The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
PETROFAC LTD REG SHS G7052T101 68 36,000 SH   OTR   36,000 0 0
OJSC OC ROSNEFT RUB 0.01 GDR REG SHS G7812M207 85 15,000 SH   SOLE   15,000 0 0
GLENCORE PLC REG SHS G39420107 118 37,000 SH   SOLE   37,000 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 5,274 20,192 SH   SOLE   20,192 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 47 180 SH   OTR   180 0 0
MEDTRONIC PLC SHS G5960L103 261 2,230 SH   SOLE   2,230 0 0
AT&T INC COM 00206R102 1,481 51,494 SH   SOLE   51,494 0 0
AT&T INC COM 00206R102 85 2,951 SH   OTR   2,951 0 0
ABBOTT LABS COM 002824100 3,122 28,518 SH   SOLE   28,518 0 0
ABBOTT LABS COM 002824100 302 2,760 SH   OTR   2,760 0 0
ABBVIE INC COM 00287Y109 1,765 16,475 SH   SOLE   16,475 0 0
ABBVIE INC COM 00287Y109 296 2,760 SH   OTR   2,600 160 0
ABERDEEN STD PRECIOUS METALS PHYSCL PM BASKET 003263100 22,651 228,915 SH   SOLE   228,915 0 0
ABERDEEN STD PRECIOUS METALS PHYSCL PM BASKET 003263100 76 772 SH   OTR   772 0 0
ACTIVISION BLIZZARD INC COM 00507V109 4,722 50,861 SH   SOLE   50,861 0 0
ACTIVISION BLIZZARD INC COM 00507V109 39 420 SH   OTR   356 64 0
ADOBE SYSTEMS INCORPORATED COM 00724F101 12,141 24,277 SH   SOLE   24,277 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101 123 245 SH   OTR   245 0 0
ALLSTATE CORP COM 020002101 413 3,756 SH   SOLE   3,756 0 0
ALPHABET INC CAP STK CL C 02079K107 11,359 6,484 SH   SOLE   6,484 0 0
ALPHABET INC CAP STK CL C 02079K107 261 149 SH   OTR   144 5 0
ALPHABET INC CAP STK CL A 02079K305 1,314 750 SH   SOLE   750 0 0
ALPHABET INC CAP STK CL A 02079K305 9 5 SH   OTR   0 5 0
ALTRIA GROUP INC COM 02209S103 242 5,901 SH   SOLE   5,901 0 0
ALTRIA GROUP INC COM 02209S103 31 750 SH   OTR   750 0 0
AMAZON COM INC COM 023135106 2,045 628 SH   SOLE   628 0 0
AMERICAN EXPRESS CO COM 025816109 1,554 12,855 SH   SOLE   12,855 0 0
AMERICAN EXPRESS CO COM 025816109 73 600 SH   OTR   600 0 0
AMERICAN TOWER CORP NEW COM 03027X100 2,525 11,251 SH   SOLE   11,251 0 0
AMERICAN TOWER CORP NEW COM 03027X100 11 50 SH   OTR   50 0 0
AMGEN INC COM 031162100 7,791 33,887 SH   SOLE   33,887 0 0
AMGEN INC COM 031162100 131 568 SH   OTR   560 8 0
APPLE INC COM 037833100 29,725 224,019 SH   SOLE   224,019 0 0
APPLE INC COM 037833100 555 4,186 SH   OTR   4,186 0 0
APPLIED MATLS INC COM 038222105 261 3,029 SH   SOLE   3,029 0 0
APPLIED MATLS INC COM 038222105 13 150 SH   OTR   150 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 5,619 31,891 SH   SOLE   31,891 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 491 2,785 SH   OTR   2,785 0 0
BP PLC SPONSORED ADR 055622104 814 39,647 SH   SOLE   39,647 0 0
BK OF AMERICA CORP COM 060505104 299 9,860 SH   SOLE   9,860 0 0
