The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
OJSC OC ROSNEFT RUB 0.01 GDR REG SHS 00B17FSC2   35,640 30,000 SH   SOLE   30,000 0 0
GLENCORE PLC REG SHS 00B4T3BW6   424,299 74,000 SH   SOLE   74,000 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   9,130,380 29,730 SH   SOLE   29,730 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   46,066 150 SH   OTR   150 0 0
EATON CORP PLC SHS G29183103   544,717 2,554 SH   SOLE   2,554 0 0
MEDTRONIC PLC SHS G5960L103   363,903 2,544 SH   SOLE   4,644 0 0
CHECK POINT SOFTWARE TECH LT ORD M22465104   227,908 1,710 SH   SOLE   1,710 0 0
ASML HOLDING N V N Y REGISTRY SHS N07059210   353,196 600 SH   OTR   600 0 0
AT&T INC COM 00206R102   994,354 66,202 SH   SOLE   66,202 0 0
AT&T INC COM 00206R102   80,296 5,346 SH   OTR   5,346 0 0
ABBOTT LABS COM 002824100   3,870,126 39,960 SH   SOLE   39,960 0 0
ABBOTT LABS COM 002824100   194,668 2,010 SH   OTR   2,010 0 0
ABBVIE INC COM 00287Y109   4,983,970 33,436 SH   SOLE   33,436 0 0
ABBVIE INC COM 00287Y109   397,990 2,670 SH   OTR   2,670 0 0
ABRDN GOLD ETF TRUST PHYSCL GOLD SHS 00326A104   4,062,579 229,654 SH   SOLE   229,654 0 0
ABRDN PRECIOUS METALS BASKET PHYSCL PRECS MET 003263100   45,099,230 535,908 SH   SOLE   535,908 0 0
ABRDN PRECIOUS METALS BASKET PHYSCL PRECS MET 003263100   72,373 860 SH   OTR   860 0 0
ADOBE INC COM 00724F101   26,768,730 52,498 SH   SOLE   52,498 0 0
ADOBE INC COM 00724F101   428,316 840 SH   OTR   840 0 0
AIR PRODS & CHEMS INC COM 009158106   375,788 1,326 SH   SOLE   1,326 0 0
ALLSTATE CORP COM 020002101   732,854 6,578 SH   SOLE   6,578 0 0
ALPHABET INC CAP STK CL C 02079K107   30,631,128 232,318 SH   SOLE   232,318 0 0
ALPHABET INC CAP STK CL C 02079K107   798,483 6,056 SH   OTR   6,056 0 0
ALPHABET INC CAP STK CL A 02079K305   3,126,507 23,892 SH   SOLE   23,892 0 0
ALTRIA GROUP INC COM 02209S103   405,782 9,650 SH   SOLE   9,650 0 0
ALTRIA GROUP INC COM 02209S103   63,075 1,500 SH   OTR   1,500 0 0
AMAZON COM INC COM 023135106   3,196,813 25,148 SH   SOLE   25,148 0 0
AMERICAN ELEC PWR CO INC COM 025537101   225,359 2,996 SH   SOLE   2,996 0 0
AMERICAN EXPRESS CO COM 025816109   2,407,329 16,136 SH   SOLE   16,136 0 0
AMERICAN EXPRESS CO COM 025816109   179,028 1,200 SH   OTR   1,200 0 0
AMERICAN TOWER CORP NEW COM 03027X100   5,016,382 30,504 SH   SOLE   30,504 0 0
AMERICAN TOWER CORP NEW COM 03027X100   8,222 50 SH   OTR   50 0 0
AMERIPRISE FINL INC COM 03076C106   425,946 1,292 SH   SOLE   1,292 0 0
AMGEN INC COM 031162100   18,841,151 70,104 SH   SOLE   70,104 0 0
AMGEN INC COM 031162100   247,259 920 SH   OTR   920 0 0
AMPHENOL CORP NEW CL A 032095101   9,326,753 111,046 SH   SOLE   111,046 0 0
AMPHENOL CORP NEW CL A 032095101   8,399 100 SH   OTR   100 0 0
APPLE INC COM 037833100   57,078,332 333,382 SH   SOLE   333,382 0 0
APPLE INC COM 037833100   1,444,327 8,436 SH   OTR   8,436 0 0
APPLIED MATLS INC COM 038222105   6,270,123 45,288 SH   SOLE   45,288 0 0
APPLIED MATLS INC COM 038222105   308,743 2,230 SH   OTR   2,230 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103   15,083,884 62,698 SH   SOLE   62,698 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103   1,008,030 4,190 SH   OTR   4,190 0 0
BP PLC SPONSORED ADR 055622104   815,598 21,064 SH   SOLE   21,064 0 0
BRP GROUP INC COM CL A 05589G102   929,200 40,000 SH   SOLE   40,000 0 0
