The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
OJSC OC ROSNEFT RUB 0.01 GDR MPL 67812M207 9 15,000 SH   SOLE   15,000 0 0
GLENCORE PLC MPL G39420107 243 37,000 SH   SOLE   37,000 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 5,877 17,426 SH   SOLE   17,426 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 25 75 SH   OTR   75 0 0
MEDTRONIC PLC SHS G5960L103 276 2,488 SH   SOLE   2,488 0 0
AT&T INC COM 00206R102 927 39,220 SH   SOLE   39,220 0 0
AT&T INC COM 00206R102 72 3,057 SH   OTR   3,057 0 0
ABBOTT LABS COM 002824100 2,764 23,356 SH   SOLE   23,356 0 0
ABBOTT LABS COM 002824100 302 2,548 SH   OTR   2,548 0 0
ABBVIE INC COM 00287Y109 2,614 16,122 SH   SOLE   16,122 0 0
ABBVIE INC COM 00287Y109 427 2,632 SH   OTR   2,632 0 0
ABRDN GOLD ETF TRUST PHYSCL GOLD SHS 00326A104 1,609 86,620 SH   SOLE   86,620 0 0
ABRDN PRECIOUS METALS BASKET PHYSCL PRECS MET 003263100 28,675 298,454 SH   OTR   298,454 0 0
ABRDN PRECIOUS METALS BASKET PHYSCL PRECS MET 003263100 46 478 SH   OTR   478 0 0
ACTIVISION BLIZZARD INC COM 00507V109 4,950 61,790 SH   SOLE   61,790 0 0
ACTIVISION BLIZZARD INC COM 00507V109 16 203 SH   OTR   203 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101 10,328 22,667 SH   SOLE   22,667 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101 64 140 SH   OTR   140 0 0
ALLSTATE CORP COM 020002101 474 3,425 SH   SOLE   3,425 0 0
ALPHABET INC CAP STK CL C 02079K107 16,381 5,865 SH   SOLE   5,865 0 0
ALPHABET INC CAP STK CL C 02079K107 383 137 SH   OTR   137 0 0
ALPHABET INC CAP STK CL A 02079K305 1,794 645 SH   SOLE   645 0 0
ALTRIA GROUP INC COM 02209S103 280 5,368 SH   SOLE   5,368 0 0
ALTRIA GROUP INC COM 02209S103 39 750 SH   OTR   750 0 0
AMAZON COM INC COM 023135106 2,533 777 SH   SOLE   777 0 0
AMERICAN EXPRESS CO COM 025816109 2,178 11,646 SH   SOLE   11,646 0 0
AMERICAN EXPRESS CO COM 025816109 112 600 SH   OTR   600 0 0
AMERICAN TOWER CORP NEW COM 03027X100 3,432 13,661 SH   SOLE   13,661 0 0
AMERICAN TOWER CORP NEW COM 03027X100 6 25 SH   OTR   25 0 0
AMERIPRISE FINL INC COM 03076C106 342 1,137 SH   SOLE   1,137 0 0
AMGEN INC COM 031162100 8,809 36,428 SH   SOLE   36,428 0 0
AMGEN INC COM 031162100 111 460 SH   OTR   460 0 0
AMPHENOL CORP NEW CL A 032095101 3,108 41,248 SH   SOLE   41,248 0 0
AMPHENOL CORP NEW CL A 032095101 4 50 SH   OTR   50 0 0
APPLE INC COM 037833100 32,864 188,214 SH   SOLE   188,214 0 0
APPLE INC COM 037833100 560 3,208 SH   OTR   3,208 0 0
APPLIED MATLS INC COM 038222105 397 3,009 SH   SOLE   3,009 0 0
APPLIED MATLS INC COM 038222105 20 150 SH   OTR   150 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 7,653 33,633 SH   SOLE   33,633 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 634 2,785 SH   OTR   2,785 0 0
BP PLC SPONSORED ADR 055622104 456 15,525 SH   SOLE   15,525 0 0
BK OF AMERICA CORP COM 060505104 353 8,558 SH   SOLE   8,558 0 0
BAXTER INTL INC COM 071813109 221 2,852 SH   SOLE   2,852 0 0
