SH   SOLE   31,939 0 0
AMERICAN EXPRESS CO COM 025816109   1,612,977 6,966 SH   SOLE   6,966 0 0
AMERICAN EXPRESS CO COM 025816109   138,930 600 SH   OTR   600 0 0
AMERICAN TOWER CORP NEW COM 03027X100   3,248,672 16,713 SH   SOLE   16,713 0 0
AMERICAN TOWER CORP NEW COM 03027X100   4,859 25 SH   OTR   25 0 0
AMERIPRISE FINL INC COM 03076C106   275,964 646 SH   SOLE   646 0 0
AMGEN INC COM 031162100   9,719,069 31,106 SH   SOLE   31,106 0 0
AMGEN INC COM 031162100   185,907 595 SH   OTR   595 0 0
AMPHENOL CORP NEW CL A 032095101   5,855,598 86,917 SH   SOLE   86,917 0 0
AMPHENOL CORP NEW CL A 032095101   12,126 180 SH   OTR   180 0 0
APPLE INC COM 037833100   31,980,751 151,841 SH   SOLE   151,841 0 0
APPLE INC COM 037833100   779,925 3,703 SH   OTR   3,703 0 0
APPLIED MATLS INC COM 038222105   4,334,428 18,367 SH   SOLE   18,367 0 0
APPLIED MATLS INC COM 038222105   269,028 1,140 SH   OTR   1,140 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103   7,304,630 30,603 SH   SOLE   30,603 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103   510,796 2,140 SH   OTR   2,140 0 0
BP PLC SPONSORED ADR 055622104   201,871 5,592 SH   SOLE   5,592 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   4,786,408 11,766 SH   SOLE   11,766 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   16,678 41 SH   OTR   41 0 0
VOLEX PLC ORD REG SHS 000939007   1,157,211 284,250 SH   SOLE   284,250 0 0
BOEING CO COM 097023105   513,996 2,824 SH   SOLE   2,824 0 0
BRINKER INTL INC COM 109641100   209,931 2,900 SH   SOLE   2,900 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108   445,575 10,729 SH   SOLE   10,729 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108   19,726 475 SH   OTR   475 0 0
BROADCOM INC COM 11135F101   420,648 262 SH   SOLE   262 0 0
THE CIGNA GROUP COM 125523100   896,175 2,711 SH   SOLE   2,711 0 0
CARRIER GLOBAL CORPORATION COM 14448C104   233,837 3,707 SH   SOLE   3,707 0 0
CHEMED CORP NEW COM 16359R103   3,482,821 6,419 SH   SOLE   6,419 0 0
CHEMED CORP NEW COM 16359R103   10,851 20 SH   OTR   20 0 0
CHEVRON CORP NEW COM 166764100   7,313,104 46,753 SH   SOLE   46,753 0 0
CHEVRON CORP NEW COM 166764100   259,344 1,658 SH   OTR   1,658 0 0
CHURCH & DWIGHT CO INC COM 171340102   4,511,220 43,511 SH   SOLE   43,511 0 0
CHURCH & DWIGHT CO INC COM 171340102   10,368 100 SH   OTR   100 0 0
1CISCO SYS INC COM 17275R102   742,486 15,628 SH   SOLE   15,628 0 0
CISCO SYS INC COM 17275R102   30,881 650 SH   OTR   650 0 0
CINTAS CORP COM 172908105   252,093 360 SH   SOLE   360 0 0
CLOROX CO DEL COM 189054109   2,766,246 20,270 SH   SOLE   20,270 0 0
CLOROX CO DEL COM 189054109   13,101 96 SH   OTR   96 0 0
COCA COLA CO COM 191216100   414,488 6,512 SH   SOLE   6,512 0 0
COCA COLA CO COM 191216100   108,205 1,700 SH   OTR   1,700 0 0
COLGATE PALMOLIVE CO COM 194162103   409,994 4,225 SH   SOLE   4,225 0 0
COMCAST CORP NEW CL A 20030N101   1,490,938 38,073 SH   SOLE   38,073 0 0