BANK AMERICA CORP COM 060505104   344,659 12,588 SH   SOLE   12,588 0 0
BANK NEW YORK MELLON CORP COM 064058100   286,352 6,714 SH   SOLE   6,714 0 0
BECTON DICKINSON & CO COM 075887109   361,942 1,400 SH   SOLE   1,400 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   14,661,456 41,854 SH   SOLE   41,854 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   58,149 166 SH   OTR   166 0 0
VOLEX PLC ORD REG SHS 000939007   2,171,762 565,922 SH   SOLE   565,922 0 0
BOEING CO COM 097023105   1,492,803 7,788 SH   SOLE   7,788 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108   1,303,114 22,452 SH   SOLE   22,452 0 0
1BRISTOL-MYERS SQUIBB CO COM 110122108   55,138 950 SH   OTR   950 0 0
BROADCOM INC COM 11135F101   847,191 1,020 SH   SOLE   1,020 0 0
THE CIGNA GROUP COM 125523100   1,592,837 5,568 SH   SOLE   5,568 0 0
CVS HEALTH CORP COM 126650100   209,180 2,996 SH   SOLE   2,996 0 0
CVS HEALTH CORP COM 126650100   13,964 200 SH   OTR   200 0 0
CANADIAN NAT RES LTD COM 136385101   244,193 3,776 SH   SOLE   3,776 0 0
CAPITAL ONE FINL CORP COM 14040H105   214,868 2,214 SH   SOLE   2,214 0 0
CARRIER GLOBAL CORPORATION COM 14448C104   837,825 15,178 SH   SOLE   15,178 0 0
CATERPILLAR INC COM 149123101   217,854 798 SH   SOLE   798 0 0
CATERPILLAR INC COM 149123101   1,187,550 4,350 SH   OTR   4,350 0 0
CHEMED CORP NEW COM 16359R103   6,914,088 13,304 SH   SOLE   13,304 0 0
CHEMED CORP NEW COM 16359R103   21,827 42 SH   OTR   42 0 0
CHEVRON CORP NEW COM 166764100   16,471,138 97,682 SH   SOLE   97,682 0 0
CHEVRON CORP NEW COM 166764100   509,569 3,022 SH   OTR   3,022 0 0
CHURCH & DWIGHT CO INC COM 171340102   9,171,979 100,098 SH   SOLE   100,098 0 0
CHURCH & DWIGHT CO INC COM 171340102   18,326 200 SH   OTR   200 0 0
CISCO SYS INC COM 17275R102   1,729,351 32,168 SH   SOLE   32,168 0 0
CISCO SYS INC COM 17275R102   72,576 1,350 SH   OTR   1,350 0 0
CINTAS CORP COM 172908105   355,947 740 SH   SOLE   740 0 0
CLOROX CO DEL COM 189054109   4,831,133 36,862 SH   SOLE   36,862 0 0
CLOROX CO DEL COM 189054109   14,416 110 SH   OTR   110 0 0
COCA COLA CO COM 191216100   916,392 16,370 SH   SOLE   16,370 0 0
COCA COLA CO COM 191216100   223,920 4,000 SH   OTR   4,000 0 0
COLGATE PALMOLIVE CO COM 194162103   633,590 8,910 SH   SOLE   8,910 0 0
COMCAST CORP NEW CL A 20030N101   13,102,824 295,508 SH   SOLE   295,508 0 0
COMCAST CORP NEW CL A 20030N101   52,409 1,182 SH   OTR   1,182 0 0
CONOCOPHILLIPS COM 20825C104   1,301,267 10,862 SH   SOLE   10,862 0 0
CORTEVA INC COM 22052L104   193,896 3,790 SH   SOLE   3,790 0 0
CORTEVA INC COM 22052L104   57,299 1,120 SH   OTR   1,120 0 0
COSTCO WHSL CORP NEW COM 22160K105   11,034,798 19,532 SH   SOLE   19,532 0 0
COSTCO WHSL CORP NEW COM 22160K105   209,035 370 SH   OTR   370 0 0
DANAHER CORPORATION COM 235851102   779,034 3,140 SH   SOLE   3,140 0 0
DEERE & CO COM 244199105   1,212,144 3,212 SH   SOLE   3,212 0 0
DISNEY WALT CO COM 254687106   1,653,095 20,396 SH   SOLE   20,396 0 0
DISNEY WALT CO COM 254687106   260,494 3,214 SH   OTR   3,214 0 0
DISCOVER FINL SVCS COM 254709108   215,535 2,488 SH   SOLE   2,488 0 0
DOMINION ENERGY INC COM 25746U109   212,450 4,756 SH   SOLE   4,756 0 0
DOVER CORP COM 260003108   292,133 2,094 SH   SOLE   2,094 0 0
DOW INC COM 260557103   237,382 4,604 SH   SOLE   4,604 0 0
