The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
OJSC OC ROSNEFT RUB 0.01 GDR REG SHS 00B17FSC2   9,027 15,000 SH   SOLE   15,000 0 0
GLENCORE PLC REG SHS 00B4T3BW6   211,991 37,000 SH   SOLE   37,000 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   4,384,039 15,339 SH   SOLE   15,339 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   21,435 75 SH   OTR   75 0 0
EATON CORP PLC SHS G29183103   217,087 1,267 SH   SOLE   1,267 0 0
AT&T INC COM 00206R102   626,298 32,535 SH   SOLE   32,535 0 0
AT&T INC COM 00206R102   58,847 3,057 SH   OTR   3,057 0 0
ABBOTT LABS COM 002824100   2,097,600 20,715 SH   SOLE   20,715 0 0
ABBOTT LABS COM 002824100   119,486 1,180 SH   OTR   1,180 0 0
ABBVIE INC COM 00287Y109   2,662,753 16,708 SH   SOLE   16,708 0 0
ABBVIE INC COM 00287Y109   110,762 695 SH   OTR   695 0 0
ABRDN GOLD ETF TRUST PHYSCL GOLD SHS 00326A104   2,502,596 132,623 SH   SOLE   132,623 0 0
ABRDN PRECIOUS METALS BASKET PHYSCL PRECS MET 003263100   23,444,527 257,039 SH   SOLE   257,039 0 0
ABRDN PRECIOUS METALS BASKET PHYSCL PRECS MET 003263100   39,767 436 SH   OTR   436 0 0
ACTIVISION BLIZZARD INC COM 00507V109   3,776,573 44,124 SH   SOLE   44,124 0 0
ACTIVISION BLIZZARD INC COM 00507V109   16,090 188 SH   OTR   188 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101   9,668,162 25,088 SH   SOLE   25,088 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101   57,805 150 SH   OTR   150 0 0
ALLSTATE CORP COM 020002101   370,659 3,345 SH   SOLE   3,345 0 0
ALPHABET INC CAP STK CL C 02079K107   12,681,656 121,939 SH   SOLE   121,939 0 0
ALPHABET INC CAP STK CL C 02079K107   284,960 2,740 SH   OTR   2,740 0 0
ALPHABET INC CAP STK CL A 02079K305   1,271,833 12,261 SH   SOLE   12,261 0 0
ALTRIA GROUP INC COM 02209S103   174,687 3,915 SH   SOLE   3,915 0 0
ALTRIA GROUP INC COM 02209S103   33,465 750 SH   OTR   750 0 0
AMAZON COM INC COM 023135106   1,324,177 12,820 SH   SOLE   12,820 0 0
AMERICAN EXPRESS CO COM 025816109   1,416,260 8,586 SH   SOLE   8,586 0 0
AMERICAN EXPRESS CO COM 025816109   98,970 600 SH   OTR   600 0 0
AMERICAN TOWER CORP NEW COM 03027X100   2,661,937 13,027 SH   SOLE   13,027 0 0
AMERICAN TOWER CORP NEW COM 03027X100   6,130 30 SH   OTR   30 0 0
AMGEN INC COM 031162100   7,982,585 33,020 SH   SOLE   33,020 0 0
AMGEN INC COM 031162100   111,205 460 SH   OTR   460 0 0
AMPHENOL CORP NEW CL A 032095101   4,384,850 53,657 SH   SOLE   53,657 0 0
AMPHENOL CORP NEW CL A 032095101   8,172 100 SH   OTR   100 0 0
APPLE INC COM 037833100   27,982,540 169,694 SH   SOLE   169,694 0 0
APPLE INC COM 037833100   519,105 3,148 SH   OTR   3,148 0 0
APPLIED MATLS INC COM 038222105   279,683 2,277 SH   SOLE   2,277 0 0
APPLIED MATLS INC COM 038222105   14,125 115 SH   OTR   115 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103   6,404,397 28,767 SH   SOLE   28,767 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103   468,636 2,105 SH   OTR   2,105 0 0
BP PLC SPONSORED ADR 055622104   422,348 11,132 SH   SOLE   11,132 0 0
BRP GROUP INC COM CL A 05589G102   254,600 10,000 SH   SOLE   10,000 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   2,560,320 8,292 SH   SOLE   8,292 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   29,641 96 SH   OTR   96 0 0
