The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
OJSC OC ROSNEFT RUB 0.01 GDR MPL 00B17FSC2 116 15,000 SH   SOLE   15,000 0 0
GLENCORE PLC MPL 00B4T3BW6 158 37,000 SH   SOLE   37,000 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 5,550 18,828 SH   SOLE   18,828 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 53 180 SH   OTR   180 0 0
AT&T INC COM 00206R102 1,344 46,692 SH   SOLE   46,692 0 0
AT&T INC COM 00206R102 89 3,107 SH   OTR   3,107 0 0
ABBOTT LABS COM 002824100 2,939 25,351 SH   SOLE   25,351 0 0
ABBOTT LABS COM 002824100 301 2,600 SH   OTR   2,600 0 0
ABBVIE INC COM 00287Y109 1,823 16,181 SH   SOLE   16,181 0 0
ABBVIE INC COM 00287Y109 296 2,632 SH   OTR   2,632 0 0
ABERDEEN STD PRECIOUS METALS PHYSCL PM BASKET 003263100 25,828 267,788 SH   SOLE   267,788 0 0
ABERDEEN STD PRECIOUS METALS PHYSCL PM BASKET 003263100 83 862 SH   OTR   862 0 0
ACTIVISION BLIZZARD INC COM 00507V109 5,252 55,027 SH   SOLE   55,027 0 0
ACTIVISION BLIZZARD INC COM 00507V109 37 388 SH   OTR   388 0 0
ADOBE INC COM 00724F101 13,614 23,246 SH   SOLE   23,246 0 0
ADOBE INC COM 00724F101 131 224 SH   OTR   224 0 0
ALLSTATE CORP COM 020002101 473 3,630 SH   SOLE   3,630 0 0
ALPHABET INC CAP STK CL C 02079K107 15,532 6,197 SH   SOLE   6,197 0 0
ALPHABET INC CAP STK CL C 02079K107 371 148 SH   OTR   148 0 0
ALPHABET INC CAP STK CL A 02079K305 1,717 703 SH   SOLE   703 0 0
ALTRIA GROUP INC COM 02209S103 261 5,471 SH   SOLE   5,471 0 0
ALTRIA GROUP INC COM 02209S103 36 750 SH   OTR   750 0 0
AMAZON COM INC COM 023135106 2,033 591 SH   SOLE   591 0 0
AMERICAN EXPRESS CO COM 025816109 2,103 12,725 SH   SOLE   12,725 0 0
AMERICAN EXPRESS CO COM 025816109 99 600 SH   OTR   600 0 0
AMERICAN TOWER CORP NEW COM 03027X100 3,349 12,399 SH   SOLE   12,399 0 0
AMERICAN TOWER CORP NEW COM 03027X100 14 50 SH   OTR   50 0 0
AMERIPRISE FINL INC COM 03076C106 283 1,137 SH   SOLE   1,137 0 0
AMGEN INC COM 031162100 8,428 34,576 SH   SOLE   34,576 0 0
AMGEN INC COM 031162100 137 560 SH   OTR   560 0 0
AMPHENOL CORP NEW CL A 032095101 2,226 32,537 SH   SOLE   32,537 0 0
APPLE INC COM 037833100 29,127 212,671 SH   SOLE   212,671 0 0
APPLE INC COM 037833100 477 3,483 SH   OTR   3,483 0 0
APPLIED MATLS INC COM 038222105 406 2,851 SH   SOLE   2,851 0 0
APPLIED MATLS INC COM 038222105 21 150 SH   OTR   150 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 6,403 32,238 SH   SOLE   32,238 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 553 2,785 SH   OTR   2,785 0 0
BP PLC SPONSORED ADR 055622104 943 35,707 SH   SOLE   35,707 0 0
BK OF AMERICA CORP COM 060505104 364 8,835 SH   SOLE   8,835 0 0
BAXTER INTL INC COM 071813109 234 2,902 SH   SOLE   2,902 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 3,223 11,598 SH   SOLE   11,598 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 52 186 SH   OTR   186 0 0