DOW INC COM 260557103   56,716 1,100 SH   OTR   1,100 0 0
EOG RES INC COM 26875P101   266,196 2,100 SH   SOLE   2,100 0 0
EASTMAN CHEM CO COM 277432100   354,599 4,622 SH   SOLE   4,622 0 0
EBAY INC. COM 278642103   300,517 6,816 SH   SOLE   6,816 0 0
ECOLAB INC COM 278865100   12,432,604 73,392 SH   SOLE   73,392 0 0
ECOLAB INC COM 278865100   35,574 210 SH   OTR   210 0 0
EDWARDS LIFESCIENCES CORP COM 28776E112   406,673 5,870 SH   SOLE   5,870 0 0
EMERSON ELEC CO COM 291011104   542,143 5,614 SH   SOLE   5,614 0 0
EMERSON ELEC CO COM 291011104   314,818 3,260 SH   OTR   3,260 0 0
ENTERPRISE PRODS PARTNERS L COM 293792107   452,699 16,540 SH   SOLE   16,540 0 0
ESSENTIAL UTILS INC COM 29670G102   323,113 9,412 SH   SOLE   9,412 0 0
EVERSOURCE ENERGY COM 30040W108   1,067,982 18,366 SH   SOLE   18,366 0 0
EXXON MOBIL CORP COM 30231G102   26,780,961 227,768 SH   SOLE   227,768 0 0
EXXON MOBIL CORP COM 30231G102   875,265 7,444 SH   OTR   7,444 0 0
FEDEX CORP COM 31428X106   624,681 2,358 SH   SOLE   2,358 0 0
FISERV INC COM 337738108   640,483 5,670 SH   SOLE   5,670 0 0
FISERV INC COM 337738108   9,036 80 SH   OTR   80 0 0
FORTINET INC COM 34959E113   6,685,177 113,926 SH   SOLE   113,926 0 0
FORTINET INC COM 34959E113   29,926 510 SH   OTR   510 0 0
GENERAL ELECTRIC CO COM NEW 369604301   1,345,835 12,174 SH   SOLE   12,174 0 0
GENERAL ELECTRIC CO COM NEW 369604301   6,633 60 SH   OTR   60 0 0
1GENERAL MLS INC COM 370334104   765,576 11,964 SH   SOLE   11,964 0 0
GILEAD SCIENCES INC COM 375558103   331,984 4,430 SH   SOLE   4,430 0 0
HALLIBURTON CO COM 406216101   203,796 5,032 SH   SOLE   5,032 0 0
HERSHEY CO COM 427866108   6,035,213 30,164 SH   SOLE   30,164 0 0
HERSHEY CO COM 427866108   14,005 70 SH   OTR   70 0 0
HOME DEPOT INC COM 437076102   21,064,177 69,712 SH   SOLE   69,712 0 0
HOME DEPOT INC COM 437076102   991,689 3,282 SH   OTR   3,282 0 0
HONEYWELL INTL INC COM 438516106   1,266,207 6,854 SH   SOLE   6,854 0 0
HORMEL FOODS CORP COM 440452100   380,300 10,000 SH   SOLE   10,000 0 0
IDEXX LABS INC COM 45168D104   5,711,620 13,062 SH   SOLE   13,062 0 0
IDEXX LABS INC COM 45168D104   14,867 34 SH   OTR   34 0 0
ILLINOIS TOOL WKS INC COM 452308109   8,179,689 35,516 SH   SOLE   35,516 0 0
ILLINOIS TOOL WKS INC COM 452308109   181,944 790 SH   OTR   790 0 0
INTEL CORP COM 458140100   875,169 24,618 SH   SOLE   24,618 0 0
INTEL CORP COM 458140100   463,856 13,048 SH   OTR   13,048 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   578,036 4,120 SH   SOLE   4,120 0 0
INTERNATIONAL FLAVORS&FRAGRA COM 459506101   218,962 3,212 SH   SOLE   3,212 0 0
INTERNATIONAL FLAVORS&FRAGRA COM 459506101   32,994 484 SH   OTR   484 0 0
INVESCO QQQ TR UNIT SER 1 G491BT108   1,238,181 3,456 SH   SOLE   3,456 0 0
INTUIT COM 461202103   10,028,730 19,628 SH   SOLE   19,628 0 0
INTUIT COM 461202103   59,269 116 SH   OTR   116 0 0
ISHARES GOLD TR ISHARES NEW 464285204   405,184 11,580 SH   SOLE   11,580 0 0
ISHARES TR TIPS BD ETF 464287176   1,286,128 12,400 SH   SOLE   12,400 0 0
ISHARES TR CORE S&P500 ETF 464287200   165,053,138 384,354 SH   SOLE   384,354 0 0
ISHARES TR CORE S&P500 ETF 464287200   1,308,043 3,046 SH   OTR   3,046 0 0
ISHARES TR MSCI EMG MKT ETF 464287234   548,832 14,462 SH   SOLE   14,462 0 0
