The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALLEGION PLC FOREIGN EQUITIES G0176J109   60,621 568 SH   SOLE   568 0 0
ARCO PLATFORM LIMITED -CLASS A FOREIGN EQUITIES G04553106   6,850 625 SH   SOLE   625 0 0
ACCENTURE PLC INFORMATION TECHNOLOGY G1151C101   925,415 3,238 SH   SOLE   3,238 0 0
CAMBIUM NETWORKS CORPORATION FOREIGN EQUITIES G17766109   6,729 380 SH   SOLE   380 0 0
EATON CORP PLC INDUSTRIALS G29183103   193,440 1,129 SH   SOLE   1,129 0 0
INVESCO LIMITED FINANCIALS G491BT108   819 50 SH   SOLE   50 0 0
KINIKSA PHARMACEUTICALS LTD. -CLASS A FOREIGN EQUITIES G5269C101   9,415 875 SH   SOLE   875 0 0
APTIV PLC CONSUMER DISCRETIONARY G6095L109   3,926 35 SH   SOLE   35 0 0
NORWEGIAN CRUISE LINE HOLDINGS LTD CONSUMER DISCRETIONARY G66721104   1,345 100 SH   SOLE   100 0 0
NOVOCURE LIMITED HEALTHCARE G6674U108   6,013 100 SH   SOLE   100 0 0
SMART GLOBAL HOLDINGS INC. FOREIGN EQUITIES G8232Y101   5,858 340 SH   SOLE   340 0 0
VINCI PARTNERS INVESTMENTS LTD. - CLASS A FINANCIALS G9451V109   6,951 855 SH   SOLE   855 0 0
FIVERR INTERNATIONAL LTD. FOREIGN EQUITIES M4R82T106   9,425 270 SH   SOLE   270 0 0
JFROG LTD FOREIGN EQUITIES M6191J100   6,793 345 SH   SOLE   345 0 0
WIX.COM LTD INFORMATION TECHNOLOGY M98068105   12,774 128 SH   SOLE   128 0 0
ASML HOLDING N V N Y REGISTRY SHS FOREIGN EQUITIES N07059210   20,421 30 SH   SOLE   30 0 0
FLEXTRONICS INTL INFORMATION TECHNOLOGY Y2573F102   34,500 1,500 SH   SOLE   1,500 0 0
AFLAC INC. FINANCIALS 001055102   1,032 16 SH   SOLE   16 0 0
AT&T INC. COMMUNICATION SERVICES 00206R102   649,946 33,765 SH   SOLE   33,705 0 60
AT&T INC. COMMUNICATION SERVICES 00206R102   111,071 5,770 SH   DFND   4,710 1,060 0
ARK AUTONOMOUS TECHNOLOGY & ROBOTICS ETF INFORMATION TECHNOLOGY 00214Q203   14,080 280 SH   SOLE   280 0 0
ABBOTT LABS HEALTHCARE 002824100   786,971 7,772 SH   SOLE   7,372 400 0
ABBOTT LABS HEALTHCARE 002824100   122,018 1,205 SH   DFND   0 1,205 0
ABBVIE INC. HEALTHCARE 00287Y109   2,202,135 13,818 SH   SOLE   13,340 478 0
ABBVIE INC. HEALTHCARE 00287Y109   376,909 2,365 SH   DFND   1,250 1,115 0
ACTIVISION BLIZZARD, INC. INFORMATION TECHNOLOGY 00507V109   207,980 2,430 SH   SOLE   2,430 0 0
ADOBE INC INFORMATION TECHNOLOGY 00724F101   417,709 1,084 SH   SOLE   1,084 0 0
AECOM TECHNOLOGY CORP INFORMATION TECHNOLOGY 00766T100   1,348 16 SH   SOLE   16 0 0
ADVANCED MICRO DEVICES INC INFORMATION TECHNOLOGY 007903107   611,567 6,240 SH   SOLE   6,240 0 0
ADVANCED MICRO DEVICES INC INFORMATION TECHNOLOGY 007903107   9,801 100 SH   DFND   0 0 100
INVESCO INTERNATIONAL GROWTH FUND MUTUAL FUND 008882532   1,546 71 SH   SOLE   71 0 0
AIR PRODUCTS & CHEMICALS INC MATERIALS 009158106   417,588 1,454 SH   SOLE   1,454 0 0
ALIGN TECHNOLOGY INC. HEALTHCARE 016255101   3,341 10 SH   SOLE   10 0 0
ALLSTATE CORP FINANCIALS 020002101   66,486 600 SH   SOLE   300 300 0
ALTRIA GROUP, INC. CONSUMER STAPLES 02209S103   186,374 4,178 SH   SOLE   4,178 0 0
AMAZON. COM, INC CONSUMER DISCRETIONARY 023135106   3,973,620 38,471 SH   SOLE   38,271 200 0
AMAZON. COM, INC CONSUMER DISCRETIONARY 023135106   20,658 200 SH   DFND   200 0 0
AMERICAN ELEC PWR INC UTILITIES 025537101   105,273 1,157 SH   SOLE   1,157 0 0
AMERICAN EXPRESS FINANCIALS 025816109   372,438 2,258 SH   SOLE   2,221 0 37
AMERICAN EXPRESS FINANCIALS 025816109   28,866 175 SH   DFND   0 175 0
AMERICAN TOWER CORPORATION COMMUNICATION SERVICES 03027X100   756,647 3,703 SH   SOLE   3,703 0 0
AMERICAN WATER WORKS INC. CONSUMER DISCRETIONARY 030420103   5,273 36 SH   SOLE   36 0 0
AMERIPRISE FINANCIAL INC. FINANCIALS 03076C106   24,213 79 SH   SOLE   79 0 0
AMGEN INCORPORATED HEALTHCARE 031162100   536,425 2,219 SH   SOLE   2,219 0 0
AMGEN INCORPORATED HEALTHCARE 031162100   117,007 484 SH   DFND   484 0 0
AMKOR TECHNOLOGY INC INFORMATION TECHNOLOGY 031652100   3,903 150 SH   SOLE   150 0 0
ANIXA BIOSCIENCES INC. HEALTHCARE 03528H109   30,030 7,000 SH   SOLE   7,000 0 0
APPIAN CORPORATION INFORMATION TECHNOLOGY 03782L101   12,426 280 SH   SOLE   280 0 0
APPLE INC INFORMATION TECHNOLOGY 037833100   12,365,304 74,987 SH   SOLE   73,507 1,400 80
APPLE INC INFORMATION TECHNOLOGY 037833100   448,528 2,720 SH   DFND   2,560 160 0
APPLE HOSPITALTIY REIT INC COMMON SHARES REAL ESTATE 03784Y200   2,498 161 SH   SOLE   161 0 0
APPLIED MATL INC INFORMATION TECHNOLOGY 038222105   1,070,563 8,716 SH   SOLE   8,716 0 0
ARCHER DANIELS MIDLAND CO CONSUMER STAPLES 039483102   3,982 50 SH   SOLE   50 0 0
ARISTA NETWORKS INC. INFORMATION TECHNOLOGY 040413106   40,285 240 SH   SOLE   240 0 0
ARROW FINANCIAL CORPORATION FINANCIALS 042744102   506,687 20,349 SH   SOLE   20,349 0 0
ASTRAZENECA PLC - ADR HEALTHCARE 046353108   29,148 420 SH   SOLE   420 0 0
AUTODESK INC. INFORMATION TECHNOLOGY 052769106   10,408 50 SH   SOLE   50 0 0
AUTOMATIC DATA PROCESSING INC INFORMATION TECHNOLOGY 053015103   759,825 3,413 SH   SOLE   3,113 300 0
AUTOMATIC DATA PROCESSING INC INFORMATION TECHNOLOGY 053015103   202,592 910 SH   DFND   0 910 0
AXON ENTERPRISE INC COM INDUSTRIALS 05464C101   56,212 250 SH   SOLE   250 0 0
BCE INC FOREIGN EQUITIES 05534B760   5,822 130 SH   SOLE   130 0 0
BP P.L.C. ENERGY 055622104   70,471 1,858 SH   SOLE   1,858 0 0