BECTON DICKINSON & CO COM 075887109 202 758 SH   SOLE   758 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 3,445 9,762 SH   SOLE   9,762 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 41 116 SH   OTR   116 0 0
BOEING CO COM 097023105 1,244 6,497 SH   SOLE   6,497 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 891 12,203 SH   SOLE   12,203 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 66 900 SH   OTR   900 0 0
BROADCOM INC COM 11135F101 251 399 SH   SOLE   399 0 0
CIGNA CORP NEW COM 125523100 282 1,176 SH   SOLE   1,176 0 0
CARMAX INC COM 143130102 338 3,500 SH   SOLE   3,500 0 0
CARRIER GLOBAL CORPORATION COM 14448C104 399 8,696 SH   SOLE   8,696 0 0
1CARRIER GLOBAL CORPORATION COM 14448C104 5 100 SH   OTR   100 0 0
CATERPILLAR INC COM 149123101 167 748 SH   SOLE   748 0 0
CATERPILLAR INC COM 149123101 496 2,225 SH   OTR   2,225 0 0
CHEMED CORP NEW COM 16359R103 3,335 6,583 SH   SOLE   6,583 0 0
CHEMED CORP NEW COM 16359R103 3 5 SH   OTR   5 0 0
CHEVRON CORP NEW COM 166764100 7,134 43,810 SH   SOLE   43,810 0 0
CHEVRON CORP NEW COM 166764100 261 1,602 SH   OTR   1,602 0 0
CHURCH & DWIGHT CO INC COM 171340102 8,711 87,652 SH   SOLE   87,652 0 0
CHURCH & DWIGHT CO INC COM 171340102 10 100 SH   OTR   100 0 0
CISCO SYS INC COM 17275R102 1,086 19,480 SH   SOLE   19,480 0 0
CISCO SYS INC COM 17275R102 39 700 SH   OTR   700 0 0
COCA COLA CO COM 191216100 674 10,874 SH   SOLE   10,874 0 0
COCA COLA CO COM 191216100 126 2,025 SH   OTR   2,025 0 0
COLGATE PALMOLIVE CO COM 194162103 767 10,112 SH   SOLE   10,112 0 0
COMCAST CORP NEW CL A 20030N101 5,805 123,987 SH   SOLE   123,987 0 0
COMCAST CORP NEW CL A 20030N101 19 399 SH   OTR   399 0 0
CONOCOPHILLIPS COM 20825C104 734 7,337 SH   SOLE   7,337 0 0
COSTCO WHSL CORP NEW COM 22160K105 6,757 11,734 SH   SOLE   11,734 0 0
COSTCO WHSL CORP NEW COM 22160K105 107 185 SH   OTR   185 0 0
DBX ETF TR XTRACK USD HIGH 233051432 9,117 241,708 SH   SOLE   241,708 0 0
DANAHER CORPORATION COM 235851102 467 1,591 SH   SOLE   1,591 0 0
DEERE & CO COM 244199105 674 1,623 SH   SOLE   1,623 0 0
DISNEY WALT CO COM 254687106 2,261 16,485 SH   SOLE   16,485 0 0
DISNEY WALT CO COM 254687106 344 2,507 SH   OTR   2,507 0 0
DISCOVERY INC COM SER A 25470F104 2,335 93,705 SH   SOLE   93,705 0 0
DISCOVERY INC COM SER A 25470F104 1 50 SH   OTR   50 0 0
DOMINION ENERGY INC COM 25746U109 253 2,976 SH   SOLE   2,976 0 0
DOVER CORP COM 260003108 486 3,100 SH   SOLE   3,100 0 0
DOW INC COM 260557103 169 2,646 SH   SOLE   2,646 0 0
DOW INC COM 260557103 41 650 SH   OTR   650 0 0
EBAY INC. COM 278642103 243 4,250 SH   SOLE   4,250 0 0
ECOLAB INC COM 278865100 4,506 25,520 SH   SOLE   25,520 0 0
ECOLAB INC COM 278865100 9 50 SH   OTR   50 0 0
EDWARDS LIFESCIENCES CORP COM 28176E112 347 2,950 SH   SOLE   2,950 0 0
EMERSON ELEC CO COM 291011104 314 3,204 SH   SOLE   3,204 0 0
EMERSON ELEC CO COM 291011104 172 1,750 SH   OTR   1,750 0 0
ENTERPRISE PRODS PARTNERS L COM 293792107 224 8,670 SH   SOLE   8,670 0 0
ESSENTIAL UTILS INC COM 29670G102 243 4,750 SH   SOLE   4,750 0 0