BAXTER INTL INC COM 071813109 243 3,028 SH   SOLE   3,028 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 3,191 13,763 SH   SOLE   13,763 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 47 201 SH   OTR   201 0 0
BOEING CO COM 097023105 1,843 8,612 SH   SOLE   8,612 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 726 11,699 SH   SOLE   11,699 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 39 625 SH   OTR   625 0 0
CARMAX INC COM 143130102 331 3,500 SH   SOLE   3,500 0 0
CARRIER GLOBAL CORPORATION COM 14448C104 306 8,120 SH   SOLE   8,120 0 0
CARRIER GLOBAL CORPORATION COM 14448C104 10 275 SH   OTR   275 0 0
CATERPILLAR INC COM 149123101 270 1,483 SH   SOLE   1,483 0 0
CATERPILLAR INC COM 149123101 405 2,225 SH   OTR   2,225 0 0
CERNER CORP COM 156782104 3,341 42,571 SH   SOLE   42,571 0 0
CERNER CORP COM 156782104 20 252 SH   OTR   224 28 0
1CHEMED CORP NEW COM 16359R103 2,594 4,870 SH   SOLE   4,870 0 0
CHEMED CORP NEW COM 16359R103 5 9 SH   OTR   5 4 0
CHEVRON CORP NEW COM 166764100 4,006 47,432 SH   SOLE   47,432 0 0
CHEVRON CORP NEW COM 166764100 144 1,708 SH   OTR   1,708 0 0
CHURCH & DWIGHT INC COM 171340102 7,962 91,276 SH   SOLE   91,276 0 0
CHURCH & DWIGHT INC COM 171340102 29 333 SH   OTR   333 0 0
CISCO SYS INC COM 17275R102 1,195 26,704 SH   SOLE   26,704 0 0
CISCO SYS INC COM 17275R102 31 700 SH   OTR   700 0 0
COCA COLA CO COM 191216100 743 13,552 SH   SOLE   13,552 0 0
COCA COLA CO COM 191216100 118 2,150 SH   OTR   2,150 0 0
COLGATE PALMOLIVE CO COM 194162103 1,067 12,474 SH   SOLE   12,474 0 0
COMCAST CORP NEW CL A 20030N101 5,385 102,773 SH   SOLE   102,773 0 0
COMCAST CORP NEW CL A 20030N101 30 568 SH   OTR   480 88 0
CONOCOPHILLIPS COM 20825C104 416 10,393 SH   SOLE   10,393 0 0
CONSOLIDATED EDISON INC COM 209115104 296 4,102 SH   SOLE   4,102 0 0
COSTCO WHSL CORP NEW COM 22160K105 5,108 13,558 SH   SOLE   13,558 0 0
COSTCO WHSL CORP NEW COM 22160K105 75 200 SH   OTR   200 0 0
DANAHER CORPORATION COM 235851102 663 2,985 SH   SOLE   2,985 0 0
DEERE & CO COM 244199105 503 1,868 SH   SOLE   1,868 0 0
DISNEY WALT CO COM 254687106 2,991 16,507 SH   SOLE   16,507 0 0
DISNEY WALT CO COM 254687106 454 2,507 SH   OTR   2,507 0 0
DISCOVERY INC COM SER A 25470F104 1,744 57,947 SH   SOLE   57,947 0 0
DISCOVERY INC COM SER A 25470F104 12 388 SH   OTR   288 100 0
DOMINION ENERGY INC COM 25746U109 361 4,799 SH   SOLE   4,799 0 0
DOVER CORP COM 260003108 410 3,250 SH   SOLE   3,250 0 0
DOW INC COM 260557103 216 3,890 SH   SOLE   3,890 0 0
DOW INC COM 260557103 36 650 SH   OTR   650 0 0
DUPONT DE NEMOURS INC COM 26614N102 305 4,283 SH   SOLE   4,283 0 0
DUPONT DE NEMOURS INC COM 26614N102 46 650 SH   OTR   650 0 0
EBAY INC. COM 278642103 251 5,000 SH   SOLE   5,000 0 0
ECOLAB INC COM 278865100 6,541 30,233 SH   SOLE   30,233 0 0
ECOLAB INC COM 278865100 52 240 SH   OTR   240 0 0