BOEING CO COM 097023105 1,835 7,660 SH   SOLE   7,660 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 734 10,986 SH   SOLE   10,986 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 63 950 SH   OTR   950 0 0
CAPITAL ONE FINL CORP COM 14040H105 201 1,300 SH   SOLE   1,300 0 0
CARMAX INC COM 143130102 452 3,500 SH   SOLE   3,500 0 0
CARRIER GLOBAL CORPORATION COM 14448C104 353 7,273 SH   SOLE   7,273 0 0
CARRIER GLOBAL CORPORATION COM 14448C104 10 200 SH   OTR   200 0 0
CATERPILLAR INC COM 149123101 175 806 SH   SOLE   806 0 0
CATERPILLAR INC COM 149123101 484 2,225 SH   OTR   2,225 0 0
CERNER CORP COM 156782104 3,709 47,454 SH   SOLE   47,454 0 0
CERNER CORP COM 156782104 18 224 SH   OTR   224 0 0
1CHEMED CORP NEW COM 16359R103 2,602 5,483 SH   SOLE   5,483 0 0
CHEMED CORP NEW COM 16359R103 2 5 SH   OTR   5 0 0
CHEVRON CORP NEW COM 166764100 4,938 47,148 SH   SOLE   47,148 0 0
CHEVRON CORP NEW COM 166764100 181 1,727 SH   OTR   1,727 0 0
CHURCH & DWIGHT INC COM 171340102 7,610 89,295 SH   SOLE   89,295 0 0
CHURCH & DWIGHT INC COM 171340102 27 320 SH   OTR   320 0 0
CISCO SYS INC COM 17275R102 1,211 22,847 SH   SOLE   22,847 0 0
CISCO SYS INC COM 17275R102 37 700 SH   OTR   700 0 0
COCA COLA CO COM 191216100 698 12,893 SH   SOLE   12,893 0 0
COCA COLA CO COM 191216100 114 2,100 SH   OTR   2,100 0 0
COLGATE PALMOLIVE CO COM 194162103 978 12,025 SH   SOLE   12,025 0 0
COMCAST CORP NEW CL A 20030N101 6,084 106,703 SH   SOLE   106,703 0 0
COMCAST CORP NEW CL A 20030N101 32 555 SH   OTR   555 0 0
CONOCOPHILLIPS COM 20825C104 602 9,887 SH   SOLE   9,887 0 0
CONSOLIDATED EDISON INC COM 209115104 210 2,925 SH   SOLE   2,925 0 0
COSTCO WHSL CORP NEW COM 22160K105 4,853 12,265 SH   SOLE   12,265 0 0
COSTCO WHSL CORP NEW COM 22160K105 79 200 SH   OTR   200 0 0
DANAHER CORPORATION COM 235851102 706 2,630 SH   SOLE   2,630 0 0
DEERE & CO COM 244199105 643 1,823 SH   SOLE   1,823 0 0
DISNEY WALT CO COM 254687106 2,676 15,227 SH   SOLE   15,227 0 0
DISNEY WALT CO COM 254687106 441 2,507 SH   OTR   2,507 0 0
DISCOVERY INC COM SER A 25470F104 1,861 60,648 SH   SOLE   60,648 0 0
DISCOVERY INC COM SER A 25470F104 10 338 SH   OTR   338 0 0
DOMINION ENERGY INC COM 25746U109 266 3,619 SH   SOLE   3,619 0 0
DOVER CORP COM 260003108 474 3,150 SH   SOLE   3,150 0 0
DOW INC COM 260557103 234 3,698 SH   SOLE   3,698 0 0
DOW INC COM 260557103 41 650 SH   OTR   650 0 0
EBAY INC. COM 278642103 351 5,000 SH   SOLE   5,000 0 0
ECOLAB INC COM 278865100 5,984 29,055 SH   SOLE   29,055 0 0
ECOLAB INC COM 278865100 31 150 SH   OTR   150 0 0
EDWARDS LIFESCIENCES CORP COM 28176E112 311 3,000 SH   SOLE   3,000 0 0
EMERSON ELEC CO COM 291011104 351 3,650 SH   SOLE   3,650 0 0
EMERSON ELEC CO COM 291011104 188 1,950 SH   OTR   1,950 0 0