BP PRUDHOE BAY ROYALTY TRUST ENERGY 055630107   764 100 SH   SOLE   100 0 0
BM TECHNOLOGIES INC. INDUSTRIALS 05591L107   3,088 880 SH   SOLE   880 0 0
BAIDU INC - SPON ADR INFORMATION TECHNOLOGY 056752108   1,811 12 SH   SOLE   12 0 0
BANDWIDTH INC INFORMATION TECHNOLOGY 05988J103   1,976 130 SH   SOLE   130 0 0
BANK OF AMERICA CORP FINANCIALS 060505104   575,239 20,121 SH   SOLE   20,121 0 0
BANK OF NEW YORK MELLON CORP FINANCIALS 064058100   521,351 11,476 SH   SOLE   11,476 0 0
BAOUZUN INC-SPN ADR FOREIGN EQUITIES 06684L103   451 75 SH   SOLE   75 0 0
BARRICK GOLD CORP MATERIALS 067901108   2,505 135 SH   SOLE   135 0 0
BAXTER INTERNATIONAL INC. HEALTHCARE 071813109   40,560 1,000 SH   SOLE   1,000 0 0
BECTON DICKINSON & CO HEALTHCARE 075887109   308,675 1,247 SH   SOLE   1,012 235 0
BERKSHIRE HATHAWAY INC. DEL CLASS B FINANCIALS 084670702   3,000,178 9,717 SH   SOLE   9,717 0 0
BERKSHIRE HATHAWAY INC. DEL CLASS B FINANCIALS 084670702   11,424 37 SH   DFND   0 37 0
BEST BUY CONSUMER DISCRETIONARY 086516101   25,437 325 SH   SOLE   325 0 0
BIOGEN INC HEALTHCARE 09062X103   22,241 80 SH   SOLE   80 0 0
BLACK HILLS CORPORATION UTILITIES 092113109   18,930 300 SH   SOLE   300 0 0
BLACKROCK INC FINANCIALS 09247X101   1,031,073 1,541 SH   SOLE   1,541 0 0
BLACKROCK INC FINANCIALS 09247X101   10,036 15 SH   DFND   0 15 0
BLINK CHARGING CO. - COMMON STOCK CONSUMER DISCRETIONARY 09354A100   2,283 264 SH   SOLE   264 0 0
BLOOM ENERGY CORP COM CL A ENERGY 093712107   3,986 200 SH   SOLE   200 0 0
BOEING INDUSTRIALS 097023105   435,687 2,051 SH   SOLE   2,051 0 0
BOEING INDUSTRIALS 097023105   95,593 450 SH   DFND   50 400 0
BOSTON SCIENTIFIC CORP HEALTHCARE 101137107   56,522 1,130 SH   SOLE   1,130 0 0
BRISTOL MYERS SQUIBB CO HEALTHCARE 110122108   1,877,908 27,095 SH   SOLE   25,095 2,000 0
BRISTOL MYERS SQUIBB CO HEALTHCARE 110122108   281,744 4,065 SH   DFND   3,000 1,065 0
CBOE GLOBAL MARKETS, INC. FINANCIALS 12503M108   13,424 100 SH   SOLE   100 0 0
CME GROUP INC. FINANCIALS 12572Q105   4,404 23 SH   SOLE   23 0 0
CRA INTERNATIONAL INC. INDUSTRIALS 12618T105   11,321 105 SH   SOLE   105 0 0
CSX CORPORATION INDUSTRIALS 126408103   741,960 24,790 SH   SOLE   24,790 0 0
CSX CORPORATION INDUSTRIALS 126408103   107,748 3,600 SH   DFND   3,600 0 0
CVS HEALTH CORP CONSUMER STAPLES 126650100   803,932 10,819 SH   SOLE   10,819 0 0
COTERRA ENERGY INC ENERGY 127097103   24,540 1,000 SH   SOLE   1,000 0 0
CANADIAN IMPERIAL BANK OF COMMERCE FINANCIALS 136069101   6,361 150 SH   SOLE   150 0 0
CANADIAN NATIONAL RAILWAY CO FOREIGN EQUITIES 136375102   4,718 40 SH   SOLE   40 0 0
CANADIAN PACIFIC RAILWAY LTD FOREIGN EQUITIES 13645T100   162,341 2,110 SH   SOLE   2,110 0 0
CANADIAN SOLAR INC COM ENERGY 136635109   19,905 500 SH   SOLE   500 0 0
CAPITAL ONE FINANCIAL CORP FINANCIALS 14040H105   8,653 90 SH   SOLE   90 0 0
CARGURUS INC COM CL A CONSUMER DISCRETIONARY 141788109   18,680 1,000 SH   SOLE   1,000 0 0
CARRIER GLOBAL CORPORATION INDUSTRIALS 14448C104   189,122 4,134 SH   SOLE   3,434 700 0
CARRIER GLOBAL CORPORATION INDUSTRIALS 14448C104   47,350 1,035 SH   DFND   655 380 0
CASEY'S GENERAL STORES INC CONSUMER DISCRETIONARY 147528103   15,152 70 SH   SOLE   70 0 0
CATERPILLAR INC INDUSTRIALS 149123101   1,900,932 8,307 SH   SOLE   8,212 70 25
CATERPILLAR INC INDUSTRIALS 149123101   336,392 1,470 SH   DFND   1,025 445 0
CENOVUS ENERGY INC. ENERGY 15135U109   436 25 SH   SOLE   25 0 0
CENTERPOINT ENERGY, INC UTILITIES 15189T107   32,395 1,100 SH   SOLE   1,100 0 0
CENTERPOINT ENERGY, INC UTILITIES 15189T107   117,800 4,000 SH   DFND   4,000 0 0
CENTESSA PHARMACEUTICALS PLC HEALTHCARE 152309100   3,561 925 SH   SOLE   925 0 0
CHARTER COMMUNICATIONS,INC-A COMMUNICATION SERVICES 16119P108   2,503 7 SH   SOLE   7 0 0
CHEGG INC COM CONSUMER DISCRETIONARY 163092109   4,072 250 SH   SOLE   250 0 0
CHEVRON CORPORATION ENERGY 166764100   2,240,798 13,734 SH   SOLE   13,351 383 0
CHEVRON CORPORATION ENERGY 166764100   324,849 1,991 SH   DFND   1,486 505 0
CHICO'S FASHION INC CONSUMER DISCRETIONARY 168615102   11,137 2,025 SH   SOLE   2,025 0 0
CIENA CORP INFORMATION TECHNOLOGY 171779309   1,575 30 SH   SOLE   30 0 0
CISCO SYSTEMS INC. INFORMATION TECHNOLOGY 17275R102   1,724,030 32,984 SH   SOLE   32,419 500 65
CISCO SYSTEMS INC. INFORMATION TECHNOLOGY 17275R102   68,212 1,305 SH   DFND   30 1,275 0
CIRRUS LOGIC INC INFORMATION TECHNOLOGY 172755100   10,938 100 SH   SOLE   100 0 0
CITIGROUP INC. FINANCIALS 172967424   306,476 6,538 SH   SOLE   6,538 0 0
CITIGROUP INC. FINANCIALS 172967424   61,178 1,305 SH   DFND   1,305 0 0
CITIZENS FINANCIAL GROUP INC. COMMON STOCK FINANCIALS 174610105   4,159 137 SH   SOLE   137 0 0
CLEARPOINT NEURO INC. HEALTHCARE 18507C103   7,427 880 SH   SOLE   880 0 0
CLOROX COMPANY CONSUMER STAPLES 189054109   94,944 600 SH   SOLE   600 0 0
CLOROX COMPANY CONSUMER STAPLES 189054109   31,648 200 SH   DFND   0 200 0
COCA COLA CO CONSUMER STAPLES 191216100   1,739,127 28,042 SH   SOLE   25,572 2,470 0
COCA COLA CO CONSUMER STAPLES 191216100   261,413 4,215 SH   DFND   3,430 785 0
COGNIZANT TECHNOLOGY SOLUTIONS CORP INFORMATION TECHNOLOGY 192446102   7,433 122 SH   SOLE   122 0 0
COLGATE PALMOLIVE CONSUMER STAPLES 194162103   1,059,451 14,098 SH   SOLE   14,063 0 35