EDWARDS LIFESCIENCES CORP COM 28176E108 274 3,000 SH   SOLE   3,000 0 0
EMERSON ELEC CO COM 291011104 317 3,950 SH   SOLE   3,950 0 0
EMERSON ELEC CO COM 291011104 157 1,950 SH   OTR   1,950 0 0
ESSENTIAL UTILS INC COM 29670G102 310 6,560 SH   SOLE   6,560 0 0
EVERSOURCE ENERGY COM 30040W108 782 9,038 SH   SOLE   9,038 0 0
EXXON MOBIL CORP COM 30231G102 5,183 125,745 SH   SOLE   125,745 0 0
EXXON MOBIL CORP COM 30231G102 214 5,190 SH   OTR   5,190 0 0
FACEBOOK INC CL A 30303M102 238 870 SH   SOLE   870 0 0
FISERV INC COM 337738108 2,283 20,049 SH   SOLE   20,049 0 0
GENERAL ELECTRIC CO COM 369604103 881 81,535 SH   SOLE   81,535 0 0
GENERAL ELECTRIC CO COM 369604103 8 700 SH   OTR   700 0 0
GENERAL MLS INC COM 370334104 486 8,266 SH   SOLE   8,266 0 0
GENERAL MLS INC COM 370334104 8 130 SH   OTR   130 0 0
HALLIBURTON CO COM 406216101 455 24,091 SH   SOLE   24,091 0 0
HERSHEY CO COM 427866108 2,219 14,568 SH   SOLE   14,568 0 0
HOME DEPOT INC COM 437076102 10,776 40,571 SH   SOLE   40,571 0 0
HOME DEPOT INC COM 437076102 704 2,650 SH   OTR   2,650 0 0
HONEYWELL INTL INC COM 438516106 1,269 5,965 SH   SOLE   5,965 0 0
HORMEL FOODS CORP COM 440452100 233 5,000 SH   SOLE   5,000 0 0
ILLINOIS TOOL WKS INC COM 452308109 5,448 26,724 SH   SOLE   26,724 0 0
ILLINOIS TOOL WKS INC COM 452308109 94 460 SH   OTR   420 40 0
INTEL CORP COM 458140100 6,101 122,454 SH   SOLE   122,454 0 0
INTEL CORP COM 458140100 376 7,549 SH   OTR   7,549 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 501 3,978 SH   SOLE   3,978 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 95 755 SH   OTR   755 0 0
INTERNATIONAL FLAVORS&FRAGRA COM 459506101 1,525 14,010 SH   SOLE   14,010 0 0
INTERNATIONAL FLAVORS&FRAGRA COM 459506101 7 67 SH   OTR   67 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 610 1,945 SH   SOLE   1,945 0 0
1INTUIT COM 461202103 3,402 8,955 SH   SOLE   8,955 0 0
INTUIT COM 461202103 16 43 SH   OTR   43 0 0
ISHARES GOLD TR ISHARES 464285105 638 35,192 SH   SOLE   35,192 0 0
ISHARES TR CORE S&P500 ETF 464287200 78,330 208,663 SH   SOLE   208,663 0 0
ISHARES TR CORE S&P500 ETF 464287200 834 2,223 SH   OTR   2,223 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 500 9,681 SH   SOLE   9,681 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 7 139 SH   OTR   139 0 0
ISHARES TR MSCI EAFE ETF 464287465 3,172 43,481 SH   SOLE   43,481 0 0
ISHARES TR MSCI EAFE ETF 464287465 156 2,142 SH   OTR   2,142 0 0
ISHARES TR RUS MID CAP ETF 464287499 527 7,681 SH   SOLE   7,681 0 0
ISHARES TR RUS MID CAP ETF 464287499 57 836 SH   OTR   836 0 0
ISHARES TR CORE S&P MCP ETF 464287507 54,053 235,187 SH   SOLE   235,187 0 0
ISHARES TR CORE S&P MCP ETF 464287507 514 2,236 SH   OTR   2,236 0 0
ISHARES TR GLOBAL 100 ETF 464287572 1,213 19,289 SH   SOLE   19,289 0 0