ENTERPRISE PRODS PARTNERS L COM 293792107 233 9,670 SH   SOLE   9,670 0 0
ESSENTIAL UTILS INC COM 29670G102 262 5,730 SH   SOLE   5,730 0 0
EVERSOURCE ENERGY COM 30040W108 689 8,588 SH   SOLE   8,588 0 0
EXXON MOBIL CORP COM 30231G102 7,379 116,971 SH   SOLE   116,971 0 0
EXXON MOBIL CORP COM 30231G102 334 5,290 SH   OTR   5,290 0 0
FACEBOOK INC CL A 30303M102 299 860 SH   SOLE   860 0 0
FISERV INC COM 337738108 2,651 24,798 SH   SOLE   24,798 0 0
GENERAL ELECTRIC CO COM 369604103 1,073 79,735 SH   SOLE   79,735 0 0
GENERAL ELECTRIC CO COM 369604103 9 700 SH   OTR   700 0 0
GENERAL MLS INC COM 370334104 478 7,840 SH   SOLE   7,840 0 0
GENERAL MLS INC COM 370334104 8 130 SH   OTR   130 0 0
HALLIBURTON CO COM 406216101 509 22,025 SH   SOLE   22,025 0 0
HERSHEY CO COM 427866108 2,704 15,522 SH   SOLE   15,522 0 0
HOME DEPOT INC COM 437076102 12,720 39,888 SH   SOLE   39,888 0 0
HOME DEPOT INC COM 437076102 853 2,674 SH   OTR   2,674 0 0
HONEYWELL INTL INC COM 438516106 1,242 5,662 SH   SOLE   5,662 0 0
HORMEL FOODS CORP COM 440452100 239 5,000 SH   SOLE   5,000 0 0
ILLINOIS TOOL WKS INC COM 452308109 5,368 24,010 SH   SOLE   24,010 0 0
ILLINOIS TOOL WKS INC COM 452308109 101 454 SH   OTR   454 0 0
INTEL CORP COM 458140100 4,113 73,265 SH   SOLE   73,265 0 0
INTEL CORP COM 458140100 407 7,243 SH   OTR   7,243 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 552 3,766 SH   SOLE   3,766 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 111 755 SH   OTR   755 0 0
INTERNATIONAL FLAVORS&FRAGRA COM 459506101 2,365 15,832 SH   SOLE   15,832 0 0
INTERNATIONAL FLAVORS&FRAGRA COM 459506101 48 321 SH   OTR   321 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 652 1,840 SH   SOLE   1,840 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602 205 223 SH   SOLE   223 0 0
1INTUIT COM 461202103 3,845 7,845 SH   SOLE   7,845 0 0
INTUIT COM 461202103 21 43 SH   OTR   43 0 0
ISHARES TR CORE S&P500 ETF 464287200 85,272 198,345 SH   SOLE   198,345 0 0
ISHARES TR CORE S&P500 ETF 464287200 922 2,144 SH   OTR   2,144 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 531 9,621 SH   SOLE   9,621 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 8 139 SH   OTR   139 0 0
ISHARES TR MSCI EAFE ETF 464287465 3,332 42,240 SH   SOLE   42,240 0 0
ISHARES TR MSCI EAFE ETF 464287465 169 2,142 SH   OTR   2,142 0 0
ISHARES TR RUS MID CAP ETF 464287499 603 7,606 SH   SOLE   7,606 0 0
ISHARES TR RUS MID CAP ETF 464287499 66 836 SH   OTR   836 0 0
ISHARES TR CORE S&P MCP ETF 464287507 60,435 224,890 SH   SOLE   224,890 0 0
ISHARES TR CORE S&P MCP ETF 464287507 523 1,945 SH   OTR   1,945 0 0
ISHARES TR GLOBAL 100 ETF 464287572 1,213 17,080 SH   SOLE   17,080 0 0