EVERSOURCE ENERGY COM 30040W108 707 8,013 SH   SOLE   8,013 0 0
EXXON MOBIL CORP COM 30231G102 9,149 110,781 SH   SOLE   110,781 0 0
EXXON MOBIL CORP COM 30231G102 420 5,090 SH   OTR   5,090 0 0
META PLATFORMS INC CL A 30303M102 251 1,131 SH   SOLE   1,131 0 0
FISERV INC COM 337738108 3,018 29,764 SH   SOLE   29,764 0 0
FISERV INC COM 337738108 4 40 SH   OTR   40 0 0
GENERAL ELECTRIC CO COM NEW 369604301 823 8,998 SH   SOLE   8,998 0 0
GENERAL ELECTRIC CO COM NEW 369604301 5 60 SH   OTR   60 0 0
GENERAL MLS INC COM 370334104 465 6,866 SH   SOLE   6,866 0 0
HALLIBURTON CO COM 406216101 246 6,500 SH   SOLE   6,500 0 0
HERSHEY CO COM 427866108 3,449 15,922 SH   SOLE   15,922 0 0
HOME DEPOT INC COM 437076102 10,530 35,179 SH   SOLE   35,179 0 0
HOME DEPOT INC COM 437076102 781 2,609 SH   OTR   2,609 0 0
HONEYWELL INTL INC COM 438516106 915 4,701 SH   SOLE   4,701 0 0
HORMEL FOODS CORP COM 440452100 258 5,000 SH   SOLE   5,000 0 0
IDEXX LABS INC COM 45168D104 2,222 4,061 SH   SOLE   4,061 0 0
IDEXX LABS INC COM 45168D104 10 19 SH   OTR   19 0 0
ILLINOIS TOOL WKS INC COM 452308109 4,918 23,488 SH   SOLE   23,488 0 0
ILLINOIS TOOL WKS INC COM 452308109 90 429 SH   OTR   429 0 0
INTEL CORP COM 458140100 2,880 58,121 SH   SOLE   58,121 0 0
INTEL CORP COM 458140100 359 7,243 SH   OTR   7,243 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 473 3,637 SH   SOLE   3,637 0 0
1INTERNATIONAL FLAVORS&FRAGRA COM 459506101 2,405 18,310 SH   SOLE   18,310 0 0
INTERNATIONAL FLAVORS&FRAGRA COM 459506101 42 321 SH   OTR   321 0 0
INVESCO QQQ TR UNIT SER 1 46090E112 658 1,815 SH   SOLE   1,815 0 0
INTUIT COM 461202103 1,627 3,383 SH   SOLE   3,383 0 0
INTUIT COM 461202103 21 43 SH   OTR   43 0 0
ISHARES GOLD TR ISHARES NEW 464285204 539 14,638 SH   SOLE   14,638 0 0
ISHARES TR CORE S&P500 ETF 464287200 86,107 189,792 SH   SOLE   189,792 0 0
ISHARES TR CORE S&P500 ETF 464287200 383 845 SH   OTR   845 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 457 10,121 SH   SOLE   10,121 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 6 139 SH   OTR   139 0 0
ISHARES TR MSCI EAFE ETF 464287465 3,071 41,719 SH   SOLE   41,719 0 0
ISHARES TR MSCI EAFE ETF 464287465 130 1,767 SH   OTR   1,767 0 0
ISHARES TR RUS MID CAP ETF 464287499 545 6,981 SH   SOLE   6,981 0 0
ISHARES TR RUS MID CAP ETF 464287499 65 836 SH   OTR   836 0 0
ISHARES TR CORE S&P MCP ETF 464287507 61,199 228,064 SH   SOLE   228,064 0 0
ISHARES TR CORE S&P MCP ETF 464287507 299 1,116 SH   OTR   1,116 0 0
ISHARES TR GLOBAL 100 ETF 464287572 1,158 15,226 SH   SOLE   15,226 0 0
ISHARES TR GLOBAL 100 ETF 464287572 165 2,170 SH   OTR   2,170 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 205 740 SH   SOLE   740 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 6,597 32,137 SH   SOLE   32,137 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 75 365 SH   OTR   365 0 0
ISHARES TR CORE S&P SCP ETF 464287804 20,121 186,514 SH   SOLE   186,514 0 0
ISHARES TR CORE S&P SCP ETF 464287804 135 1,256 SH   OTR   1,256 0 0