COLGATE PALMOLIVE CONSUMER STAPLES 194162103   119,788 1,594 SH   DFND   1,374 220 0
COMCAST CORP NEW CL A CONSUMER DISCRETIONARY 20030N101   313,726 8,278 SH   SOLE   8,278 0 0
COMPASS PATHWAYS PLC HEALTHCARE 20451W101   5,014 505 SH   SOLE   505 0 0
CONOCOPHILLIPS ENERGY 20825C104   329,763 3,324 SH   SOLE   3,324 0 0
CONOCOPHILLIPS ENERGY 20825C104   1,984 20 SH   DFND   20 0 0
CONSOLIDATED EDISON INC UTILITIES 209115104   31,475 329 SH   SOLE   329 0 0
CORNERSTONE STRATEGIC VALUE FUND INC. FINANCIALS 21924B302   2,765 355 SH   SOLE   355 0 0
CORNING INC INFORMATION TECHNOLOGY 219350105   424,649 12,040 SH   SOLE   12,040 0 0
COSTCO WHSL CORP NEW CONSUMER STAPLES 22160K105   838,173 1,687 SH   SOLE   1,687 0 0
CROSSAMERICA PARTNERS LP ENERGY 22758A105   118,140 5,500 SH   SOLE   5,500 0 0
CUBESMART COM REAL ESTATE 229663109   5,361 116 SH   SOLE   116 0 0
CUMMINS INC INDUSTRIALS 231021106   166,018 695 SH   SOLE   695 0 0
CUMMINS INC INDUSTRIALS 231021106   26,276 110 SH   DFND   110 0 0
DNP SELECT INCOME FUND INC FIXED INCOME 23325P104   20,938 1,900 SH   SOLE   1,900 0 0
D R HORTON INC CONSUMER DISCRETIONARY 23331A109   41,518 425 SH   SOLE   425 0 0
DTE ENERGY CO UTILITIES 233331107   63,200 577 SH   SOLE   577 0 0
DTE ENERGY CO UTILITIES 233331107   76,130 695 SH   DFND   695 0 0
DANAHER CORP HEALTHCARE 235851102   1,028,051 4,079 SH   SOLE   4,079 0 0
DANAHER CORP HEALTHCARE 235851102   151,224 600 SH   DFND   500 100 0
DATADOG INC CLASS A INFORMATION TECHNOLOGY 23804L103   30,876 425 SH   SOLE   425 0 0
DAVITA INC. HEALTHCARE 23918K108   21,088 260 SH   SOLE   260 0 0
DEERE & CO (JOHN DEERE) INDUSTRIALS 244199105   772,076 1,870 SH   SOLE   1,660 210 0
DELTA AIR LINES INC CONSUMER DISCRETIONARY 247361702   15,884 455 SH   SOLE   455 0 0
DEVON ENERGY CORPORATION NEW ENERGY 25179M103   107,124 2,117 SH   SOLE   2,117 0 0
DIAGEO PLC CONSUMER DISCRETIONARY 25243Q205   31,161 172 SH   SOLE   172 0 0
DIAMONDBACK ENERGY INC. ENERGY 25278X109   30,411 225 SH   SOLE   225 0 0
DISNEY (WALT) COMPANY HOLDING CO CONSUMER DISCRETIONARY 254687106   1,249,773 12,482 SH   SOLE   12,457 0 25
DISNEY (WALT) COMPANY HOLDING CO CONSUMER DISCRETIONARY 254687106   130,968 1,308 SH   DFND   220 1,088 0
DISCOVER FINANCIAL SERVICES FINANCIALS 254709108   43,489 440 SH   SOLE   440 0 0
DOCEBO INC. INFORMATION TECHNOLOGY 25609L105   5,498 135 SH   SOLE   135 0 0
DOCUSIGN INC INFORMATION TECHNOLOGY 256163106   13,698 235 SH   SOLE   235 0 0
DOLLAR TREE, INC. CONSUMER DISCRETIONARY 256746108   28,710 200 SH   SOLE   200 0 0
DOMINION ENERGY, INC. UTILITIES 25746U109   379,891 6,796 SH   SOLE   6,796 0 0
DOMINION ENERGY, INC. UTILITIES 25746U109   59,254 1,060 SH   DFND   1,060 0 0
DOMINO'S PIZZA INC CONSUMER DISCRETIONARY 25754A201   24,409 74 SH   SOLE   74 0 0
DONALDSON COMPANY INC CONSUMER DISCRETIONARY 257651109   71,874 1,100 SH   SOLE   1,100 0 0
DOW INC. MATERIALS 260557103   428,638 7,821 SH   SOLE   7,309 512 0
DOW INC. MATERIALS 260557103   77,830 1,420 SH   DFND   1,420 0 0
DREAM FINDERS HOMES INC. - CLASS A CONSUMER DISCRETIONARY 26154D100   8,148 615 SH   SOLE   615 0 0
DUKE ENERGY CORPORATION NEW ENERGY 26441C204   460,512 4,774 SH   SOLE   4,774 0 0
DUKE ENERGY CORPORATION NEW ENERGY 26441C204   77,368 802 SH   DFND   802 0 0
EOG RESOURCES INC ENERGY 26875P101   5,158 45 SH   SOLE   45 0 0
EBAY INC CONSUMER DISCRETIONARY 278642103   9,181 207 SH   SOLE   207 0 0
ECOLAB INC. MATERIALS 278865100   12,414 75 SH   SOLE   75 0 0
EDISON INTERNATIONAL UTILITIES 281020107   705 10 SH   SOLE   10 0 0
ELECTRONIC ARTS INC INFORMATION TECHNOLOGY 285512109   6,624 55 SH   SOLE   55 0 0
EMERSON ELECTRIC INDUSTRIALS 291011104   470,551 5,400 SH   SOLE   3,960 1,440 0
EMERSON ELECTRIC INDUSTRIALS 291011104   138,552 1,590 SH   DFND   0 1,590 0
ENBRIDGE INC ENERGY 29250N105   145,879 3,825 SH   SOLE   3,825 0 0
ENERGY TRANSFER LP COM UT LTD PTN ENERGY 29273V100   4,040 324 SH   SOLE   324 0 0
ENTERGY CORPORATION UTILITIES 29364G103   86,192 800 SH   DFND   800 0 0
ENTERPRISE PRODUCTS PARTNERS L.P. ENERGY 293792107   181,514 7,011 SH   SOLE   7,011 0 0
EQUITY RESIDENTIAL SHARES OF BENEFICIAL INT FINANCIALS 29476L107   3,000 50 SH   SOLE   50 0 0
ESPEY MFG. & ELECTRONICS CORP INDUSTRIALS 296650104   116,376 5,747 SH   SOLE   5,747 0 0
ESPEY MFG. & ELECTRONICS CORP INDUSTRIALS 296650104   4,050 200 SH   DFND   100 0 100
ETSY INC CONSUMER DISCRETIONARY 29786A106   18,369 165 SH   SOLE   165 0 0
EXACT SCIENCES CORP COM HEALTHCARE 30063P105   15,257 225 SH   SOLE   225 0 0
EXELON CORP UTILITIES 30161N101   69,306 1,655 SH   SOLE   1,380 275 0
EXELON CORP UTILITIES 30161N101   45,649 1,090 SH   DFND   1,090 0 0
EXXON MOBIL CORP ENERGY 30231G102   2,113,870 19,277 SH   SOLE   14,472 4,805 0
EXXON MOBIL CORP ENERGY 30231G102   557,177 5,081 SH   DFND   2,217 2,864 0
F.N.B. CORPORATION FINANCIALS 302520101   6,380 550 SH   SOLE   550 0 0
META PLATFORMS INC INFORMATION TECHNOLOGY 30303M102   1,140,839 5,383 SH   SOLE   5,383 0 0
META PLATFORMS INC INFORMATION TECHNOLOGY 30303M102   14,835 70 SH   DFND   70 0 0
FAIR ISAAC CORPORATION INFORMATION TECHNOLOGY 303250104   10,540 15 SH   SOLE   15 0 0
FASTLY INC CLASS A INFORMATION TECHNOLOGY 31188V100   5,502 310 SH   SOLE   310 0 0