COMCAST CORP NEW CL A 20030N101   29,213 746 SH   OTR   746 0 0
CONOCOPHILLIPS COM 20825C104   584,824 5,113 SH   SOLE   5,113 0 0
COPART INC COM 217204106   2,617,119 48,322 SH   SOLE   48,322 0 0
COSTCO WHSL CORP NEW COM 22160K105   7,422,962 8,733 SH   SOLE   8,733 0 0
COSTCO WHSL CORP NEW COM 22160K105   106,248 125 SH   OTR   125 0 0
DANAHER CORPORATION COM 235851102   373,026 1,493 SH   SOLE   1,493 0 0
DEERE & CO COM 244199105   609,390 1,631 SH   SOLE   1,631 0 0
DISNEY WALT CO COM 254687106   860,248 8,664 SH   SOLE   8,664 0 0
DISNEY WALT CO COM 254687106   186,367 1,877 SH   OTR   1,877 0 0
ECOLAB INC COM 278865100   7,889,462 33,149 SH   SOLE   33,149 0 0
ECOLAB INC COM 278865100   34,510 145 SH   OTR   145 0 0
EDWARDS LIFESCIENCES CORP COM 28176E108   265,563 2,875 SH   SOLE   2,875 0 0
EMERSON ELEC CO COM 291011104   297,762 2,703 SH   SOLE   2,703 0 0
EVERSOURCE ENERGY COM 30040W108   450,163 7,938 SH   SOLE   7,938 0 0
EXXON MOBIL CORP COM 30231G102   12,044,199 104,623 SH   SOLE   104,623 0 0
EXXON MOBIL CORP COM 30231G102   477,402 4,147 SH   OTR   4,147 0 0
META PLATFORMS INC CL A 30303M102   3,889,048 7,713 SH   SOLE   7,713 0 0
FEDEX CORP COM 31428X106   242,270 808 SH   SOLE   808 0 0
FISERV INC COM 337738108   199,117 1,336 SH   SOLE   1,336 0 0
FISERV INC COM 337738108   5,961 40 SH   OTR   40 0 0
FORTINET INC COM 34959E109   3,801,349 63,072 SH   SOLE   63,072 0 0
FORTINET INC COM 34959E109   10,245 170 SH   OTR   170 0 0
GE VERNOVA INC COM 36828A101   213,872 1,247 SH   SOLE   1,247 0 0
GE VERNOVA INC COM 36828A101   514 3 SH   OTR   3 0 0
GE AEROSPACE COM NEW 369604301   849,376 5,343 SH   SOLE   5,343 0 0
GE AEROSPACE COM NEW 369604301   2,384 15 SH   OTR   15 0 0
GENERAL MLS INC COM 370334104   348,436 5,508 SH   SOLE   5,508 0 0
HERSHEY CO COM 427866108   3,091,285 16,816 SH   SOLE   16,816 0 0
HERSHEY CO COM 427866108   15,257 83 SH   OTR   83 0 0
HOME DEPOT INC COM 437076102   11,114,821 32,288 SH   SOLE   32,288 0 0
HOME DEPOT INC COM 437076102   479,526 1,393 SH   OTR   1,393 0 0
HONEYWELL INTL INC COM 438516106   697,848 3,268 SH   SOLE   3,268 0 0
IDEXX LABS INC COM 45168D104   3,082,514 6,327 SH   SOLE   6,327 0 0
IDEXX LABS INC COM 45168D104   8,282 17 SH   OTR   17 0 0
ILLINOIS TOOL WKS INC COM 452308109   3,197,775 13,495 SH   SOLE   13,495 0 0
ILLINOIS TOOL WKS INC COM 452308109   81,751 345 SH   OTR   345 0 0
INTEL CORP COM 458140100   315,305 10,181 SH   SOLE   10,181 0 0
INTEL CORP COM 458140100   201,274 6,499 SH   OTR   6,499 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   384,467 2,223 SH   SOLE   2,223 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   928,036 1,937 SH   SOLE   1,937 0 0
INTUIT COM 461202103   6,553,698 9,972 SH   SOLE   9,972 0 0
INTUIT COM 461202103   58,491 89 SH   OTR   89 0 0
ISHARES GOLD TR ISHARES NEW 464285204   371,911 8,466 SH   SOLE   8,466 0 0
ISHARES TR TIPS BD ETF 464287176   263,853 2,471 SH   SOLE   2,471 0 0