VOLEX PLC ORD REG SHS 000939007   746,920 280,403 SH   SOLE   280,403 0 0
BOEING CO COM 097023105   847,595 3,990 SH   SOLE   3,990 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108   734,270 10,594 SH   SOLE   10,594 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108   62,379 900 SH   OTR   900 0 0
BROADCOM INC COM 11135F101   300,240 468 SH   SOLE   468 0 0
THE CIGNA GROUP COM 125523100   291,048 1,139 SH   SOLE   1,139 0 0
CARRIER GLOBAL CORPORATION COM 14448C104   348,432 7,616 SH   SOLE   7,616 0 0
CATERPILLAR INC COM 149123101   136,159 595 SH   SOLE   595 0 0
CATERPILLAR INC COM 149123101   497,727 2,175 SH   OTR   2,175 0 0
CHEMED CORP NEW COM 16359R103   3,608,840 6,711 SH   SOLE   6,711 0 0
1CHEMED CORP NEW COM 16359R103   2,688 5 SH   OTR   5 0 0
CHEVRON CORP NEW COM 166764100   7,541,907 46,224 SH   SOLE   46,224 0 0
CHEVRON CORP NEW COM 166764100   249,145 1,527 SH   OTR   1,527 0 0
CHURCH & DWIGHT CO INC COM 171340102   4,579,814 51,802 SH   SOLE   51,802 0 0
CHURCH & DWIGHT CO INC COM 171340102   8,841 100 SH   OTR   100 0 0
CISCO SYS INC COM 17275R102   901,273 17,241 SH   SOLE   17,241 0 0
CISCO SYS INC COM 17275R102   36,592 700 SH   OTR   700 0 0
CLOROX CO DEL COM 189054109   2,883,291 18,221 SH   SOLE   18,221 0 0
COCA COLA CO COM 191216100   502,256 8,097 SH   SOLE   8,097 0 0
COCA COLA CO COM 191216100   124,060 2,000 SH   OTR   2,000 0 0
COLGATE PALMOLIVE CO COM 194162103   343,660 4,573 SH   SOLE   4,573 0 0
COMCAST CORP NEW CL A 20030N101   4,717,217 124,432 SH   SOLE   124,432 0 0
COMCAST CORP NEW CL A 20030N101   15,960 421 SH   OTR   421 0 0
CONOCOPHILLIPS COM 20825C104   572,243 5,768 SH   SOLE   5,768 0 0
COSTCO WHSL CORP NEW COM 22160K105   5,088,942 10,242 SH   SOLE   10,242 0 0
COSTCO WHSL CORP NEW COM 22160K105   91,920 185 SH   OTR   185 0 0
DANAHER CORPORATION COM 235851102   381,840 1,515 SH   SOLE   1,515 0 0
DEERE & CO COM 244199105   670,517 1,624 SH   SOLE   1,624 0 0
DISNEY WALT CO COM 254687106   1,073,093 10,717 SH   SOLE   10,717 0 0
DISNEY WALT CO COM 254687106   160,908 1,607 SH   OTR   1,607 0 0
ECOLAB INC COM 278865100   3,793,451 22,917 SH   SOLE   22,917 0 0
ECOLAB INC COM 278865100   8,276 50 SH   OTR   50 0 0
EDWARDS LIFESCIENCES CORP COM 28176E108   241,985 2,925 SH   SOLE   2,925 0 0
EMERSON ELEC CO COM 291011104   247,041 2,835 SH   SOLE   2,835 0 0
EMERSON ELEC CO COM 291011104   142,038 1,630 SH   OTR   1,630 0 0
ENTERPRISE PRODS PARTNERS L COM 293792107   224,553 8,670 SH   SOLE   8,670 0 0
ESSENTIAL UTILS INC COM 29670G102   205,155 4,700 SH   SOLE   4,700 0 0
EVERSOURCE ENERGY COM 30040W108   630,071 8,051 SH   SOLE   8,051 0 0
EXXON MOBIL CORP COM 30231G102   11,406,394 104,016 SH   SOLE   104,016 0 0
EXXON MOBIL CORP COM 30231G102   399,710 3,645 SH   OTR   3,645 0 0
FISERV INC COM 337738108   4,206,411 37,215 SH   SOLE   37,215 0 0
FISERV INC COM 337738108   6,781 60 SH   OTR   60 0 0
GENERAL ELECTRIC CO COM NEW 369604301   630,290 6,593 SH   SOLE   6,593 0 0
GENERAL ELECTRIC CO COM NEW 369604301   3,824 40 SH   OTR   40 0 0
