The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
OJSC OC ROSNEFT RUB 0.01 GDR REG SHS 00B17FSC2   17,820 15,000 SH   SOLE   15,000 0 0
GLENCORE PLC REG SHS 00B4T3BW6   203,449 37,000 SH   SOLE   37,000 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   4,888,587 14,104 SH   SOLE   14,104 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   25,995 75 SH   OTR   75 0 0
EATON CORP PLC SHS G29183103   390,537 1,249 SH   SOLE   1,249 0 0
ASML HOLDING N V N Y REGISTRY SHS N07059210   388,188 400 SH   OTR   400 0 0
AT&T INC COM 00206R102   516,595 29,352 SH   SOLE   29,352 0 0
AT&T INC COM 00206R102   45,284 2,573 SH   OTR   2,573 0 0
ABBOTT LABS COM 002824100   2,192,728 19,292 SH   SOLE   19,292 0 0
ABBOTT LABS COM 002824100   114,228 1,005 SH   OTR   1,005 0 0
ABBVIE INC COM 00287Y109   2,899,942 15,925 SH   SOLE   15,925 0 0
ABBVIE INC COM 00287Y109   243,103 1,335 SH   OTR   1,335 0 0
ABRDN GOLD ETF TRUST PHYSCL GOLD SHS 00326A104   2,135,936 100,562 SH   SOLE   100,562 0 0
ABRDN PRECIOUS METALS BASKET PHYSCL PRECS MET 003263100   27,144,729 284,238 SH   SOLE   284,238 0 0
ABRDN PRECIOUS METALS BASKET PHYSCL PRECS MET 003263100   41,065 430 SH   OTR   430 0 0
ADOBE INC COM 00724F101   11,524,054 22,838 SH   SOLE   22,838 0 0
ADOBE INC COM 00724F101   344,137 682 SH   OTR   682 0 0
ALLSTATE CORP COM 020002101   585,984 3,387 SH   SOLE   3,387 0 0
ALPHABET INC CAP STK CL C 02079K107   15,880,108 104,296 SH   SOLE   104,296 0 0
ALPHABET INC CAP STK CL C 02079K107   448,405 2,945 SH   OTR   2,945 0 0
ALPHABET INC CAP STK CL A 02079K305   1,668,380 11,054 SH   SOLE   11,054 0 0
AMAZON COM INC COM 023135106   2,115,135 11,726 SH   SOLE   11,726 0 0
AMERICAN EXPRESS CO COM 025816109   1,668,967 7,330 SH   SOLE   7,330 0 0
AMERICAN EXPRESS CO COM 025816109   136,614 600 SH   OTR   600 0 0
AMERICAN TOWER CORP NEW COM 03027X100   3,105,917 15,719 SH   SOLE   15,719 0 0
AMERICAN TOWER CORP NEW COM 03027X100   4,939 25 SH   OTR   25 0 0
AMERIPRISE FINL INC COM 03076C106   283,232 646 SH   SOLE   646 0 0
AMGEN INC COM 031162100   9,170,172 32,253 SH   SOLE   32,253 0 0
AMGEN INC COM 031162100   169,170 595 SH   OTR   595 0 0
AMPHENOL CORP NEW CL A 032095101   5,725,627 49,637 SH   SOLE   49,637 0 0
AMPHENOL CORP NEW CL A 032095101   10,381 90 SH   OTR   90 0 0
APPLE INC COM 037833100   26,566,710 154,926 SH   SOLE   154,926 0 0
APPLE INC COM 037833100   915,360 5,338 SH   OTR   5,338 0 0
APPLIED MATLS INC COM 038222105   4,255,349 20,634 SH   SOLE   20,634 0 0
APPLIED MATLS INC COM 038222105   235,102 1,140 SH   OTR   1,140 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103   7,650,784 30,635 SH   SOLE   30,635 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103   534,443 2,140 SH   OTR   2,140 0 0
BP PLC SPONSORED ADR 055622104   214,474 5,692 SH   SOLE   5,692 0 0
