The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALLEGION PLC FOREIGN EQUITIES G0176J109   7,004 52 SH   SOLE   52 0 0
ACCENTURE PLC INFORMATION TECHNOLOGY G1151C101   1,059,202 3,056 SH   SOLE   3,056 0 0
CAMBIUM NETWORKS CORPORATION FOREIGN EQUITIES G17766109   1,634 380 SH   SOLE   380 0 0
EATON CORP PLC INDUSTRIALS G29183103   136,632 437 SH   SOLE   437 0 0
KINIKSA PHARMACEUTICALS LTD. -CLASS A FOREIGN EQUITIES G5269C101   17,255 875 SH   SOLE   875 0 0
NORWEGIAN CRUISE LINE HOLDINGS LTD CONSUMER DISCRETIONARY G66721104   2,093 100 SH   SOLE   100 0 0
NOVOCURE LIMITED HEALTHCARE G6674U108   1,563 100 SH   SOLE   100 0 0
PENTAIR PLC INDUSTRIALS G7S00T104   25,632 300 SH   SOLE   300 0 0
SMART GLOBAL HOLDINGS INC. FOREIGN EQUITIES G8232Y101   8,945 340 SH   SOLE   340 0 0
VINCI PARTNERS INVESTMENTS LTD. - CLASS A FINANCIALS G9451V109   9,661 855 SH   SOLE   855 0 0
CHUBB LTD FINANCIALS H1467J104   2,850 11 SH   SOLE   11 0 0
SPOTIFY TECHNOLOGY S A SHS CONSUMER DISCRETIONARY L8681T102   3,166 12 SH   SOLE   12 0 0
FIVERR INTERNATIONAL LTD. FOREIGN EQUITIES M4R82T106   5,686 270 SH   SOLE   270 0 0
JFROG LTD FOREIGN EQUITIES M6191J100   15,255 345 SH   SOLE   345 0 0
WIX.COM LTD INFORMATION TECHNOLOGY M98068105   17,597 128 SH   SOLE   128 0 0
ASML HOLDING N V N Y REGISTRY SHS FOREIGN EQUITIES N07059210   64,050 66 SH   SOLE   66 0 0
FLEXTRONICS INTL INFORMATION TECHNOLOGY Y2573F102   42,915 1,500 SH   SOLE   1,500 0 0
ADMA BIOLOGICS INC COM HEALTHCARE 000899104   3,861 585 SH   SOLE   585 0 0
ABM INDUSTRIES INCORPORATED COMMON STOCK INDUSTRIALS 000957100   8,922 200 SH   SOLE   200 0 0
AT&T INC. COMMUNICATION SERVICES 00206R102   536,012 30,474 SH   SOLE   30,414 0 60
AT&T INC. COMMUNICATION SERVICES 00206R102   101,492 5,770 SH   DFND   4,710 1,060 0
ARK AUTONOMOUS TECHNOLOGY & ROBOTICS ETF INFORMATION TECHNOLOGY 00214Q203   1,531 28 SH   SOLE   28 0 0
ABBOTT LABS HEALTHCARE 002824100   842,082 7,409 SH   SOLE   7,009 400 0
ABBOTT LABS HEALTHCARE 002824100   136,960 1,205 SH   DFND   0 1,205 0
ABBVIE INC. HEALTHCARE 00287Y109   2,480,716 13,623 SH   SOLE   13,145 478 0
ABBVIE INC. HEALTHCARE 00287Y109   430,666 2,365 SH   DFND   1,250 1,115 0
ADOBE INC INFORMATION TECHNOLOGY 00724F101   551,499 1,093 SH   SOLE   1,093 0 0
AECOM TECHNOLOGY CORP INFORMATION TECHNOLOGY 00766T100   1,568 16 SH   SOLE   16 0 0
ADVANCED MICRO DEVICES INC INFORMATION TECHNOLOGY 007903107   1,077,143 5,968 SH   SOLE   5,968 0 0
ADVANCED MICRO DEVICES INC INFORMATION TECHNOLOGY 007903107   18,049 100 SH   DFND   0 0 100
INVESCO INTERNATIONAL GROWTH FUND MUTUAL FUND 008882532   1,696 71 SH   SOLE   71 0 0
AIR PRODUCTS & CHEMICALS INC MATERIALS 009158106   244,446 1,009 SH   SOLE   1,009 0 0
ALBANY INTERNATIONAL CORPORATION COMMON STOCK INDUSTRIALS 012348108   93,510 1,000 SH   SOLE   1,000 0 0
ALIGN TECHNOLOGY INC. HEALTHCARE 016255101   3,279 10 SH   SOLE   10 0 0
ALLSTATE CORP FINANCIALS 020002101   103,806 600 SH   SOLE   300 300 0
ALTRIA GROUP, INC. CONSUMER STAPLES 02209S103   147,352 3,379 SH   SOLE   3,379 0 0
AMAZON. COM, INC CONSUMER DISCRETIONARY 023135106   6,615,929 36,678 SH   SOLE   36,478 200 0
AMAZON. COM, INC CONSUMER DISCRETIONARY 023135106   36,076 200 SH   DFND   200 0 0
AMERICAN ELEC PWR INC UTILITIES 025537101   53,811 625 SH   SOLE   625 0 0
AMERICAN EXPRESS FINANCIALS 025816109   461,964 2,029 SH   SOLE   1,992 0 37
AMERICAN EXPRESS FINANCIALS 025816109   32,331 142 SH   DFND   0 142 0
AMERICAN STATES WATER COMPANY COMMON STOCK UTILITIES 029899101   144,480 2,000 SH   SOLE   2,000 0 0
AMERICAN TOWER CORPORATION COMMUNICATION SERVICES 03027X100   555,790 2,813 SH   SOLE   2,813 0 0
AMERIPRISE FINANCIAL INC. FINANCIALS 03076C106   34,636 79 SH   SOLE   79 0 0
AMGEN INCORPORATED HEALTHCARE 031162100   678,081 2,385 SH   SOLE   2,385 0 0
AMGEN INCORPORATED HEALTHCARE 031162100   137,610 484 SH   DFND   484 0 0
AMKOR TECHNOLOGY INC INFORMATION TECHNOLOGY 031652100   4,834 150 SH   SOLE   150 0 0
APPIAN CORPORATION INFORMATION TECHNOLOGY 03782L101   11,186 280 SH   SOLE   280 0 0
APPLE INC INFORMATION TECHNOLOGY 037833100   12,004,215 70,004 SH   SOLE   68,524 1,400 80
APPLE INC INFORMATION TECHNOLOGY 037833100   466,423 2,720 SH   DFND   2,560 160 0
APPLE HOSPITALTIY REIT INC COMMON SHARES REAL ESTATE 03784Y200   2,635 161 SH   SOLE   161 0 0
APPLIED MATL INC INFORMATION TECHNOLOGY 038222105   1,708,594 8,285 SH   SOLE   8,285 0 0
APTARGROUP INC. COMMON STOCK INDUSTRIALS 038336103   57,556 400 SH   SOLE   400 0 0
ARCHER DANIELS MIDLAND CO CONSUMER STAPLES 039483102   1,507 24 SH   SOLE   24 0 0
ARISTA NETWORKS INC. INFORMATION TECHNOLOGY 040413106   69,592 240 SH   SOLE   240 0 0
ARM HOLDINGS PLC SPONSORED ADR INFORMATION TECHNOLOGY 042068205   12,499 100 SH   SOLE   100 0 0
ARROW FINANCIAL CORPORATION FINANCIALS 042744102   550,036 21,984 SH   SOLE   21,984 0 0
ASTRAZENECA PLC - ADR HEALTHCARE 046353108   68,355 1,009 SH   SOLE   1,009 0 0
AUTODESK INC. INFORMATION TECHNOLOGY 052769106   13,020 50 SH   SOLE   50 0 0
AUTOMATIC DATA PROCESSING INC INFORMATION TECHNOLOGY 053015103   803,653 3,218 SH   SOLE   2,918 300 0
AUTOMATIC DATA PROCESSING INC INFORMATION TECHNOLOGY 053015103   221,269 886 SH   DFND   0 886 0
AVERY DENNISON CORP MATERIALS 053611109   66,975 300 SH   SOLE   300 0 0
AXCELIS TECHNOLOGIES INC. COMMON STOCK INFORMATION TECHNOLOGY 054540208   2,453 22 SH   SOLE   22 0 0
AXON ENTERPRISE INC COM INDUSTRIALS 05464C101   78,220 250 SH   SOLE   250 0 0
BP P.L.C. ENERGY 055622104   85,793 2,277 SH   SOLE   2,277 0 0
BP PRUDHOE BAY ROYALTY TRUST ENERGY 055630107   243 100 SH   SOLE   100 0 0
BM TECHNOLOGIES INC. INDUSTRIALS 05591L107   1,443 880 SH   SOLE   880 0 0
BAIDU INC - SPON ADR INFORMATION TECHNOLOGY 056752108   1,263 12 SH   SOLE   12 0 0
BANDWIDTH INC INFORMATION TECHNOLOGY 05988J103   2,372 130 SH   SOLE   130 0 0
BANK OF AMERICA CORP FINANCIALS 060505104   779,372 20,559 SH   SOLE   20,559 0 0
BANK OF HAWAII CORPORATION COMMON STOCK FINANCIALS 062540109   18,714 300 SH   SOLE   300 0 0
BANK OF NEW YORK MELLON CORP FINANCIALS 064058100   35,830 622 SH   SOLE   622 0 0
BAOUZUN INC-SPN ADR FOREIGN EQUITIES 06684L103   171 75 SH   SOLE   75 0 0
BARRICK GOLD CORP MATERIALS 067901108   2,245 135 SH   SOLE   135 0 0