GENERAL MLS INC COM 370334104   498,317 5,831 SH   SOLE   5,831 0 0
HERSHEY CO COM 427866108   3,879,243 15,248 SH   SOLE   15,248 0 0
HOME DEPOT INC COM 437076102   10,353,399 35,082 SH   SOLE   35,082 0 0
HOME DEPOT INC COM 437076102   498,457 1,689 SH   OTR   1,689 0 0
HONEYWELL INTL INC COM 438516106   730,651 3,823 SH   SOLE   3,823 0 0
IDEXX LABS INC COM 45168D104   3,317,530 6,634 SH   SOLE   6,634 0 0
IDEXX LABS INC COM 45168D104   8,501 17 SH   OTR   17 0 0
ILLINOIS TOOL WKS INC COM 452308109   4,908,195 20,161 SH   SOLE   20,161 0 0
ILLINOIS TOOL WKS INC COM 452308109   104,440 429 SH   OTR   429 0 0
INTEL CORP COM 458140100   537,552 16,454 SH   SOLE   16,454 0 0
INTEL CORP COM 458140100   214,772 6,574 SH   OTR   6,574 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   416,472 3,177 SH   SOLE   3,177 0 0
INTERNATIONAL FLAVORS&FRAGRA COM 459506101   2,194,993 23,869 SH   SOLE   23,869 0 0
INTERNATIONAL FLAVORS&FRAGRA COM 459506101   29,519 321 SH   OTR   321 0 0
INVESCO QQQ TR UNIT SER 1 46040E103   557,776 1,738 SH   SOLE   1,738 0 0
INTUIT COM 461202103   889,876 1,996 SH   SOLE   1,996 0 0
INTUIT COM 461202103   19,170 43 SH   OTR   43 0 0
ISHARES GOLD TR ISHARES NEW 464285204   216,372 5,790 SH   SOLE   5,790 0 0
ISHARES TR TIPS BD ETF 464287176   666,571 6,046 SH   SOLE   6,046 0 0
ISHARES TR CORE S&P500 ETF 464287200   79,021,497 192,229 SH   SOLE   192,229 0 0
ISHARES TR CORE S&P500 ETF 464287200   359,695 875 SH   OTR   875 0 0
ISHARES TR MSCI EMG MKT ETF 464287234   329,727 8,356 SH   SOLE   8,356 0 0
ISHARES TR MSCI EMG MKT ETF 464287234   5,484 139 SH   OTR   139 0 0
ISHARES TR MSCI EAFE ETF 464287465   2,536,599 35,467 SH   SOLE   35,467 0 0
ISHARES TR MSCI EAFE ETF 464287465   126,375 1,767 SH   OTR   1,767 0 0
ISHARES TR RUS MID CAP ETF 464287499   495,942 7,093 SH   SOLE   7,093 0 0
1ISHARES TR RUS MID CAP ETF 464287499   58,453 836 SH   OTR   836 0 0
ISHARES TR CORE S&P MCP ETF 464287507   56,089,874 224,216 SH   SOLE   224,216 0 0
ISHARES TR CORE S&P MCP ETF 464287507   283,181 1,132 SH   OTR   1,132 0 0
ISHARES TR GLOBAL 100 ETF 464287572   905,245 12,921 SH   SOLE   12,921 0 0
ISHARES TR GLOBAL 100 ETF 464287572   152,030 2,170 SH   OTR   2,170 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   217,209 889 SH   SOLE   889 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   5,538,428 31,045 SH   SOLE   31,045 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   65,116 365 SH   OTR   365 0 0
ISHARES TR U.S. REAL ES ETF 464287739   493,523 5,813 SH   SOLE   5,813 0 0
ISHARES TR U.S. REAL ES ETF 464287739   23,347 275 SH   OTR   275 0 0
ISHARES TR CORE S&P SCP ETF 464287804   26,226,200 271,212 SH   SOLE   271,212 0 0
ISHARES TR CORE S&P SCP ETF 464287804   129,481 1,339 SH   OTR   1,339 0 0
ISHARES TR SHRT NAT MUN ETF 464288158   782,901 7,479 SH   SOLE   7,479 0 0
ISHARES TR JPMORGAN USD EMG 464288281   817,761 9,478 SH   SOLE   9,478 0 0
ISHARES TR USD INV GRDE ETF 464288620   317,992 6,277 SH   SOLE   6,277 0 0
ISHARES TR ISHS 5-10YR INVT 464288638   439,469 8,570 SH   SOLE   8,570 0 0
ISHARES TR FLTG RATE NT ETF 46429B655   20,279,556 402,452 SH   SOLE   402,452 0 0