ISHARES TR GLOBAL 100 ETF 464287572 154 2,170 SH   OTR   2,170 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 224 825 SH   SOLE   825 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 7,685 33,505 SH   SOLE   33,505 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 130 565 SH   OTR   565 0 0
ISHARES TR CORE S&P SCP ETF 464287804 20,776 183,893 SH   SOLE   183,893 0 0
ISHARES TR CORE S&P SCP ETF 464287804 190 1,684 SH   OTR   1,684 0 0
ISHARES TR IBOXX HI YD ETF 464288513 2,061 23,407 SH   SOLE   23,407 0 0
ISHARES TR IBOXX HI YD ETF 464288513 28 321 SH   OTR   321 0 0
ISHARES TR USD INV GRDE ETF 464288620 323 5,330 SH   SOLE   5,330 0 0
ISHARES TR MSCI USA ESG SLC 464288802 284 2,976 SH   SOLE   2,976 0 0
ISHARES TR FLTG RATE NT ETF 46429B655 19,989 393,323 SH   SOLE   393,323 0 0
ISHARES TR FLTG RATE NT ETF 46429B655 136 2,669 SH   OTR   2,669 0 0
ISHARES TR CORE MSCI EAFE 46432F842 45,506 607,886 SH   SOLE   607,886 0 0
ISHARES TR CORE MSCI EAFE 46432F842 436 5,830 SH   OTR   5,830 0 0
ISHARES INC CORE MSCI EMKT 46434G103 19,303 288,148 SH   SOLE   288,148 0 0
ISHARES INC CORE MSCI EMKT 46434G103 186 2,782 SH   OTR   2,782 0 0
ISHARES TR BROAD USD HIGH 46435U853 21,688 519,844 SH   SOLE   519,844 0 0
ISHARES TR BROAD USD HIGH 46435U853 114 2,732 SH   OTR   2,732 0 0
JPMORGAN CHASE & CO COM 46625H100 12,321 79,216 SH   SOLE   79,216 0 0
JPMORGAN CHASE & CO COM 46625H100 567 3,643 SH   OTR   3,643 0 0
JOHNSON & JOHNSON COM 478160104 13,415 81,432 SH   SOLE   81,432 0 0
JOHNSON & JOHNSON COM 478160104 973 5,907 SH   OTR   5,907 0 0
LILLY ELI & CO COM 532457108 620 2,701 SH   SOLE   2,701 0 0
LILLY ELI & CO COM 532457108 184 800 SH   OTR   800 0 0
LOWES COS INC COM 548661107 676 3,486 SH   SOLE   3,486 0 0
MARSH & MCLENNAN COS INC COM 571748102 4,826 34,304 SH   SOLE   34,304 0 0
MARSH & MCLENNAN COS INC COM 571748102 13 92 SH   OTR   92 0 0
MASTERCARD INCORPORATED CL A 57636Q104 3,288 9,006 SH   SOLE   9,006 0 0
MCCORMICK & CO INC COM NON VTG 579780206 411 4,649 SH   SOLE   4,649 0 0
MCCORMICK & CO INC COM NON VTG 579780206 14 160 SH   OTR   160 0 0
MCDONALDS CORP COM 580135101 8,643 37,418 SH   SOLE   37,418 0 0
MCDONALDS CORP COM 580135101 379 1,641 SH   OTR   1,641 0 0
MERCK & CO INC COM 58933Y105 1,644 21,138 SH   SOLE   21,138 0 0
MERCK & CO INC COM 58933Y105 37 475 SH   OTR   475 0 0
MICROSOFT CORP COM 594918104 26,565 98,061 SH   SOLE   98,061 0 0
MICROSOFT CORP COM 594918104 1,240 4,576 SH   OTR   4,576 0 0
MONDELEZ INTL INC CL A 609207105 276 4,418 SH   SOLE   4,418 0 0
MONDELEZ INTL INC CL A 609207105 6 100 SH   OTR   100 0 0
MONSTER BEVERAGE CORP NEW COM 61174X109 3,750 41,047 SH   SOLE   41,047 0 0
MONSTER BEVERAGE CORP NEW COM 61174X109 18 200 SH   OTR   200 0 0
MORGAN STANLEY COM NEW 617446448 518 5,648 SH   SOLE   5,648 0 0
NEXTERA ENERGY INC COM 65339F101 7,734 105,545 SH   SOLE   105,545 0 0
NEXTERA ENERGY INC COM 65339F101 279 3,806 SH   OTR   3,806 0 0