BAXTER INTERNATIONAL INC. HEALTHCARE 071813109   42,730 1,000 SH   SOLE   1,000 0 0
BECTON DICKINSON & CO HEALTHCARE 075887109   299,406 1,210 SH   SOLE   975 235 0
BERKSHIRE HATHAWAY INC. DEL CLASS B FINANCIALS 084670702   3,922,043 9,327 SH   SOLE   9,327 0 0
BERKSHIRE HATHAWAY INC. DEL CLASS B FINANCIALS 084670702   15,558 37 SH   DFND   0 37 0
BEST BUY CONSUMER DISCRETIONARY 086516101   26,659 325 SH   SOLE   325 0 0
BIOGEN INC HEALTHCARE 09062X103   17,465 81 SH   SOLE   81 0 0
BIOVENTUS INC COM CL A HEALTHCARE 09075A108   3,546 682 SH   SOLE   682 0 0
BLACKROCK INC FINANCIALS 09247X101   1,086,289 1,303 SH   SOLE   1,303 0 0
BLACKROCK INC FINANCIALS 09247X101   12,505 15 SH   DFND   0 15 0
BLOOM ENERGY CORP COM CL A ENERGY 093712107   2,248 200 SH   SOLE   200 0 0
BOEING INDUSTRIALS 097023105   274,428 1,422 SH   SOLE   1,422 0 0
BOEING INDUSTRIALS 097023105   86,845 450 SH   DFND   50 400 0
BOSTON SCIENTIFIC CORP HEALTHCARE 101137107   55,202 806 SH   SOLE   806 0 0
BRISTOL MYERS SQUIBB CO HEALTHCARE 110122108   1,291,207 23,815 SH   SOLE   21,815 2,000 0
BRISTOL MYERS SQUIBB CO HEALTHCARE 110122108   220,403 4,065 SH   DFND   3,000 1,065 0
C3.AI INC INFORMATION TECHNOLOGY 12468P104   1,353 50 SH   SOLE   50 0 0
CBOE GLOBAL MARKETS, INC. FINANCIALS 12503M108   18,373 100 SH   SOLE   100 0 0
CME GROUP INC. FINANCIALS 12572Q105   4,951 23 SH   SOLE   23 0 0
CRA INTERNATIONAL INC. INDUSTRIALS 12618T105   15,705 105 SH   SOLE   105 0 0
CSX CORPORATION INDUSTRIALS 126408103   887,028 23,935 SH   SOLE   23,935 0 0
CSX CORPORATION INDUSTRIALS 126408103   133,416 3,600 SH   DFND   3,600 0 0
CNX RESOURCES COPRORATION COMMON STOCK ENERGY 12653C108   56,904 2,400 SH   SOLE   2,400 0 0
CVS HEALTH CORP CONSUMER STAPLES 126650100   955,183 11,976 SH   SOLE   11,976 0 0
COTERRA ENERGY INC ENERGY 127097103   27,870 1,000 SH   SOLE   1,000 0 0
CANADIAN IMPERIAL BANK OF COMMERCE FINANCIALS 136069101   7,608 150 SH   SOLE   150 0 0
CANADIAN NATIONAL RAILWAY CO FOREIGN EQUITIES 136375102   5,268 40 SH   SOLE   40 0 0
CANADIAN NATURAL RESOURCES ENERGY 136385101   15,643 205 SH   SOLE   205 0 0
CANADIAN SOLAR INC COM ENERGY 136635109   29,625 1,500 SH   SOLE   1,500 0 0
CAPITAL ONE FINANCIAL CORP FINANCIALS 14040H105   59,106 397 SH   SOLE   397 0 0
CARGURUS INC COM CL A CONSUMER DISCRETIONARY 141788109   23,070 1,000 SH   SOLE   1,000 0 0
CARRIER GLOBAL CORPORATION INDUSTRIALS 14448C104   200,133 3,443 SH   SOLE   2,743 700 0
CARRIER GLOBAL CORPORATION INDUSTRIALS 14448C104   60,162 1,035 SH   DFND   655 380 0
CASEY'S GENERAL STORES INC CONSUMER DISCRETIONARY 147528103   85,978 270 SH   SOLE   270 0 0
CATERPILLAR INC INDUSTRIALS 149123101   2,709,265 7,394 SH   SOLE   7,299 70 25
CATERPILLAR INC INDUSTRIALS 149123101   538,635 1,470 SH   DFND   1,025 445 0
CENTERPOINT ENERGY, INC UTILITIES 15189T107   31,328 1,100 SH   SOLE   1,100 0 0
CENTERPOINT ENERGY, INC UTILITIES 15189T107   113,920 4,000 SH   DFND   4,000 0 0
CENTESSA PHARMACEUTICALS PLC HEALTHCARE 152309100   10,452 925 SH   SOLE   925 0 0
CHARTER COMMUNICATIONS,INC-A COMMUNICATION SERVICES 16119P108   4,940 17 SH   SOLE   17 0 0
CHEGG INC COM CONSUMER DISCRETIONARY 163092109   1,892 250 SH   SOLE   250 0 0
CHENIERE ENERGY, INC. ENERGY 16411R208   645 4 SH   SOLE   4 0 0
CHESAPEAKE ENERGY CORPORATION ENERGY 165167735   44,415 500 SH   SOLE   500 0 0
CHEVRON CORPORATION ENERGY 166764100   2,133,867 13,528 SH   SOLE   13,145 383 0
CHEVRON CORPORATION ENERGY 166764100   314,057 1,991 SH   DFND   1,486 505 0
CHEWY INC. CONSUMER DISCRETIONARY 16679L109   397 25 SH   SOLE   25 0 0
CISCO SYSTEMS INC. INFORMATION TECHNOLOGY 17275R102   1,626,860 32,603 SH   SOLE   32,038 500 65
CISCO SYSTEMS INC. INFORMATION TECHNOLOGY 17275R102   65,119 1,305 SH   DFND   30 1,275 0
CIRRUS LOGIC INC INFORMATION TECHNOLOGY 172755100   9,256 100 SH   SOLE   100 0 0
CITIGROUP INC. FINANCIALS 172967424   474,021 7,496 SH   SOLE   7,496 0 0
CITIGROUP INC. FINANCIALS 172967424   82,528 1,305 SH   DFND   1,305 0 0
CLEARPOINT NEURO INC. HEALTHCARE 18507C103   5,984 880 SH   SOLE   880 0 0
CLOROX COMPANY CONSUMER STAPLES 189054109   65,071 425 SH   SOLE   425 0 0
CLOROX COMPANY CONSUMER STAPLES 189054109   30,622 200 SH   DFND   0 200 0
COCA COLA CO CONSUMER STAPLES 191216100   1,688,039 27,592 SH   SOLE   25,122 2,470 0
COCA COLA CO CONSUMER STAPLES 191216100   252,060 4,120 SH   DFND   3,430 690 0
COGNIZANT TECHNOLOGY SOLUTIONS CORP INFORMATION TECHNOLOGY 192446102   7,329 100 SH   SOLE   100 0 0
COLGATE PALMOLIVE CONSUMER STAPLES 194162103   1,093,732 12,146 SH   SOLE   12,111 0 35
COLGATE PALMOLIVE CONSUMER STAPLES 194162103   143,539 1,594 SH   DFND   1,374 220 0
COMCAST CORP NEW CL A CONSUMER DISCRETIONARY 20030N101   328,674 7,584 SH   SOLE   7,584 0 0
COMMERCE BANCSHARES INC FINANCIALS 200525103   55,860 1,050 SH   SOLE   1,050 0 0
COMMERCIAL METALS COMPANY COMMON STOCK MATERIALS 201723103   188,064 3,200 SH   SOLE   3,200 0 0
COMPASS PATHWAYS PLC HEALTHCARE 20451W101   4,201 505 SH   SOLE   505 0 0
CONFLUENT INC. CLASS A COMMON STOCK INFORMATION TECHNOLOGY 20717M103   3,753 123 SH   SOLE   123 0 0
CONOCOPHILLIPS ENERGY 20825C104   378,012 2,970 SH   SOLE   2,970 0 0
CONOCOPHILLIPS ENERGY 20825C104   2,545 20 SH   DFND   20 0 0
CONSOLIDATED EDISON INC UTILITIES 209115104   37,776 416 SH   SOLE   416 0 0
CORNERSTONE STRATEGIC VALUE FUND INC. FINANCIALS 21924B302   2,857 380 SH   SOLE   380 0 0
CORNING INC INFORMATION TECHNOLOGY 219350105   385,349 11,695 SH   SOLE   11,695 0 0
COSTCO WHSL CORP NEW CONSUMER STAPLES 22160K105   1,186,102 1,619 SH   SOLE   1,619 0 0
CUBESMART COM REAL ESTATE 229663109   5,245 116 SH   SOLE   116 0 0
CUMMINS INC INDUSTRIALS 231021106   194,460 660 SH   SOLE   660 0 0
CUMMINS INC INDUSTRIALS 231021106   32,410 110 SH   DFND   110 0 0
DNP SELECT INCOME FUND INC FIXED INCOME 23325P104   13,605 1,500 SH   SOLE   1,500 0 0
D R HORTON INC CONSUMER DISCRETIONARY 23331A109   49,035 298 SH   SOLE   298 0 0
DTE ENERGY CO UTILITIES 233331107   35,322 315 SH   SOLE   315 0 0
DTE ENERGY CO UTILITIES 233331107   77,937 695 SH   DFND   695 0 0
DANAHER CORP HEALTHCARE 235851102   943,423 3,778 SH   SOLE   3,778 0 0
DANAHER CORP HEALTHCARE 235851102   145,087 581 SH   DFND   500 81 0