ISHARES TR FLTG RATE NT ETF 46429B655   73,468 1,458 SH   OTR   1,458 0 0
ISHARES TR CORE MSCI EAFE 46432F842   38,786,971 580,209 SH   SOLE   580,209 0 0
ISHARES TR CORE MSCI EAFE 46432F842   84,097 1,258 SH   OTR   1,258 0 0
ISHARES INC CORE MSCI EMKT 46434G103   15,821,767 324,283 SH   SOLE   324,283 0 0
ISHARES INC CORE MSCI EMKT 46434G103   19,125 392 SH   OTR   392 0 0
ISHARES TR CORE MSCI INTL 46435G326   10,835,075 179,181 SH   SOLE   179,181 0 0
ISHARES TR CORE MSCI INTL 46435G326   227,850 3,768 SH   OTR   3,768 0 0
ISHARES TR BROAD USD HIGH 46435U853   313,195 8,810 SH   SOLE   8,810 0 0
JPMORGAN CHASE & CO COM 46625H100   10,552,112 80,977 SH   SOLE   80,977 0 0
JPMORGAN CHASE & CO COM 46625H100   457,779 3,513 SH   OTR   3,513 0 0
J P MORGAN EXCHANGE TRADED F BETABUILDERS USD 46641Q878   293,303 6,528 SH   SOLE   6,528 0 0
J P MORGAN EXCHANGE TRADED F BETABUILDERS USD 46641Q878   14,332 319 SH   OTR   319 0 0
JOHNSON & JOHNSON COM 478160104   11,999,790 77,418 SH   SOLE   77,418 0 0
JOHNSON & JOHNSON COM 478160104   543,275 3,505 SH   OTR   3,505 0 0
KIMBERLY-CLARK CORP COM 494368103   152,608 1,137 SH   SOLE   1,137 0 0
KIMBERLY-CLARK CORP COM 494368103   99,322 740 SH   OTR   740 0 0
LILLY ELI & CO COM 532457108   760,675 2,215 SH   SOLE   2,215 0 0
LILLY ELI & CO COM 532457108   112,641 328 SH   OTR   328 0 0
LIVONIA, AVON & LAKEVILLE RA REG SHS 539184309   1,551,438 6 SH   SOLE   6 0 0
LOWES COS INC COM 548661107   413,138 2,066 SH   SOLE   2,066 0 0
MSCI INC COM 55354G100   4,359,985 7,790 SH   SOLE   7,790 0 0
MSCI INC COM 55354G100   1,119 2 SH   OTR   2 0 0
MARSH & MCLENNAN COS INC COM 571748102   5,939,006 35,659 SH   SOLE   35,659 0 0
MARSH & MCLENNAN COS INC COM 571748102   3,997 24 SH   OTR   24 0 0
MASTERCARD INCORPORATED CL A 57636Q104   2,395,235 6,591 SH   SOLE   6,591 0 0
MCDONALDS CORP COM 580135101   9,741,053 34,838 SH   SOLE   34,838 0 0
MCDONALDS CORP COM 580135101   344,479 1,232 SH   OTR   1,232 0 0
MERCK & CO INC COM 58933Y105   1,485,949 13,967 SH   SOLE   13,967 0 0
MERCK & CO INC COM 58933Y105   39,896 375 SH   OTR   375 0 0
MICROSOFT CORP COM 594918104   23,388,049 81,124 SH   SOLE   81,124 0 0
MICROSOFT CORP COM 594918104   1,161,560 4,029 SH   OTR   4,029 0 0
MONDELEZ INTL INC CL A 609207105   271,071 3,888 SH   SOLE   3,888 0 0
MONDELEZ INTL INC CL A 609207105   5,229 75 SH   OTR   75 0 0
MONSTER BEVERAGE CORP NEW COM 61174X109   4,956,767 91,775 SH   SOLE   91,775 0 0
NETFLIX INC COM 64110L106   3,668,997 10,620 SH   SOLE   10,620 0 0
NETFLIX INC COM 64110L106   3,454 10 SH   OTR   10 0 0
NEXTERA ENERGY INC COM 65339F101   7,743,533 100,461 SH   SOLE   100,461 0 0
NEXTERA ENERGY INC COM 65339F101   282,498 3,665 SH   OTR   3,665 0 0
NIKE INC CL B 654106103   2,998,302 24,448 SH   SOLE   24,448 0 0
NIKE INC CL B 654106103   49,056 400 SH   OTR   400 0 0
NOKIA CORP SPONSORED ADR 654902204   49,100 10,000 SH   SOLE   10,000 0 0
NORFOLK SOUTHN CORP COM 655844108   2,298,928 10,844 SH   SOLE   10,844 0 0
NORFOLK SOUTHN CORP COM 655844108   68,264 322 SH   OTR   322 0 0
1NORTHERN TR CORP COM 665859104   1,042,313 11,827 SH   SOLE   11,827 0 0
NORTHERN TR CORP COM 665859104   48,471 550 SH   OTR   550 0 0