ISHARES TR GLOBAL 100 ETF 464287572 137 2,170 SH   OTR   2,170 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 295 1,224 SH   SOLE   1,224 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 7,089 36,157 SH   SOLE   36,157 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 160 815 SH   OTR   815 0 0
ISHARES TR CORE S&P SCP ETF 464287804 17,619 191,716 SH   SOLE   191,716 0 0
ISHARES TR CORE S&P SCP ETF 464287804 182 1,981 SH   OTR   1,981 0 0
ISHARES TR JPMORGAN USD EMG 464288281 373 3,216 SH   SOLE   3,216 0 0
ISHARES TR IBOXX HI YD ETF 464288513 3,343 38,288 SH   SOLE   38,288 0 0
ISHARES TR IBOXX HI YD ETF 464288513 26 296 SH   OTR   296 0 0
ISHARES TR USD INV GRDE ETF 464288620 317 5,121 SH   SOLE   5,121 0 0
ISHARES TR MSCI USA ESG SLC 464288802 275 3,335 SH   SOLE   3,335 0 0
ISHARES TR FLTG RATE NT ETF 46429B655 17,992 354,723 SH   SOLE   354,723 0 0
ISHARES TR FLTG RATE NT ETF 46429B655 142 2,805 SH   OTR   2,255 550 0
ISHARES TR MSCI USA MIN VOL 46429B697 828 12,191 SH   SOLE   12,191 0 0
ISHARES TR CORE MSCI EAFE 46432F842 42,079 609,053 SH   SOLE   609,053 0 0
ISHARES TR CORE MSCI EAFE 46432F842 430 6,224 SH   OTR   6,224 0 0
ISHARES INC CORE MSCI EMKT 46434G103 17,343 279,538 SH   SOLE   279,538 0 0
ISHARES INC CORE MSCI EMKT 46434G103 180 2,906 SH   OTR   2,806 100 0
ISHARES TR BROAD USD HIGH 46435U853 17,605 426,690 SH   SOLE   426,690 0 0
ISHARES TR BROAD USD HIGH 46435U853 103 2,503 SH   OTR   2,003 500 0
JPMORGAN CHASE & CO COM 46625H100 10,566 83,148 SH   SOLE   83,148 0 0
JPMORGAN CHASE & CO COM 46625H100 505 3,974 SH   OTR   3,974 0 0
JOHNSON & JOHNSON COM 478160104 12,927 82,141 SH   SOLE   82,141 0 0
JOHNSON & JOHNSON COM 478160104 953 6,057 SH   OTR   6,057 0 0
LILLY ELI & CO COM 532457108 382 2,260 SH   SOLE   2,260 0 0
LILLY ELI & CO COM 532457108 135 800 SH   OTR   800 0 0
LOWES COS INC COM 548661107 635 3,957 SH   SOLE   3,957 0 0
MARSH & MCLENNAN COS INC COM 571748102 3,838 32,800 SH   SOLE   32,800 0 0
MARSH & MCLENNAN COS INC COM 571748102 8 68 SH   OTR   68 0 0
MASTERCARD INCORPORATED CL A 57636Q104 3,374 9,452 SH   SOLE   9,452 0 0
MCCORMICK & CO INC COM NON VTG 579780206 608 6,364 SH   SOLE   6,364 0 0
MCCORMICK & CO INC COM NON VTG 579780206 15 160 SH   OTR   160 0 0
MCDONALDS CORP COM 580135101 8,049 37,511 SH   SOLE   37,511 0 0
MCDONALDS CORP COM 580135101 358 1,667 SH   OTR   1,567 100 0
MERCK & CO. INC COM 58933Y105 1,897 23,192 SH   SOLE   23,192 0 0
MERCK & CO. INC COM 58933Y105 42 515 SH   OTR   515 0 0
MICROSOFT CORP COM 594918104 23,230 104,443 SH   SOLE   104,443 0 0
MICROSOFT CORP COM 594918104 1,114 5,007 SH   OTR   5,007 0 0
MONDELEZ INTL INC CL A 609207105 309 5,282 SH   SOLE   5,282 0 0
MONSTER BEVERAGE CORP NEW COM 61174X109 3,530 38,166 SH   SOLE   38,166 0 0
MONSTER BEVERAGE CORP NEW COM 61174X109 18 200 SH   OTR   200 0 0