DARLING INGREDIENTS INC. COMMON STOCK CONSUMER STAPLES 237266101   168,423 3,622 SH   SOLE   3,622 0 0
DATADOG INC CLASS A INFORMATION TECHNOLOGY 23804L103   55,496 449 SH   SOLE   449 0 0
DAVITA INC. HEALTHCARE 23918K108   10,353 75 SH   SOLE   75 0 0
DEERE & CO (JOHN DEERE) INDUSTRIALS 244199105   601,709 1,465 SH   SOLE   1,255 210 0
DELTA AIR LINES INC CONSUMER DISCRETIONARY 247361702   21,776 455 SH   SOLE   455 0 0
DEVON ENERGY CORPORATION NEW ENERGY 25179M103   138,333 2,757 SH   SOLE   2,757 0 0
DIAGEO PLC CONSUMER DISCRETIONARY 25243Q205   19,930 134 SH   SOLE   134 0 0
DIAMONDBACK ENERGY INC. ENERGY 25278X109   23,780 120 SH   SOLE   120 0 0
DIGITAL REALTY TRUST INC. REAL ESTATE 253868103   13,682 95 SH   SOLE   95 0 0
TRUMP MEDIA & TECHNOLOGY GROCOM FINANCIALS 25400Q105   6,195 100 SH   SOLE   100 0 0
DISNEY (WALT) COMPANY HOLDING CO CONSUMER DISCRETIONARY 254687106   1,378,468 11,266 SH   SOLE   11,241 0 25
DISNEY (WALT) COMPANY HOLDING CO CONSUMER DISCRETIONARY 254687106   160,046 1,308 SH   DFND   220 1,088 0
DISCOVER FINANCIAL SERVICES FINANCIALS 254709108   57,679 440 SH   SOLE   440 0 0
DOCEBO INC. INFORMATION TECHNOLOGY 25609L105   6,610 135 SH   SOLE   135 0 0
DOCUSIGN INC INFORMATION TECHNOLOGY 256163106   13,991 235 SH   SOLE   235 0 0
DOLLAR TREE, INC. CONSUMER DISCRETIONARY 256746108   26,630 200 SH   SOLE   200 0 0
DOMINION ENERGY, INC. UTILITIES 25746U109   205,958 4,188 SH   SOLE   4,188 0 0
DOMINION ENERGY, INC. UTILITIES 25746U109   52,130 1,060 SH   DFND   1,060 0 0
DOMINO'S PIZZA INC CONSUMER DISCRETIONARY 25754A201   2,484 5 SH   SOLE   5 0 0
DONALDSON COMPANY INC CONSUMER DISCRETIONARY 257651109   6,795 91 SH   SOLE   91 0 0
DOW INC. MATERIALS 260557103   358,913 6,196 SH   SOLE   5,684 512 0
DOW INC. MATERIALS 260557103   82,260 1,420 SH   DFND   1,420 0 0
DREAM FINDERS HOMES INC. - CLASS A CONSUMER DISCRETIONARY 26154D100   26,887 615 SH   SOLE   615 0 0
DUKE ENERGY CORPORATION NEW ENERGY 26441C204   376,462 3,893 SH   SOLE   3,893 0 0
DUKE ENERGY CORPORATION NEW ENERGY 26441C204   77,561 802 SH   DFND   802 0 0
EOG RESOURCES INC ENERGY 26875P101   14,700 115 SH   SOLE   115 0 0
EBAY INC CONSUMER DISCRETIONARY 278642103   10,922 207 SH   SOLE   207 0 0
ECOLAB INC. MATERIALS 278865100   17,317 75 SH   SOLE   75 0 0
ELECTRONIC ARTS INC INFORMATION TECHNOLOGY 285512109   2,653 20 SH   SOLE   20 0 0
EMCOR GROUP INC. COMMON STOCK INDUSTRIALS 29084Q100   140,080 400 SH   SOLE   400 0 0
EMERSON ELECTRIC INDUSTRIALS 291011104   384,715 3,392 SH   SOLE   2,192 1,200 0
EMERSON ELECTRIC INDUSTRIALS 291011104   180,337 1,590 SH   DFND   0 1,590 0
ENBRIDGE INC ENERGY 29250N105   83,029 2,295 SH   SOLE   2,295 0 0
ENERGY TRANSFER LP COM UT LTD PTN ENERGY 29273V100   45,617 2,900 SH   SOLE   2,900 0 0
ENTERGY CORPORATION UTILITIES 29364G103   6,235 59 SH   SOLE   59 0 0
ENTERGY CORPORATION UTILITIES 29364G103   84,544 800 SH   DFND   800 0 0
ENTERPRISE PRODUCTS PARTNERS L.P. ENERGY 293792107   204,580 7,011 SH   SOLE   7,011 0 0
EQUIFAX INC. INDUSTRIALS 294429105   267 1 SH   SOLE   1 0 0
EQUITY RESIDENTIAL SHARES OF BENEFICIAL INT FINANCIALS 29476L107   3,155 50 SH   SOLE   50 0 0
ESPEY MFG. & ELECTRONICS CORP INDUSTRIALS 296650104   155,867 6,173 SH   SOLE   6,173 0 0
ESPEY MFG. & ELECTRONICS CORP INDUSTRIALS 296650104   5,050 200 SH   DFND   100 0 100
ETSY INC CONSUMER DISCRETIONARY 29786A106   11,338 165 SH   SOLE   165 0 0
EXACT SCIENCES CORP COM HEALTHCARE 30063P105   15,745 228 SH   SOLE   228 0 0
EXELON CORP UTILITIES 30161N101   73,952 1,969 SH   SOLE   1,694 275 0
EXELON CORP UTILITIES 30161N101   40,940 1,090 SH   DFND   1,090 0 0
EXXON MOBIL CORP ENERGY 30231G102   2,294,418 19,739 SH   SOLE   14,934 4,805 0
EXXON MOBIL CORP ENERGY 30231G102   584,565 5,029 SH   DFND   2,217 2,812 0
F.N.B. CORPORATION FINANCIALS 302520101   7,755 550 SH   SOLE   550 0 0
META PLATFORMS INC INFORMATION TECHNOLOGY 30303M102   2,519,647 5,189 SH   SOLE   5,189 0 0
META PLATFORMS INC INFORMATION TECHNOLOGY 30303M102   33,990 70 SH   DFND   70 0 0
FAIR ISAAC CORPORATION INFORMATION TECHNOLOGY 303250104   18,744 15 SH   SOLE   15 0 0
FASTLY INC CLASS A INFORMATION TECHNOLOGY 31188V100   4,020 310 SH   SOLE   310 0 0
FATHOM HOLDINGS INC. REAL ESTATE 31189V109   457 230 SH   SOLE   230 0 0
FEDEX CORPORATION INDUSTRIALS 31428X106   217,281 750 SH   SOLE   750 0 0
FEDEX CORPORATION INDUSTRIALS 31428X106   36,216 125 SH   DFND   125 0 0
FIDELITY MSCI INFORMATION TECHNOLOGY INDEX ETF INFORMATION TECHNOLOGY 316092808   464,402 2,980 SH   SOLE   2,980 0 0
FIDELITY NATIONAL FINANCIAL INC. COM FINANCIALS 31620R303   21,236 400 SH   SOLE   400 0 0
FIFTH THIRD BANCORP FINANCIALS 316773100   25,110 675 SH   SOLE   675 0 0
1STDIBS.COM INC INFORMATION TECHNOLOGY 320551104   5,691 955 SH   SOLE   955 0 0
FIRST TRUST NASDAQ CLEAN EDGE GREEN ENERGY ETF ENERGY 33733E500   43,591 1,257 SH   SOLE   1,257 0 0
FT CBOE VEST S&P 500 DIV ARISTOCRATS TARGET I EXCHANGE TRADED FUND - EQUITY 33739Q705   17,184 320 SH   SOLE   320 0 0
FIRSTENERGY CORP UTILITIES 337932107   2,123 55 SH   SOLE   55 0 0
FORD MOTOR CO DEL CONSUMER DISCRETIONARY 345370860   43,824 3,300 SH   SOLE   3,300 0 0
FORTINET INC. COMMON STOCK INFORMATION TECHNOLOGY 34959E109   3,415 50 SH   SOLE   50 0 0
FORTIVE CORPORATION INFORMATION TECHNOLOGY 34959J108   8,602 100 SH   DFND   100 0 0
FRANKLIN FTSE INDIA ETF Exchange Traded Funds - Equity 35473P769   10,241 278 SH   SOLE   278 0 0
FREEPORT-MCMORAN COPPER & GOLD CLASS B MATERIALS 35671D857   26,801 570 SH   SOLE   570 0 0
FRESHPET INC CONSUMER STAPLES 358039105   8,689 75 SH   SOLE   75 0 0
FULGENT GENETICS INC. HEALTHCARE 359664109   18,662 860 SH   SOLE   860 0 0
GATX CORPORATION INDUSTRIALS 361448103   53,612 400 SH   SOLE   400 0 0
GE HEALTHCARE TECHNOLOGIES, INC. HEALTHCARE 36266G107   79,624 876 SH   SOLE   514 362 0
GE HEALTHCARE TECHNOLOGIES, INC. HEALTHCARE 36266G107   363 4 SH   DFND   0 0 4
GAMESTOP CORP NEW CL A CONSUMER DISCRETIONARY 36467W109   150 12 SH   SOLE   12 0 0
GENERAL DYNAMICS CORPORATION INDUSTRIALS 369550108   834,991 2,956 SH   SOLE   2,956 0 0
GENERAL DYNAMICS CORPORATION INDUSTRIALS 369550108   18,361 65 SH   DFND   65 0 0
GENERAL MILLS, INC CONSUMER STAPLES 370334104   85,432 1,221 SH   SOLE   621 600 0