NIKE INC CL B 654106103 5,320 34,439 SH   SOLE   34,439 0 0
NIKE INC CL B 654106103 88 570 SH   OTR   570 0 0
NOKIA CORP SPONSORED ADR 654902204 53 10,000 SH   SOLE   10,000 0 0
NORFOLK SOUTHN CORP COM 655844108 4,716 17,769 SH   SOLE   17,769 0 0
1NORFOLK SOUTHN CORP COM 655844108 120 452 SH   OTR   452 0 0
NORTHERN TR CORP COM 665859104 1,506 13,027 SH   SOLE   13,027 0 0
NORTHERN TR CORP COM 665859104 69 600 SH   OTR   600 0 0
NOVARTIS AG SPONSORED ADR 66987V109 684 7,496 SH   SOLE   7,496 0 0
NOVARTIS AG SPONSORED ADR 66987V109 27 300 SH   OTR   300 0 0
NUCOR CORP COM 670346105 731 7,624 SH   SOLE   7,624 0 0
NVIDIA CORPORATION COM 67066G104 4,762 5,952 SH   SOLE   5,952 0 0
ORACLE CORP COM 68389X105 517 6,642 SH   SOLE   6,642 0 0
OTIS WORLDWIDE CORP COM 68902V107 276 3,370 SH   SOLE   3,370 0 0
OTIS WORLDWIDE CORP COM 68902V107 8 100 SH   OTR   100 0 0
PNC FINL SVCS GROUP INC COM 693475105 221 1,160 SH   SOLE   1,160 0 0
PPG INDS INC COM 693506107 306 1,801 SH   SOLE   1,801 0 0
PACKAGING CORP AMER COM 695156109 2,289 16,906 SH   SOLE   16,906 0 0
PACKAGING CORP AMER COM 695156109 7 54 SH   OTR   54 0 0
PAYPAL HLDGS INC COM 70450Y103 874 3,000 SH   SOLE   3,000 0 0
PEPSICO INC COM 713448108 8,688 58,634 SH   SOLE   58,634 0 0
PEPSICO INC COM 713448108 418 2,821 SH   OTR   2,821 0 0
PFIZER INC COM 717081103 1,472 37,584 SH   SOLE   37,584 0 0
PFIZER INC COM 717081103 59 1,500 SH   OTR   1,500 0 0
PHILIP MORRIS INTL INC COM 718172109 325 3,277 SH   SOLE   3,277 0 0
PHILIP MORRIS INTL INC COM 718172109 74 750 SH   OTR   750 0 0
PHILLIPS 66 COM 718546104 514 5,992 SH   SOLE   5,992 0 0
PRICE T ROWE GROUP INC COM 74144T108 5,324 26,893 SH   SOLE   26,893 0 0
PRICE T ROWE GROUP INC COM 74144T108 88 447 SH   OTR   447 0 0
PROCTER AND GAMBLE CO COM 742718109 5,429 40,234 SH   SOLE   40,234 0 0
PROCTER AND GAMBLE CO COM 742718109 705 5,223 SH   OTR   5,223 0 0
PROLOGIS INC. COM 74340W103 1,298 10,856 SH   SOLE   10,856 0 0
PROLOGIS INC. COM 74340W103 17 140 SH   OTR   140 0 0
PUBLIC STORAGE COM 74460D109 3,079 10,240 SH   SOLE   10,240 0 0
PUBLIC STORAGE COM 74460D109 11 35 SH   OTR   35 0 0
QUALCOMM INC COM 747525103 5,612 39,267 SH   SOLE   39,267 0 0
QUALCOMM INC COM 747525103 7 50 SH   OTR   50 0 0
QUEST DIAGNOSTICS INC COM 74834L100 323 2,450 SH   SOLE   2,450 0 0
QUEST DIAGNOSTICS INC COM 74834L100 20 150 SH   OTR   150 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 4,223 49,503 SH   SOLE   49,503 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 46 538 SH   OTR   538 0 0
RESMED INC COM 761152107 7,068 28,670 SH   SOLE   28,670 0 0
RESMED INC COM 761152107 49 200 SH   OTR   200 0 0
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 341 8,433 SH   SOLE   8,433 0 0
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 18 450 SH   OTR   450 0 0
