The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
OJSC OC ROSNEFT RUB 0.01 GDR REG SHS 67812M207 9 15,000 SH   SOLE   15,000 0 0
GLENCORE PLC REG SHS G39420107 198 37,000 SH   SOLE   37,000 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 4,291 16,678 SH   SOLE   16,678 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 19 75 SH   OTR   75 0 0
AT&T INC COM 00206R102 580 37,816 SH   SOLE   37,816 0 0
AT&T INC COM 00206R102 47 3,057 SH   OTR   3,057 0 0
ABBOTT LABS COM 002824100 2,264 23,400 SH   SOLE   23,400 0 0
ABBOTT LABS COM 002824100 115 1,190 SH   OTR   1,190 0 0
ABBVIE INC COM 00287Y109 2,346 17,479 SH   SOLE   17,479 0 0
ABBVIE INC COM 00287Y109 93 695 SH   OTR   695 0 0
ABRDN GOLD ETF TRUST PHYSCL GOLD SHS 00326A104 2,302 144,578 SH   SOLE   144,578 0 0
ABRDN GOLD ETF TRUST PHYSCL GOLD SHS 00326A104 29 1,844 SH   OTR   1,844 0 0
ABRDN PRECIOUS METALS BASKET PHYSCL PRECS MET 003263100 25,971 320,111 SH   SOLE   320,111 0 0
ABRDN PRECIOUS METALS BASKET PHYSCL PRECS MET 003263100 10 118 SH   OTR   118 0 0
ACTIVISION BLIZZARD INC COM 00507V109 4,866 65,458 SH   SOLE   65,458 0 0
ACTIVISION BLIZZARD INC COM 00507V109 15 203 SH   OTR   203 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101 6,702 24,353 SH   SOLE   24,353 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101 40 145 SH   OTR   145 0 0
ALLSTATE CORP COM 020002101 427 3,425 SH   SOLE   3,425 0 0
ALPHABET INC CAP STK CL C 02079K107 11,506 119,668 SH   SOLE   119,668 0 0
ALPHABET INC CAP STK CL C 02079K107 263 2,740 SH   OTR   2,740 0 0
ALPHABET INC CAP STK CL A 02079K305 1,219 12,740 SH   SOLE   12,740 0 0
ALTRIA GROUP INC COM 02209S103 199 4,921 SH   SOLE   4,921 0 0
ALTRIA GROUP INC COM 02209S103 30 750 SH   OTR   750 0 0
AMAZON COM INC COM 023135106 1,533 13,565 SH   SOLE   13,565 0 0
AMERICAN EXPRESS CO COM 025816109 1,520 11,267 SH   SOLE   11,267 0 0
AMERICAN EXPRESS CO COM 025816109 81 600 SH   OTR   600 0 0
AMERICAN TOWER CORP NEW COM 03027X100 3,039 14,155 SH   SOLE   14,155 0 0
AMERICAN TOWER CORP NEW COM 03027X100 6 30 SH   OTR   30 0 0
AMERIPRISE FINL INC COM 03076C106 286 1,137 SH   SOLE   1,137 0 0
AMGEN INC COM 031162100 8,008 35,530 SH   SOLE   35,530 0 0
AMGEN INC COM 031162100 104 460 SH   OTR   460 0 0
AMPHENOL CORP NEW CL A 032095101 3,327 49,681 SH   SOLE   49,681 0 0
AMPHENOL CORP NEW CL A 032095101 4 60 SH   OTR   60 0 0
APPLE INC COM 037833100 25,350 183,428 SH   SOLE   183,428 0 0
APPLE INC COM 037833100 442 3,198 SH   OTR   3,198 0 0
APPLIED MATLS INC COM 038222105 225 2,752 SH   SOLE   2,752 0 0
APPLIED MATLS INC COM 038222105 10 125 SH   OTR   125 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 7,622 33,698 SH   SOLE   33,698 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 475 2,100 SH   OTR   2,100 0 0
BP PLC SPONSORED ADR 055622104 403 14,125 SH   SOLE   14,125 0 0
BRP GROUP INC COM CL A 05589G102 264 10,000 SH   SOLE   10,000 0 0