THE BALDWIN INSURANCE GRP IN COM CL A 05589G102   578,800 20,000 SH   SOLE   20,000 0 0
BANK AMERICA CORP COM 060505104   221,718 5,847 SH   SOLE   5,847 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   8,409,138 19,997 SH   SOLE   19,997 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   23,549 56 SH   OTR   56 0 0
VOLEX PLC ORD REG SHS 000939007   1,034,093 284,250 SH   SOLE   284,250 0 0
BOEING CO COM 097023105   565,653 2,931 SH   SOLE   2,931 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108   586,172 10,809 SH   SOLE   10,809 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108   25,759 475 SH   OTR   475 0 0
BROADCOM INC COM 11135F101   379,067 286 SH   SOLE   286 0 0
THE CIGNA GROUP COM 125523100   1,011,120 2,784 SH   SOLE   2,784 0 0
CARRIER GLOBAL CORPORATION COM 14448C104   250,889 4,316 SH   SOLE   4,316 0 0
CATERPILLAR INC COM 149123101   133,746 365 SH   SOLE   365 0 0
CATERPILLAR INC COM 149123101   778,663 2,125 SH   OTR   2,125 0 0
CHEMED CORP NEW COM 16359R103   4,016,556 6,257 SH   SOLE   6,257 0 0
CHEMED CORP NEW COM 16359R103   12,838 20 SH   OTR   20 0 0
1CHEVRON CORP NEW COM 166764100   7,440,280 47,168 SH   SOLE   47,168 0 0
CHEVRON CORP NEW COM 166764100   261,532 1,658 SH   OTR   1,658 0 0
CHURCH & DWIGHT CO INC COM 171340102   4,851,875 46,514 SH   SOLE   46,514 0 0
CHURCH & DWIGHT CO INC COM 171340102   10,431 100 SH   OTR   100 0 0
CISCO SYS INC COM 17275R102   685,164 13,728 SH   SOLE   13,728 0 0
CISCO SYS INC COM 17275R102   32,441 650 SH   OTR   650 0 0
CINTAS CORP COM 172908105   247,330 360 SH   SOLE   360 0 0
CLOROX CO DEL COM 189054109   2,908,324 18,995 SH   SOLE   18,995 0 0
CLOROX CO DEL COM 189054109   14,698 96 SH   OTR   96 0 0
COCA COLA CO COM 191216100   477,938 7,812 SH   SOLE   7,812 0 0
COCA COLA CO COM 191216100   114,712 1,875 SH   OTR   1,875 0 0
COLGATE PALMOLIVE CO COM 194162103   382,262 4,245 SH   SOLE   4,245 0 0
COMCAST CORP NEW CL A 20030N101   2,536,278 58,507 SH   SOLE   58,507 0 0
COMCAST CORP NEW CL A 20030N101   32,339 746 SH   OTR   746 0 0
CONOCOPHILLIPS COM 20825C104   671,274 5,274 SH   SOLE   5,274 0 0
COSTCO WHSL CORP NEW COM 22160K105   6,820,052 9,309 SH   SOLE   9,309 0 0
COSTCO WHSL CORP NEW COM 22160K105   180,959 247 SH   OTR   247 0 0
DANAHER CORPORATION COM 235851102   375,329 1,503 SH   SOLE   1,503 0 0
DEERE & CO COM 244199105   665,809 1,621 SH   SOLE   1,621 0 0
DISNEY WALT CO COM 254687106   1,104,543 9,027 SH   SOLE   9,027 0 0
DISNEY WALT CO COM 254687106   229,669 1,877 SH   OTR   1,877 0 0
ECOLAB INC COM 278865100   8,098,817 35,075 SH   SOLE   35,075 0 0
ECOLAB INC COM 278865100   33,480 145 SH   OTR   145 0 0
EDWARDS LIFESCIENCES CORP COM 28176E112   274,735 2,875 SH   SOLE   2,875 0 0