FATHOM HOLDINGS INC. REAL ESTATE 31189V109   977 230 SH   SOLE   230 0 0
FEDEX CORPORATION INDUSTRIALS 31428X106   171,347 750 SH   SOLE   750 0 0
FEDEX CORPORATION INDUSTRIALS 31428X106   28,561 125 SH   DFND   125 0 0
FIDELITY MSCI INFORMATION TECHNOLOGY INDEX ETF INFORMATION TECHNOLOGY 316092808   261,514 2,295 SH   SOLE   2,295 0 0
FIFTH THIRD BANCORP FINANCIALS 316773100   17,975 675 SH   SOLE   675 0 0
1STDIBS.COM INC INFORMATION TECHNOLOGY 320551104   3,791 955 SH   SOLE   955 0 0
FIRST TRUST NASDAQ CLEAN EDGE GREEN ENERGY ETF ENERGY 33733E500   75,455 1,445 SH   SOLE   1,445 0 0
FIRST TR EXCHANGE TRAD FD VIFST TR GLB FD Exchange Traded Funds - Equity 33739H101   11,880 506 SH   SOLE   506 0 0
FT CBOE VEST S&P 500 DIV ARISTOCRATS TARGET I EXCHANGE TRADED FUND - EQUITY 33739Q705   16,457 320 SH   SOLE   320 0 0
FIRSTENERGY CORP UTILITIES 337932107   2,203 55 SH   SOLE   55 0 0
FORD MOTOR CO DEL CONSUMER DISCRETIONARY 345370860   17,841 1,416 SH   SOLE   1,416 0 0
FORTIVE CORPORATION INFORMATION TECHNOLOGY 34959J108   6,817 100 SH   DFND   100 0 0
FREEPORT-MCMORAN COPPER & GOLD CLASS B MATERIALS 35671D857   23,517 575 SH   SOLE   575 0 0
FRESHPET INC CONSUMER STAPLES 358039105   4,964 75 SH   SOLE   75 0 0
FULGENT GENETICS INC. HEALTHCARE 359664109   26,839 860 SH   SOLE   860 0 0
GE HEALTHCARE TECHNOLOGIES, INC. HEALTHCARE 36266G107   90,801 1,107 SH   SOLE   745 362 0
GE HEALTHCARE TECHNOLOGIES, INC. HEALTHCARE 36266G107   328 4 SH   DFND   0 0 4
ARTHUR J. GALLAGHER & CO. FINANCIALS 363576109   2,869 15 SH   SOLE   15 0 0
GAMESTOP CORP NEW CL A CONSUMER DISCRETIONARY 36467W109   276 12 SH   SOLE   12 0 0
GENERAL DYNAMICS CORPORATION INDUSTRIALS 369550108   693,966 3,041 SH   SOLE   3,041 0 0
GENERAL DYNAMICS CORPORATION INDUSTRIALS 369550108   14,833 65 SH   DFND   65 0 0
GENERAL MILLS, INC CONSUMER STAPLES 370334104   149,383 1,748 SH   SOLE   1,148 600 0
GENERAL MILLS, INC CONSUMER STAPLES 370334104   119,644 1,400 SH   DFND   1,400 0 0
GENUINE PARTS CONSUMER DISCRETIONARY 372460105   10,038 60 SH   SOLE   60 0 0
GILEAD SCIENCES, INC. HEALTHCARE 375558103   222,767 2,685 SH   SOLE   2,685 0 0
GINGKO BIOWORKS HOLDINGS INC MATERIALS 37611X100   2,295 1,739 SH   SOLE   1,739 0 0
GLADSTONE COMMERCIAL CORP CONSUMER DISCRETIONARY 376536108   15,724 1,245 SH   SOLE   1,245 0 0
GLADSTONE LAND CORPORATION REAL ESTATE 376549101   4,992 300 SH   SOLE   300 0 0
GLOBAL X MLP AND ENERGY INFRASTRUCTURE ETF ENERGY 37954Y293   14,382 360 SH   SOLE   360 0 0
GOLDMAN SACHS GROUP INC FINANCIALS 38141G104   6,542 20 SH   SOLE   20 0 0
THE GOODYEAR TIRE & RUBBER COMPANY-COMMON STOCK CONSUMER DISCRETIONARY 382550101   2,204 200 SH   SOLE   200 0 0
W.W. GRAINGER INDUSTRIALS 384802104   68,880 100 SH   SOLE   100 0 0
GUARDANT HEALTH INC. HEALTHCARE 40131M109   2,694 115 SH   SOLE   115 0 0
HARLEY DAVIDSON CONSUMER DISCRETIONARY 412822108   10,250 270 SH   SOLE   270 0 0
HELMERICH & PAYNE, INC. ENERGY 423452101   715 20 SH   SOLE   20 0 0
THE HERSHEY COMPANY CONSUMER STAPLES 427866108   39,687 156 SH   SOLE   156 0 0
HOME DEPOT INC CONSUMER DISCRETIONARY 437076102   2,786,373 9,442 SH   SOLE   8,437 1,005 0
HOME DEPOT INC CONSUMER DISCRETIONARY 437076102   306,914 1,040 SH   DFND   400 640 0
HONEYWELL INTERNATIONAL INC INDUSTRIALS 438516106   807,652 4,226 SH   SOLE   4,226 0 0
HUBSPOT INC. INFORMATION TECHNOLOGY 443573100   68,600 160 SH   SOLE   160 0 0
HUNTINGTON BANCSHARES INC. FINANCIALS 446150104   2,172 194 SH   SOLE   194 0 0
ILLINOIS TOOL WORKS INC. INDUSTRIALS 452308109   373,199 1,533 SH   SOLE   1,533 0 0
IMMUNITYBIO INC. HEALTHCARE 45256X103   814 450 SH   SOLE   450 0 0
INTEL CORP INFORMATION TECHNOLOGY 458140100   1,610,009 49,298 SH   SOLE   46,743 2,490 65
INTEL CORP INFORMATION TECHNOLOGY 458140100   260,101 7,964 SH   DFND   5,649 2,315 0
CORECARD CORPORATION INFORMATION TECHNOLOGY 45816D100   7,984 265 SH   SOLE   265 0 0
INTERACTIVE BROKERS GRO-CL A FINANCIALS 45841N107   20,640 250 SH   SOLE   250 0 0
INTERCONTINENTAL EXCHANGE INCOM FINANCIALS 45866F104   26,072 250 SH   SOLE   250 0 0
INTL BUSINESS MACHINES INFORMATION TECHNOLOGY 459200101   613,880 4,683 SH   SOLE   4,683 0 0
INTL BUSINESS MACHINES INFORMATION TECHNOLOGY 459200101   219,574 1,675 SH   DFND   753 922 0
INTERNATIONAL PAPER CO MATERIALS 460146103   151,449 4,200 SH   SOLE   4,165 0 35
INTUITIVE SURGICAL INC HEALTHCARE 46120E602   41,383 162 SH   SOLE   162 0 0
INTUIT INC INFORMATION TECHNOLOGY 461202103   1,782 4 SH   SOLE   4 0 0
INVESCO S&P 500 EQUAL WEIGHT REAL ESTATE ETF REAL ESTATE 46137V290   17,311 565 SH   SOLE   565 0 0
INVESCO DYNAMIC BIOTECH & GENOME ETF HEALTHCARE 46137V787   43,932 700 SH   SOLE   700 0 0
INVESCO PREFERRED ETF EXCHANGE TRADED FUND-FIXED INC 46138E511   13,202 1,150 SH   SOLE   1,150 0 0
INVESCO GLOBAL WATER ETF EXCHANGE TRADED FUND - EQUITY 46138E651   52,455 1,500 SH   SOLE   1,500 0 0
INVESCO EXCH TRADED FD TR IISOLAR ETF ENERGY 46138G706   7,374 95 SH   SOLE   95 0 0
INVITAE CORP COM HEALTHCARE 46185L103   167 125 SH   SOLE   125 0 0
IQIYI, INC. - ADR INFORMATION TECHNOLOGY 46267X108   728 100 SH   SOLE   100 0 0
IROBOT CORPORATION INDUSTRIALS 462726100   1,308 30 SH   SOLE   30 0 0