NOVARTIS AG SPONSORED ADR 66987V109   281,704 3,062 SH   SOLE   3,062 0 0
NOVARTIS AG SPONSORED ADR 66987V109   25,300 275 SH   OTR   275 0 0
NUCOR CORP COM 670346105   1,412,473 9,144 SH   SOLE   9,144 0 0
NVIDIA CORPORATION COM 67066G104   8,137,272 29,295 SH   SOLE   29,295 0 0
NVIDIA CORPORATION COM 67066G104   6,944 25 SH   OTR   25 0 0
ORACLE CORP COM 68389X105   396,210 4,264 SH   SOLE   4,264 0 0
OTIS WORLDWIDE CORP COM 68902V107   281,305 3,333 SH   SOLE   3,333 0 0
PPG INDS INC COM 693506107   230,559 1,726 SH   SOLE   1,726 0 0
PACKAGING CORP AMER COM 695156109   2,993,174 21,560 SH   SOLE   21,560 0 0
PACKAGING CORP AMER COM 695156109   7,496 54 SH   OTR   54 0 0
PEPSICO INC COM 713448108   9,308,784 51,063 SH   SOLE   51,063 0 0
PEPSICO INC COM 713448108   247,198 1,356 SH   OTR   1,356 0 0
PFIZER INC COM 717081103   1,119,552 27,440 SH   SOLE   27,440 0 0
PFIZER INC COM 717081103   58,140 1,425 SH   OTR   1,425 0 0
PHILIP MORRIS INTL INC COM 718172109   261,213 2,686 SH   SOLE   2,686 0 0
PHILIP MORRIS INTL INC COM 718172109   72,937 750 SH   OTR   750 0 0
PHILLIPS 66 COM 718546104   399,842 3,944 SH   SOLE   3,944 0 0
PIMCO ETF TR INV GRD CRP BD 72201R817   6,867,910 71,392 SH   SOLE   71,392 0 0
PIMCO ETF TR INV GRD CRP BD 72201R817   94,372 981 SH   OTR   981 0 0
PLYMOUTH INDL REIT INC COM 729640102   1,479,650 70,426 SH   SOLE   70,426 0 0
PRICE T ROWE GROUP INC COM 74144T108   5,097,773 45,153 SH   SOLE   45,153 0 0
PRICE T ROWE GROUP INC COM 74144T108   37,708 334 SH   OTR   334 0 0
PROCTER AND GAMBLE CO COM 742718109   3,878,876 26,087 SH   SOLE   26,087 0 0
PROCTER AND GAMBLE CO COM 742718109   650,964 4,378 SH   OTR   4,378 0 0
PROLOGIS INC. COM 74340W103   868,648 6,962 SH   SOLE   6,962 0 0
PUBLIC STORAGE COM 74460D109   3,475,818 11,504 SH   SOLE   11,504 0 0
PUBLIC STORAGE COM 74460D109   12,085 40 SH   OTR   40 0 0
QUALCOMM INC COM 747525103   6,349,018 49,765 SH   SOLE   49,765 0 0
QUALCOMM INC COM 747525103   10,206 80 SH   OTR   80 0 0
QUEST DIAGNOSTICS INC COM 74834L100   330,355 2,335 SH   SOLE   2,335 0 0
QUEST DIAGNOSTICS INC COM 74834L100   14,148 100 SH   OTR   100 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E103   5,851,807 59,755 SH   SOLE   59,755 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E103   52,686 538 SH   OTR   538 0 0
RESMED INC COM 761152107   5,715,420 26,099 SH   SOLE   26,099 0 0
RESMED INC COM 761152107   38,323 175 SH   OTR   175 0 0
SHELL PLC SPON ADS 780259305   431,837 7,505 SH   SOLE   7,505 0 0
SHELL PLC SPON ADS 780259305   20,139 350 SH   OTR   350 0 0
S&P GLOBAL INC COM 78409V104   4,604,403 13,355 SH   SOLE   13,355 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   2,645,478 6,462 SH   SOLE   6,462 0 0
SPDR GOLD TR GOLD SHS 78463V107   4,530,847 24,729 SH   SOLE   24,729 0 0
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   4,066,964 119,161 SH   SOLE   119,161 0 0
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   87,714 2,570 SH   OTR   2,570 0 0
SPDR SER TR NUVEEN BLOOMBERG 78464A284   3,138,864 125,354 SH   SOLE   125,354 0 0
SPDR SER TR PORTFLI TIPS ETF 78464A656   4,703,041 176,342 SH   SOLE   176,342 0 0