GENERAL MILLS, INC CONSUMER STAPLES 370334104   97,958 1,400 SH   DFND   1,400 0 0
GILEAD SCIENCES, INC. HEALTHCARE 375558103   156,017 2,130 SH   SOLE   2,130 0 0
GINGKO BIOWORKS HOLDINGS INC MATERIALS 37611X100   1,999 1,739 SH   SOLE   1,739 0 0
GLADSTONE LAND CORPORATION REAL ESTATE 376549101   4,002 300 SH   SOLE   300 0 0
GLOBAL X AUTONOMOUS & ELECTRIC VEHICLE ETF EXCHANGE TRADED FUND - EQUITY 37954Y624   31,122 1,260 SH   SOLE   1,260 0 0
GLOBAL X ARTIFICIAL INTEL & TECH EFT EXCHANGE TRADED FUND - EQUITY 37954Y632   155,924 4,593 SH   SOLE   4,593 0 0
GOLDMAN SACHS GROUP INC FINANCIALS 38141G104   8,353 20 SH   SOLE   20 0 0
W.W. GRAINGER INDUSTRIALS 384802104   94,607 93 SH   SOLE   93 0 0
GUARDANT HEALTH INC. HEALTHCARE 40131M109   2,371 115 SH   SOLE   115 0 0
HARLEY DAVIDSON CONSUMER DISCRETIONARY 412822108   7,215 165 SH   SOLE   165 0 0
THE HERSHEY COMPANY CONSUMER STAPLES 427866108   96,666 497 SH   SOLE   497 0 0
HOME DEPOT INC CONSUMER DISCRETIONARY 437076102   3,421,568 8,920 SH   SOLE   7,915 1,005 0
HOME DEPOT INC CONSUMER DISCRETIONARY 437076102   398,933 1,040 SH   DFND   400 640 0
HONEYWELL INTERNATIONAL INC INDUSTRIALS 438516106   737,040 3,591 SH   SOLE   3,591 0 0
HUB GROUP INC INDUSTRIALS 443320106   43,220 1,000 SH   SOLE   1,000 0 0
HUBSPOT INC. INFORMATION TECHNOLOGY 443573100   100,248 160 SH   SOLE   160 0 0
ILLINOIS TOOL WORKS INC. INDUSTRIALS 452308109   270,458 1,008 SH   SOLE   1,008 0 0
IMMUNITYBIO INC. HEALTHCARE 45256X103   2,416 450 SH   SOLE   450 0 0
INSULET CORPORATION - COMMON STOCK HEALTHCARE 45784P101   14,911 87 SH   SOLE   87 0 0
INTEL CORP INFORMATION TECHNOLOGY 458140100   1,939,103 43,912 SH   SOLE   41,446 2,401 65
INTEL CORP INFORMATION TECHNOLOGY 458140100   347,582 7,871 SH   DFND   5,649 2,222 0
CORECARD CORPORATION INFORMATION TECHNOLOGY 45816D100   2,928 265 SH   SOLE   265 0 0
INTERACTIVE BROKERS GRO-CL A FINANCIALS 45841N107   27,927 250 SH   SOLE   250 0 0
INTERCONTINENTAL EXCHANGE INCOM FINANCIALS 45866F104   34,357 250 SH   SOLE   250 0 0
INTL BUSINESS MACHINES INFORMATION TECHNOLOGY 459200101   1,309,205 6,856 SH   SOLE   6,856 0 0
INTL BUSINESS MACHINES INFORMATION TECHNOLOGY 459200101   319,856 1,675 SH   DFND   753 922 0
INTERNATIONAL PAPER CO MATERIALS 460146103   12,484 320 SH   SOLE   285 0 35
INTUITIVE SURGICAL INC HEALTHCARE 46120E602   24,741 62 SH   SOLE   62 0 0
INTUIT INC INFORMATION TECHNOLOGY 461202103   13,000 20 SH   SOLE   20 0 0
INTUITIVE MACHINES INC CLASS A COM INDUSTRIALS 46125A100   2,312 370 SH   SOLE   370 0 0
INVESCO AEROSPACE & DEFENSE EFT EXCHANGE TRADED FUND - EQUITY 46137V100   23,868 235 SH   SOLE   235 0 0
INVESCO DYNAMIC BIOTECH & GENOME ETF HEALTHCARE 46137V787   3,041 47 SH   SOLE   47 0 0
INVESCO PREFERRED ETF EXCHANGE TRADED FUND-FIXED INC 46138E511   13,662 1,150 SH   SOLE   1,150 0 0
INVESCO GLOBAL WATER ETF EXCHANGE TRADED FUND - EQUITY 46138E651   64,665 1,500 SH   SOLE   1,500 0 0
INVESCO EXCH TRADED FD TR IISOLAR ETF ENERGY 46138G706   4,309 95 SH   SOLE   95 0 0
INVITAE CORP COM HEALTHCARE 46185L103   1 125 SH   SOLE   125 0 0
IQIYI, INC. - ADR INFORMATION TECHNOLOGY 46267X108   423 100 SH   SOLE   100 0 0
IROBOT CORPORATION INDUSTRIALS 462726100   262 30 SH   SOLE   30 0 0
ETF ISHARES SILVER TR MUTUAL FUND 46428Q109   86,677 3,810 SH   SOLE   3,810 0 0
ISHARES MSCI AUSTRALIA ETF MUTUAL FUND 464286103   7,394 300 SH   DFND   300 0 0
ISHARES MSCI CANADA ETF MUTUAL FUND 464286509   9,566 250 SH   DFND   250 0 0
ISHARES MSCI SOUTH KOREA CAPPED ETF EXCHANGE TRADED FUND - EQUITY 464286772   55,894 833 SH   SOLE   833 0 0
ISHARES S & P 100 ETF MUTUAL FUND 464287101   1,387,965 5,610 SH   SOLE   5,610 0 0
ISHARES CORE S&P TOTAL U.S. STOCK MARKET ETF EXCHANGE TRADED FUND - EQUITY 464287150   151,273 1,312 SH   SOLE   1,312 0 0
ISHARES SELECT DIVIDEND ETF EXCHANGE TRADED FUND - EQUITY 464287168   160,133 1,300 SH   SOLE   1,300 0 0
ISHARES TIPS BOND ETF EXCHANGE TRADED FUND-FIXED INC 464287176   3,778,214 35,176 SH   SOLE   34,781 0 395
ISHARES TIPS BOND ETF EXCHANGE TRADED FUND-FIXED INC 464287176   429,745 4,001 SH   DFND   3,694 307 0
ISHARES CORE S&P 500 ETF EXCHANGE TRADED FUND - EQUITY 464287200   63,612 121 SH   SOLE   121 0 0
ISHARES CORE TOTAL US AGGREGATE BOND ETF-W EXCHANGE TRADED FUND-FIXED INC 46428722W   430,640 4,397 SH   SOLE   4,397 0 0
ISHARES CORE TOTAL US AGGREGATE BOND ETF EXCHANGE TRADED FUND-FIXED INC 464287226   3,456,979 35,297 SH   SOLE   35,297 0 0
ISHARES MSCI EMERGING MARKETS ETF EXCHANGE TRADED FUND - EQUITY 464287234   46,819 1,140 SH   SOLE   1,140 0 0
ISHARES IBOXX $INVESTMENT BOND FD FIXED INCOME 464287242   77,768 714 SH   SOLE   714 0 0
ISHARES MSCI EAFE ETF FUND EXCHANGE TRADED FUND - EQUITY 464287465   898,172 11,247 SH   SOLE   11,247 0 0
ISHARES MSCI EAFE ETF FUND EXCHANGE TRADED FUND - EQUITY 464287465   15,972 200 SH   DFND   0 200 0
ISHARES RUSSELL MIDCAP GROWTH INDEX FUND EXCHANGE TRADED FUND - EQUITY 464287481   18,947 166 SH   SOLE   166 0 0
ISHARES RUSSELL MIDCAP ETF EXCHANGE TRADED FUND - EQUITY 464287499   299,106 3,557 SH   SOLE   3,557 0 0
ISHARES CORE S&P MID CAP ETF EXCHANGE TRADED FUND - EQUITY 464287507   616,022 10,142 SH   SOLE   10,142 0 0
ISHARES CORE S&P MID CAP ETF EXCHANGE TRADED FUND - EQUITY 464287507   45,555 750 SH   DFND   0 750 0
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ISHARES RUSSELL 1000 GROWTH ETF EXCHANGE TRADED FUND - EQUITY 464287614   2,151,649 6,384 SH   SOLE   6,384 0 0
ISHARES RUSSELL 2000 GROWTH ETF EXCHANGE TRADED FUND - EQUITY 464287648   392,101 1,448 SH   SOLE   1,448 0 0
ISHARES RUSSELL 2000 ETF EXCHANGE TRADED FUND - EQUITY 464287655   304,513 1,448 SH   SOLE   1,448 0 0
ISHARES U.S. TECHNOLOGY ETF INFORMATION TECHNOLOGY 464287721   54,294 402 SH   SOLE   402 0 0
ISHARES U.S. HEALTHCARE ETF HEALTHCARE 464287762   3,095 50 SH   SOLE   50 0 0
ISHARES CORE S&P SMALL-CAP ETF EXCHANGE TRADED FUND - EQUITY 464287804   3,920,770 35,476 SH   SOLE   35,396 0 80
ISHARES CORE S&P SMALL-CAP ETF EXCHANGE TRADED FUND - EQUITY 464287804   206,007 1,864 SH   DFND   540 1,324 0
ISHARES US CONSUMER STAPLES EFT EXCHANGE TRADED FUND - EQUITY 464287812   268,477 3,970 SH   SOLE   3,970 0 0