ISHARES TR JPMORGAN USD EMG 464288281 9,252 94,636 SH   SOLE   94,636 0 0
ISHARES TR INTL SEL DIV ETF 464288448 271 8,547 SH   SOLE   8,547 0 0
ISHARES TR IBOXX HI YD ETF 464288513 1,414 17,178 SH   SOLE   17,178 0 0
ISHARES TR IBOXX HI YD ETF 464288513 34 410 SH   OTR   410 0 0
ISHARES TR USD INV GRDE ETF 464288620 11,915 216,470 SH   SOLE   216,470 0 0
ISHARES TR ISHS 5-10YR INVT 464288638 747 13,622 SH   SOLE   13,622 0 0
ISHARES TR MSCI USA ESG SLC 464288802 254 2,620 SH   SOLE   2,620 0 0
ISHARES TR FLTG RATE NT ETF 46429B655 20,648 408,716 SH   SOLE   408,716 0 0
ISHARES TR FLTG RATE NT ETF 46429B655 79 1,565 SH   OTR   1,565 0 0
ISHARES TR CORE MSCI EAFE 46432F842 43,640 627,824 SH   SOLE   627,824 0 0
ISHARES TR CORE MSCI EAFE 46432F842 317 4,559 SH   OTR   4,559 0 0
ISHARES INC CORE MSCI EMKT 46434G103 16,828 302,933 SH   SOLE   302,933 0 0
ISHARES INC CORE MSCI EMKT 46434G103 85 1,522 SH   OTR   1,522 0 0
ISHARES TR BROAD USD HIGH 46435U853 12,733 327,673 SH   SOLE   327,673 0 0
ISHARES TR BROAD USD HIGH 46435U853 48 1,230 SH   OTR   1,230 0 0
JPMORGAN CHASE & CO COM 46625H100 10,758 78,920 SH   SOLE   78,920 0 0
JPMORGAN CHASE & CO COM 46625H100 479 3,513 SH   OTR   3,513 0 0
JOHNSON & JOHNSON COM 478160104 14,517 81,911 SH   SOLE   81,911 0 0
JOHNSON & JOHNSON COM 478160104 958 5,405 SH   OTR   5,405 0 0
KIMBERLY-CLARK CORP COM 494368103 143 1,163 SH   SOLE   1,163 0 0
KIMBERLY-CLARK CORP COM 494368103 92 750 SH   OTR   750 0 0
LILLY ELI & CO COM 532457108 640 2,236 SH   SOLE   2,236 0 0
LILLY ELI & CO COM 532457108 229 800 SH   OTR   800 0 0
LOWES COS INC COM 548661107 514 2,541 SH   SOLE   2,541 0 0
MARSH & MCLENNAN COS INC COM 571748102 5,971 35,035 SH   SOLE   35,035 0 0
MARSH & MCLENNAN COS INC COM 571748102 4 24 SH   OTR   24 0 0
MASTERCARD INCORPORATED CL A 57636Q104 3,056 8,552 SH   SOLE   8,552 0 0
MCCORMICK & CO INC COM NON VTG 579780206 343 3,439 SH   SOLE   3,439 0 0
MCDONALDS CORP COM 580135101 9,246 37,390 SH   SOLE   37,390 0 0
MCDONALDS CORP COM 580135101 397 1,607 SH   OTR   1,607 0 0
MERCK & CO INC COM 58933Y105 1,658 20,208 SH   SOLE   20,208 0 0
MERCK & CO INC COM 58933Y105 33 400 SH   OTR   400 0 0
MICROSOFT CORP COM 594918104 26,780 86,862 SH   SOLE   86,862 0 0
MICROSOFT CORP COM 594918104 1,345 4,361 SH   OTR   4,361 0 0
MONDELEZ INTL INC CL A 609207105 261 4,164 SH   SOLE   4,164 0 0
MONDELEZ INTL INC CL A 609207105 6 100 SH   OTR   100 0 0
MONSTER BEVERAGE CORP NEW COM 61174X109 3,726 46,636 SH   SOLE   46,636 0 0
1MORGAN STANLEY COM NEW 617446448 492 5,635 SH   SOLE   5,635 0 0
NEXTERA ENERGY INC COM 65339F101 9,053 106,875 SH   SOLE   106,875 0 0
NEXTERA ENERGY INC COM 65339F101 308 3,640 SH   OTR   3,640 0 0
NIKE INC CL B 654106103 4,546 33,787 SH   SOLE   33,787 0 0
NIKE INC CL B 654106103 54 400 SH   OTR   400 0 0
NOKIA CORP SPONSORED ADR 654902204 55 10,000 SH   SOLE   10,000 0 0
NORFOLK SOUTHN CORP COM 655844108 4,741 16,621 SH   SOLE   16,621 0 0