ISHARES TR MSCI EMG MKT ETF 464287234   10,550 278 SH   OTR   278 0 0
ISHARES TR MSCI EAFE ETF 464287465   4,819,851 69,934 SH   SOLE   69,934 0 0
ISHARES TR MSCI EAFE ETF 464287465   243,563 3,534 SH   OTR   3,534 0 0
ISHARES TR RUS MID CAP ETF 464287499   853,991 12,332 SH   SOLE   12,332 0 0
ISHARES TR RUS MID CAP ETF 464287499   115,786 1,672 SH   OTR   1,672 0 0
ISHARES TR CORE S&P MCP ETF 464287507   114,251,671 458,198 SH   SOLE   458,198 0 0
ISHARES TR CORE S&P MCP ETF 464287507   551,063 2,210 SH   OTR   2,210 0 0
ISHARES TR GLOBAL 100 ETF 464287572   1,815,766 24,792 SH   SOLE   24,792 0 0
ISHARES TR GLOBAL 100 ETF 464287572   317,861 4,340 SH   OTR   4,340 0 0
ISHARES TR RUS 1000 VAL ETF 464287598   247,466 1,630 SH   SOLE   1,630 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   446,331 1,678 SH   SOLE   1,678 0 0
ISHARES TR RUS 1000 ETF 464287622   266,857 1,136 SH   SOLE   1,136 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   10,809,064 61,158 SH   SOLE   61,158 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   129,020 730 SH   OTR   730 0 0
ISHARES TR U.S. REAL ES ETF 464287739   668,565 8,556 SH   SOLE   8,556 0 0
ISHARES TR CORE S&P SCP ETF 464287804   55,404,725 587,350 SH   SOLE   587,350 0 0
ISHARES TR CORE S&P SCP ETF 464287804   452,029 4,792 SH   OTR   4,792 0 0
ISHARES TR SHRT NAT MUN ETF 464288158   1,596,798 15,524 SH   SOLE   15,524 0 0
ISHARES TR JPMORGAN USD EMG 464288281   1,516,387 18,376 SH   SOLE   18,376 0 0
ISHARES TR NATIONAL MUN ETF 464288414   397,239 3,874 SH   SOLE   3,874 0 0
ISHARES TR USD INV GRDE ETF 464288620   1,118,877 23,276 SH   SOLE   23,276 0 0
ISHARES TR ISHS 5-10YR INVT 464288638   1,447,142 29,746 SH   SOLE   29,746 0 0
ISHARES TR US REGNL BKS ETF 464288778   460,656 13,710 SH   SOLE   13,710 0 0
ISHARES TR US REGNL BKS ETF 464288778   15,052 448 SH   OTR   448 0 0
ISHARES TR FLTG RATE NT ETF 46429B655   42,647,855 838,040 SH   SOLE   838,040 0 0
ISHARES TR FLTG RATE NT ETF 46429B655   143,408 2,818 SH   OTR   2,818 0 0
ISHARES TR CORE MSCI EAFE 46432F842   75,068,007 1,166,558 SH   SOLE   166,558 0 0
ISHARES TR CORE MSCI EAFE 46432F842   121,878 1,894 SH   OTR   1,894 0 0
ISHARES INC CORE MSCI EMKT 46434G103   31,757,187 667,308 SH   SOLE   667,308 0 0
ISHARES INC CORE MSCI EMKT 46434G103   30,076 632 SH   OTR   632 0 0
ISHARES INC MSCI EMRG CHN 46434G764   417,475 8,378 SH   SOLE   8,378 0 0
ISHARES TR CORE MSCI INTL 46435G326   20,132,942 345,452 SH   SOLE   345,452 0 0
ISHARES TR CORE MSCI INTL 46435G326   398,052 6,830 SH   OTR   6,830 0 0
ISHARES TR BROAD USD HIGH 46435U853   291,355 8,394 SH   SOLE   8,394 0 0
1JPMORGAN CHASE & CO COM 46625H100   24,190,786 166,810 SH   SOLE   166,810 0 0
JPMORGAN CHASE & CO COM 46625H100   1,041,533 7,182 SH   OTR   7,182 0 0
J P MORGAN EXCHANGE TRADED F BETABUILDERS USD 46641Q878   560,610 12,776 SH   SOLE   12,776 0 0
J P MORGAN EXCHANGE TRADED F BETABUILDERS USD 46641Q878   27,995 638 SH   OTR   638 0 0
JOHNSON & JOHNSON COM 478160104   23,961,203 153,844 SH   SOLE   153,844 0 0
JOHNSON & JOHNSON COM 478160104   1,052,870 6,760 SH   OTR   6,760 0 0
KB FINL GROUP INC SPONSORED ADR 48241A105   236,300 5,748 SH   SOLE   5,748 0 0
KT CORP SPONSORED ADR 48268K101   246,964 19,264 SH   SOLE   19,264 0 0
KIMBERLY-CLARK CORP COM 494368103   293,423 2,428 SH   SOLE   2,428 0 0