BK OF AMERICA CORP COM 060505104 264 8,741 SH   SOLE   8,741 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2,441 9,142 SH   SOLE   9,142 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 28 106 SH   OTR   106 0 0
BOEING CO COM 097023105 787 6,497 SH   SOLE   6,497 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 824 11,592 SH   SOLE   11,592 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 64 900 SH   OTR   900 0 0
BROADCOM INC COM 11135F101 212 477 SH   SOLE   477 0 0
CIGNA CORP NEW COM 125523100 316 1,139 SH   SOLE   1,139 0 0
CARMAX INC COM 143130102 245 3,710 SH   SOLE   3,710 0 0
CARRIER GLOBAL CORPORATION COM 14448C104 308 8,654 SH   SOLE   8,654 0 0
CARRIER GLOBAL CORPORATION COM 14448C104 4 100 SH   OTR   100 0 0
1CATERPILLAR INC COM 149123101 89 540 SH   SOLE   540 0 0
CATERPILLAR INC COM 149123101 357 2,175 SH   OTR   2,175 0 0
CHEMED CORP NEW COM 16359R103 2,897 6,637 SH   SOLE   6,637 0 0
CHEMED CORP NEW COM 16359R103 2 5 SH   OTR   5 0 0
CHEVRON CORP NEW COM 166764100 5,907 41,116 SH   SOLE   41,116 0 0
CHEVRON CORP NEW COM 166764100 230 1,602 SH   OTR   1,602 0 0
CHURCH & DWIGHT CO INC COM 171340102 4,256 59,574 SH   SOLE   59,574 0 0
CHURCH & DWIGHT CO INC COM 171340102 7 100 SH   OTR   100 0 0
CISCO SYS INC COM 17275R102 745 18,635 SH   SOLE   18,635 0 0
CISCO SYS INC COM 17275R102 28 700 SH   OTR   700 0 0
CLOROX CO DEL COM 189054109 2,072 16,138 SH   SOLE   16,138 0 0
COCA COLA CO COM 191216100 590 10,528 SH   SOLE   10,528 0 0
COCA COLA CO COM 191216100 113 2,025 SH   OTR   2,025 0 0
COLGATE PALMOLIVE CO COM 194162103 650 9,250 SH   SOLE   9,250 0 0
COMCAST CORP NEW CL A 20030N101 3,381 115,280 SH   SOLE   115,280 0 0
COMCAST CORP NEW CL A 20030N101 12 399 SH   OTR   399 0 0
CONOCOPHILLIPS COM 20825C104 699 6,832 SH   SOLE   6,832 0 0
COSTCO WHSL CORP NEW COM 22160K105 5,243 11,101 SH   SOLE   11,101 0 0
COSTCO WHSL CORP NEW COM 22160K105 87 185 SH   OTR   185 0 0
DBX ETF TR XTRACK USD HIGH 233051432 2,566 78,387 SH   SOLE   78,387 0 0
DANAHER CORPORATION COM 235851102 399 1,545 SH   SOLE   1,545 0 0
DEERE & CO COM 244199105 539 1,614 SH   SOLE   1,614 0 0
DISNEY WALT CO COM 254687106 1,495 15,848 SH   SOLE   15,848 0 0
DISNEY WALT CO COM 254687106 152 1,607 SH   OTR   1,607 0 0
DOVER CORP COM 260003108 361 3,100 SH   SOLE   3,100 0 0
ECOLAB INC COM 278865100 3,618 25,054 SH   SOLE   25,054 0 0
ECOLAB INC COM 278865100 7 50 SH   OTR   50 0 0
EDWARDS LIFESCIENCES CORP COM 28176E108 244 2,950 SH   SOLE   2,950 0 0
EMERSON ELEC CO COM 291011104 229 3,129 SH   SOLE   3,129 0 0
EMERSON ELEC CO COM 291011104 119 1,630 SH   OTR   1,630 0 0
ENTERPRISE PRODS PARTNERS L COM 293792107 206 8,670 SH   SOLE   8,670 0 0
EVERSOURCE ENERGY COM 30040W108 668 8,568 SH   SOLE   8,568 0 0
EXXON MOBIL CORP COM 30231G102 9,775 111,958 SH   SOLE   111,958 0 0
EXXON MOBIL CORP COM 30231G102 324 3,710 SH   OTR   3,710 0 0
FISERV INC COM 337738108 3,125 33,395 SH   SOLE   33,395 0 0