S&P GLOBAL INC COM 78409V104 6,912 16,840 SH   SOLE   16,840 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,625 6,133 SH   SOLE   6,133 0 0
SPDR SER TR S&P DIVID ETF 78464A763 245 2,000 SH   SOLE   2,000 0 0
SPDR SER TR S&P BK ETF 78464A797 2,609 50,832 SH   SOLE   50,832 0 0
SPDR SER TR S&P BK ETF 78464A797 56 1,084 SH   OTR   1,084 0 0
SPDR SER TR S&P 600 SML CAP 78464A813 550 5,623 SH   SOLE   5,623 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 4,690 9,551 SH   SOLE   9,551 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 15 30 SH   OTR   30 0 0
SPDR SER TR PORTFOLIO SH TSR 78468R101 47,955 1,565,097 SH   SOLE   1,565,097 0 0
SPDR SER TR PORTFOLIO SH TSR 78468R101 352 11,488 SH   OTR   11,488 0 0
SPDR SER TR BLOOMBERG BRCLYS 78468R622 1,710 15,554 SH   SOLE   15,554 0 0
SPDR SER TR BLOOMBERG BRCLYS 78468R622 19 175 SH   OTR   175 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870 18,212 291,342 SH   SOLE   291,342 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870 74 1,179 SH   OTR   1,179 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 2,233 41,452 SH   SOLE   41,452 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 13 236 SH   OTR   236 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 629 6,142 SH   SOLE   6,142 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 14 134 SH   OTR   134 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 697 4,718 SH   SOLE   4,718 0 0
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 303 3,746 SH   SOLE   3,746 0 0
1SHOCKWAVE MED INC COM 82489T104 342 1,800 SH   SOLE   1,800 0 0
SOUTHERN CO COM 842587107 510 8,423 SH   SOLE   8,423 0 0
STARBUCKS CORP COM 855244109 5,641 50,449 SH   SOLE   50,449 0 0
STARBUCKS CORP COM 855244109 43 389 SH   OTR   389 0 0
STATE STR CORP COM 857477103 369 4,487 SH   SOLE   4,487 0 0
STRYKER CORPORATION COM 863667101 9,632 37,086 SH   SOLE   37,086 0 0
STRYKER CORPORATION COM 863667101 71 275 SH   OTR   275 0 0
TJX COS INC NEW COM 872540109 4,022 59,653 SH   SOLE   59,653 0 0
TJX COS INC NEW COM 872540109 4 55 SH   OTR   55 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 4,524 37,647 SH   SOLE   37,647 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 68 568 SH   OTR   568 0 0
TARGET CORP COM 87612E106 2,604 10,770 SH   SOLE   10,770 0 0
TEXAS INSTRS INC COM 882508104 2,074 10,784 SH   SOLE   10,784 0 0
TEXAS INSTRS INC COM 882508104 29 150 SH   OTR   150 0 0
TEXTRON INC COM 883203101 2,132 31,000 SH   SOLE   31,000 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 514 1,018 SH   SOLE   1,018 0 0
3M CO COM 88579Y101 8,330 41,935 SH   SOLE   41,935 0 0
3M CO COM 88579Y101 354 1,784 SH   OTR   1,784 0 0
TORO CO COM 891092108 6,880 62,613 SH   SOLE   62,613 0 0