EMERSON ELEC CO COM 291011104   308,615 2,721 SH   SOLE   2,721 0 0
EMERSON ELEC CO COM 291011104   184,874 1,630 SH   OTR   1,630 0 0
EVERSOURCE ENERGY COM 30040W108   494,536 8,274 SH   SOLE   8,274 0 0
EXXON MOBIL CORP COM 30231G102   13,208,699 113,633 SH   SOLE   113,633 0 0
EXXON MOBIL CORP COM 30231G102   482,047 4,147 SH   OTR   4,147 0 0
META PLATFORMS INC CL A 30303M102   2,968,836 6,114 SH   SOLE   6,114 0 0
FEDEX CORP COM 31428X106   229,474 792 SH   SOLE   792 0 0
FISERV INC COM 337738108   250,437 1,567 SH   SOLE   1,567 0 0
FISERV INC COM 337738108   6,392 40 SH   OTR   40 0 0
FORTINET INC COM 34959E113   3,470,284 50,802 SH   SOLE   50,802 0 0
FORTINET INC COM 34959E113   11,612 170 SH   OTR   170 0 0
GE AEROSPACE COM NEW 369604301   1,011,052 5,760 SH   SOLE   5,760 0 0
GE AEROSPACE COM NEW 369604301   2,632 15 SH   OTR   15 0 0
GENERAL MLS INC COM 370334104   405,476 5,795 SH   SOLE   5,795 0 0
HERSHEY CO COM 427866108   3,289,773 16,914 SH   SOLE   16,914 0 0
HERSHEY CO COM 427866108   16,143 83 SH   OTR   83 0 0
HOME DEPOT INC COM 437076102   12,681,048 33,058 SH   SOLE   33,058 0 0
HOME DEPOT INC COM 437076102   534,354 1,393 SH   OTR   1,393 0 0
HONEYWELL INTL INC COM 438516106   691,282 3,368 SH   SOLE   3,368 0 0
IDEXX LABS INC COM 45168D104   3,398,859 6,295 SH   SOLE   6,295 0 0
IDEXX LABS INC COM 45168D104   9,178 17 SH   OTR   17 0 0
ILLINOIS TOOL WKS INC COM 452308109   3,969,137 14,792 SH   SOLE   14,792 0 0
ILLINOIS TOOL WKS INC COM 452308109   92,573 345 SH   OTR   345 0 0
INTEL CORP COM 458140100   475,357 10,762 SH   SOLE   10,762 0 0
INTEL CORP COM 458140100   287,060 6,499 SH   OTR   6,499 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   443,982 2,325 SH   SOLE   2,325 0 0
INVESCO QQQ TR UNIT SER 1 4609E1107   860,047 1,937 SH   SOLE   1,937 0 0
INTUIT COM 461202103   6,500,650 10,001 SH   SOLE   10,001 0 0
INTUIT COM 461202103   57,850 89 SH   OTR   89 0 0
ISHARES GOLD TR ISHARES NEW 464285204   355,656 8,466 SH   SOLE   8,466 0 0
ISHARES TR TIPS BD ETF 464287176   551,442 5,134 SH   SOLE   5,134 0 0
ISHARES TR CORE S&P500 ETF 464287200   89,846,205 170,898 SH   SOLE   170,898 0 0
ISHARES TR CORE S&P500 ETF 464287200   390,617 743 SH   OTR   743 0 0
ISHARES TR MSCI EMG MKT ETF 464287234   254,326 6,191 SH   SOLE   6,191 0 0
ISHARES TR MSCI EMG MKT ETF 464287234   5,710 139 SH   OTR   139 0 0
ISHARES TR MSCI EAFE ETF 464287465   2,744,229 34,363 SH   SOLE   34,363 0 0
1ISHARES TR MSCI EAFE ETF 464287465   141,112 1,767 SH   OTR   1,767 0 0
ISHARES TR RUS MID CAP ETF 464287499   518,414 6,165 SH   SOLE   6,165 0 0
ISHARES TR RUS MID CAP ETF 464287499   70,299 836 SH   OTR   836 0 0
ISHARES TR CORE S&P MCP ETF 464287507   65,092,142 1,071,652 SH   SOLE   1,071,652 0 0
ISHARES TR CORE S&P MCP ETF 464287507   370,514 6,100 SH   OTR   6,100 0 0