ISHARES TR CORE S&P500 ETF 464287200   90,118,383 164,681 SH   SOLE   164,681 0 0
ISHARES TR CORE S&P500 ETF 464287200   389,080 711 SH   OTR   711 0 0
ISHARES TR MSCI EMG MKT ETF 464287234   263,674 6,191 SH   SOLE   6,191 0 0
ISHARES TR MSCI EMG MKT ETF 464287234   5,920 139 SH   OTR   139 0 0
ISHARES TR MSCI EAFE ETF 464287465   2,589,433 33,058 SH   SOLE   33,058 0 0
ISHARES TR MSCI EAFE ETF 464287465   138,409 1,767 SH   OTR   1,767 0 0
ISHARES TR RUS MID CAP ETF 464287499   499,858 6,165 SH   SOLE   6,165 0 0
1ISHARES TR RUS MID CAP ETF 464287499   67,782 836 SH   OTR   836 0 0
ISHARES TR CORE S&P MCP ETF 464287507   60,208,302 1,028,850 SH   SOLE   1,028,850 0 0
ISHARES TR CORE S&P MCP ETF 464287507   353,928 6,048 SH   OTR   6,048 0 0
ISHARES TR GLOBAL 100 ETF 464287572   1,030,315 10,668 SH   SOLE   10,668 0 0
ISHARES TR GLOBAL 100 ETF 464287572   209,578 2,170 SH   OTR   2,170 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   301,449 827 SH   SOLE   827 0 0
ISHARES TR RUS 1000 ETF 464287622   381,148 1,281 SH   SOLE   1,281 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   5,893,345 29,047 SH   SOLE   29,047 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   74,054 365 SH   OTR   365 0 0
ISHARES TR CORE S&P SCP ETF 464287804   32,525,113 304,942 SH   SOLE   304,942 0 0
ISHARES TR CORE S&P SCP ETF 464287804   244,358 2,291 SH   OTR   2,291 0 0
ISHARES TR SHRT NAT MUN ETF 464288158   385,162 3,684 SH   SOLE   3,684 0 0
ISHARES TR JPMORGAN USD EMG 464288281   909,397 10,278 SH   SOLE   10,278 0 0
ISHARES TR USD INV GRDE ETF 464288620   284,791 5,672 SH   SOLE   5,672 0 0
ISHARES TR ISHS 5-10YR INVT 464288638   350,054 6,829 SH   SOLE   6,829 0 0
ISHARES TR FLTG RATE NT ETF 46429B655   22,222,464 434,967 SH   SOLE   434,967 0 0
ISHARES TR FLTG RATE NT ETF 46429B655   72,292 1,415 SH   OTR   1,415 0 0
ISHARES TR CORE MSCI EAFE 46432F842   42,823,531 589,531 SH   SOLE   589,531 0 0
ISHARES TR CORE MSCI EAFE 46432F842   112,374 1,547 SH   OTR   1,547 0 0
ISHARES INC CORE MSCI EMKT 46434G103   28,217,911 527,142 SH   SOLE   527,142 0 0
ISHARES INC CORE MSCI EMKT 46434G103   30,083 562 SH   OTR   562 0 0
ISHARES INC MSCI EMRG CHN 46434G764   362,244 6,119 SH   SOLE   6,119 0 0
ISHARES TR CORE MSCI INTL 46435G326   10,453,301 159,252 SH   SOLE   159,252 0 0
ISHARES TR CORE MSCI INTL 46435G326   227,770 3,470 SH   OTR   3,470 0 0
JPMORGAN CHASE & CO. COM 46625H100   15,419,088 76,234 SH   SOLE   76,234 0 0
JPMORGAN CHASE & CO. COM 46625H100   842,412 4,165 SH   OTR   4,165 0 0
J P MORGAN EXCHANGE TRADED F BETABUILDERS USD 46641Q878   231,810 5,068 SH   SOLE   5,068 0 0
J P MORGAN EXCHANGE TRADED F BETABUILDERS USD 46641Q878   14,591 319 SH   OTR   319 0 0
JOHNSON & JOHNSON COM 478160104   10,877,665 74,423 SH   SOLE   74,423 0 0
JOHNSON & JOHNSON COM 478160104   540,207 3,696 SH   OTR   3,696 0 0
KT CORP SPONSORED ADR 48268K101   143,480 10,496 SH   SOLE   10,496 0 0