SPDR SER TR PORTFLI TIPS ETF 78464A656   24,669 925 SH   OTR   925 0 0
SPDR SER TR S&P BK ETF 78464A797   1,006,895 27,162 SH   SOLE   27,162 0 0
SPDR SER TR S&P BK ETF 78464A797   40,183 1,084 SH   OTR   1,084 0 0
SPDR SER TR S&P 600 SML CAP 78464A813   368,387 4,384 SH   SOLE   4,384 0 0
SPDR SER TR PORTFOLIO S&P400 78464A847   775,584 17,651 SH   SOLE   17,651 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   4,792,676 10,455 SH   SOLE   10,455 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   13,752 30 SH   OTR   30 0 0
SPDR SER TR PORTFOLIO SH TSR 78468R101   36,661,259 1,254,234 SH   SOLE   254,234 0 0
SPDR SER TR PORTFOLIO SH TSR 78468R101   137,381 4,700 SH   OTR   4,700 0 0
SPDR SER TR PORTFOLIO S&P600 78468R853   244,636 6,477 SH   SOLE   6,477 0 0
SCHLUMBERGER LTD COM STK 806857108   216,236 4,404 SH   SOLE   4,404 0 0
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   1,715,505 35,161 SH   SOLE   35,161 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870   15,433,139 287,878 SH   SOLE   287,878 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870   27,341 510 SH   OTR   510 0 0
1SELECT SECTOR SPDR TR ENERGY 81369Y506   2,924,147 35,303 SH   SOLE   35,303 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506   19,547 236 SH   OTR   236 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704   431,026 4,260 SH   SOLE   4,260 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   387,793 2,568 SH   SOLE   2,568 0 0
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852   264,806 4,568 SH   SOLE   4,568 0 0
SOUTHERN CO COM 842587107   418,106 6,009 SH   SOLE   6,009 0 0
STARBUCKS CORP COM 855244109   7,141,339 68,581 SH   SOLE   68,581 0 0
STARBUCKS CORP COM 855244109   17,077 164 SH   OTR   164 0 0
STATE STR CORP COM 857477103   264,158 3,490 SH   SOLE   3,490 0 0
STRYKER CORPORATION COM 863667101   10,388,538 36,391 SH   SOLE   36,391 0 0
STRYKER CORPORATION COM 863667101   39,965 140 SH   OTR   140 0 0
SYSCO CORP COM 871829107   273,934 3,547 SH   SOLE   3,547 0 0
TJX COS INC NEW COM 872540109   6,481,547 82,715 SH   SOLE   82,715 0 0
TJX COS INC NEW COM 872540109   6,268 80 SH   OTR   80 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   2,930,967 31,509 SH   SOLE   31,509 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   23,813 256 SH   OTR   256 0 0
TARGET CORP COM 87612E106   1,745,243 10,537 SH   SOLE   10,537 0 0
TEXAS INSTRS INC COM 882508104   1,882,421 10,120 SH   SOLE   10,120 0 0
TEXAS INSTRS INC COM 882508104   27,901 150 SH   OTR   150 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   329,683 572 SH   SOLE   572 0 0
3M CO COM 88579Y101   5,067,563 48,212 SH   SOLE   48,212 0 0
3M CO COM 88579Y101   96,806 921 SH   OTR   921 0 0
TORO CO COM 891092108   7,086,116 63,747 SH   SOLE   63,747 0 0
TORO CO COM 891092108   35,015 315 SH   OTR   315 0 0
TORONTO DOMINION BK ONT COM NEW 891160509   510,048 8,515 SH   SOLE   8,515 0 0
TRACTOR SUPPLY CO COM 892356106   4,977,912 21,179 SH   SOLE   21,179 0 0
TRACTOR SUPPLY CO COM 892356106   10,341 44 SH   OTR   44 0 0
TRUIST FINL CORP COM 89832Q109   248,861 7,298 SH   SOLE   7,298 0 0