KIMBERLY-CLARK CORP COM 494368103   178,858 1,480 SH   OTR   1,480 0 0
ELI LILLY & CO COM 532457108   2,400,971 4,470 SH   SOLE   4,470 0 0
ELI LILLY & CO COM 532457108   352,357 656 SH   OTR   656 0 0
LIVONIA, AVON & LAKEVILLE RA REG SHS 539184309   3,102,876 12 SH   SOLE   12 0 0
LOCKHEED MARTIN CORP COM 539830109   7,857,757 19,214 SH   SOLE   19,214 0 0
LOCKHEED MARTIN CORP COM 539830109   22,901 56 SH   OTR   56 0 0
LOWES COS INC COM 548661107   783,141 3,768 SH   SOLE   3,768 0 0
MPLX LP COM UNIT REP LTD 55336V100   382,733 10,760 SH   SOLE   10,760 0 0
MSCI INC COM 55354G100   8,250,326 16,080 SH   SOLE   16,080 0 0
MAGNA INTL INC COM 559222401   326,806 6,096 SH   SOLE   6,096 0 0
MARSH & MCLENNAN COS INC COM 571748102   11,110,475 58,384 SH   SOLE   58,384 0 0
MASCO CORP COM 574599106   353,197 6,608 SH   SOLE   6,608 0 0
MASTERCARD INCORPORATED CL A 57636Q104   4,533,169 11,450 SH   SOLE   11,450 0 0
MCCORMICK & CO INC COM NON VTG 579780206   241,140 3,188 SH   SOLE   3,188 0 0
MCDONALDS CORP COM 580135101   15,648,862 59,402 SH   SOLE   59,402 0 0
MCDONALDS CORP COM 580135101   610,127 2,316 SH   OTR   2,316 0 0
MERCK & CO INC COM 58933Y105   2,650,756 25,748 SH   SOLE   25,748 0 0
MERCK & CO INC COM 58933Y105   70,006 680 SH   OTR   680 0 0
MICROSOFT CORP COM 594918104   50,341,285 159,434 SH   SOLE   159,434 0 0
MICROSOFT CORP COM 594918104   2,993,310 9,480 SH   OTR   9,480 0 0
MONDELEZ INTL INC CL A 609207105   535,212 7,712 SH   SOLE   7,712 0 0
MONSTER BEVERAGE CORP NEW COM 61174X109   9,543,284 180,232 SH   SOLE   180,232 0 0
MORGAN STANLEY COM NEW 617446448   300,382 3,678 SH   SOLE   3,678 0 0
NATIONAL STORAGE AFFILIATES COM SHS BEN IN 637870106   212,531 6,696 SH   SOLE   6,696 0 0
NETFLIX INC COM 64110L106   9,244,403 24,482 SH   SOLE   24,482 0 0
NETFLIX INC COM 64110L106   3,776 10 SH   OTR   10 0 0
NEXTERA ENERGY INC COM 65339F101   11,635,026 203,090 SH   SOLE   203,090 0 0
NEXTERA ENERGY INC COM 65339F101   646,231 11,280 SH   OTR   11,280 0 0
NIKE INC CL B 654106103   4,501,598 47,078 SH   SOLE   47,078 0 0
NIKE INC CL B 654106103   76,496 800 SH   OTR   800 0 0
NOKIA CORP SPONSORED ADR 654902204   74,800 20,000 SH   SOLE   20,000 0 0
NORFOLK SOUTHN CORP COM 655844108   4,039,034 20,510 SH   SOLE   20,510 0 0
NORFOLK SOUTHN CORP COM 655844108   126,822 644 SH   OTR   644 0 0
NORTHERN TR CORP COM 665859104   1,250,223 17,994 SH   SOLE   17,994 0 0
NORTHERN TR CORP COM 665859104   69,480 1,000 SH   OTR   1,000 0 0
NOVARTIS AG SPONSORED ADR 66987V109   572,249 5,618 SH   SOLE   5,618 0 0
NOVARTIS AG SPONSORED ADR 66987V109   56,023 550 SH   OTR   550 0 0
NOVO-NORDISK A S ADR 670100205   145,504 1,600 SH   SOLE   1,600 0 0
NOVO-NORDISK A S ADR 670100205   254,632 2,800 SH   OTR   2,800 0 0
NUCOR CORP COM 670346105   2,849,947 18,228 SH   SOLE   18,228 0 0
NVIDIA CORPORATION COM 67066G104   16,327,784 37,536 SH   SOLE   37,536 0 0
NVIDIA CORPORATION COM 67066G104   95,697 220 SH   OTR   220 0 0
OMNICOM GROUP INC COM 681919106   332,180 4,460 SH   SOLE   4,460 0 0
ORACLE CORP COM 68389X105   1,245,195 11,756 SH   SOLE   11,756 0 0
OTIS WORLDWIDE CORP COM 68902V107   511,253 6,366 SH   SOLE   6,366 0 0
PNC FINL SVCS GROUP INC COM 693475105   277,951 2,264 SH   SOLE   2,264 0 0
PPG INDS INC COM 693506107   443,916 3,420 SH   SOLE   3,420 0 0