FISERV INC COM 337738108 4 45 SH   OTR   45 0 0
GENERAL ELECTRIC CO COM NEW 369604301 528 8,531 SH   SOLE   8,531 0 0
GENERAL ELECTRIC CO COM NEW 369604301 2 40 SH   OTR   40 0 0
GENERAL MLS INC COM 370334104 511 6,669 SH   SOLE   6,669 0 0
HERSHEY CO COM 427866108 3,426 15,541 SH   SOLE   15,541 0 0
HOME DEPOT INC COM 437076102 10,198 36,957 SH   SOLE   36,957 0 0
HOME DEPOT INC COM 437076102 480 1,739 SH   OTR   1,739 0 0
HONEYWELL INTL INC COM 438516106 785 4,701 SH   SOLE   4,701 0 0
HORMEL FOODS CORP COM 440452100 227 5,000 SH   SOLE   5,000 0 0
IDEXX LABS INC COM 45168D104 2,013 6,179 SH   SOLE   6,179 0 0
IDEXX LABS INC COM 45168D104 6 19 SH   OTR   19 0 0
ILLINOIS TOOL WKS INC COM 452308109 4,078 22,572 SH   SOLE   22,572 0 0
ILLINOIS TOOL WKS INC COM 452308109 77 429 SH   OTR   429 0 0
INTEL CORP COM 458140100 1,230 47,742 SH   SOLE   47,742 0 0
INTEL CORP COM 458140100 180 6,968 SH   OTR   6,968 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 399 3,357 SH   SOLE   3,357 0 0
INTERNATIONAL FLAVORS&FRAGRA COM 459506101 1,801 19,826 SH   SOLE   19,826 0 0
INTERNATIONAL FLAVORS&FRAGRA COM 459506101 29 321 SH   OTR   321 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 467 1,748 SH   SOLE   1,748 0 0
INTUIT COM 461202103 1,127 2,910 SH   SOLE   2,910 0 0
INTUIT COM 461202103 17 43 SH   OTR   43 0 0
ISHARES GOLD TR ISHARES NEW 464285204 347 11,017 SH   SOLE   11,017 0 0
ISHARES TR TIPS BD ETF 464287176 5,684 54,183 SH   SOLE   54,183 0 0
ISHARES TR TIPS BD ETF 464287176 13 122 SH   OTR   122 0 0
ISHARES TR CORE S&P500 ETF 464287200 69,087 192,630 SH   SOLE   192,630 0 0
1ISHARES TR CORE S&P500 ETF 464287200 315 877 SH   OTR   877 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 353 10,121 SH   SOLE   10,121 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 5 139 SH   OTR   139 0 0
ISHARES TR MSCI EAFE ETF 464287465 2,335 41,689 SH   SOLE   41,689 0 0
ISHARES TR MSCI EAFE ETF 464287465 99 1,767 SH   OTR   1,767 0 0
ISHARES TR RUS MID CAP ETF 464287499 434 6,981 SH   SOLE   6,981 0 0
ISHARES TR RUS MID CAP ETF 464287499 52 836 SH   OTR   836 0 0
ISHARES TR CORE S&P MCP ETF 464287507 51,442 234,617 SH   SOLE   234,617 0 0
ISHARES TR CORE S&P MCP ETF 464287507 249 1,134 SH   OTR   1,134 0 0
ISHARES TR GLOBAL 100 ETF 464287572 786 13,201 SH   SOLE   13,201 0 0
ISHARES TR GLOBAL 100 ETF 464287572 129 2,170 SH   OTR   2,170 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 202 959 SH   SOLE   959 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 5,149 31,222 SH   SOLE   31,222 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 60 365 SH   OTR   365 0 0
ISHARES TR CORE S&P SCP ETF 464287804 17,271 198,084 SH   SOLE   198,084 0 0
ISHARES TR CORE S&P SCP ETF 464287804 114 1,308 SH   OTR   1,308 0 0
ISHARES TR SHRT NAT MUN ETF 464288158 1,050 10,230 SH   SOLE   10,230 0 0
ISHARES TR JPMORGAN USD EMG 464288281 2,707 34,094 SH   SOLE   34,094 0 0