TORO CO COM 891092108 35 315 SH   OTR   315 0 0
TORONTO DOMINION BK ONT COM NEW 891160509 656 9,365 SH   SOLE   9,365 0 0
TRACTOR SUPPLY CO COM 892356106 3,962 21,293 SH   SOLE   21,293 0 0
TRACTOR SUPPLY CO COM 892356106 8 44 SH   OTR   44 0 0
TRUIST FINL CORP COM 89832Q109 4,514 81,328 SH   SOLE   81,328 0 0
TRUIST FINL CORP COM 89832Q109 31 564 SH   OTR   564 0 0
US BANCORP DEL COM NEW 902973304 7,234 126,979 SH   SOLE   126,979 0 0
US BANCORP DEL COM NEW 902973304 69 1,214 SH   OTR   1,214 0 0
UNILEVER PLC SPON ADR NEW 904767704 380 6,498 SH   SOLE   6,498 0 0
UNION PAC CORP COM 907818108 5,114 23,251 SH   SOLE   23,251 0 0
UNION PAC CORP COM 907818108 552 2,510 SH   OTR   2,510 0 0
UNITEDHEALTH GROUP INC COM 91324P102 6,138 15,327 SH   SOLE   15,327 0 0
UNITEDHEALTH GROUP INC COM 91324P102 80 199 SH   OTR   199 0 0
V F CORP COM 918204108 1,044 12,727 SH   SOLE   12,727 0 0
V F CORP COM 918204108 52 630 SH   OTR   630 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 1,415 9,141 SH   SOLE   9,141 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 263 3,200 SH   SOLE   3,200 0 0
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 12,360 239,904 SH   SOLE   239,904 0 0
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 84 1,640 SH   OTR   1,640 0 0
VANGUARD WHITEHALL FDS EMERG MKT BD ETF 921946885 20,733 259,715 SH   SOLE   259,715 0 0
VANGUARD WHITEHALL FDS EMERG MKT BD ETF 921946885 100 1,256 SH   OTR   1,256 0 0
VANGUARD WORLD FDS ENERGY ETF 92204A306 458 6,032 SH   SOLE   6,032 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 3,529 64,980 SH   SOLE   64,980 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 58 1,075 SH   OTR   1,075 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 51,411 540,766 SH   SOLE   540,766 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 621 6,537 SH   OTR   6,537 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1,456 3,701 SH   SOLE   3,701 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 201 1,972 SH   SOLE   1,972 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 43 422 SH   OTR   422 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 431 1,935 SH   SOLE   1,935 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 6,184 110,377 SH   SOLE   110,377 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 123 2,190 SH   OTR   2,190 0 0
VISA INC COM CL A 92826C839 9,968 42,629 SH   SOLE   42,629 0 0
VISA INC COM CL A 92826C839 92 395 SH   OTR   395 0 0
WEC ENERGY GROUP INC COM 92939U106 3,053 34,326 SH   SOLE   34,326 0 0
WEC ENERGY GROUP INC COM 92939U106 56 625 SH   OTR   625 0 0
WALGREENS BOOTS ALLIANCE INC COM 931427108 256 4,857 SH   SOLE   4,857 0 0
ZIMMER BIOMET HOLDINGS INC COM 98956P102 355 2,210 SH   SOLE   2,210 0 0
ZIMMER BIOMET HOLDINGS INC COM 98956P102 20 125 SH   OTR   125 0 0