ISHARES TR GLOBAL 100 ETF 464287572   1,036,977 11,598 SH   SOLE   11,598 0 0
ISHARES TR GLOBAL 100 ETF 464287572   194,019 2,170 SH   OTR   2,170 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   282,784 839 SH   SOLE   839 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   6,334,025 30,119 SH   SOLE   30,119 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   76,759 365 SH   OTR   365 0 0
ISHARES TR U.S. REAL ES ETF 464287739   184,474 2,052 SH   SOLE   2,052 0 0
ISHARES TR U.S. REAL ES ETF 464287739   19,508 217 SH   OTR   217 0 0
ISHARES TR CORE S&P SCP ETF 464287804   33,916,377 306,880 SH   SOLE   306,880 0 0
ISHARES TR CORE S&P SCP ETF 464287804   253,532 2,294 SH   OTR   2,294 0 0
ISHARES TR SHRT NAT MUN ETF 464288158   812,914 7,762 SH   SOLE   7,762 0 0
ISHARES TR JPMORGAN USD EMG 464288281   982,245 10,954 SH   SOLE   10,954 0 0
ISHARES TR USD INV GRDE ETF 464288620   511,152 10,068 SH   SOLE   10,068 0 0
ISHARES TR ISHS 5-10YR INVT 464288638   365,276 7,079 SH   SOLE   7,079 0 0
ISHARES TR US REGNL BKS ETF 464288778   222,322 5,125 SH   SOLE   5,125 0 0
ISHARES TR FLTG RATE NT ETF 46429B655   22,947,334 449,419 SH   SOLE   449,419 0 0
ISHARES TR FLTG RATE NT ETF 46429B655   71,943 1,409 SH   OTR   1,409 0 0
ISHARES TR CORE MSCI EAFE 46432F842   44,385,860 598,031 SH   SOLE   598,031 0 0
ISHARES TR CORE MSCI EAFE 46432F842   114,966 1,549 SH   OTR   1,549 0 0
ISHARES INC CORE MSCI EMKT 46434G103   26,287,258 509,443 SH   SOLE   509,443 0 0
ISHARES INC CORE MSCI EMKT 46434G103   25,593 496 SH   OTR   496 0 0
ISHARES INC MSCI EMRG CHN 46434G764   352,270 6,119 SH   SOLE   6,119 0 0
ISHARES TR CORE MSCI INTL 46435G326   11,195,135 166,768 SH   SOLE   166,768 0 0
ISHARES TR CORE MSCI INTL 46435G326   232,941 3,470 SH   OTR   3,470 0 0
JPMORGAN CHASE & CO COM 46625H100   16,130,159 80,530 SH   SOLE   80,530 0 0
JPMORGAN CHASE & CO COM 46625H100   834,249 4,165 SH   OTR   4,165 0 0
J P MORGAN EXCHANGE TRADED F BETABUILDERS USD 46641Q878   234,090 5,068 SH   SOLE   5,068 0 0
J P MORGAN EXCHANGE TRADED F BETABUILDERS USD 46641Q878   14,734 319 SH   OTR   319 0 0
JOHNSON & JOHNSON COM 478160104   11,875,481 75,071 SH   SOLE   75,071 0 0
JOHNSON & JOHNSON COM 478160104   594,161 3,756 SH   OTR   3,756 0 0
KT CORP SPONSORED ADR 48268K101   141,363 10,083 SH   SOLE   10,083 0 0
KIMBERLY-CLARK CORP COM 494368103   148,623 1,149 SH   SOLE   1,149 0 0
KIMBERLY-CLARK CORP COM 494368103   89,251 690 SH   OTR   690 0 0
ELI LILLY & CO COM 532457108   1,691,285 2,174 SH   SOLE   2,174 0 0
ELI LILLY & CO COM 532457108   255,170 328 SH   OTR   328 0 0
LIVONIA, AVON & LAKEVILLE RA REG SHS 539184309   1,551,438 6 SH   SOLE   6 0 0
LOCKHEED MARTIN CORP COM 539830109   4,946,256 10,874 SH   SOLE   10,874 0 0
LOCKHEED MARTIN CORP COM 539830109   15,920 35 SH   OTR   35 0 0