NORFOLK SOUTHN CORP COM 655844108 92 322 SH   OTR   322 0 0
NORTHERN TR CORP COM 665859104 1,474 12,658 SH   SOLE   12,658 0 0
NORTHERN TR CORP COM 665859104 64 550 SH   OTR   550 0 0
NOVARTIS AG SPONSORED ADR 66987V109 532 6,065 SH   SOLE   6,065 0 0
NOVARTIS AG SPONSORED ADR 66987V109 24 275 SH   OTR   275 0 0
NUCOR CORP COM 670346105 1,370 9,214 SH   SOLE   9,214 0 0
NVIDIA CORPORATION COM 67066G104 5,985 21,935 SH   SOLE   21,935 0 0
NVIDIA CORPORATION COM 67066G104 11 40 SH   OTR   40 0 0
ORACLE CORP COM 68389X105 363 4,383 SH   SOLE   4,383 0 0
OTIS WORLDWIDE CORP COM 68902V107 303 3,936 SH   SOLE   3,936 0 0
OTIS WORLDWIDE CORP COM 68902V107 4 50 SH   OTR   50 0 0
PNC FINL SVCS GROUP INC COM 693475105 208 1,130 SH   SOLE   1,130 0 0
PPG INDS INC COM 693506107 256 1,952 SH   SOLE   1,952 0 0
PACKAGING CORP AMER COM 695156109 3,014 19,308 SH   SOLE   19,308 0 0
PACKAGING CORP AMER COM 695156109 8 54 SH   OTR   54 0 0
PAYCHEX INC COM 704326107 203 1,491 SH   SOLE   1,491 0 0
PAYPAL HLDGS INC COM 70450Y103 299 2,584 SH   SOLE   2,584 0 0
PEPSICO INC COM 713448108 9,671 57,776 SH   SOLE   57,776 0 0
PEPSICO INC COM 713448108 472 2,821 SH   OTR   2,821 0 0
PFIZER INC COM 717081103 1,655 31,968 SH   SOLE   31,968 0 0
PFIZER INC COM 717081103 76 1,475 SH   OTR   1,475 0 0
PHILIP MORRIS INTL INC COM 718172109 301 3,202 SH   SOLE   3,202 0 0
PHILIP MORRIS INTL INC COM 718172109 70 750 SH   OTR   750 0 0
PHILLIPS 66 COM 718546104 354 4,092 SH   SOLE   4,092 0 0
PLYMOUTH INDL REIT INC COM 729640102 1,909 70,426 SH   SOLE   70,426 0 0
PRICE T ROWE GROUP INC COM 74144T108 4,977 32,919 SH   SOLE   32,919 0 0
PRICE T ROWE GROUP INC COM 74144T108 58 384 SH   OTR   384 0 0
PROCTER AND GAMBLE CO COM 742718109 5,225 34,196 SH   SOLE   34,196 0 0
PROCTER AND GAMBLE CO COM 742718109 790 5,168 SH   OTR   5,168 0 0
PROLOGIS INC. COM 74340W103 1,430 8,858 SH   SOLE   8,858 0 0
PUBLIC STORAGE COM 74460D109 3,865 9,903 SH   SOLE   9,903 0 0
PUBLIC STORAGE COM 74460D109 14 35 SH   OTR   35 0 0
QUALCOMM INC COM 747525103 5,844 38,244 SH   SOLE   38,244 0 0
QUALCOMM INC COM 747525103 23 150 SH   OTR   150 0 0
QUEST DIAGNOSTICS INC COM 74834L100 333 2,435 SH   SOLE   2,435 0 0
QUEST DIAGNOSTICS INC COM 74834L100 17 125 SH   OTR   125 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 5,632 56,848 SH   SOLE   56,848 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 53 538 SH   OTR   538 0 0
RESMED INC COM 761152107 6,585 27,153 SH   SOLE   27,153 0 0
RESMED INC COM 761152107 42 175 SH   OTR   175 0 0
SHELL PLC SPON ADS 780259305 513 9,338 SH   SOLE   9,338 0 0
SHELL PLC SPON ADS 780259305 19 350 SH   OTR   350 0 0
S&P GLOBAL INC COM 78409V104 6,347 15,474 SH   SOLE   15,474 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,956 6,546 SH   SOLE   6,546 0 0
SPDR SER TR S&P DIVID ETF 78464A763 256 2,000 SH   SOLE   2,000 0 0
SPDR SER TR S&P BK ETF 78464A797 2,492 47,610 SH   SOLE   47,610 0 0
SPDR SER TR S&P BK ETF 78464A797 57 1,084 SH   OTR   1,084 0 0