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ETF ISHARES GLOBAL CLEAN ENERGY ENERGY 464288224   39,743 2,843 SH   SOLE   2,843 0 0
ISHARES MSCI KLD 400 SOCIAL EXCHANGE TRADED FUND - EQUITY 464288570   69,558 690 SH   SOLE   690 0 0
ISHARES DOW JONES US HOME CONSTRUCTION INDEX EXCHANGE TRADED FUND - EQUITY 464288752   64,135 554 SH   SOLE   554 0 0
ISHARES MSCI USA ESG SELECT EXCHANGE TRADED FUND - EQUITY 464288802   223,798 2,050 SH   SOLE   2,050 0 0
ISHARES MSCI EAFE GROWTH ETF EXCHANGE TRADED FUND - EQUITY 464288885   79,709 768 SH   SOLE   768 0 0
ISHARES US TREASURY BOND ETF ETF's - Fixed Income 46429B267   77,030 3,383 SH   SOLE   3,383 0 0
ISHARES MSCI SINGAPORE ETF EXCHANGE TRADED FUND - EQUITY 46434G780   4,846 264 SH   DFND   264 0 0
ISHARES IBONDS DEC 2025 CORP-ETF EXCHANGE TRADED FUND-FIXED INC 46434VBD1   153,327 6,183 SH   SOLE   6,183 0 0
ISHARES IBONDS DEC 2024 CORP EFT EXCHANGE TRADED FUND-FIXED INC 46434VBG4   180,729 7,218 SH   SOLE   7,218 0 0
ISHARES IBONDS DEC 2026 TERMCORPORATE ETF EXCHANGE TRADED FUND-FIXED INC 46435GAA0   283,494 11,892 SH   SOLE   11,892 0 0
ISHARE HIGH YIELD BOND FACTOR EFT EXCHANGE TRADED FUND-FIXED INC 46435G250   25,882 554 SH   SOLE   554 0 0
ISHARES IBONDS DEC 2027 CORPORATE ETF EXCHANGE TRADED FUND-FIXED INC 46435UAA9   276,828 11,637 SH   SOLE   11,637 0 0
ISHARES IBONDS DEC 2028 TERM CORPORATE ETF EXCHANGE TRADED FUND-FIXED INC 46435U515   319,578 12,835 SH   SOLE   12,835 0 0
ISHARES IBONDS DEC 2033 TERMCORPORATE ETF EXCHANGE TRADED FUND-FIXED INC 46436E130   83,590 3,282 SH   SOLE   3,282 0 0
ISHARES IBONDS DEC 2029 TERM CORPORATE ETF EXCHANGE TRADED FUND-FIXED INC 46436E205   398,981 17,492 SH   SOLE   17,492 0 0
ISHARES TRUST IBONDS DEC2032TERM CORP ETF EXCHANGE TRADED FUND-FIXED INC 46436E312   129,404 5,218 SH   SOLE   4,208 0 1,010
ISHARES IBONDS DEC 2031 TERM CORPORATE ETF EXCHANGE TRADED FUND-FIXED INC 46436E486   1,386,263 67,691 SH   SOLE   66,461 0 1,230
ISHARES IBONDS DEC 2030 TERM CORP-ETF EXCHANGE TRADED FUND-FIXED INC 46436E726   312,646 14,617 SH   SOLE   14,617 0 0
ISHARES IBONDS DEC 2024 TERM TREASURY ETF EXCHANGE TRADED FUND-FIXED INC 46436E874   17,180 718 SH   SOLE   718 0 0
ISSUER DIRECT CORPORATION INFORMATION TECHNOLOGY 46520M204   4,134 320 SH   SOLE   320 0 0
JPMORGAN CHASE & CO COM FINANCIALS 46625H100   4,365,498 21,795 SH   SOLE   20,805 965 25
JPMORGAN CHASE & CO COM FINANCIALS 46625H100   195,292 975 SH   DFND   945 30 0
JD.COM INC.-ADR CONSUMER DISCRETIONARY 47215P106   1,916 70 SH   SOLE   70 0 0
JOHNSON & JOHNSON HEALTHCARE 478160104   3,469,972 21,936 SH   SOLE   20,798 1,108 30
JOHNSON & JOHNSON HEALTHCARE 478160104   524,552 3,316 SH   DFND   1,385 1,931 0
KLA-TENCOR CORPORATION INFORMATION TECHNOLOGY 482480100   6,985 10 SH   SOLE   10 0 0
KELLOGG COMPANY CONSUMER STAPLES 487836108   72,586 1,267 SH   DFND   1,267 0 0
KIMBERLY CLARK CONSUMER STAPLES 494368103   198,162 1,532 SH   SOLE   1,532 0 0
KIMBERLY CLARK CONSUMER STAPLES 494368103   129,350 1,000 SH   DFND   1,000 0 0
KINDER MORGAN INC. ENERGY 49456B101   23,126 1,261 SH   SOLE   1,261 0 0
KROGER COMPANY CONSUMER STAPLES 501044101   1,828 32 SH   SOLE   32 0 0
L3HARRIS TECHNOLOGIES INC. COMMON STOCK INDUSTRIALS 502431109   4,262 20 SH   SOLE   20 0 0
LAM RESEARCH CORP COMMON HEALTHCARE 512807108   57,320 59 SH   SOLE   59 0 0
ESTEE LAUDER COMPANIES-CL A CONSUMER STAPLES 518439104   8,324 54 SH   SOLE   54 0 0
LENNAR COPORATION CLASS A CONSUMER DISCRETIONARY 526057104   84,270 490 SH   SOLE   490 0 0
LENNAR CORPORATION CLASS B CONSUMER DISCRETIONARY 526057302   154 1 SH   SOLE   1 0 0
ELI LILLY & CO HEALTHCARE 532457108   2,957,773 3,802 SH   SOLE   3,802 0 0
ELI LILLY & CO HEALTHCARE 532457108   645,706 830 SH   DFND   750 80 0
LINCOLN ELECTRIC HOLDING INC INDUSTRIALS 533900106   12,772 50 SH   SOLE   50 0 0
LITTELFUSE INC INFORMATION TECHNOLOGY 537008104   12,117 50 SH   SOLE   50 0 0
LOCKHEED MARTIN CORP INDUSTRIALS 539830109   2,332,021 5,127 SH   SOLE   4,807 320 0
LOCKHEED MARTIN CORP INDUSTRIALS 539830109   404,825 890 SH   DFND   890 0 0
LOOMIS SAYLES BOND FUND FIXED INCOME 543495840   86,472 7,461 SH   SOLE   7,461 0 0
LOWES COMPANIES INC CONSUMER DISCRETIONARY 548661107   716,290 2,812 SH   SOLE   2,737 0 75
LOWES COMPANIES INC CONSUMER DISCRETIONARY 548661107   61,134 240 SH   DFND   240 0 0
LULULEMON ATHLETICA INC CONSUMER DISCRETIONARY 550021109   16,015 41 SH   SOLE   41 0 0
M.D.C. HOLDINGS INC. COMMON STOCK CONSUMER DISCRETIONARY 552676108   125,800 2,000 SH   SOLE   2,000 0 0
MDU RESOURCES GROUP INC ENERGY 552690109   25,200 1,000 SH   SOLE   1,000 0 0
MGM MIRAGE CONSUMER DISCRETIONARY 552953101   4,578 97 SH   SOLE   97 0 0
MPLX LP ENERGY 55336V100   153,772 3,700 SH   SOLE   3,700 0 0
MACROGENICS INC. COMMON STOCK HEALTHCARE 556099109   4,327 294 SH   SOLE   294 0 0
MANULIFE FINANCIAL FINANCIALS 56501R106   3,347 134 SH   SOLE   134 0 0
MARATHON PETROLEUM CORPORATION ENERGY 56585A102   255,905 1,270 SH   SOLE   1,270 0 0
MARKEL GROUP INC FINANCIALS 570535104   18,256 12 SH   SOLE   12 0 0
MARRIOTT INTERNATIONAL INC. CLASS A CONSUMER DISCRETIONARY 571903202   16,400 65 SH   SOLE   65 0 0
MARVELL TECHNOLOGY INC. COMMON STOCK INFORMATION TECHNOLOGY 573874104   152,035 2,145 SH   SOLE   2,145 0 0
MASIMO CORPORATION HEALTHCARE 574795100   1,762 12 SH   SOLE   12 0 0
MASONITE INTERNATIONAL CORPORATION INDUSTRIALS 575385109   3,943 30 SH   SOLE   30 0 0
MASTERCARD INC - CLASS A INFORMATION TECHNOLOGY 57636Q104   373,213 775 SH   SOLE   710 65 0
MCCORMICK & CO. CONSUMER STAPLES 579780206   123,203 1,604 SH   SOLE   204 1,400 0
MCDONALDS CORP CONSUMER DISCRETIONARY 580135101   2,712,496 9,621 SH   SOLE   8,821 785 15
MCDONALDS CORP CONSUMER DISCRETIONARY 580135101   692,724 2,457 SH   DFND   1,200 1,257 0
MCGRATH RENTCORP CONSUMER DISCRETIONARY 580589109   61,685 500 SH   SOLE   500 0 0
MCKESSON CORPORATION HEALTHCARE 58155Q103   190,577 355 SH   SOLE   355 0 0
MERCADOLIBRE INC INFORMATION TECHNOLOGY 58733R102   22,679 15 SH   SOLE   15 0 0
MERCK & CO., INC HEALTHCARE 58933Y105   1,224,738 9,282 SH   SOLE   8,982 300 0
MERCK & CO., INC HEALTHCARE 58933Y105   248,725 1,885 SH   DFND   1,885 0 0
METLIFE INC FINANCIALS 59156R108   1,148,593 15,499 SH   SOLE   15,469 0 30
METLIFE INC FINANCIALS 59156R108   94,638 1,277 SH   DFND   1,277 0 0