LOWES COS INC COM 548661107   437,116 1,716 SH   SOLE   1,716 0 0
MSCI INC COM 55354G100   4,423,071 7,892 SH   SOLE   7,892 0 0
MSCI INC COM 55354G100   5,604 10 SH   OTR   10 0 0
MARSH & MCLENNAN COS INC COM 571748102   5,555,898 26,973 SH   SOLE   26,973 0 0
MARSH & MCLENNAN COS INC COM 571748102   5,149 25 SH   OTR   25 0 0
MASCO CORP COM 574599106   258,647 3,279 SH   SOLE   3,279 0 0
MASTERCARD INCORPORATED CL A 57636Q104   2,372,213 4,926 SH   SOLE   4,926 0 0
MCDONALDS CORP COM 580135101   8,117,058 28,789 SH   SOLE   28,789 0 0
MCDONALDS CORP COM 580135101   385,707 1,368 SH   OTR   1,368 0 0
MERCK & CO INC COM 58933Y105   1,613,880 12,231 SH   SOLE   12,231 0 0
MERCK & CO INC COM 58933Y105   41,564 315 SH   OTR   315 0 0
MICROSOFT CORP COM 594918104   29,960,733 71,213 SH   SOLE   71,213 0 0
MICROSOFT CORP COM 594918104   1,971,914 4,687 SH   OTR   4,687 0 0
MONDELEZ INTL INC CL A 609207105   248,850 3,555 SH   SOLE   3,555 0 0
MONSTER BEVERAGE CORP NEW COM 61174X109   5,160,146 87,047 SH   SOLE   87,047 0 0
MONSTER BEVERAGE CORP NEW COM 61174X109   21,340 360 SH   OTR   360 0 0
NETFLIX INC COM 64110L106   7,745,886 12,754 SH   SOLE   12,754 0 0
NETFLIX INC COM 64110L106   36,439 60 SH   OTR   60 0 0
1NEXTERA ENERGY INC COM 65339F101   6,767,174 105,886 SH   SOLE   105,886 0 0
NEXTERA ENERGY INC COM 65339F101   288,937 4,521 SH   OTR   4,521 0 0
NIKE INC CL B 654106103   2,102,050 22,367 SH   SOLE   22,367 0 0
NIKE INC CL B 654106103   37,592 400 SH   OTR   400 0 0
NORFOLK SOUTHN CORP COM 655844108   2,426,872 9,522 SH   SOLE   9,522 0 0
NORFOLK SOUTHN CORP COM 655844108   82,068 322 SH   OTR   322 0 0
NORTHERN TR CORP COM 665859104   721,852 8,118 SH   SOLE   8,118 0 0
NORTHERN TR CORP COM 665859104   44,460 500 SH   OTR   500 0 0
NOVARTIS AG SPONSORED ADR 66987V109   257,495 2,662 SH   SOLE   2,662 0 0
NOVARTIS AG SPONSORED ADR 66987V109   26,600 275 SH   OTR   275 0 0
NOVO-NORDISK A S ADR 670100205   92,448 720 SH   SOLE   720 0 0
NOVO-NORDISK A S ADR 670100205   179,760 1,400 SH   OTR   1,400 0 0
NUCOR CORP COM 670346105   1,684,920 8,514 SH   SOLE   8,514 0 0
NVIDIA CORPORATION COM 67066G104   13,812,721 15,287 SH   SOLE   15,287 0 0
NVIDIA CORPORATION COM 67066G104   234,022 259 SH   OTR   259 0 0
ORACLE CORP COM 68389X105   547,533 4,359 SH   SOLE   4,359 0 0
PPG INDS INC COM 693506107   236,042 1,629 SH   SOLE   1,629 0 0
PACKAGING CORP AMER COM 695156109   3,867,336 20,378 SH   SOLE   20,378 0 0
PACKAGING CORP AMER COM 695156109   34,160 180 SH   OTR   180 0 0
PEPSICO INC COM 713448108   8,838,530 50,503 SH   SOLE   50,503 0 0
PEPSICO INC COM 713448108   208,611 1,192 SH   OTR   1,192 0 0
PFIZER INC COM 717081103   616,577 22,219 SH   SOLE   22,219 0 0
PFIZER INC COM 717081103   30,525 1,100 SH   OTR   1,100 0 0