MORGAN STANLEY COM NEW 617446448 387 5,648 SH   SOLE   5,648 0 0
NESTLE S A SPONSORED ADR 641069406 240 2,035 SH   SOLE   2,035 0 0
NEXTERA ENERGY INC COM 65339F101 8,246 106,889 SH   SOLE   106,889 0 0
NEXTERA ENERGY INC COM 65339F101 332 4,300 SH   OTR   4,300 0 0
NIKE INC CL B 654106103 5,086 35,949 SH   SOLE   35,949 0 0
1NIKE INC CL B 654106103 86 610 SH   OTR   610 0 0
NOKIA CORP SPONSORED ADR 654902204 39 10,000 SH   SOLE   10,000 0 0
NORFOLK SOUTHN CORP COM 655844108 4,481 18,859 SH   SOLE   18,859 0 0
NORFOLK SOUTHN CORP COM 655844108 125 526 SH   OTR   526 0 0
NORTHERN TR CORP COM 665859104 1,308 14,043 SH   SOLE   14,043 0 0
NORTHERN TR CORP COM 665859104 56 600 SH   OTR   600 0 0
NOVARTIS AG SPONSORED ADR 66987V109 818 8,665 SH   SOLE   8,665 0 0
NOVARTIS AG SPONSORED ADR 66987V109 28 300 SH   OTR   300 0 0
NUCOR CORP COM 670346105 406 7,624 SH   SOLE   7,624 0 0
NVIDIA CORPORATION COM 67066G104 2,147 4,112 SH   SOLE   4,112 0 0
ORACLE CORP COM 68389X105 446 6,902 SH   SOLE   6,902 0 0
OTIS WORLDWIDE CORP COM 68902V107 254 3,767 SH   SOLE   3,767 0 0
OTIS WORLDWIDE CORP COM 68902V107 9 137 SH   OTR   137 0 0
PPG INDS INC COM 693506107 282 1,954 SH   SOLE   1,954 0 0
PACKAGING CORP AMER COM 695156109 2,293 16,625 SH   SOLE   16,625 0 0
PACKAGING CORP AMER COM 695156109 6 40 SH   OTR   40 0 0
PAYPAL HLDGS INC COM 70450Y103 796 3,400 SH   SOLE   3,400 0 0
PEPSICO INC COM 713448108 8,845 59,640 SH   SOLE   59,640 0 0
PEPSICO INC COM 713448108 428 2,889 SH   OTR   2,889 0 0
PFIZER INC COM 717081103 1,570 42,663 SH   SOLE   42,663 0 0
PFIZER INC COM 717081103 64 1,750 SH   OTR   1,750 0 0
PHILIP MORRIS INTL INC COM 718172109 275 3,327 SH   SOLE   3,327 0 0
PHILIP MORRIS INTL INC COM 718172109 62 750 SH   OTR   750 0 0
PHILLIPS 66 COM 718546104 541 7,742 SH   SOLE   7,742 0 0
PRICE T ROWE GROUP INC COM 74144T108 4,132 27,292 SH   SOLE   27,292 0 0
PRICE T ROWE GROUP INC COM 74144T108 68 450 SH   OTR   450 0 0
PROCTER AND GAMBLE CO COM 742718109 6,289 45,202 SH   SOLE   45,202 0 0
PROCTER AND GAMBLE CO COM 742718109 746 5,363 SH   OTR   5,363 0 0
PROLOGIS INC. COM 74340W103 1,519 15,239 SH   SOLE   15,239 0 0
PROLOGIS INC. COM 74340W103 22 217 SH   OTR   217 0 0
PUBLIC STORAGE COM 74460D109 2,274 9,849 SH   SOLE   9,849 0 0
PUBLIC STORAGE COM 74460D109 8 35 SH   OTR   35 0 0
QUALCOMM INC COM 747525103 5,108 33,531 SH   SOLE   33,531 0 0
QUALCOMM INC COM 747525103 8 50 SH   OTR   50 0 0
QUEST DIAGNOSTICS INC COM 74834L100 358 3,000 SH   SOLE   3,000 0 0
QUEST DIAGNOSTICS INC COM 74834L100 21 175 SH   OTR   175 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 3,276 45,811 SH   SOLE   45,811 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 40 553 SH   OTR   508 45 0
RESMED INC COM 761152107 5,949 27,989 SH   SOLE   27,989 0 0
RESMED INC COM 761152107 45 212 SH   OTR   200 12 0