MICROSOFT CORP INFORMATION TECHNOLOGY 594918104   10,083,087 23,967 SH   SOLE   22,599 1,368 0
MICROSOFT CORP INFORMATION TECHNOLOGY 594918104   224,658 534 SH   DFND   80 454 0
MID-AMERICA APARTMENT COMMUNITIES INC. REAL ESTATE 59522J103   3,289 25 SH   SOLE   25 0 0
MIMEDX GROUP INC COM HEALTHCARE 602496101   3,003 390 SH   SOLE   390 0 0
MITEK SYSTEMS INC. INFORMATION TECHNOLOGY 606710200   12,690 900 SH   SOLE   900 0 0
MONDELEZ INTERNATIONAL INC CONSUMER STAPLES 609207105   122,780 1,754 SH   SOLE   754 1,000 0
MONGODB, INC. INFORMATION TECHNOLOGY 60937P106   31,559 88 SH   SOLE   88 0 0
MORGAN STANLEY FINANCIALS 617446448   513,381 5,453 SH   SOLE   5,453 0 0
MUELLER INDUSTRIES INC. COMMON STOCK MATERIALS 624756102   64,716 1,200 SH   SOLE   1,200 0 0
NASDAQ STOCK MARKET INC FINANCIALS 631103108   9,465 150 SH   SOLE   150 0 0
NATIONAL FUEL GAS CO. NJ UTILITIES 636180101   14,773 275 SH   SOLE   275 0 0
NETAPP, INC. INFORMATION TECHNOLOGY 64110D104   10,497 100 SH   SOLE   100 0 0
NETFLIX INC INFORMATION TECHNOLOGY 64110L106   549,013 904 SH   SOLE   904 0 0
NEWMONT CORPORATION MATERIALS 651639106   47,022 1,312 SH   SOLE   1,312 0 0
NEXTERA ENERGY INC UTILITIES 65339F101   1,763,106 27,592 SH   SOLE   26,392 1,200 0
NICE LTD - AMERICAN DEPOSITORY SHARES INFORMATION TECHNOLOGY 653656108   7,818 30 SH   SOLE   30 0 0
NIKE, INC CONSUMER DISCRETIONARY 654106103   619,500 6,592 SH   SOLE   6,592 0 0
NORFOLK SOUTHERN CORPORATION INDUSTRIALS 655844108   38,230 150 SH   SOLE   150 0 0
NORTHROP GRUMMAN CORP INDUSTRIALS 666807102   335,048 700 SH   SOLE   700 0 0
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NUCOR MATERIALS 670346105   298,829 1,510 SH   SOLE   910 600 0
NUCOR MATERIALS 670346105   158,320 800 SH   DFND   800 0 0
NVIDIA CORP. INFORMATION TECHNOLOGY 67066G104   8,927,036 9,880 SH   SOLE   9,880 0 0
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OCCIDENTAL PETROLEUM CORP ENERGY 674599105   11,372 175 SH   SOLE   175 0 0
OLD DOMINION FREIGHT LINE CONSUMER DISCRETIONARY 679580100   219 1 SH   SOLE   1 0 0
ONEOK INC ENERGY 682680103   154,727 1,930 SH   SOLE   1,930 0 0
ON24 INC. INFORMATION TECHNOLOGY 68339B104   4,819 675 SH   SOLE   675 0 0
OPERA LIMITED AMERICAN DEPOSITARY INFORMATION TECHNOLOGY 68373M107   3,541 224 SH   SOLE   224 0 0
ORACLE CORPORATION INFORMATION TECHNOLOGY 68389X105   1,063,763 8,469 SH   SOLE   8,469 0 0
ORACLE CORPORATION INFORMATION TECHNOLOGY 68389X105   21,353 170 SH   DFND   0 170 0
OTIS WORLDWIDE CORPORATION INDUSTRIALS 68902V107   175,299 1,766 SH   SOLE   1,416 350 0
OTIS WORLDWIDE CORPORATION INDUSTRIALS 68902V107   51,318 517 SH   DFND   327 190 0
OUTSET MEDICAL INC. HEALTHCARE 690145107   621 280 SH   SOLE   280 0 0
OWENS CORNING INC. MATERIALS 690742101   3,502 21 SH   SOLE   21 0 0
PNC FINANCIAL SERVICES GROUP INC FINANCIALS 693475105   52,357 324 SH   SOLE   324 0 0
PPL CORP UTILITIES 69351T106   2,752 100 SH   SOLE   100 0 0
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PACIRA BIOSCIENCES, INC HEALTHCARE 695127100   17,526 600 SH   SOLE   600 0 0
PALANTIR TECHNOLOGIES INC. CLASS A COMMON STOCK INFORMATION TECHNOLOGY 69608A108   6,256 272 SH   SOLE   272 0 0
PALO ALTO NETWORKS INC INFORMATION TECHNOLOGY 697435105   143,481 505 SH   SOLE   505 0 0
PARKER HANNIFIN CORP MATERIALS 701094104   45,017 81 SH   SOLE   81 0 0
PAYCHEX INC INFORMATION TECHNOLOGY 704326107   11,297 92 SH   SOLE   92 0 0
PELOTON INTERACTIVE INC CLASS A CONSUMER DISCRETIONARY 70614W100   2,952 690 SH   SOLE   690 0 0
PEPSICO INC CONSUMER STAPLES 713448108   3,210,148 18,343 SH   SOLE   18,048 295 0
PEPSICO INC CONSUMER STAPLES 713448108   600,281 3,430 SH   DFND   1,815 1,615 0
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PFIZER INC HEALTHCARE 717081103   1,429,678 51,521 SH   SOLE   48,965 2,556 0
PFIZER INC HEALTHCARE 717081103   109,195 3,935 SH   DFND   3,610 325 0
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PHILLIPS 66 ENERGY 718546104   1,461,367 8,947 SH   SOLE   8,737 210 0
PHILLIPS 66 ENERGY 718546104   204,991 1,255 SH   DFND   1,255 0 0
PINTEREST INC CL A COMMUNICATION SERVICES 72352L106   31,713 915 SH   SOLE   915 0 0
PIONEER NATURAL RESOURCES COMPANY ENERGY 723787107   25,461 97 SH   SOLE   97 0 0
PLAINS ALL AMERICAN PIPELINE ENERGY 726503105   189,540 10,800 SH   SOLE   10,800 0 0
PLUG POWER INC. INFORMATION TECHNOLOGY 72919P202   5,160 1,500 SH   SOLE   1,500 0 0
POST HOLDINGS INC CONSUMER STAPLES 737446104   5,314 50 SH   SOLE   50 0 0
T ROWE PRICE GROUP INC FINANCIALS 74144T108   45,720 375 SH   SOLE   375 0 0
PROCTER & GAMBLE CO CONSUMER STAPLES 742718109   4,189,402 25,821 SH   SOLE   24,114 1,672 35
PROCTER & GAMBLE CO CONSUMER STAPLES 742718109   718,926 4,431 SH   DFND   2,620 1,811 0
PROLOGIS, INC. REAL ESTATE 74340W103   7,551 58 SH   SOLE   58 0 0
PRUDENTIAL FINANCIAL INC FINANCIALS 744320102   337,163 2,872 SH   SOLE   2,872 0 0
PRUDENTIAL FINANCIAL INC FINANCIALS 744320102   85,702 730 SH   DFND   730 0 0
PUBLIC SERVICE ENTERPRISE GROUP, INC UTILITIES 744573106   10,349 155 SH   SOLE   155 0 0
PUBMATIC INC COM CL A CONSUMER DISCRETIONARY 74467Q103   13,016 549 SH   SOLE   549 0 0
PULTEGROUP, INC INDUSTRIALS 745867101   108,799 902 SH   SOLE   902 0 0
QUALCOMM INC INFORMATION TECHNOLOGY 747525103   1,724,296 10,185 SH   SOLE   9,938 217 30
QUANTA SERVICES INC INDUSTRIALS 74762E102   120,802 465 SH   SOLE   465 0 0
QUEST DIAGNOSTICS HEALTHCARE 74834L100   2,129 16 SH   SOLE   16 0 0
REGENERON PHARMACEUTICALS HEALTHCARE 75886F107   406,148 422 SH   SOLE   422 0 0
RELAY THERAPEUTICS INC COM HEALTHCARE 75943R102   2,855 344 SH   SOLE   344 0 0
REPLIGEN CORPORATION HEALTHCARE 759916109   45,980 250 SH   SOLE   250 0 0
RIMINI STREET INC. INFORMATION TECHNOLOGY 76674Q107   5,086 1,565 SH   SOLE   1,565 0 0
RIO TINTO PLC MATERIALS 767204100   95,610 1,500 SH   SOLE   1,500 0 0
ROBLOX CORP CL A CONSUMER DISCRETIONARY 771049103   2,901 76 SH   SOLE   76 0 0
ROCHE HOLDING AG HEALTHCARE 771195104   3,286 103 SH   SOLE   103 0 0
ROCKWELL AUTOMATION, INC. INDUSTRIALS 773903109   291 1 SH   SOLE   1 0 0
ROKU INC CONSUMER DISCRETIONARY 77543R102   6,191 95 SH   SOLE   95 0 0
ROSS STORES INC CONSUMER DISCRETIONARY 778296103   733 5 SH   SOLE   5 0 0