KIMBERLY-CLARK CORP COM 494368103   147,183 1,065 SH   SOLE   1,065 0 0
KIMBERLY-CLARK CORP COM 494368103   88,448 640 SH   OTR   640 0 0
ELI LILLY & CO COM 532457108   1,968,296 2,174 SH   SOLE   2,174 0 0
ELI LILLY & CO COM 532457108   296,964 328 SH   OTR   328 0 0
LOCKHEED MARTIN CORP COM 539830109   5,121,751 10,965 SH   SOLE   10,965 0 0
LOCKHEED MARTIN CORP COM 539830109   16,348 35 SH   OTR   35 0 0
LOWES COS INC COM 548661107   297,841 1,351 SH   SOLE   1,351 0 0
MSCI INC COM 55354G100   4,825,689 10,017 SH   SOLE   10,017 0 0
MSCI INC COM 55354G100   4,817 10 SH   OTR   10 0 0
MARSH & MCLENNAN COS INC COM 571748102   5,602,834 26,589 SH   SOLE   26,589 0 0
MARSH & MCLENNAN COS INC COM 571748102   5,268 25 SH   OTR   25 0 0
MASCO CORP COM 574599106   218,610 3,279 SH   SOLE   3,279 0 0
MASTERCARD INCORPORATED CL A 57636Q104   1,930,516 4,376 SH   SOLE   4,376 0 0
MCDONALDS CORP COM 580135101   7,327,159 28,752 SH   SOLE   28,752 0 0
MCDONALDS CORP COM 580135101   348,621 1,368 SH   OTR   1,368 0 0
MERCK & CO INC COM 58933Y105   1,618,189 13,071 SH   SOLE   13,071 0 0
MERCK & CO INC COM 58933Y105   30,950 250 SH   OTR   250 0 0
MICROSOFT CORP COM 594918104   30,529,813 68,307 SH   SOLE   68,307 0 0
MICROSOFT CORP COM 594918104   1,588,907 3,555 SH   OTR   3,555 0 0
MONDELEZ INTL INC CL A 609207105   223,477 3,415 SH   SOLE   3,415 0 0
MONSTER BEVERAGE CORP NEW COM 61174X109   4,496,598 90,022 SH   SOLE   90,022 0 0
MONSTER BEVERAGE CORP NEW COM 61174X109   17,982 360 SH   OTR   360 0 0
NETFLIX INC COM 64110L106   8,535,207 12,647 SH   SOLE   12,647 0 0
NETFLIX INC COM 64110L106   40,492 60 SH   OTR   60 0 0
NEXTERA ENERGY INC COM 65339F101   7,122,919 100,592 SH   SOLE   100,592 0 0
NEXTERA ENERGY INC COM 65339F101   320,132 4,521 SH   OTR   4,521 0 0
NIKE INC CL B 654106103   1,558,802 20,682 SH   SOLE   20,682 0 0
NIKE INC CL B 654106103   30,148 400 SH   OTR   400 0 0
NORFOLK SOUTHN CORP COM 655844108   1,928,560 8,983 SH   SOLE   8,983 0 0
1NORFOLK SOUTHN CORP COM 655844108   69,130 322 SH   OTR   322 0 0
NORTHERN TR CORP COM 665859104   580,385 6,911 SH   SOLE   6,911 0 0
NORTHERN TR CORP COM 665859104   41,990 500 SH   OTR   500 0 0
NOVARTIS AG SPONSORED ADR 66987V109   326,938 3,071 SH   SOLE   3,071 0 0
NOVARTIS AG SPONSORED ADR 66987V109   29,276 275 SH   OTR   275 0 0
NOVO-NORDISK A S ADR 670100205   102,772 720 SH   SOLE   720 0 0
NOVO-NORDISK A S ADR 670100205   199,836 1,400 SH   OTR   1,400 0 0
NUCOR CORP COM 670346105   1,345,893 8,514 SH   SOLE   8,514 0 0
NVIDIA CORPORATION COM 67066G104   17,028,135 137,835 SH   SOLE   137,835 0 0
NVIDIA CORPORATION COM 67066G104   421,889 3,415 SH   OTR   3,415 0 0
ORACLE CORP COM 68389X105   601,370 4,259 SH   SOLE   4,259 0 0
PPG INDS INC COM 693506107   203,815 1,619 SH   SOLE   1,619 0 0
PACKAGING CORP AMER COM 695156109   3,530,527 19,339 SH   SOLE   19,339 0 0
PACKAGING CORP AMER COM 695156109   32,860 180 SH   OTR   180 0 0