ISHARES TR JPMORGAN USD EMG 464288281 28 351 SH   OTR   351 0 0
ISHARES TR IBOXX HI YD ETF 464288513 410 5,739 SH   SOLE   5,739 0 0
ISHARES TR IBOXX HI YD ETF 464288513 20 285 SH   OTR   285 0 0
ISHARES TR USD INV GRDE ETF 464288620 2,030 42,247 SH   SOLE   42,247 0 0
ISHARES TR USD INV GRDE ETF 464288620 30 628 SH   OTR   628 0 0
ISHARES TR ISHS 5-10YR INVT 464288638 3,634 75,268 SH   SOLE   75,268 0 0
ISHARES TR ISHS 5-10YR INVT 464288638 19 400 SH   OTR   400 0 0
ISHARES TR MSCI USA ESG SLC 464288802 259 3,416 SH   SOLE   3,416 0 0
ISHARES TR FLTG RATE NT ETF 46429B655 20,348 404,784 SH   SOLE   404,784 0 0
ISHARES TR FLTG RATE NT ETF 46429B655 74 1,465 SH   OTR   1,465 0 0
ISHARES TR CORE MSCI EAFE 46432F842 35,691 677,629 SH   SOLE   677,629 0 0
ISHARES TR CORE MSCI EAFE 46432F842 254 4,814 SH   OTR   4,814 0 0
ISHARES INC CORE MSCI EMKT 46434G103 14,876 346,124 SH   SOLE   346,124 0 0
ISHARES INC CORE MSCI EMKT 46434G103 70 1,636 SH   OTR   1,636 0 0
ISHARES TR BROAD USD HIGH 46435U853 14,666 436,227 SH   SOLE   436,227 0 0
ISHARES TR BROAD USD HIGH 46435U853 55 1,629 SH   OTR   1,629 0 0
JPMORGAN CHASE & CO COM 46625H100 8,639 82,673 SH   SOLE   82,673 0 0
JPMORGAN CHASE & CO COM 46625H100 367 3,513 SH   OTR   3,513 0 0
JOHNSON & JOHNSON COM 478160104 13,081 80,075 SH   SOLE   80,075 0 0
JOHNSON & JOHNSON COM 478160104 575 3,520 SH   OTR   3,520 0 0
KIMBERLY-CLARK CORP COM 494368103 125 1,108 SH   SOLE   1,108 0 0
KIMBERLY-CLARK CORP COM 494368103 84 750 SH   OTR   750 0 0
LILLY ELI & CO COM 532457108 777 2,402 SH   SOLE   2,402 0 0
LILLY ELI & CO COM 532457108 106 328 SH   OTR   328 0 0
LOWES COS INC COM 548661107 472 2,512 SH   SOLE   2,512 0 0
M & T BK CORP COM 55261F104 283 1,606 SH   SOLE   1,606 0 0
MSCI INC COM 55354G100 2,971 7,043 SH   SOLE   7,043 0 0
MARSH & MCLENNAN COS INC COM 571748102 5,369 35,963 SH   SOLE   35,963 0 0
MARSH & MCLENNAN COS INC COM 571748102 4 24 SH   OTR   24 0 0
MASTERCARD INCORPORATED CL A 57636Q104 2,167 7,620 SH   SOLE   7,620 0 0
MCCORMICK & CO INC COM NON VTG 579780206 211 2,957 SH   SOLE   2,957 0 0
MCDONALDS CORP COM 580135101 8,746 37,906 SH   SOLE   37,906 0 0
MCDONALDS CORP COM 580135101 284 1,232 SH   OTR   1,232 0 0
MERCK & CO INC COM 58933Y105 1,687 19,594 SH   SOLE   19,594 0 0
MERCK & CO INC COM 58933Y105 34 400 SH   OTR   400 0 0
MICROSOFT CORP COM 594918104 19,921 85,533 SH   SOLE   85,533 0 0
MICROSOFT CORP COM 594918104 1,016 4,361 SH   OTR   4,361 0 0
MONDELEZ INTL INC CL A 609207105 240 4,375 SH   SOLE   4,375 0 0
MONDELEZ INTL INC CL A 609207105 5 100 SH   OTR   100 0 0
MONSTER BEVERAGE CORP NEW COM 61174X109 4,144 47,653 SH   SOLE   47,653 0 0
MORGAN STANLEY COM NEW 617446448 444 5,625 SH   SOLE   5,625 0 0
NEXTERA ENERGY INC COM 65339F101 8,379 106,863 SH   SOLE   106,863 0 0
1NEXTERA ENERGY INC COM 65339F101 287 3,665 SH   OTR   3,665 0 0
NIKE INC CL B 654106103 2,740 32,969 SH   SOLE   32,969 0 0
NIKE INC CL B 654106103 33 400 SH   OTR   400 0 0