ETF ISHARES SILVER TR MUTUAL FUND 46428Q109   84,238 3,810 SH   SOLE   3,810 0 0
ISHARES MSCI AUSTRALIA ETF MUTUAL FUND 464286103   6,878 300 SH   DFND   300 0 0
ISHARES MSCI CANADA ETF MUTUAL FUND 464286509   8,544 250 SH   DFND   250 0 0
ISHARES MSCI SWEDEN ETF MUTUAL FUND 464286756   10,662 300 SH   SOLE   300 0 0
ISHARES MSCI SOUTH KOREA CAPPED ETF EXCHANGE TRADED FUND - EQUITY 464286772   79,577 1,300 SH   SOLE   1,300 0 0
ISHARES S & P 100 ETF MUTUAL FUND 464287101   1,049,291 5,610 SH   SOLE   5,610 0 0
ISHARES SELECT DIVIDEND ETF EXCHANGE TRADED FUND - EQUITY 464287168   294,003 2,509 SH   SOLE   2,509 0 0
ISHARES TIPS BOND ETF EXCHANGE TRADED FUND-FIXED INC 464287176   5,137,043 46,595 SH   SOLE   46,110 0 485
ISHARES TIPS BOND ETF EXCHANGE TRADED FUND-FIXED INC 464287176   693,691 6,292 SH   DFND   5,985 307 0
ISHARES CORE S&P 500 ETF EXCHANGE TRADED FUND - EQUITY 464287200   46,861 114 SH   SOLE   114 0 0
ISHARES CORE TOTAL US AGGREGATE BOND ETF-W EXCHANGE TRADED FUND-FIXED INC 46428722W   698,275 7,008 SH   SOLE   7,008 0 0
ISHARES CORE TOTAL US AGGREGATE BOND ETF EXCHANGE TRADED FUND-FIXED INC 464287226   3,248,155 32,599 SH   SOLE   32,599 0 0
ISHARES MSCI EMERGING MARKETS ETF EXCHANGE TRADED FUND - EQUITY 464287234   44,973 1,140 SH   SOLE   1,140 0 0
ISHARES MSCI EAFE ETF FUND EXCHANGE TRADED FUND - EQUITY 464287465   752,164 10,517 SH   SOLE   10,517 0 0
ISHARES MSCI EAFE ETF FUND EXCHANGE TRADED FUND - EQUITY 464287465   14,304 200 SH   DFND   0 200 0
ISHARES RUSSELL MIDCAP VALUE INDEX FUND Exchange Traded Funds - Equity 464287473   7,540 71 SH   SOLE   71 0 0
ISHARES RUSSELL MIDCAP GROWTH INDEX FUND Exchange Traded Funds - Equity 464287481   3,824 42 SH   SOLE   42 0 0
ISHARES RUSSELL MIDCAP ETF EXCHANGE TRADED FUND - EQUITY 464287499   249,192 3,564 SH   SOLE   3,564 0 0
ISHARES CORE S&P MID CAP ETF EXCHANGE TRADED FUND - EQUITY 464287507   623,394 2,492 SH   SOLE   2,492 0 0
ISHARES CORE S&P MID CAP ETF EXCHANGE TRADED FUND - EQUITY 464287507   37,524 150 SH   DFND   0 150 0
ISHARES NASDAQ BIOTECHNOLOGYETF HEALTHCARE 464287556   13,561 105 SH   SOLE   105 0 0
ISHARES RUSSELL 1000 VALUE INDEX FUND EXCHANGE TRADED FUND - EQUITY 464287598   546,762 3,591 SH   SOLE   3,591 0 0
ISHARES RUSSELL 1000 GROWTH ETF EXCHANGE TRADED FUND - EQUITY 464287614   1,480,141 6,058 SH   SOLE   6,058 0 0
ISHARES RUSSELL 2000 VALUE ETF MUTUAL FUND 464287630   2,329 17 SH   SOLE   17 0 0
ISHARES RUSSELL 2000 GROWTH ETF EXCHANGE TRADED FUND - EQUITY 464287648   376,065 1,658 SH   SOLE   1,658 0 0
ISHARES RUSSELL 2000 ETF EXCHANGE TRADED FUND - EQUITY 464287655   267,243 1,498 SH   SOLE   1,498 0 0
ISHARES U.S. TECHNOLOGY ETF INFORMATION TECHNOLOGY 464287721   41,764 450 SH   SOLE   450 0 0
ISHARES U.S. HEALTHCARE ETF HEALTHCARE 464287762   5,461 20 SH   SOLE   20 0 0
ISHARES U.S. FINANCIAL ETF FINANCIALS 464287788   33,431 470 SH   SOLE   470 0 0
ISHARES CORE S&P SMALL-CAP ETF EXCHANGE TRADED FUND - EQUITY 464287804   3,291,646 34,040 SH   SOLE   33,960 0 80
ISHARES CORE S&P SMALL-CAP ETF EXCHANGE TRADED FUND - EQUITY 464287804   183,536 1,898 SH   DFND   540 1,358 0
ISHARES S&P SMALLCAP 600 GROWTH INDEX FD Exchange Traded Funds - Equity 464287887   8,795 80 SH   SOLE   80 0 0
ISHARES S&P SHORT TERM NATIONAL AMT- FREE BD ETF EXCHANGE TRADED FUND-FIXED INC 464288158   10,468 100 SH   SOLE   100 0 0
ETF ISHARES GLOBAL CLEAN ENERGY ENERGY 464288224   98,075 4,961 SH   SOLE   4,961 0 0
ISHARES MSCI EAFE SMALL CAP ETF EXCHANGE TRADED FUND - EQUITY 464288273   2,082 35 SH   SOLE   35 0 0
ISHARES CORE US REIT ETF REAL ESTATE 464288521   17,892 355 SH   SOLE   355 0 0
ISHARES MSCI KLD 400 SOCIAL EXCHANGE TRADED FUND - EQUITY 464288570   53,812 690 SH   SOLE   690 0 0
ISHARES 1-3 YEAR CREDIT BOND ETF ETF's - Fixed Income 464288646   20,721 410 SH   SOLE   410 0 0
ISHARES DOW JONES US HOME CONSTRUCTION INDEX EXCHANGE TRADED FUND - EQUITY 464288752   36,901 525 SH   SOLE   525 0 0
ISHARES MSCI USA ESG SELECT EXCHANGE TRADED FUND - EQUITY 464288802   175,012 1,994 SH   SOLE   1,994 0 0
ISHARES U.S. MEDICAL DEVICES ETF Exchange Traded Funds - Equity 464288810   9,444 175 SH   SOLE   175 0 0
ISHARES MSCI EAFE GROWTH ETF EXCHANGE TRADED FUND - EQUITY 464288885   71,946 768 SH   SOLE   768 0 0
ISHARES CORE MSCI EAFE ETF EXCHANGE TRADED FUND - EQUITY 46432F842   16,846 252 SH   SOLE   252 0 0
ISHARES CORE MSCI EMERGING MARKET ETF EXCHANGE TRADED FUND - EQUITY 46434G103   5,952 122 SH   SOLE   122 0 0
ISHARES MSCI SINGAPORE ETF EXCHANGE TRADED FUND - EQUITY 46434G780   5,236 264 SH   DFND   264 0 0
ISSUER DIRECT CORPORATION INFORMATION TECHNOLOGY 46520M204   6,726 320 SH   SOLE   320 0 0
JPMORGAN CHASE & CO COM FINANCIALS 46625H100   2,938,814 22,553 SH   SOLE   21,563 965 25
JPMORGAN CHASE & CO COM FINANCIALS 46625H100   127,051 975 SH   DFND   945 30 0
JD.COM INC.-ADR CONSUMER DISCRETIONARY 47215P106   3,071 70 SH   SOLE   70 0 0
JINKOSOLAR HOLDING COMPANY LTD ENERGY 47759T100   1,275 25 SH   SOLE   25 0 0
JOHNSON & JOHNSON HEALTHCARE 478160104   3,596,310 23,202 SH   SOLE   22,064 1,108 30
JOHNSON & JOHNSON HEALTHCARE 478160104   519,250 3,350 SH   DFND   1,385 1,965 0
KELLOGG COMPANY CONSUMER STAPLES 487836108   13,390 200 SH   SOLE   200 0 0
KELLOGG COMPANY CONSUMER STAPLES 487836108   84,825 1,267 SH   DFND   1,267 0 0