PACKAGING CORP AMER COM 695156109   6,852,936 44,630 SH   SOLE   44,630 0 0
PACKAGING CORP AMER COM 695156109   12,284 80 SH   OTR   80 0 0
PAYCHEX INC COM 704326107   283,942 2,462 SH   SOLE   2,462 0 0
PAYPAL HLDGS INC COM 70450Y103   246,467 4,216 SH   SOLE   4,216 0 0
1PEPSICO INC COM 713448108   17,155,800 101,250 SH   SOLE   101,250 0 0
PEPSICO INC COM 713448108   375,817 2,218 SH   OTR   2,218 0 0
PFIZER INC COM 717081103   1,828,794 55,134 SH   SOLE   55,134 0 0
PFIZER INC COM 717081103   91,217 2,750 SH   OTR   2,750 0 0
PHILIP MORRIS INTL INC COM 718172109   461,048 4,980 SH   SOLE   4,980 0 0
PHILIP MORRIS INTL INC COM 718172109   138,870 1,500 SH   OTR   1,500 0 0
PHILLIPS 66 COM 718546104   721,380 6,004 SH   SOLE   6,004 0 0
PIMCO ETF TR INV GRD CRP BD 72201R817   12,200,968 133,900 SH   SOLE   133,900 0 0
PIMCO ETF TR INV GRD CRP BD 72201R817   174,403 1,914 SH   OTR   1,914 0 0
PLYMOUTH INDL REIT INC COM 729640102   2,950,849 140,852 SH   SOLE   140,852 0 0
PORSCHE AUTOMOBIL HLDG SE UNSPONSORD ADR 73328P106   191,099 38,692 SH   SOLE   38,692 0 0
PRICE T ROWE GROUP INC COM 74144T108   8,578,366 81,800 SH   SOLE   81,800 0 0
PRICE T ROWE GROUP INC COM 74144T108   65,019 620 SH   OTR   620 0 0
PROCTER AND GAMBLE CO COM 742718109   7,380,516 50,600 SH   SOLE   50,600 0 0
PROCTER AND GAMBLE CO COM 742718109   1,234,850 8,466 SH   OTR   8,466 0 0
PROLOGIS INC. COM 74340W103   1,441,000 12,842 SH   SOLE   12,842 0 0
PUBLIC STORAGE COM 74460D109   6,293,911 23,884 SH   SOLE   23,884 0 0
PUBLIC STORAGE COM 74460D109   18,446 70 SH   OTR   70 0 0
QUALCOMM INC COM 747525103   9,900,332 89,144 SH   SOLE   89,144 0 0
QUALCOMM INC COM 747525103   14,437 130 SH   OTR   130 0 0
QUEST DIAGNOSTICS INC COM 74834L100   566,649 4,650 SH   SOLE   4,650 0 0
QUEST DIAGNOSTICS INC COM 74834L100   24,372 200 SH   OTR   200 0 0
RTX CORPORATION COM 75513E105   1,914,833 26,606 SH   SOLE   26,606 0 0
RTX CORPORATION COM 75513E105   73,121 1,016 SH   OTR   1,016 0 0
RESMED INC COM 761152107   7,828,237 52,940 SH   SOLE   52,940 0 0
RESMED INC COM 761152107   51,754 350 SH   OTR   350 0 0
SHELL PLC SPON ADS 780259305   895,525 13,910 SH   SOLE   13,910 0 0
SHELL PLC SPON ADS 780259305   41,847 650 SH   OTR   650 0 0
S&P GLOBAL INC COM 78409V104   8,890,425 24,330 SH   SOLE   24,330 0 0
SEI INVTS CO COM 784117103   310,184 5,150 SH   SOLE   5,150 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   5,424,721 12,690 SH   SOLE   12,690 0 0
SPDR GOLD TR GOLD SHS 78463V107   7,452,245 43,466 SH   SOLE   43,466 0 0
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   7,648,253 227,830 SH   SOLE   227,830 0 0
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   172,549 5,140 SH   OTR   5,140 0 0
SPDR SER TR NUVEEN BLOOMBERG 78464A284   4,837,317 203,078 SH   SOLE   203,078 0 0
SPDR SER TR PORTFLI TIPS ETF 78464A656   6,616,630 266,370 SH   SOLE   266,370 0 0
SPDR SER TR PORTFLI TIPS ETF 78464A656   45,954 1,850 SH   OTR   1,850 0 0
SPDR SER TR S&P BK ETF 78464A797   901,277 24,458 SH   SOLE   24,458 0 0
SPDR SER TR S&P BK ETF 78464A797   79,890 2,168 SH   OTR   2,168 0 0
SPDR SER TR PORTFOLIO S&P400 78464A847   1,548,064 35,352 SH   SOLE   35,352 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   9,418,656 20,626 SH   SOLE   20,626 0 0
SPDR SER TR PORTFOLIO SH TSR 78468R101   71,958,362 2,505,514 SH   SOLE   505,514 0 0