NOKIA CORP SPONSORED ADR 654902204 43 10,000 SH   SOLE   10,000 0 0
NORFOLK SOUTHN CORP COM 655844108 3,457 16,490 SH   SOLE   16,490 0 0
NORFOLK SOUTHN CORP COM 655844108 68 322 SH   OTR   322 0 0
NORTHERN TR CORP COM 665859104 1,069 12,491 SH   SOLE   12,491 0 0
NORTHERN TR CORP COM 665859104 47 550 SH   OTR   550 0 0
NOVARTIS AG SPONSORED ADR 66987V109 383 5,045 SH   SOLE   5,045 0 0
NOVARTIS AG SPONSORED ADR 66987V109 21 275 SH   OTR   275 0 0
NUCOR CORP COM 670346105 986 9,214 SH   SOLE   9,214 0 0
NVIDIA CORPORATION COM 67066G104 3,333 27,454 SH   SOLE   27,454 0 0
NVIDIA CORPORATION COM 67066G104 10 80 SH   OTR   80 0 0
ORACLE CORP COM 68389X105 258 4,220 SH   SOLE   4,220 0 0
OTIS WORLDWIDE CORP COM 68902V107 244 3,823 SH   SOLE   3,823 0 0
OTIS WORLDWIDE CORP COM 68902V107 3 50 SH   OTR   50 0 0
PNC FINL SVCS GROUP INC COM 693475105 433 2,898 SH   SOLE   2,898 0 0
PACKAGING CORP AMER COM 695156109 2,156 19,200 SH   SOLE   19,200 0 0
PACKAGING CORP AMER COM 695156109 6 54 SH   OTR   54 0 0
PAYPAL HLDGS INC COM 70450Y103 215 2,500 SH   SOLE   2,500 0 0
PEPSICO INC COM 713448108 9,385 57,485 SH   SOLE   57,485 0 0
PEPSICO INC COM 713448108 225 1,381 SH   OTR   1,381 0 0
PFIZER INC COM 717081103 1,370 31,300 SH   SOLE   31,300 0 0
PFIZER INC COM 717081103 65 1,475 SH   OTR   1,475 0 0
PHILIP MORRIS INTL INC COM 718172109 278 3,352 SH   SOLE   3,352 0 0
PHILIP MORRIS INTL INC COM 718172109 62 750 SH   OTR   750 0 0
PHILLIPS 66 COM 718546104 357 4,428 SH   SOLE   4,428 0 0
PLYMOUTH INDL REIT INC COM 729640102 1,184 70,426 SH   SOLE   70,426 0 0
PRICE T ROWE GROUP INC COM 74144T108 4,322 41,156 SH   SOLE   41,156 0 0
PRICE T ROWE GROUP INC COM 74144T108 40 384 SH   OTR   384 0 0
PROCTER AND GAMBLE CO COM 742718109 4,091 32,405 SH   SOLE   32,405 0 0
PROCTER AND GAMBLE CO COM 742718109 580 4,598 SH   OTR   4,598 0 0
PROLOGIS INC. COM 74340W103 846 8,323 SH   SOLE   8,323 0 0
PUBLIC STORAGE COM 74460D109 3,033 10,358 SH   SOLE   10,358 0 0
PUBLIC STORAGE COM 74460D109 12 40 SH   OTR   40 0 0
QUALCOMM INC COM 747525103 4,977 44,056 SH   SOLE   44,056 0 0
QUALCOMM INC COM 747525103 20 180 SH   OTR   180 0 0
QUEST DIAGNOSTICS INC COM 74834L100 294 2,400 SH   SOLE   2,400 0 0
QUEST DIAGNOSTICS INC COM 74834L100 15 125 SH   OTR   125 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 4,818 58,861 SH   SOLE   58,861 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 44 538 SH   OTR   538 0 0
RESMED INC COM 761152107 6,063 27,773 SH   SOLE   27,773 0 0
RESMED INC COM 761152107 38 175 SH   OTR   175 0 0
SHELL PLC SPON ADS 780259305 375 7,538 SH   SOLE   7,538 0 0
SHELL PLC SPON ADS 780259305 17 350 SH   OTR   350 0 0
S&P GLOBAL INC COM 78409V104 4,405 14,425 SH   SOLE   14,425 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,362 6,613 SH   SOLE   6,613 0 0
SPDR SER TR NUVEEN BLOOMBERG 78464A284 3,875 80,868 SH   SOLE   80,868 0 0
SPDR SER TR S&P DIVID ETF 78464A763 401 3,600 SH   SOLE   3,600 0 0