SPDR SER TR S&P 600 SML CAP 78464A813 419 4,478 SH   SOLE   4,478 0 0
SPDR SER TR PORTFOLIO S&P400 78464A847 1,275 27,046 SH   SOLE   27,046 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 3,909 7,970 SH   SOLE   7,970 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 15 30 SH   OTR   30 0 0
SPDR SER TR PORTFOLIO SH TSR 78468R101 51,204 1,726,945 SH   SOLE   1,726,945 0 0
SPDR SER TR PORTFOLIO SH TSR 78468R101 152 5,114 SH   OTR   5,114 0 0
1SPDR SER TR BLOOMBERG HIGH Y 78468R622 1,287 12,560 SH   SOLE   12,560 0 0
SPDR SER TR BLOOMBERG HIGH Y 78468R622 18 175 SH   OTR   175 0 0
SPDR SER TR NUVEEN BLMBRG SH 78468R739 213 4,504 SH   SOLE   4,504 0 0
SPDR SER TR PORTFOLIO S&P600 78468R853 412 9,792 SH   SOLE   9,792 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870 21,712 357,630 SH   SOLE   357,630 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870 51 843 SH   OTR   843 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 249 1,346 SH   SOLE   1,346 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 2,902 37,970 SH   SOLE   37,970 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 18 236 SH   OTR   236 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 222 5,784 SH   SOLE   5,784 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 931 9,039 SH   SOLE   9,039 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 947 5,956 SH   SOLE   5,956 0 0
SOUTHERN CO COM 842587107 610 8,415 SH   SOLE   8,415 0 0
STARBUCKS CORP COM 855244109 5,581 61,351 SH   SOLE   61,351 0 0
STARBUCKS CORP COM 855244109 15 164 SH   OTR   164 0 0
STATE STR CORP COM 857477103 384 4,407 SH   SOLE   4,407 0 0
STRYKER CORPORATION COM 863667101 9,900 37,030 SH   SOLE   37,030 0 0
STRYKER CORPORATION COM 863667101 37 140 SH   OTR   140 0 0
SYSCO CORP COM 871829107 327 4,000 SH   SOLE   4,000 0 0
TJX COS INC NEW COM 872540109 4,761 78,592 SH   SOLE   78,592 0 0
TJX COS INC NEW COM 872540109 3 55 SH   OTR   55 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 3,691 35,403 SH   SOLE   35,403 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 27 256 SH   OTR   256 0 0
TARGET CORP COM 87612E106 2,245 10,581 SH   SOLE   10,581 0 0
TEXAS INSTRS INC COM 882508104 1,932 10,532 SH   SOLE   10,532 0 0
TEXAS INSTRS INC COM 882508104 28 150 SH   OTR   150 0 0
TEXTRON INC COM 883203101 2,257 30,350 SH   SOLE   30,350 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 461 780 SH   SOLE   780 0 0
3M CO COM 88579Y101 6,660 44,733 SH   SOLE   44,733 0 0
3M CO COM 88579Y101 251 1,684 SH   OTR   1,684 0 0
TORO CO COM 891092108 5,512 64,475 SH   SOLE   64,475 0 0
TORO CO COM 891092108 27 315 SH   OTR   315 0 0
TORONTO DOMINION BK ONT COM NEW 891160509 748 9,419 SH   SOLE   9,419 0 0
TRACTOR SUPPLY CO COM 892356106 5,089 21,807 SH   SOLE   21,807 0 0
TRACTOR SUPPLY CO COM 892356106 10 44 SH   OTR   44 0 0
TRAVELERS COMPANIES INC COM 89417E109 228 1,248 SH   SOLE   1,248 0 0
TRAVELERS COMPANIES INC COM 89417E109 7 40 SH   OTR   40 0 0