PHILLIPS 66 COM 718546104   449,185 2,750 SH   SOLE   2,750 0 0
PIMCO ETF TR INV GRD CRP BD 72201R817   6,029,634 62,776 SH   SOLE   62,776 0 0
PIMCO ETF TR INV GRD CRP BD 72201R817   91,919 957 SH   OTR   957 0 0
PLYMOUTH INDL REIT INC COM 729640102   1,584,585 70,426 SH   SOLE   70,426 0 0
PORSCHE AUTOMOBIL HLDG SE UNSPONSORD ADR 73328P106   83,596 15,758 SH   SOLE   15,758 0 0
PRICE T ROWE GROUP INC COM 74144T108   4,925,202 40,397 SH   SOLE   40,397 0 0
PRICE T ROWE GROUP INC COM 74144T108   42,672 350 SH   OTR   350 0 0
PROCTER AND GAMBLE CO COM 742718109   3,873,718 23,875 SH   SOLE   23,875 0 0
PROCTER AND GAMBLE CO COM 742718109   667,334 4,113 SH   OTR   4,113 0 0
PROLOGIS INC. COM 74340W103   761,656 5,849 SH   SOLE   5,849 0 0
PUBLIC STORAGE OPER CO COM 74460D109   3,420,387 11,792 SH   SOLE   11,792 0 0
PUBLIC STORAGE OPER CO COM 74460D109   45,249 156 SH   OTR   156 0 0
QUALCOMM INC COM 747525103   6,952,473 41,066 SH   SOLE   41,066 0 0
QUALCOMM INC COM 747525103   26,241 155 SH   OTR   155 0 0
QUEST DIAGNOSTICS INC COM 74834L100   302,159 2,270 SH   SOLE   2,270 0 0
QUEST DIAGNOSTICS INC COM 74834L100   13,311 100 SH   OTR   100 0 0
RTX CORPORATION COM 75513E105   748,835 7,678 SH   SOLE   7,678 0 0
RTX CORPORATION COM 75513E105   26,820 275 SH   OTR   275 0 0
RESMED INC COM 761152107   5,636,329 28,462 SH   SOLE   28,462 0 0
RESMED INC COM 761152107   39,606 200 SH   OTR   200 0 0
SHELL PLC SPON ADS 780259305   269,836 4,025 SH   SOLE   4,025 0 0
SHELL PLC SPON ADS 780259305   18,436 275 SH   OTR   275 0 0
S&P GLOBAL INC COM 78409V104   4,664,208 10,963 SH   SOLE   10,963 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   3,302,140 6,313 SH   SOLE   6,313 0 0
SPDR GOLD TR GOLD SHS 78463V107   4,693,296 22,814 SH   SOLE   22,814 0 0
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   3,927,230 108,517 SH   SOLE   108,517 0 0
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   96,229 2,659 SH   OTR   2,659 0 0
SPDR SER TR NUVEEN BLOOMBERG 78464A284   1,676,734 65,268 SH   SOLE   65,268 0 0
SPDR SER TR NUVEEN BLOOMBERG 78464A284   43,827 1,706 SH   OTR   1,706 0 0
SPDR SER TR PORTFLI TIPS ETF 78464A656   3,243,543 126,602 SH   SOLE   126,602 0 0
SPDR SER TR PORTFLI TIPS ETF 78464A656   23,698 925 SH   OTR   925 0 0
SPDR SER TR S&P BK ETF 78464A797   488,803 10,378 SH   SOLE   10,378 0 0
SPDR SER TR S&P BK ETF 78464A797   51,056 1,084 SH   OTR   1,084 0 0
SPDR SER TR PORTFOLIO S&P400 78464A847   1,055,651 19,791 SH   SOLE   19,791 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   5,317,514 9,557 SH   SOLE   9,557 0 0
SPDR SER TR PORTFOLIO SH TSR 78468R101   39,556,110 1,367,777 SH   SOLE   367,777 0 0
SPDR SER TR PORTFOLIO SH TSR 78468R101   98,617 3,410 SH   OTR   3,410 0 0