SPDR SER TR S&P BK ETF 78464A797 1,844 41,642 SH   SOLE   41,642 0 0
SPDR SER TR S&P BK ETF 78464A797 48 1,084 SH   OTR   1,084 0 0
SPDR SER TR S&P 600 SML CAP 78464A813 331 4,372 SH   SOLE   4,372 0 0
SPDR SER TR PORTFOLIO S&P400 78464A847 212 5,498 SH   SOLE   5,498 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 4,259 10,604 SH   SOLE   10,604 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 12 30 SH   OTR   30 0 0
SPDR SER TR PORTFOLIO SH TSR 78468R101 34,950 1,208,910 SH   SOLE   1,208,910 0 0
SPDR SER TR PORTFOLIO SH TSR 78468R101 145 5,014 SH   OTR   5,014 0 0
SPDR SER TR BLOOMBERG HIGH Y 78468R622 380 4,325 SH   SOLE   4,325 0 0
SPDR SER TR NUVEEN BLMBRG SH 78468R739 208 4,504 SH   SOLE   4,504 0 0
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 4,882 101,160 SH   SOLE   101,160 0 0
1SCHWAB STRATEGIC TR US TIPS ETF 808524870 13,319 257,132 SH   SOLE   257,132 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870 38 733 SH   OTR   733 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 2,616 36,317 SH   SOLE   36,317 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 17 236 SH   OTR   236 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 421 5,086 SH   SOLE   5,086 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 468 3,942 SH   SOLE   3,942 0 0
SOUTHERN CO COM 842587107 513 7,549 SH   SOLE   7,549 0 0
STARBUCKS CORP COM 855244109 6,380 75,714 SH   SOLE   75,714 0 0
STARBUCKS CORP COM 855244109 14 164 SH   OTR   164 0 0
STATE STR CORP COM 857477103 261 4,297 SH   SOLE   4,297 0 0
STRYKER CORPORATION COM 863667101 7,634 37,692 SH   SOLE   37,692 0 0
STRYKER CORPORATION COM 863667101 28 140 SH   OTR   140 0 0
SYSCO CORP COM 871829107 276 3,900 SH   SOLE   3,900 0 0
TJX COS INC NEW COM 872540109 5,658 91,082 SH   SOLE   91,082 0 0
TJX COS INC NEW COM 872540109 5 80 SH   OTR   80 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 2,274 33,164 SH   SOLE   33,164 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 18 256 SH   OTR   256 0 0
TARGET CORP COM 87612E106 1,554 10,471 SH   SOLE   10,471 0 0
TEXAS INSTRS INC COM 882508104 1,579 10,202 SH   SOLE   10,202 0 0
TEXAS INSTRS INC COM 882508104 23 150 SH   OTR   150 0 0
TEXTRON INC COM 883203101 1,768 30,350 SH   SOLE   30,350 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 352 694 SH   SOLE   694 0 0
3M CO COM 88579Y101 5,381 48,697 SH   SOLE   48,697 0 0
3M CO COM 88579Y101 103 934 SH   OTR   934 0 0
TORO CO COM 891092108 5,940 68,685 SH   SOLE   68,685 0 0
TORO CO COM 891092108 27 315 SH   OTR   315 0 0
TORONTO DOMINION BK ONT COM NEW 891160509 535 8,719 SH   SOLE   8,719 0 0
TRACTOR SUPPLY CO COM 892356106 4,201 22,600 SH   SOLE   22,600 0 0
TRACTOR SUPPLY CO COM 892356106 8 44 SH   OTR   44 0 0
TRUIST FINL CORP COM 89832Q109 1,102 25,312 SH   SOLE   25,312 0 0
TRUIST FINL CORP COM 89832Q109 12 274 SH   OTR   274 0 0