SPDR SER TR PORTFOLIO SH TSR 78468R101   195,870 6,820 SH   OTR   6,820 0 0
SPDR SER TR PORTFOLIO S&P600 78468R853   1,125,671 30,506 SH   SOLE   30,506 0 0
SCHLUMBERGER LTD COM STK 806857108   517,704 8,880 SH   SOLE   8,880 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   754,209 17,052 SH   SOLE   17,052 0 0
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   5,960,485 124,462 SH   SOLE   124,462 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870   32,292,495 639,582 SH   SOLE   639,582 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870   51,499 1,020 SH   OTR   1,020 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506   6,314,103 69,854 SH   SOLE   69,854 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506   42,664 472 SH   OTR   472 0 0
SELECT SECTOR SPDR TR INDL 81369Y704   813,878 8,028 SH   SOLE   8,028 0 0
SELECT SECTOR SPDR TR INDL 81369Y704   101,380 1,000 SH   OTR   1,000 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   559,984 3,416 SH   SOLE   3,416 0 0
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852   545,280 8,316 SH   SOLE   8,316 0 0
SERVICE CORP INTL COM 817565104   222,846 3,900 SH   SOLE   3,900 0 0
SOUTHERN CO COM 842587107   711,143 10,988 SH   SOLE   10,988 0 0
SPIRE INC COM 84857L101   205,272 3,628 SH   SOLE   3,628 0 0
STARBUCKS CORP COM 855244109   10,572,716 115,840 SH   SOLE   115,840 0 0
STARBUCKS CORP COM 855244109   25,555 280 SH   OTR   280 0 0
1STATE STR CORP COM 857477103   412,741 6,164 SH   SOLE   6,164 0 0
STRYKER CORPORATION COM 863667101   18,786,765 68,748 SH   SOLE   68,748 0 0
STRYKER CORPORATION COM 863667101   62,852 230 SH   OTR   230 0 0
SWIRE PAC LTD SPON ADR A 870794302   185,664 27,514 SH   SOLE   27,514 0 0
SYSCO CORP COM 871829107   455,348 6,894 SH   SOLE   6,894 0 0
TJX COS INC NEW COM 872540109   13,173,615 148,218 SH   SOLE   148,218 0 0
TJX COS INC NEW COM 872540109   65,415 736 SH   OTR   736 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   4,985,105 57,366 SH   SOLE   57,366 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   31,457 362 SH   OTR   362 0 0
TARGET CORP COM 87612E110   2,234,619 20,210 SH   SOLE   20,210 0 0
TEXAS INSTRS INC COM 882508104   3,232,037 20,326 SH   SOLE   20,326 0 0
TEXAS INSTRS INC COM 882508104   15,901 100 SH   OTR   100 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   529,453 1,046 SH   SOLE   1,046 0 0
3M CO COM 88579Y101   2,667,982 28,498 SH   SOLE   28,498 0 0
3M CO COM 88579Y101   170,575 1,822 SH   OTR   1,822 0 0
TIREX CORP COM 88823T106   0 10,000 SH   SOLE   10,000 0 0
TORO CO COM 891092108   10,700,787 128,770 SH   SOLE   128,770 0 0
TORO CO COM 891092108   39,057 470 SH   OTR   470 0 0
TORONTO DOMINION BK ONT COM NEW 891160509   1,011,162 16,780 SH   SOLE   16,780 0 0
TRACTOR SUPPLY CO COM 892356106   8,319,770 40,974 SH   SOLE   40,974 0 0
TRACTOR SUPPLY CO COM 892356106   8,122 40 SH   OTR   40 0 0
US BANCORP DEL COM NEW 902973304   1,667,281 50,432 SH   SOLE   50,432 0 0
US BANCORP DEL COM NEW 902973304   72,599 2,196 SH   OTR   2,196 0 0
UNION PAC CORP COM 907818108   12,517,543 61,472 SH   SOLE   61,472 0 0
UNION PAC CORP COM 907818108   313,590 1,540 SH   OTR   1,540 0 0
UNITED PARCEL SERVICE INC CL B 911312106   196,396 1,260 SH   SOLE   1,260 0 0