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 282 8,018 SH   SOLE   8,018 0 0
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 18 500 SH   OTR   500 0 0
S&P GLOBAL INC COM 78409V104 5,859 17,822 SH   SOLE   17,822 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,531 6,769 SH   SOLE   6,769 0 0
SPDR SER TR S&P DIVID ETF 78464A763 466 4,400 SH   SOLE   4,400 0 0
SPDR SER TR S&P BK ETF 78464A797 2,660 63,617 SH   SOLE   63,617 0 0
SPDR SER TR S&P BK ETF 78464A797 45 1,084 SH   OTR   1,084 0 0
SPDR SER TR S&P 600 SML CAP 78464A813 472 5,940 SH   SOLE   5,940 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 4,228 10,069 SH   SOLE   10,069 0 0
SPDR SER TR PORTFOLIO SH TSR 78468R101 46,490 1,513,827 SH   SOLE   1,513,827 0 0
SPDR SER TR PORTFOLIO SH TSR 78468R101 260 8,467 SH   OTR   8,467 0 0
SPDR SER TR BLOOMBERG BRCLYS 78468R622 2,001 18,365 SH   SOLE   18,365 0 0
SPDR SER TR BLOOMBERG BRCLYS 78468R622 19 175 SH   OTR   175 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870 13,551 218,284 SH   SOLE   218,284 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870 46 738 SH   OTR   563 175 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 1,663 43,867 SH   SOLE   43,867 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 31 810 SH   OTR   236 574 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 748 8,450 SH   SOLE   8,450 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 12 134 SH   OTR   134 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 878 6,752 SH   SOLE   6,752 0 0
1SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 411 6,085 SH   SOLE   6,085 0 0
SOUTHERN CO COM 842587107 588 9,574 SH   SOLE   9,574 0 0
SOUTHERN CO COM 842587107 15 240 SH   OTR   100 140 0
STARBUCKS CORP COM 855244109 5,237 48,953 SH   SOLE   48,953 0 0
STARBUCKS CORP COM 855244109 39 365 SH   OTR   365 0 0
STATE STR CORP COM 857477103 419 5,755 SH   SOLE   5,755 0 0
STRYKER CORPORATION COM 863667101 9,284 37,887 SH   SOLE   37,887 0 0
STRYKER CORPORATION COM 863667101 64 262 SH   OTR   250 12 0
TJX COS INC NEW COM 872540109 3,840 56,228 SH   SOLE   56,228 0 0
TJX COS INC NEW COM 872540109 4 55 SH   OTR   55 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 4,570 41,911 SH   SOLE   41,911 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 70 646 SH   OTR   646 0 0
TARGET CORP COM 87612E106 2,056 11,645 SH   SOLE   11,645 0 0
TEXAS INSTRS INC COM 882508104 1,859 11,325 SH   SOLE   11,325 0 0
TEXAS INSTRS INC COM 882508104 16 100 SH   OTR   100 0 0
TEXTRON INC COM 883203101 1,498 31,000 SH   SOLE   31,000 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 531 1,140 SH   SOLE   1,140 0 0
3M CO COM 88579Y101 7,434 42,529 SH   SOLE   42,529 0 0
3M CO COM 88579Y101 325 1,860 SH   OTR   1,860 0 0