KIMBERLY CLARK CONSUMER STAPLES 494368103   221,460 1,650 SH   SOLE   1,650 0 0
KIMBERLY CLARK CONSUMER STAPLES 494368103   134,220 1,000 SH   DFND   1,000 0 0
KINDER MORGAN INC. ENERGY 49456B101   8,225 470 SH   SOLE   470 0 0
L3HARRIS TECHNOLOGIES INC. COMMON STOCK INDUSTRIALS 502431109   15,698 80 SH   SOLE   80 0 0
LABORATORY CORPORATION OF AMERICAN HOLDINGS HEALTHCARE 50540R409   27,530 120 SH   SOLE   120 0 0
LAM RESEARCH CORP COMMON HEALTHCARE 512807108   27,564 52 SH   SOLE   52 0 0
LEGGETT & PLATT CONSUMER DISCRETIONARY 524660107   1,753 55 SH   SOLE   55 0 0
LENNAR COPORATION CLASS A CONSUMER DISCRETIONARY 526057104   51,503 490 SH   SOLE   490 0 0
LENNAR CORPORATION CLASS B CONSUMER DISCRETIONARY 526057302   89 1 SH   SOLE   1 0 0
ELI LILLY & CO HEALTHCARE 532457108   1,460,156 4,252 SH   SOLE   4,252 0 0
ELI LILLY & CO HEALTHCARE 532457108   285,028 830 SH   DFND   750 80 0
LINCOLN ELECTRIC HOLDING INC INDUSTRIALS 533900106   72,713 430 SH   SOLE   430 0 0
LITHIA MOTORS INC CL A CONSUMER DISCRETIONARY 536797103   22,893 100 SH   SOLE   100 0 0
LITTELFUSE INC INFORMATION TECHNOLOGY 537008104   13,404 50 SH   SOLE   50 0 0
LOCKHEED MARTIN CORP INDUSTRIALS 539830109   2,445,810 5,174 SH   SOLE   4,854 320 0
LOCKHEED MARTIN CORP INDUSTRIALS 539830109   420,720 890 SH   DFND   890 0 0
LOOMIS SAYLES BOND FUND FIXED INCOME 543495840   93,531 8,084 SH   SOLE   8,084 0 0
LOWES COMPANIES INC CONSUMER DISCRETIONARY 548661107   537,905 2,690 SH   SOLE   2,615 0 75
LOWES COMPANIES INC CONSUMER DISCRETIONARY 548661107   47,992 240 SH   DFND   240 0 0
LULULEMON ATHLETICA INC CONSUMER DISCRETIONARY 550021109   14,567 40 SH   SOLE   40 0 0
MPLX LP ENERGY 55336V100   127,465 3,700 SH   SOLE   3,700 0 0
MANULIFE FINANCIAL FINANCIALS 56501R106   19,589 1,067 SH   SOLE   1,067 0 0
MARATHON PETROLEUM CORPORATION ENERGY 56585A102   235,952 1,750 SH   SOLE   1,750 0 0
MARKEL CORP HOLDING COMPANY FINANCIALS 570535104   12,774 10 SH   SOLE   10 0 0
MARRIOTT INTERNATIONAL INC. CLASS A CONSUMER DISCRETIONARY 571903202   10,792 65 SH   SOLE   65 0 0
MASIMO CORPORATION HEALTHCARE 574795100   2,214 12 SH   SOLE   12 0 0
MASONITE INTERNATIONAL CORPORATION INDUSTRIALS 575385109   2,723 30 SH   SOLE   30 0 0
MASTERCARD INC - CLASS A INFORMATION TECHNOLOGY 57636Q104   276,180 760 SH   SOLE   695 65 0
MCCORMICK & CO. CONSUMER STAPLES 579780206   133,136 1,600 SH   SOLE   200 1,400 0
MCDONALDS CORP CONSUMER DISCRETIONARY 580135101   2,747,054 9,825 SH   SOLE   9,025 785 15
MCDONALDS CORP CONSUMER DISCRETIONARY 580135101   686,977 2,457 SH   DFND   1,200 1,257 0
MCKESSON CORPORATION HEALTHCARE 58155Q103   134,582 378 SH   SOLE   378 0 0
MERCADOLIBRE INC INFORMATION TECHNOLOGY 58733R102   23,724 18 SH   SOLE   18 0 0
MERCK & CO., INC HEALTHCARE 58933Y105   1,064,084 10,002 SH   SOLE   9,702 300 0
MERCK & CO., INC HEALTHCARE 58933Y105   200,545 1,885 SH   DFND   1,885 0 0
METLIFE INC FINANCIALS 59156R108   897,591 15,495 SH   SOLE   15,465 0 30
METLIFE INC FINANCIALS 59156R108   73,976 1,277 SH   DFND   1,277 0 0
MICROSOFT CORP INFORMATION TECHNOLOGY 594918104   7,111,750 24,669 SH   SOLE   23,277 1,392 0
MICROSOFT CORP INFORMATION TECHNOLOGY 594918104   164,324 570 SH   DFND   80 490 0
MID-AMERICA APARTMENT COMMUNITIES INC. REAL ESTATE 59522J103   3,776 25 SH   SOLE   25 0 0
MILLERKNOLL INC. CONSUMER DISCRETIONARY 600544100   1,738 85 SH   SOLE   85 0 0
MITEK SYSTEMS INC. INFORMATION TECHNOLOGY 606710200   8,631 900 SH   SOLE   900 0 0
MONDELEZ INTERNATIONAL INC CONSUMER STAPLES 609207105   148,501 2,130 SH   SOLE   1,130 1,000 0
MONGODB, INC. INFORMATION TECHNOLOGY 60937P106   20,514 88 SH   SOLE   88 0 0
MORGAN STANLEY FINANCIALS 617446448   488,943 5,569 SH   SOLE   5,569 0 0
NASDAQ STOCK MARKET INC FINANCIALS 631103108   8,200 150 SH   SOLE   150 0 0
NATIONAL FUEL GAS CO. NJ UTILITIES 636180101   27,426 475 SH   SOLE   475 0 0
NETAPP, INC. INFORMATION TECHNOLOGY 64110D104   6,385 100 SH   SOLE   100 0 0
NETFLIX INC INFORMATION TECHNOLOGY 64110L106   406,608 1,177 SH   SOLE   1,177 0 0
NEW JERSEY RESOURCES CORP UTILITIES 646025106   48,518 912 SH   SOLE   912 0 0
NEW RELIC INC INFORMATION TECHNOLOGY 64829B100   4,893 65 SH   SOLE   65 0 0
NEWMONT CORPORATION MATERIALS 651639106   66,519 1,357 SH   SOLE   1,357 0 0
NEXTERA ENERGY INC UTILITIES 65339F101   2,296,325 29,792 SH   SOLE   28,592 1,200 0
NICE LTD - AMERICAN DEPOSITORY SHARES INFORMATION TECHNOLOGY 653656108   6,866 30 SH   SOLE   30 0 0
NIKE, INC CONSUMER DISCRETIONARY 654106103   979,018 7,983 SH   SOLE   7,983 0 0
NISOURCE INC UTILITIES 65473P105   13,975 500 SH   SOLE   500 0 0
NORFOLK SOUTHERN CORPORATION INDUSTRIALS 655844108   31,800 150 SH   SOLE   150 0 0
NORTHROP GRUMMAN CORP INDUSTRIALS 666807102   338,890 734 SH   SOLE   734 0 0
NOVARTIS AG - ADR FOREIGN EQUITIES 66987V109   51,152 556 SH   SOLE   426 130 0
NUCOR MATERIALS 670346105   233,249 1,510 SH   SOLE   910 600 0
NUCOR MATERIALS 670346105   123,576 800 SH   DFND   800 0 0
NUVEEN AMT- FREE QUALITY MUNICIPAL INCOME FUND FINANCIALS 670657105   29,912 2,690 SH   SOLE   2,690 0 0
NVIDIA CORP. INFORMATION TECHNOLOGY 67066G104   3,877,211 13,959 SH   SOLE   13,959 0 0