TRUIST FINL CORP COM 89832Q109 4,621 81,491 SH   SOLE   81,491 0 0
TRUIST FINL CORP COM 89832Q109 16 274 SH   OTR   274 0 0
US BANCORP DEL COM NEW 902973304 7,315 137,620 SH   SOLE   137,620 0 0
US BANCORP DEL COM NEW 902973304 48 899 SH   OTR   899 0 0
UNION PAC CORP COM 907818108 6,504 23,805 SH   SOLE   23,805 0 0
UNION PAC CORP COM 907818108 616 2,255 SH   OTR   2,255 0 0
UNITED PARCEL SERVICE INC CL B 911312106 196 912 SH   SOLE   912 0 0
UNITED PARCEL SERVICE INC CL B 911312106 19 90 SH   OTR   90 0 0
UNITEDHEALTH GROUP INC COM 91324P102 8,076 15,836 SH   SOLE   15,836 0 0
UNITEDHEALTH GROUP INC COM 91324P102 58 114 SH   OTR   114 0 0
V F CORP COM 918204108 624 10,982 SH   SOLE   10,982 0 0
V F CORP COM 918204108 23 400 SH   OTR   400 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 1,574 9,704 SH   SOLE   9,704 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 258 3,310 SH   SOLE   3,310 0 0
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 13,637 283,928 SH   SOLE   283,928 0 0
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 29 594 SH   OTR   594 0 0
VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885 12,664 181,270 SH   SOLE   181,270 0 0
VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885 81 1,163 SH   OTR   1,163 0 0
VANGUARD WORLD FDS ENERGY ETF 92204A306 519 4,847 SH   SOLE   4,847 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 4,223 91,551 SH   SOLE   91,551 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 50 1,075 SH   OTR   1,075 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 303 3,880 SH   SOLE   3,880 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 36,066 419,173 SH   SOLE   419,173 0 0
1VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 273 3,171 SH   OTR   3,171 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1,887 4,544 SH   SOLE   4,544 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 206 1,902 SH   SOLE   1,902 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 41 375 SH   OTR   375 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 218 758 SH   SOLE   758 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 373 2,522 SH   SOLE   2,522 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 369 1,621 SH   SOLE   1,621 0 0
VERISIGN INC COM 92334E102 1,949 8,762 SH   SOLE   8,762 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 5,898 115,791 SH   SOLE   115,791 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 106 2,073 SH   OTR   2,073 0 0
VISA INC COM CL A 92826C839 9,472 42,710 SH   SOLE   42,710 0 0
VISA INC COM CL A 92826C839 67 300 SH   OTR   300 0 0
WEC ENERGY GROUP INC COM 92939U106 3,711 37,184 SH   SOLE   37,184 0 0
WEC ENERGY GROUP INC COM 92939U106 50 500 SH   OTR   500 0 0
WALGREENS BOOTS ALLIANCE INC COM 931427108 278 6,199 SH   SOLE   6,199 0 0
WELLS FARGO CO NEW COM 949746101 261 5,395 SH   SOLE   5,395 0 0
ZIMMER BIOMET HOLDINGS INC COM 98956P102 255 1,991 SH   SOLE   1,991 0 0
ZIMMER BIOMET HOLDINGS INC COM 98956P102 13 100 SH   OTR   100 0 0