RYMAN HOSPITALITY PROPERTIES(REIT) FINANCIALS 78377T107   5,202 45 SH   SOLE   45 0 0
SPDR S & P 500 ETF TRUST EXCHANGE TRADED FUND - EQUITY 78462F103   26,084,394 49,868 SH   SOLE   49,868 0 0
SPDR S & P 500 ETF TRUST EXCHANGE TRADED FUND - EQUITY 78462F103   1,901,357 3,635 SH   DFND   1,020 2,615 0
SPDR GOLD TRUST Exchange Traded Funds - Equity 78463V107   268,461 1,305 SH   SOLE   1,305 0 0
SPDR NYSE TECHNOLOGY ETF INFORMATION TECHNOLOGY 78464A102   69,304 380 SH   SOLE   380 0 0
SPDR S&P 600 SMALL CAP GROWTH EFT EXCHANGE TRADED FUND - EQUITY 78464A201   6,541 75 SH   SOLE   75 0 0
SPDR PORTFOLIO TIP ETF EXCHANGE TRADED FUND-FIXED INC 78464A656   28,964 1,131 SH   SOLE   1,131 0 0
SPDR S&P REGIONAL BANKING ETF FINANCIALS 78464A698   3,770 75 SH   SOLE   75 0 0
SPDR S&P DIVIDEND ETF EXCHANGE TRADED FUND - EQUITY 78464A763   191,610 1,460 SH   SOLE   1,460 0 0
ETF SPDR S&P BIOTECH HEALTHCARE 78464A870   131,895 1,390 SH   SOLE   1,390 0 0
S&P MIDCAP 400 DEPOSITORY RECEIPTS ETF -W EXCHANGE TRADED FUND - EQUITY 78467Y10W   63,427 114 SH   SOLE   114 0 0
S & P MIDCAP 400 DEPOSITORY RECEIPTS ETF EXCHANGE TRADED FUND - EQUITY 78467Y107   5,926,048 10,651 SH   SOLE   10,599 0 52
S & P MIDCAP 400 DEPOSITORY RECEIPTS ETF EXCHANGE TRADED FUND - EQUITY 78467Y107   249,259 448 SH   DFND   230 218 0
SPDR NUVEEN BLOOMBERG BARCLAY MUNICIPAL BOND ETF EXCHANGE TRADED FUND-FIXED INC 78468R721   69,705 1,500 SH   SOLE   1,500 0 0
SALESFORCE, INC. INFORMATION TECHNOLOGY 79466L302   406,567 1,350 SH   SOLE   1,350 0 0
SAP AKTIENGESELLSCHAFT ADR FOREIGN EQUITIES 803054204   38,809 199 SH   SOLE   199 0 0
SCHLUMBERGER LTD ENERGY 806857108   28,830 526 SH   SOLE   526 0 0
SCHLUMBERGER LTD ENERGY 806857108   13,373 244 SH   DFND   0 244 0
CHARLES SCHWAB CORPORATION FINANCIALS 808513105   12,513 173 SH   SOLE   173 0 0
SCHWAB U.S. SMALL-CAP ETF EXCHANGE TRADED FUND - EQUITY 808524607   12,900 262 SH   SOLE   262 0 0
SCHWAB FUNDAMENTAL INTERNATIONAL SMALL COMPANY EXCHANGE TRADED FUND - EQUITY 808524748   7,626 215 SH   SOLE   215 0 0
SCWAB FUNDAMENTAL INTERNATIONAL LARGE COMPANY EXCHANGE TRADED FUND - EQUITY 808524755   12,855 361 SH   SOLE   361 0 0
SCHWAB FUNDAMENTAL U.S. SMALL COMPANY INDEX ETF EXCHANGE TRADED FUND - EQUITY 808524763   11,689 205 SH   SOLE   205 0 0
SCHWAB FUNDAMENTAL U.S. LARGE COMPANY INDEX ETF EXCHANGE TRADED FUND - EQUITY 808524771   25,941 385 SH   SOLE   385 0 0
MATERIAL SELECT SECTOR SPDR TRUST MATERIALS 81369Y100   68,830 741 SH   SOLE   741 0 0
HEALTH CARE SELECT SECTOR SPDR FUND HEALTHCARE 81369Y209   604,044 4,089 SH   SOLE   4,089 0 0
CONSUMER STAPLES SELECT SECTOR SPDR FUND CONSUMER STAPLES 81369Y308   53,450 700 SH   SOLE   700 0 0
CONSUMER DISCRETIONARY SELE CT SECTOR SPDR FUND CONSUMER DISCRETIONARY 81369Y407   117,688 640 SH   SOLE   640 0 0
ENERGY SELECT SECTOR SPDR FUND ENERGY 81369Y506   574,402 6,085 SH   SOLE   6,085 0 0
FINANCIAL SELECT SECTOR SPDR FUND FINANCIALS 81369Y605   605,782 14,386 SH   SOLE   14,386 0 0
INDUSTRIAL SELECT SECTOR SPDR FUND INDUSTRIALS 81369Y704   227,101 1,803 SH   SOLE   1,803 0 0
TECHNOLOGY SELECT SECT SPDR INFORMATION TECHNOLOGY 81369Y803   1,985,835 9,535 SH   SOLE   9,535 0 0
COMMUNICATION SERVICES SELECT SECTOR SPDR FUND COMMUNICATION SERVICES 81369Y852   520,422 6,374 SH   SOLE   6,374 0 0
AMEX UTILITIES SELECT INDEX SHS BEN INT UTILITIES 81369Y886   58,227 887 SH   SOLE   887 0 0
SEMPRA UTILITIES 816851109   84,039 1,170 SH   SOLE   1,170 0 0
SENTINELONE INC CL A INFORMATION TECHNOLOGY 81730H109   2,353 101 SH   SOLE   101 0 0
SHERWIN WILLIAMS COMPANY CONSUMER DISCRETIONARY 824348106   70,504 203 SH   SOLE   203 0 0
SCHOCKWAVE MEDICAL INC HEALTHCARE 82489T104   41,355 127 SH   SOLE   127 0 0
SIEMENS AG FOREIGN EQUITIES 826197501   19,276 202 SH   SOLE   202 0 0
SIMON PROPERTY GROUP REAL ESTATE 828806109   10,326 66 SH   SOLE   66 0 0
SIX FLAGS ENTERTAINMENT CORPORATION CONSUMER DISCRETIONARY 83001A102   8,287 315 SH   SOLE   315 0 0
SMITH-MIDLAND CORPORATION INDUSTRIALS 832156103   15,500 330 SH   SOLE   330 0 0
J.M. SMUCKER COMPANY CONSUMER STAPLES 832696405   199,754 1,587 SH   SOLE   636 951 0
SOUTHERN CO UTILITIES 842587107   932,886 13,004 SH   SOLE   12,389 615 0
SOUTHERN CO UTILITIES 842587107   239,969 3,345 SH   DFND   2,600 745 0
SPECTRUM BRANDS HOLDINGS INCCOMMON STOCK CONSUMER STAPLES 84790A105   890 10 SH   SOLE   10 0 0
STARBUCKS CORPORATION CONSUMER DISCRETIONARY 855244109   307,520 3,365 SH   SOLE   3,365 0 0
STARBUCKS CORPORATION CONSUMER DISCRETIONARY 855244109   8,407 92 SH   DFND   0 92 0
STEPAN CO MATERIALS 858586100   45,020 500 SH   SOLE   500 0 0
STITCH FIX, INC. - CLASS A CONSUMER DISCRETIONARY 860897107   512 195 SH   SOLE   195 0 0
STRYKER CORP HEALTHCARE 863667101   1,455,036 4,066 SH   SOLE   4,066 0 0
STRYKER CORP HEALTHCARE 863667101   50,100 140 SH   DFND   140 0 0
SUMMIT THERAPEUTICS INC. HEALTHCARE 86627T108   10,350 2,500 SH   SOLE   2,500 0 0
SUNCOR ENERGY INC NEW FOREIGN EQUITIES 867224107   36,898 1,000 SH   SOLE   1,000 0 0
SUPER MICRO COMPUTER INC COM INFORMATION TECHNOLOGY 86800U104   50,501 50 SH   SOLE   50 0 0
SYNOPSYS INC INFORMATION TECHNOLOGY 871607107   16,573 29 SH   SOLE   29 0 0
SYSCO CORPORATION CONSUMER STAPLES 871829107   73,710 908 SH   SOLE   908 0 0
TJX COS INC NEW CONSUMER DISCRETIONARY 872540109   110,242 1,087 SH   SOLE   1,087 0 0
T. ROWE PRICE DIVIDEND GROWTH ETF EXCHANGE TRADED FUND - EQUITY 87283Q404   153,406 4,037 SH   SOLE   4,037 0 0
TAIWAN SEMICONDUCTOR MFG CO LTD ADR FOREIGN EQUITIES 874039100   47,888 352 SH   SOLE   352 0 0
TAKE-TWO INTERACTIVE SOFTWARE, INC. INFORMATION TECHNOLOGY 874054109   8,909 60 SH   SOLE   60 0 0
TARGET CORP CONSUMER DISCRETIONARY 87612E106   764,096 4,312 SH   SOLE   4,140 130 42
TARGET CORP CONSUMER DISCRETIONARY 87612E106   127,945 722 SH   DFND   0 722 0
TECK RESOURCES LTD MATERIALS 878742204   4,439 97 SH   SOLE   97 0 0
TELADOC HEALTH INC. HEALTHCARE 87918A105   4,937 327 SH   SOLE   327 0 0
TERADATA CORPORATION INFORMATION TECHNOLOGY 88076W103   4,059 105 SH   SOLE   105 0 0
TESLA MOTORS INC CONSUMER DISCRETIONARY 88160R101   891,047 5,069 SH   SOLE   5,069 0 0
TEXAS INSTRUMENTS INFORMATION TECHNOLOGY 882508104   58,358 335 SH   SOLE   335 0 0
TEXTRON INC INDUSTRIALS 883203101   6,235 65 SH   SOLE   65 0 0