1SPDR SER TR PORTFOLIO S&P600 78468R853   1,166,685 27,107 SH   SOLE   27,107 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   348,724 4,325 SH   SOLE   4,325 0 0
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   1,243,914 25,802 SH   SOLE   25,802 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870   17,906,319 343,296 SH   SOLE   343,296 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870   26,601 510 SH   OTR   510 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506   3,199,932 33,894 SH   SOLE   33,894 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506   22,280 236 SH   OTR   236 0 0
SELECT SECTOR SPDR TR INDL 81369Y704   414,786 3,293 SH   SOLE   3,293 0 0
SELECT SECTOR SPDR TR INDL 81369Y704   188,940 1,500 SH   OTR   1,500 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   440,074 2,113 SH   SOLE   2,113 0 0
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852   330,967 4,053 SH   SOLE   4,053 0 0
SOUTHERN CO COM 842587107   356,619 4,971 SH   SOLE   4,971 0 0
STARBUCKS CORP COM 855244109   5,219,282 57,110 SH   SOLE   57,110 0 0
STARBUCKS CORP COM 855244109   26,685 292 SH   OTR   292 0 0
STATE STR CORP COM 857477103   232,114 3,002 SH   SOLE   3,002 0 0
STRYKER CORPORATION COM 863667101   11,761,039 32,864 SH   SOLE   32,864 0 0
STRYKER CORPORATION COM 863667101   63,342 177 SH   OTR   177 0 0
SWIRE PAC LTD SPON ADR A 870794302   131,334 15,960 SH   SOLE   15,960 0 0
SYSCO CORP COM 871829107   267,082 3,290 SH   SOLE   3,290 0 0
TJX COS INC NEW COM 872540109   7,565,729 74,598 SH   SOLE   74,598 0 0
TJX COS INC NEW COM 872540109   28,397 280 SH   OTR   280 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   3,330,231 24,478 SH   SOLE   24,478 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   24,625 181 SH   OTR   181 0 0
TARGET CORP COM 87612E110   1,640,964 9,260 SH   SOLE   9,260 0 0
TEXAS INSTRS INC COM 882508104   1,769,102 10,155 SH   SOLE   10,155 0 0
TEXAS INSTRS INC COM 882508104   8,710 50 SH   OTR   50 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   262,125 451 SH   SOLE   451 0 0
3M CO COM 88579Y101   1,127,948 10,634 SH   SOLE   10,634 0 0
3M CO COM 88579Y101   102,993 971 SH   OTR   971 0 0
TORO CO COM 891092108   5,962,180 65,068 SH   SOLE   65,068 0 0
TORO CO COM 891092108   36,193 395 SH   OTR   395 0 0
TORONTO DOMINION BK ONT COM NEW 891160509   492,398 8,155 SH   SOLE   8,155 0 0
TRACTOR SUPPLY CO COM 892356106   5,275,490 20,157 SH   SOLE   20,157 0 0
TRACTOR SUPPLY CO COM 892356106   33,238 127 SH   OTR   127 0 0
US BANCORP DEL COM NEW 902973304   466,846 10,444 SH   SOLE   10,444 0 0
US BANCORP DEL COM NEW 902973304   59,898 1,340 SH   OTR   1,340 0 0
UNION PAC CORP COM 907818108   7,139,593 29,031 SH   SOLE   29,031 0 0
UNION PAC CORP COM 907818108   226,255 920 SH   OTR   920 0 0