TRUIST FINL CORP COM 89832Q109   8,525 250 SH   OTR   250 0 0
US BANCORP DEL COM NEW 902973304   5,931,378 164,532 SH   SOLE   164,532 0 0
US BANCORP DEL COM NEW 902973304   32,408 899 SH   OTR   899 0 0
UNION PAC CORP COM 907818108   5,382,296 26,743 SH   SOLE   26,743 0 0
UNION PAC CORP COM 907818108   177,108 880 SH   OTR   880 0 0
UNITEDHEALTH GROUP INC COM 91324P102   6,705,106 14,188 SH   SOLE   14,188 0 0
UNITEDHEALTH GROUP INC COM 91324P102   53,875 114 SH   OTR   114 0 0
VANECK ETF TRUST EMERGING MRKT HI 92189F353   3,690,318 200,343 SH   SOLE   200,343 0 0
VANECK ETF TRUST EMERGING MRKT HI 92189F353   27,979 1,519 SH   OTR   1,519 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   1,637,896 10,635 SH   SOLE   10,635 0 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819   34,617,490 451,101 SH   SOLE   451,101 0 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819   24,633 321 SH   OTR   321 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   231,076 3,021 SH   SOLE   3,021 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   4,198,490 56,867 SH   SOLE   56,867 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   112,812 1,528 SH   OTR   1,528 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   9,973,671 220,803 SH   SOLE   220,803 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   26,830 594 SH   OTR   594 0 0
VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885   14,168,483 227,387 SH   SOLE   227,387 0 0
VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885   42,183 677 SH   OTR   677 0 0
VANGUARD WORLD FDS ENERGY ETF 92204A306   474,854 4,157 SH   SOLE   4,157 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   1,319,100 32,651 SH   SOLE   32,651 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   14,342 355 SH   OTR   355 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   22,803,337 284,260 SH   SOLE   284,260 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   104,366 1,301 SH   OTR   1,301 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   2,098,235 41,418 SH   SOLE   41,418 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   1,236,142 3,287 SH   SOLE   3,287 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   251,934 1,010 SH   SOLE   1,010 0 0
VANGUARD INDEX FDS VALUE ETF 922908744   328,978 2,382 SH   SOLE   2,382 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   262,676 1,287 SH   SOLE   1,287 0 0
VERISIGN INC COM 92343E102   2,847,671 13,475 SH   SOLE   13,475 0 0
VERISIGN INC COM 92343E102   15,849 75 SH   OTR   75 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   4,839,432 124,439 SH   SOLE   124,439 0 0
1VERIZON COMMUNICATIONS INC COM 92343V104   79,452 2,043 SH   OTR   2,043 0 0
VISA INC COM CL A 92826C839   9,975,252 44,244 SH   SOLE   44,244 0 0
VISA INC COM CL A 92826C839   76,656 340 SH   OTR   340 0 0
WEC ENERGY GROUP INC COM 92939U106   3,582,967 37,799 SH   SOLE   37,799 0 0
WEC ENERGY GROUP INC COM 92939U106   49,290 520 SH   OTR   520 0 0
ZIMMER BIOMET HOLDINGS INC COM 98956P102   204,782 1,585 SH   SOLE   1,585 0 0
ZIMMER BIOMET HOLDINGS INC COM 98956P102   10,336 80 SH   OTR   80 0 0