THE TRADE DESK, INC. INFORMATION TECHNOLOGY 88339J105   69,936 800 SH   SOLE   800 0 0
THERMO FISHER SCIENTIFIC, INC HEALTHCARE 883556102   55,213 95 SH   SOLE   95 0 0
3M CO COM INDUSTRIALS 88579Y101   284,984 2,687 SH   SOLE   2,687 0 0
3M CO COM INDUSTRIALS 88579Y101   83,264 785 SH   DFND   785 0 0
THRYV HLDGS INC COM NEW CONSUMER DISCRETIONARY 886029206   3,266 147 SH   SOLE   147 0 0
TORO CO INDUSTRIALS 891092108   9,163 100 SH   SOLE   100 0 0
TORONTO-DOMINION BANK NEW FOREIGN EQUITIES 891160509   232,037 3,843 SH   SOLE   3,843 0 0
TOTALENERGIES SE FOREIGN EQUITIES 89151E109   24,159 351 SH   SOLE   351 0 0
TOYOTA MOTOR CORP ADR CONSUMER DISCRETIONARY 892331307   31,460 125 SH   SOLE   125 0 0
TRANSMEDICS GROUP INC. HEALTHCARE 89377M109   34,012 460 SH   SOLE   460 0 0
TRAVELERS COS INC FINANCIALS 89417E109   144,987 630 SH   SOLE   630 0 0
TREX COMPANY INC. INDUSTRIALS 89531P105   6,483 65 SH   SOLE   65 0 0
TWILIO INC. - A INFORMATION TECHNOLOGY 90138F102   6,909 113 SH   SOLE   113 0 0
US BANCORP DEL COM NEW FINANCIALS 902973304   93,465 2,091 SH   SOLE   2,091 0 0
US BANCORP DEL COM NEW FINANCIALS 902973304   894 20 SH   DFND   20 0 0
UNILEVER PLC FOREIGN EQUITIES 904767704   8,530 170 SH   SOLE   0 170 0
UNION PACIFIC CORP INDUSTRIALS 907818108   215,917 878 SH   SOLE   878 0 0
UNITED PARCEL SERVICE INDUSTRIALS 911312106   421,043 2,833 SH   SOLE   2,833 0 0
UNITEDHEALTH GROUP INC HEALTHCARE 91324P102   1,275,317 2,578 SH   SOLE   2,578 0 0
UPSTART HLDGS INC COM FINANCIALS 91680M107   4,032 150 SH   SOLE   150 0 0
VAIL RESORTS INC. CONSUMER DISCRETIONARY 91879Q109   3,342 15 SH   SOLE   15 0 0
VALERO ENERGY NEW ENERGY 91913Y100   761,600 4,462 SH   SOLE   4,347 115 0
VALERO ENERGY NEW ENERGY 91913Y100   135,186 792 SH   DFND   792 0 0
VANECK SEMICONDUCTOR ETF INFORMATION TECHNOLOGY 92189F676   526,689 2,341 SH   SOLE   2,341 0 0
VANECK INDONESIA INDEX ETF Exchange Traded Funds - Equity 92189F833   10,157 627 SH   SOLE   627 0 0
VANGUARD DIVIDEND APPRECIATION INDEX FUND EXCHANGE TRADED FUND - EQUITY 921908844   264,228 1,447 SH   SOLE   1,447 0 0
ETF VANGUARD TOTAL INTL STOCK MUTUAL FUND 921909768   2,110 35 SH   SOLE   35 0 0
VANGUARD SHORT-TERM BOND ETF EXCHANGE TRADED FUND-FIXED INC 921937827   15,870 207 SH   SOLE   207 0 0
VANGUARD TOTAL BOND MARKET FUND ETF EXCHANGE TRADED FUND-FIXED INC 921937835   427,136 5,881 SH   SOLE   5,881 0 0
VANGUARD FTSE DEVELOPED MARKET ETF Exchange Traded Funds - Equity 921943858   439,551 8,763 SH   SOLE   8,763 0 0
VANGUARD INTERNATIONAL HIGH DIVIDEND YIELD ETF Exchange Traded Funds - Equity 921946794   47,185 686 SH   SOLE   686 0 0
VANGUARD UTILITIES ETF UTILITIES 92204A876   4,277 30 SH   SOLE   30 0 0
VANGUARD FTSE ALL-WLD EX-US SMCP IDX ETF EXCHANGE TRADED FUND - EQUITY 922042718   3,154 27 SH   SOLE   27 0 0
VANGUARD MSCI EMERGING MARKETS ETF EXCHANGE TRADED FUND - EQUITY 922042858   168,328 4,030 SH   SOLE   4,030 0 0
VANGUARD MSCI EMERGING MARKETS ETF EXCHANGE TRADED FUND - EQUITY 922042858   48,452 1,160 SH   DFND   910 250 0
ETF VANGUARD RUSSELL 3000 EXCHANGE TRADED FUND - EQUITY 92206C599   2,136,468 9,171 SH   SOLE   9,171 0 0
ETF VANGUARD RUSSELL 3000 EXCHANGE TRADED FUND - EQUITY 92206C599   297,722 1,278 SH   DFND   1,278 0 0
ETF VANGUARD RUSSELL 2000 EXCHANGE TRADED FUND - EQUITY 92206C664   103,856 1,221 SH   SOLE   1,221 0 0
VAREX IMAGING CORP HEALTHCARE 92214X106   723 40 SH   SOLE   40 0 0
VANGUARD REAL ESTATE ETF REAL ESTATE 922908553   25,940 300 SH   SOLE   200 100 0
VANGUARD MID-CAP ETF EXCHANGE TRADED FUND - EQUITY 922908629   1,499,160 6,000 SH   SOLE   6,000 0 0
VANGUARD GROWTH ETF EXCHANGE TRADED FUND - EQUITY 922908736   1,513,447 4,397 SH   SOLE   4,397 0 0
VANGUARD VALUE ETF EXCHANGE TRADED FUND - EQUITY 922908744   72,305 444 SH   SOLE   444 0 0
VANGUARD SMALL CAP ETF EXCHANGE TRADED FUND - EQUITY 922908751   11,657 51 SH   SOLE   51 0 0
VANGUARD TOTAL STOCK MARKET ETF EXCHANGE TRADED FUND - EQUITY 922908769   1,450,183 5,580 SH   SOLE   5,580 0 0
VERIZON COMMUNICATIONS INC COMMUNICATION SERVICES 92343V104   1,458,102 34,759 SH   SOLE   33,303 1,456 0
VERIZON COMMUNICATIONS INC COMMUNICATION SERVICES 92343V104   83,855 1,999 SH   DFND   212 1,787 0
VERISK ANALYTICS INC INDUSTRIALS 92345Y106   24,751 105 SH   SOLE   105 0 0
VERTEX PHARMACEUTICALS INC HEALTHCARE 92532F100   212,345 508 SH   SOLE   508 0 0
VISA INC - CLASS A SHARES INFORMATION TECHNOLOGY 92826C839   1,426,305 5,111 SH   SOLE   5,011 100 0
VISHAY INTERTECHNOLOGY, INC. INFORMATION TECHNOLOGY 928298108   63,504 2,800 SH   SOLE   2,800 0 0
VONTIER CORPORATION INDUSTRIALS 928881101   1,814 40 SH   DFND   40 0 0
WALMART INC CONSUMER STAPLES 931142103   1,457,948 24,231 SH   SOLE   23,391 840 0
WALMART INC CONSUMER STAPLES 931142103   22,563 375 SH   DFND   375 0 0
WASTE MANAGEMENT INC NEW INDUSTRIALS 94106L109   2,043,651 9,588 SH   SOLE   8,633 955 0
WASTE MANAGEMENT INC NEW INDUSTRIALS 94106L109   279,226 1,310 SH   DFND   880 430 0
WAYFAIR INC CL A CONSUMER DISCRETIONARY 94419L101   6,788 100 SH   SOLE   100 0 0
WELLS FARGO & CO NEW FINANCIALS 949746101   58,760 1,014 SH   SOLE   794 220 0
WELLS FARGO & CO NEW FINANCIALS 949746101   40,564 700 SH   DFND   700 0 0
WHERE FOOD COMES FROM INC. INDUSTRIALS 96327X200   7,364 700 SH   SOLE   700 0 0
WHIRLPOOL CORP CONSUMER DISCRETIONARY 963320106   2,392 20 SH   SOLE   20 0 0
JOHN WILEY & SONS INC CONSUMER DISCRETIONARY 968223206   80,073 2,100 SH   SOLE   2,100 0 0
THE WILLIAMS CO. INC. ENERGY 969457100   299,123 7,676 SH   SOLE   7,676 0 0
THE WILLIAMS CO. INC. ENERGY 969457100   120,807 3,100 SH   DFND   3,100 0 0
WISDOMTREE INC FINANCIALS 97717P104   5,514 600 SH   SOLE   600 0 0
XCEL ENERGY INC UTILITIES 98389B100   30,203 562 SH   SOLE   562 0 0
YUM BRANDS INC. CONSUMER DISCRETIONARY 988498101   24,957 180 SH   SOLE   180 0 0
YUM BRANDS INC. CONSUMER DISCRETIONARY 988498101   83,190 600 SH   DFND   0 600 0
ZEBRA TECHNOLOGIES CORP CLASS A INFORMATION TECHNOLOGY 989207105   24,115 80 SH   SOLE   80 0 0
ZIMMER HOLDINGS INC. HEALTHCARE 98956P102   65,990 500 SH   SOLE   0 500 0
ZOETIS INC HEALTHCARE 98978V103   13,875 82 SH   SOLE   82 0 0
ZUORA INC INFORMATION TECHNOLOGY 98983V106   4,505 494 SH   SOLE   494 0 0