NUVEEN QUALITY MUNICIPAL INCOME FUND MUTUAL FUNDS-NON TAX 67066V101   7,713 669 SH   SOLE   669 0 0
NUVEEN NEW YORK QUALITY MUNICIPAL INCOME FD MUTUAL FUNDS-NON TAX 67066X107   32,016 2,900 SH   SOLE   2,900 0 0
NUVEEN AMT-FREE MUNI CREDIT INCOME FUND MUTUAL FUNDS-NON TAX 67071L106   18,259 1,550 SH   SOLE   1,550 0 0
NUSHARES ETF TR NUVEEN ESG SMLCP EXCHANGE TRADED FUND - EQUITY 67092P607   301,395 8,514 SH   SOLE   8,514 0 0
OCCIDENTAL PETROLEUM CORP ENERGY 674599105   10,924 175 SH   SOLE   175 0 0
OMNICOM GROUP INC CONSUMER DISCRETIONARY 681919106   8,018 85 SH   SOLE   85 0 0
ONEOK INC ENERGY 682680103   23,063 363 SH   SOLE   363 0 0
ON24 INC. INFORMATION TECHNOLOGY 68339B104   5,913 675 SH   SOLE   675 0 0
ORACLE CORPORATION INFORMATION TECHNOLOGY 68389X105   787,197 8,472 SH   SOLE   8,472 0 0
ORACLE CORPORATION INFORMATION TECHNOLOGY 68389X105   15,796 170 SH   DFND   0 170 0
OTIS WORLDWIDE CORPORATION INDUSTRIALS 68902V107   185,674 2,200 SH   SOLE   1,850 350 0
OTIS WORLDWIDE CORPORATION INDUSTRIALS 68902V107   43,634 517 SH   DFND   327 190 0
OUTSET MEDICAL INC. HEALTHCARE 690145107   5,149 280 SH   SOLE   280 0 0
P G & E CORP UTILITIES 69331C108   161 10 SH   SOLE   10 0 0
PNC FINANCIAL SERVICES GROUP INC FINANCIALS 693475105   42,959 338 SH   SOLE   338 0 0
PPG INDUSTRIES MATERIALS 693506107   2,270 17 SH   SOLE   17 0 0
PPL CORP UTILITIES 69351T106   2,779 100 SH   SOLE   100 0 0
PACER AMERICAN ENERGY INDEPENDENCE ETF ENERGY 69374H634   17,420 670 SH   SOLE   670 0 0
PACIRA BIOSCIENCES, INC HEALTHCARE 695127100   24,486 600 SH   SOLE   600 0 0
PALO ALTO NETWORKS INC INFORMATION TECHNOLOGY 697435105   19,174 96 SH   SOLE   96 0 0
PARKER HANNIFIN CORP MATERIALS 701094104   226,866 675 SH   SOLE   675 0 0
PAYCHEX INC INFORMATION TECHNOLOGY 704326107   10,542 92 SH   SOLE   92 0 0
PELOTON INTERACTIVE INC CLASS A CONSUMER DISCRETIONARY 70614W100   5,783 510 SH   SOLE   510 0 0
PEPSICO INC CONSUMER STAPLES 713448108   3,439,945 18,870 SH   SOLE   18,575 295 0
PEPSICO INC CONSUMER STAPLES 713448108   625,287 3,430 SH   DFND   1,815 1,615 0
PFIZER INC HEALTHCARE 717081103   2,130,054 52,221 SH   SOLE   49,665 2,556 0
PFIZER INC HEALTHCARE 717081103   171,318 4,200 SH   DFND   3,800 400 0
PHILIP MORRIS INTERNATIONAL W/I CONSUMER DISCRETIONARY 718172109   251,291 2,584 SH   SOLE   2,584 0 0
PHILLIPS 66 ENERGY 718546104   936,207 9,235 SH   SOLE   9,025 210 0
PHILLIPS 66 ENERGY 718546104   127,231 1,255 SH   DFND   1,255 0 0
PIMCO HIGH INCOME FUND EXCHANGE TRADED FUND-FIXED INC 722014107   16,526 3,472 SH   SOLE   3,472 0 0
PINTEREST INC CL A COMMUNICATION SERVICES 72352L106   24,952 915 SH   SOLE   915 0 0
PLAINS ALL AMERICAN PIPELINE ENERGY 726503105   134,676 10,800 SH   SOLE   10,800 0 0
PLUG POWER INC. INFORMATION TECHNOLOGY 72919P202   16,642 1,420 SH   SOLE   1,420 0 0
POST HOLDINGS INC CONSUMER STAPLES 737446104   4,493 50 SH   SOLE   50 0 0
T ROWE PRICE GROUP INC FINANCIALS 74144T108   42,337 375 SH   SOLE   375 0 0
PROCTER & GAMBLE CO CONSUMER STAPLES 742718109   4,084,726 27,472 SH   SOLE   25,765 1,672 35
PROCTER & GAMBLE CO CONSUMER STAPLES 742718109   661,668 4,450 SH   DFND   2,620 1,830 0
PROLOGIS, INC. REAL ESTATE 74340W103   2,370 19 SH   SOLE   19 0 0
PRUDENTIAL FINANCIAL INC FINANCIALS 744320102   273,604 3,307 SH   SOLE   3,307 0 0
PRUDENTIAL FINANCIAL INC FINANCIALS 744320102   60,400 730 SH   DFND   730 0 0
PUBLIC SERVICE ENTERPRISE GROUP, INC UTILITIES 744573106   9,679 155 SH   SOLE   155 0 0
PUBMATIC INC COM CL A CONSUMER DISCRETIONARY 74467Q103   9,176 664 SH   SOLE   664 0 0
PULTEGROUP, INC INDUSTRIALS 745867101   53,899 925 SH   SOLE   925 0 0
QUALCOMM INC INFORMATION TECHNOLOGY 747525103   1,364,820 10,698 SH   SOLE   10,433 235 30
QUANTA SERVICES INC INDUSTRIALS 74762E102   109,148 655 SH   SOLE   655 0 0
REATA PHARMACEUTICALS INC. HEALTHCARE 75615P103   5,000 55 SH   SOLE   55 0 0
REGENERON PHARMACEUTICALS HEALTHCARE 75886F107   386,161 470 SH   SOLE   470 0 0
REPLIGEN CORPORATION HEALTHCARE 759916109   42,090 250 SH   SOLE   250 0 0
RIMINI STREET INC. INFORMATION TECHNOLOGY 76674Q107   6,447 1,565 SH   SOLE   1,565 0 0
RIO TINTO PLC MATERIALS 767204100   102,900 1,500 SH   SOLE   1,500 0 0
ROBERT HALF INTL INC INDUSTRIALS 770323103   20,140 250 SH   SOLE   250 0 0
ROCHE HOLDING AG HEALTHCARE 771195104   8,569 239 SH   SOLE   239 0 0
ROKU INC CONSUMER DISCRETIONARY 77543R102   6,251 95 SH   SOLE   95 0 0
SPDR S & P 500 ETF TRUST EXCHANGE TRADED FUND - EQUITY 78462F103   18,411,024 44,972 SH   SOLE   44,972 0 0
SPDR S & P 500 ETF TRUST EXCHANGE TRADED FUND - EQUITY 78462F103   1,475,848 3,605 SH   DFND   1,020 2,585 0
SPDR GOLD TRUST MUTUAL FUND 78463V107   247,526 1,351 SH   SOLE   1,351 0 0
SPDR MSCI ACWI CLIMATE PARIS ALIGNED ETF EXCHANGE TRADED FUND - EQUITY 78463X194   12,430 440 SH   SOLE   440 0 0
SPDR NYSE TECHNOLOGY ETF INFORMATION TECHNOLOGY 78464A102   79,386 655 SH   SOLE   655 0 0
SPDR PORTFOLIO TIP ETF EXCHANGE TRADED FUND-FIXED INC 78464A656   30,152 1,131 SH   SOLE   1,131 0 0
SPDR S&P REGIONAL BANKING ETF FINANCIALS 78464A698   16,447 375 SH   SOLE   375 0 0
SPDR S&P DIVIDEND ETF EXCHANGE TRADED FUND - EQUITY 78464A763   340,820 2,755 SH   SOLE   2,755 0 0
SPDR S&P 400 MID CAP VALUE ETF EXCHANGE TRADED FUND - EQUITY 78464A839   13,216 200 SH   SOLE   200 0 0