PAYPAL HLDGS INC COM 70450Y103   3,014,078 51,940 SH   SOLE   51,940 0 0
PEPSICO INC COM 713448108   8,245,345 49,993 SH   SOLE   49,993 0 0
PEPSICO INC COM 713448108   196,596 1,192 SH   OTR   1,192 0 0
PFIZER INC COM 717081103   563,461 20,138 SH   SOLE   20,138 0 0
PFIZER INC COM 717081103   30,778 1,100 SH   OTR   1,100 0 0
PHILLIPS 66 COM 718546104   370,571 2,625 SH   SOLE   2,625 0 0
PIMCO ETF TR INV GRD CRP BD 72201R817   5,830,548 61,329 SH   SOLE   61,329 0 0
PIMCO ETF TR INV GRD CRP BD 72201R817   90,981 957 SH   OTR   957 0 0
PLYMOUTH INDL REIT INC COM 729640102   1,505,707 70,426 SH   SOLE   70,426 0 0
PORSCHE AUTOMOBIL HLDG SE UNSPONSORD ADR 73328P106   72,022 15,920 SH   SOLE   15,920 0 0
PRICE T ROWE GROUP INC COM 74144T108   4,501,241 39,036 SH   SOLE   39,036 0 0
PRICE T ROWE GROUP INC COM 74144T108   40,358 350 SH   OTR   350 0 0
PROCTER AND GAMBLE CO COM 742718109   3,807,343 23,086 SH   SOLE   23,086 0 0
PROCTER AND GAMBLE CO COM 742718109   668,420 4,053 SH   OTR   4,053 0 0
PROLOGIS INC. COM 74340W103   609,955 5,431 SH   SOLE   5,431 0 0
PUBLIC STORAGE OPER CO COM 74460D109   3,505,878 12,188 SH   SOLE   12,188 0 0
PUBLIC STORAGE OPER CO COM 74460D109   44,873 156 SH   OTR   156 0 0
QUALCOMM INC COM 747525103   7,286,004 36,580 SH   SOLE   36,580 0 0
QUALCOMM INC COM 747525103   30,872 155 SH   OTR   155 0 0
QUEST DIAGNOSTICS INC COM 74834L100   261,851 1,913 SH   SOLE   1,913 0 0
QUEST DIAGNOSTICS INC COM 74834L100   13,688 100 SH   OTR   100 0 0
RTX CORPORATION COM 75513E101   683,655 6,810 SH   SOLE   6,810 0 0
RTX CORPORATION COM 75513E101   27,607 275 SH   OTR   275 0 0
RESMED INC COM 761152107   5,079,138 26,534 SH   SOLE   26,534 0 0
RESMED INC COM 761152107   38,284 200 SH   OTR   200 0 0
SHELL PLC SPON ADS 780259305   290,524 4,025 SH   SOLE   4,025 0 0
SHELL PLC SPON ADS 780259305   16,240 225 SH   OTR   225 0 0
S&P GLOBAL INC COM 78409V104   4,621,898 10,363 SH   SOLE   10,363 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   3,416,613 6,278 SH   SOLE   6,278 0 0
SPDR GOLD TR GOLD SHS 78463V107   4,868,686 22,644 SH   SOLE   22,644 0 0
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   3,932,446 104,392 SH   SOLE   104,392 0 0
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   100,164 2,659 SH   OTR   2,659 0 0
SPDR SER TR NUVEEN BLOOMBERG 78464A284   1,660,417 65,268 SH   SOLE   65,268 0 0
SPDR SER TR NUVEEN BLOOMBERG 78464A284   43,400 1,706 SH   OTR   1,706 0 0
SPDR SER TR PORTFLI TIPS ETF 78464A656   2,507,149 98,629 SH   SOLE   98,629 0 0
SPDR SER TR PORTFLI TIPS ETF 78464A656   23,513 925 SH   OTR   925 0 0
SPDR SER TR S&P BK ETF 78464A797   433,097 9,336 SH   SOLE   9,336 0 0
SPDR SER TR S&P BK ETF 78464A797   50,286 1,084 SH   OTR   1,084 0 0
SPDR SER TR PORTFOLIO S&P400 78464A847   939,354 18,311 SH   SOLE   18,311 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   4,872,438 9,106 SH   SOLE   9,106 0 0
SPDR SER TR PORTFOLIO SH TSR 78468R101   39,563,332 1,370,396 SH   SOLE   1,370,396 0 0