UNITED PARCEL SERVICE INC CL B 911312106   28,056 180 SH   OTR   180 0 0
UNITEDHEALTH GROUP INC COM 91324P102   14,772,767 29,300 SH   SOLE   29,300 0 0
UNITEDHEALTH GROUP INC COM 91324P102   80,670 160 SH   OTR   160 0 0
VANECK ETF TRUST EMERGING MRKT HI 92189F353   6,994,171 392,490 SH   SOLE   392,490 0 0
VANECK ETF TRUST EMERGING MRKT HI 92189F353   54,137 3,038 SH   OTR   3,038 0 0
VANECK ETF TRUST SEMICONDUCTR ETF 92189F676   338,673 2,336 SH   SOLE   2,336 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   3,187,776 20,516 SH   SOLE   20,516 0 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819   72,311,301 1,000,018 SH   SOLE   18 0 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819   45,989 636 SH   OTR   636 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   454,177 6,042 SH   SOLE   6,042 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   7,030,753 100,756 SH   SOLE   100,756 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   213,247 3,056 SH   OTR   3,056 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   18,773,630 429,406 SH   SOLE   429,406 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   222,097 5,080 SH   OTR   5,080 0 0
VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885   28,624,447 483,848 SH   SOLE   483,848 0 0
VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885   80,102 1,354 SH   OTR   1,354 0 0
VANGUARD WORLD FDS ENERGY ETF 92204A306   775,648 6,120 SH   SOLE   6,120 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   2,445,449 62,368 SH   SOLE   62,368 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   116,532 2,972 SH   OTR   2,972 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   45,651,063 600,830 SH   SOLE   600,830 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   197,548 2,600 SH   OTR   2,600 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   2,734,485 56,850 SH   SOLE   56,850 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   2,524,275 6,428 SH   SOLE   6,428 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   196,110 2,592 SH   SOLE   2,592 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   66,126 874 SH   OTR   874 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   550,066 2,020 SH   SOLE   2,020 0 0
VANGUARD INDEX FDS VALUE ETF 922908744   640,271 4,642 SH   SOLE   4,642 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   531,025 2,500 SH   SOLE   2,500 0 0
VERISIGN INC COM 92343E106   5,710,130 28,194 SH   SOLE   28,194 0 0
VERISIGN INC COM 92343E106   20,253 100 SH   OTR   100 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   8,292,487 255,862 SH   SOLE   255,862 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   129,251 3,988 SH   OTR   3,988 0 0
VISA INC COM CL A 92826C839   20,235,359 87,976 SH   SOLE   87,976 0 0
VISA INC COM CL A 92826C839   149,506 650 SH   OTR   650 0 0
1WEC ENERGY GROUP INC COM 92939U106   6,254,546 77,648 SH   SOLE   77,648 0 0
WEC ENERGY GROUP INC COM 92939U106   80,550 1,000 SH   OTR   1,000 0 0
WALMART INC COM 931142103   323,698 2,024 SH   SOLE   2,024 0 0
WALGREENS BOOTS ALLIANCE INC COM 931427108   380,615 17,114 SH   SOLE   17,114 0 0
ZIMMER BIOMET HOLDINGS INC COM 98956P102   287,283 2,560 SH   SOLE   2,560 0 0
ZIMMER BIOMET HOLDINGS INC COM 98956P102   17,955 160 SH   OTR   160 0 0