UNITEDHEALTH GROUP INC COM 91324P102   6,748,202 13,641 SH   SOLE   13,641 0 0
UNITEDHEALTH GROUP INC COM 91324P102   46,996 95 SH   OTR   95 0 0
VANECK ETF TRUST EMERGING MRKT HI 92189F353   3,904,874 204,658 SH   SOLE   204,658 0 0
VANECK ETF TRUST EMERGING MRKT HI 92189F353   28,982 1,519 SH   OTR   1,519 0 0
VANECK ETF TRUST FALLEN ANGEL HG 92189F437   13,349,141 459,998 SH   SOLE   459,998 0 0
VANECK ETF TRUST SEMICONDUCTR ETF 92189F676   274,487 1,220 SH   SOLE   1,220 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   1,715,803 9,396 SH   SOLE   9,396 0 0
VANGUARD BALANCED INDEX FD I INTERMED TERM 921937819   12,615,098 167,309 SH   SOLE   167,309 0 0
VANGUARD BALANCED INDEX FD I INTERMED TERM 921937819   23,977 318 SH   OTR   318 0 0
VANGUARD BALANCED INDEX FD I TOTAL BND MRKT 921937835   1,803,620 24,833 SH   SOLE   24,833 0 0
VANGUARD BALANCED INDEX FD I TOTAL BND MRKT 921937835   110,978 1,528 SH   OTR   1,528 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   10,573,979 210,763 SH   SOLE   210,763 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   29,800 594 SH   OTR   594 0 0
VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885   16,838,266 263,716 SH   SOLE   263,716 0 0
VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885   43,226 677 SH   OTR   677 0 0
VANGUARD WORLD FD ENERGY ETF 92204A306   569,075 4,321 SH   SOLE   4,321 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   1,352,804 32,387 SH   SOLE   32,387 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   14,828 355 SH   OTR   355 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   49,481,687 614,603 SH   SOLE   614,603 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   138,879 1,725 SH   OTR   1,725 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   1,102,776 21,794 SH   SOLE   21,794 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   1,384,896 2,881 SH   SOLE   2,881 0 0
1VANGUARD INDEX FDS GROWTH ETF 922908736   347,642 1,010 SH   SOLE   1,010 0 0
VANGUARD INDEX FDS VALUE ETF 922908744   369,040 2,266 SH   SOLE   2,266 0 0
VANGUARD INDEX FDS VALUE ETF 922908744   81,430 500 SH   OTR   500 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   307,461 1,183 SH   SOLE   1,183 0 0
VERISIGN INC COM 92343E106   2,693,695 14,214 SH   SOLE   14,214 0 0
VERISIGN INC COM 92343E106   12,318 65 SH   OTR   65 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   5,209,375 124,151 SH   SOLE   124,151 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   87,864 2,094 SH   OTR   2,094 0 0
VISA INC COM CL A 92826C839   11,425,535 40,940 SH   SOLE   40,940 0 0
VISA INC COM CL A 92826C839   108,841 390 SH   OTR   390 0 0
WEC ENERGY GROUP INC COM 92939U106   3,290,384 40,068 SH   SOLE   40,068 0 0
WEC ENERGY GROUP INC COM 92939U106   53,542 652 SH   OTR   652 0 0