SPDR SER TR PORTFOLIO SH TSR 78468R101   102,748 3,559 SH   OTR   3,559 0 0
SPDR SER TR PORTFOLIO S&P600 78468R853   1,085,967 26,149 SH   SOLE   26,149 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   336,312 4,325 SH   SOLE   4,325 0 0
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   1,183,949 24,599 SH   SOLE   24,599 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870   4,480,817 86,153 SH   SOLE   86,153 0 0
1SCHWAB STRATEGIC TR US TIPS ETF 808524870   23,404 450 SH   OTR   450 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506   3,036,024 33,308 SH   SOLE   33,308 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506   21,511 236 SH   OTR   236 0 0
SELECT SECTOR SPDR TR INDL 81369Y704   374,140 3,070 SH   SOLE   3,070 0 0
SELECT SECTOR SPDR TR INDL 81369Y704   182,805 1,500 SH   OTR   1,500 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   472,368 2,088 SH   SOLE   2,088 0 0
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852   345,295 4,031 SH   SOLE   4,031 0 0
SOUTHERN CO COM 842587107   357,752 4,612 SH   SOLE   4,612 0 0
STARBUCKS CORP COM 855244109   1,454,471 18,683 SH   SOLE   18,683 0 0
STARBUCKS CORP COM 855244109   22,732 292 SH   OTR   292 0 0
STRYKER CORPORATION COM 863667101   10,856,016 31,906 SH   SOLE   31,906 0 0
STRYKER CORPORATION COM 863667101   56,821 167 SH   OTR   167 0 0
SWIRE PAC LTD SPON ADR A 870794302   139,879 15,827 SH   SOLE   15,827 0 0
SYSCO CORP COM 871829107   233,302 3,268 SH   SOLE   3,268 0 0
TJX COS INC NEW COM 872540109   8,175,475 74,255 SH   SOLE   74,255 0 0
TJX COS INC NEW COM 872540109   30,828 280 SH   OTR   280 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   3,841,027 22,099 SH   SOLE   22,099 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   27,114 156 SH   OTR   156 0 0
TARGET CORP COM 87612E106   1,363,448 9,210 SH   SOLE   9,210 0 0
TEXAS INSTRS INC COM 882508104   1,975,452 10,155 SH   SOLE   10,155 0 0
TEXAS INSTRS INC COM 882508104   9,726 50 SH   OTR   50 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   249,403 451 SH   SOLE   451 0 0
3M CO COM 88579Y101   988,994 9,678 SH   SOLE   9,678 0 0
3M CO COM 88579Y101   73,576 720 SH   OTR   720 0 0
TORO CO COM 891092108   3,437,240 36,758 SH   SOLE   36,758 0 0
TORO CO COM 891092108   21,974 235 SH   OTR   235 0 0
TORONTO DOMINION BK ONT COM NEW 891160509   432,590 7,871 SH   SOLE   7,871 0 0
TRACTOR SUPPLY CO COM 892356106   5,040,900 18,670 SH   SOLE   18,670 0 0
TRACTOR SUPPLY CO COM 892356106   34,290 127 SH   OTR   127 0 0
US BANCORP DEL COM NEW 902973304   338,402 8,524 SH   SOLE   8,524 0 0
US BANCORP DEL COM NEW 902973304   27,393 690 SH   OTR   690 0 0
UNION PAC CORP COM 907818108   6,504,069 28,746 SH   SOLE   28,746 0 0
UNION PAC CORP COM 907818108   208,159 920 SH   OTR   920 0 0
UNITEDHEALTH GROUP INC COM 91324P102   7,091,445 13,925 SH   SOLE   13,925 0 0
UNITEDHEALTH GROUP INC COM 91324P102   48,379 95 SH   OTR   95 0 0