TORO CO COM 891092108 6,198 65,354 SH   SOLE   65,354 0 0
TORO CO COM 891092108 32 335 SH   OTR   235 100 0
TORONTO DOMINION BK ONT COM NEW 891160509 545 9,665 SH   SOLE   9,665 0 0
TRACTOR SUPPLY CO COM 892356106 3,154 22,436 SH   SOLE   22,436 0 0
TRACTOR SUPPLY CO COM 892356106 3 20 SH   OTR   20 0 0
TRAVELERS COMPANIES INC COM 89417E109 224 1,598 SH   SOLE   1,598 0 0
TRAVELERS COMPANIES INC COM 89417E109 6 40 SH   OTR   40 0 0
TRUIST FINL CORP COM 89832Q109 4,079 85,100 SH   SOLE   85,100 0 0
TRUIST FINL CORP COM 89832Q109 50 1,035 SH   OTR   585 450 0
US BANCORP DEL COM NEW 902973304 5,913 126,926 SH   SOLE   126,926 0 0
US BANCORP DEL COM NEW 902973304 54 1,165 SH   OTR   1,165 0 0
UNILEVER PLC SPON ADR NEW 904767704 413 6,843 SH   SOLE   6,843 0 0
UNILEVER PLC SPON ADR NEW 904767704 10 160 SH   OTR   0 160 0
UNION PAC CORP COM 907818108 4,466 21,450 SH   SOLE   21,450 0 0
UNION PAC CORP COM 907818108 526 2,527 SH   OTR   2,500 27 0
UNITEDHEALTH GROUP INC COM 91324P102 5,303 15,122 SH   SOLE   15,122 0 0
UNITEDHEALTH GROUP INC COM 91324P102 66 188 SH   OTR   180 8 0
V F CORP COM 918204108 1,324 15,501 SH   SOLE   15,501 0 0
V F CORP COM 918204108 54 630 SH   OTR   630 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 1,327 9,399 SH   SOLE   9,399 0 0
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 11,667 247,133 SH   SOLE   247,133 0 0
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 123 2,600 SH   OTR   1,640 960 0
VANGUARD WHITEHALL FDS EMERG MKT BD ETF 921946885 15,477 188,051 SH   SOLE   188,051 0 0
VANGUARD WHITEHALL FDS EMERG MKT BD ETF 921946885 96 1,163 SH   OTR   913 250 0
VANGUARD WORLD FDS ENERGY ETF 92204A306 321 6,194 SH   SOLE   6,194 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 3,344 66,736 SH   SOLE   66,736 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 54 1,075 SH   OTR   1,075 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 49,197 506,456 SH   SOLE   506,456 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 665 6,850 SH   OTR   6,175 675 0
VARIAN MED SYS INC COM 92220P105 744 4,251 SH   SOLE   4,251 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1,290 3,752 SH   SOLE   3,752 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 385 1,977 SH   SOLE   1,977 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 6,223 105,927 SH   SOLE   105,927 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 142 2,416 SH   OTR   2,416 0 0
VISA INC COM CL A 92826C839 9,089 41,553 SH   SOLE   41,553 0 0
VISA INC COM CL A 92826C839 86 395 SH   OTR   395 0 0
WEC ENERGY GROUP INC COM 92939U106 3,000 32,601 SH   SOLE   32,601 0 0
WEC ENERGY GROUP INC COM 92939U106 58 625 SH   OTR   625 0 0
ZIMMER BIOMET HOLDINGS INC COM 98956P102 381 2,470 SH   SOLE   2,470 0 0
ZIMMER BIOMET HOLDINGS INC COM 98956P102 19 125 SH   OTR   125 0 0