US BANCORP DEL COM NEW 902973304 6,051 150,069 SH   SOLE   150,069 0 0
US BANCORP DEL COM NEW 902973304 36 899 SH   OTR   899 0 0
UNION PAC CORP COM 907818108 4,883 25,066 SH   SOLE   25,066 0 0
UNION PAC CORP COM 907818108 176 905 SH   OTR   905 0 0
UNITEDHEALTH GROUP INC COM 91324P102 7,565 14,980 SH   SOLE   14,980 0 0
UNITEDHEALTH GROUP INC COM 91324P102 58 114 SH   OTR   114 0 0
V F CORP COM 918204108 317 10,600 SH   SOLE   10,600 0 0
V F CORP COM 918204108 12 400 SH   OTR   400 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 1,567 11,596 SH   SOLE   11,596 0 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819 29,626 403,187 SH   SOLE   403,187 0 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819 111 1,505 SH   OTR   1,505 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 226 3,021 SH   SOLE   3,021 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 10,248 281,860 SH   SOLE   281,860 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 22 594 SH   OTR   594 0 0
VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885 14,400 250,473 SH   SOLE   250,473 0 0
VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885 40 693 SH   OTR   693 0 0
VANGUARD WORLD FDS ENERGY ETF 92204A306 448 4,409 SH   SOLE   4,409 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 2,743 75,165 SH   SOLE   75,165 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 39 1,075 SH   OTR   1,075 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 23,801 314,497 SH   SOLE   314,497 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 154 2,032 SH   OTR   2,032 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 3,703 76,915 SH   SOLE   76,915 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1,281 3,903 SH   SOLE   3,903 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 219 1,025 SH   SOLE   1,025 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 325 2,632 SH   SOLE   2,632 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 331 1,843 SH   SOLE   1,843 0 0
VERISIGN INC COM 92343E102 2,088 12,018 SH   SOLE   12,018 0 0
VERISIGN INC COM 92343E102 10 55 SH   OTR   55 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 4,547 119,757 SH   SOLE   119,757 0 0
1VERIZON COMMUNICATIONS INC COM 92343V104 79 2,073 SH   OTR   2,073 0 0
VISA INC COM CL A 92826C839 7,901 44,477 SH   SOLE   44,477 0 0
VISA INC COM CL A 92826C839 59 330 SH   OTR   330 0 0
WEC ENERGY GROUP INC COM 92939U106 3,247 36,303 SH   SOLE   36,303 0 0
WEC ENERGY GROUP INC COM 92939U106 47 520 SH   OTR   520 0 0
WALGREENS BOOTS ALLIANCE INC COM 931427108 236 7,510 SH   SOLE   7,510 0 0
WARNER BROS DISCOVERY INC COM SER A 934423104 1,564 135,978 SH   SOLE   135,978 0 0
WARNER BROS DISCOVERY INC COM SER A 934423104 9 788 SH   OTR   788 0 0
WELLS FARGO CO NEW COM 949746101 216 5,380 SH   SOLE   5,380 0 0
ZIMMER BIOMET HOLDINGS INC COM 98956P102 207 1,976 SH   SOLE   1,976 0 0
ZIMMER BIOMET HOLDINGS INC COM 98956P102 9 90 SH   OTR   90 0 0