VANECK ETF TRUST EMERGING MRKT HI 92189F353   3,888,252 203,148 SH   SOLE   203,148 0 0
VANECK ETF TRUST EMERGING MRKT HI 92189F353   29,073 1,519 SH   OTR   1,519 0 0
VANECK ETF TRUST FALLEN ANGEL HG 92189F437   14,903,487 526,625 SH   SOLE   526,625 0 0
VANECK ETF TRUST FALLEN ANGEL HG 92189F437   3,537 125 SH   OTR   125 0 0
VANECK ETF TRUST SEMICONDUCTR ETF 92189F676   318,054 1,220 SH   SOLE   1,220 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   1,681,650 9,212 SH   SOLE   9,212 0 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819   6,351,945 84,817 SH   SOLE   84,817 0 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819   8,237 110 SH   OTR   110 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   1,486,031 20,625 SH   SOLE   20,625 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   110,092 1,528 SH   OTR   1,528 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   10,276,641 207,945 SH   SOLE   207,945 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   29,355 594 SH   OTR   594 0 0
VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885   17,230,671 273,894 SH   SOLE   273,894 0 0
VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885   42,841 681 SH   OTR   681 0 0
VANGUARD WORLD FD ENERGY ETF 92204A306   535,283 4,196 SH   SOLE   4,196 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   1,383,122 31,607 SH   SOLE   31,607 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   15,534 355 SH   OTR   355 0 0
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   23,375,385 401,432 SH   SOLE   401,432 0 0
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   16,187 278 SH   OTR   278 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   56,200,141 703,117 SH   SOLE   703,117 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   61,546 770 SH   OTR   770 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   1,025,551 20,466 SH   SOLE   20,466 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   1,394,362 2,788 SH   SOLE   2,788 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   374,010 1,000 SH   SOLE   1,000 0 0
VANGUARD INDEX FDS VALUE ETF 922908744   354,826 2,212 SH   SOLE   2,212 0 0
1VANGUARD INDEX FDS VALUE ETF 922908744   128,328 800 SH   OTR   800 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   316,464 1,183 SH   SOLE   1,183 0 0
VERISIGN INC COM 92343E102   518,464 2,916 SH   SOLE   2,916 0 0
VERISIGN INC COM 92343E102   11,557 65 SH   OTR   65 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   5,054,704 122,568 SH   SOLE   122,568 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   86,356 2,094 SH   OTR   2,094 0 0
VISA INC COM CL A 92826C839   10,478,852 39,924 SH   SOLE   39,924 0 0
VISA INC COM CL A 92826C839   95,801 365 SH   OTR   365 0 0
WEC ENERGY GROUP INC COM 92939U106   3,186,966 40,619 SH   SOLE   40,619 0 0
WEC ENERGY GROUP INC COM 92939U106   51,155 652 SH   OTR   652 0 0