ETF SPDR S&P BIOTECH HEALTHCARE 78464A870   499,553 6,555 SH   SOLE   6,555 0 0
S&P MIDCAP 400 DEPOSITORY RECEIPTS ETF -W EXCHANGE TRADED FUND - EQUITY 78467Y10W   75,176 164 SH   SOLE   164 0 0
S & P MIDCAP 400 DEPOSITORY RECEIPTS ETF EXCHANGE TRADED FUND - EQUITY 78467Y107   4,670,617 10,189 SH   SOLE   10,137 0 52
S & P MIDCAP 400 DEPOSITORY RECEIPTS ETF EXCHANGE TRADED FUND - EQUITY 78467Y107   208,572 455 SH   DFND   230 225 0
SPDR S&P 500 ESG ETF EXCHANGE TRADED FUND - EQUITY 78468R531   3,943 100 SH   SOLE   100 0 0
SPDR SER TR S&P KENSHO SMART INFORMATION TECHNOLOGY 78468R689   7,629 240 SH   SOLE   240 0 0
SPDR NUVEEN BLOOMBERG BARCLAY MUNICIPAL BOND ETF EXCHANGE TRADED FUND-FIXED INC 78468R721   70,215 1,500 SH   SOLE   1,500 0 0
SPDR MSCI USA GENDER DIVERSITY ETF EXCHANGE TRADED FUND - EQUITY 78468R747   17,243 208 SH   SOLE   208 0 0
SPDR SSGA US LARGE CAP LOW VOLATILITY INDEX ETF EXCHANGE TRADED FUND - EQUITY 78468R804   11,628 85 SH   SOLE   85 0 0
SALESFORCE, INC. INFORMATION TECHNOLOGY 79466L302   278,684 1,395 SH   SOLE   1,395 0 0
SANOFI ADR FOREIGN EQUITIES 80105N105   6,530 120 SH   SOLE   120 0 0
SCHLUMBERGER LTD ENERGY 806857108   14,727 300 SH   SOLE   300 0 0
SCHLUMBERGER LTD ENERGY 806857108   14,727 300 SH   DFND   0 300 0
SCHWAB U.S. SMALL-CAP ETF EXCHANGE TRADED FUND - EQUITY 808524607   10,985 262 SH   SOLE   262 0 0
SCHWAB FUNDAMENTAL INTERNATIONAL SMALL COMPANY EXCHANGE TRADED FUND - EQUITY 808524748   7,122 215 SH   SOLE   215 0 0
SCWAB FUNDAMENTAL INTERNATIONAL LARGE COMPANY EXCHANGE TRADED FUND - EQUITY 808524755   11,288 361 SH   SOLE   361 0 0
SCHWAB FUNDAMENTAL U.S. SMALL COMPANY INDEX ETF EXCHANGE TRADED FUND - EQUITY 808524763   9,975 205 SH   SOLE   205 0 0
SCHWAB FUNDAMENTAL U.S. LARGE COMPANY INDEX ETF EXCHANGE TRADED FUND - EQUITY 808524771   21,144 385 SH   SOLE   385 0 0
MATERIAL SELECT SECTOR SPDR TRUST MATERIALS 81369Y100   260,497 3,230 SH   SOLE   3,230 0 0
HEALTH CARE SELECT SECTOR SPDR FUND HEALTHCARE 81369Y209   8,026 62 SH   SOLE   62 0 0
CONSUMER STAPLES SELECT SECTOR SPDR FUND CONSUMER STAPLES 81369Y308   62,523 837 SH   SOLE   837 0 0
CONSUMER DISCRETIONARY SELE CT SECTOR SPDR FUND CONSUMER DISCRETIONARY 81369Y407   95,704 640 SH   SOLE   640 0 0
ENERGY SELECT SECTOR SPDR FUND ENERGY 81369Y506   43,070 520 SH   SOLE   520 0 0
FINANCIAL SELECT SECTOR SPDR FUND FINANCIALS 81369Y605   366,555 11,405 SH   SOLE   11,405 0 0
INDUSTRIAL SELECT SECTOR SPDR FUND INDUSTRIALS 81369Y704   91,061 900 SH   SOLE   900 0 0
TECHNOLOGY SELECT SECT SPDR INFORMATION TECHNOLOGY 81369Y803   882,500 5,844 SH   SOLE   5,844 0 0
COMMUNICATION SERVICES SELECT SECTOR SPDR FUND COMMUNICATION SERVICES 81369Y852   97,911 1,689 SH   SOLE   1,689 0 0
AMEX UTILITIES SELECT INDEX SHS BEN INT UTILITIES 81369Y886   251,873 3,721 SH   SOLE   3,721 0 0
SEMPRA UTILITIES 816851109   133,774 885 SH   SOLE   885 0 0
SHERWIN WILLIAMS COMPANY CONSUMER DISCRETIONARY 824348106   45,178 201 SH   SOLE   201 0 0
SCHOCKWAVE MEDICAL INC HEALTHCARE 82489T104   27,537 127 SH   SOLE   127 0 0
SIEMENS AG FOREIGN EQUITIES 826197501   21,856 270 SH   SOLE   270 0 0
SIMON PROPERTY GROUP REAL ESTATE 828806109   7,388 66 SH   SOLE   66 0 0
SIX FLAGS ENTERTAINMENT CORPORATION CONSUMER DISCRETIONARY 83001A102   8,410 315 SH   SOLE   315 0 0
SMITH-MIDLAND CORPORATION INDUSTRIALS 832156103   6,187 330 SH   SOLE   330 0 0
J.M. SMUCKER COMPANY CONSUMER STAPLES 832696405   252,734 1,606 SH   SOLE   655 951 0
SNAP-ON INC CONSUMER DISCRETIONARY 833034101   46,662 189 SH   SOLE   189 0 0
SONY GROUP CORP FOREIGN EQUITIES 835699307   16,316 180 SH   SOLE   180 0 0
SOUTHERN CO UTILITIES 842587107   1,037,898 14,917 SH   SOLE   14,302 615 0
SOUTHERN CO UTILITIES 842587107   232,744 3,345 SH   DFND   2,600 745 0
SOUTHWEST AIRLINES INDUSTRIALS 844741108   15,131 465 SH   SOLE   465 0 0
SPECTRUM BRANDS HOLDINGS INCCOMMON STOCK CONSUMER STAPLES 84790A105   662 10 SH   SOLE   10 0 0
SPLUNK INC. ENERGY 848637104   4,794 50 SH   SOLE   50 0 0
STARBUCKS CORPORATION CONSUMER DISCRETIONARY 855244109   371,006 3,563 SH   SOLE   3,563 0 0
STARBUCKS CORPORATION CONSUMER DISCRETIONARY 855244109   9,579 92 SH   DFND   0 92 0
STATE STREET CORP. COM FINANCIALS 857477103   2,346 31 SH   SOLE   31 0 0
STITCH FIX, INC. - CLASS A CONSUMER DISCRETIONARY 860897107   996 195 SH   SOLE   195 0 0
STRYKER CORP HEALTHCARE 863667101   1,220,314 4,275 SH   SOLE   4,275 0 0
STRYKER CORP HEALTHCARE 863667101   39,964 140 SH   DFND   140 0 0
SUMMIT THERAPEUTICS INC. HEALTHCARE 86627T108   4,375 2,500 SH   SOLE   2,500 0 0
SUNCOR ENERGY INC NEW FOREIGN EQUITIES 867224107   14,899 480 SH   SOLE   480 0 0
SYNOPSYS INC INFORMATION TECHNOLOGY 871607107   7,725 20 SH   SOLE   20 0 0
SYSCO CORPORATION CONSUMER STAPLES 871829107   80,694 1,045 SH   SOLE   1,045 0 0
TJX COS INC NEW CONSUMER DISCRETIONARY 872540109   85,489 1,091 SH   SOLE   1,091 0 0
T. ROWE PRICE DIVIDEND GROWTH ETF EXCHANGE TRADED FUND - EQUITY 87283Q404   12,203 382 SH   SOLE   382 0 0
TAKE-TWO INTERACTIVE SOFTWARE, INC. INFORMATION TECHNOLOGY 874054109   13,719 115 SH   SOLE   115 0 0
TARGET CORP CONSUMER DISCRETIONARY 87612E106   752,921 4,546 SH   SOLE   4,374 130 42
TARGET CORP CONSUMER DISCRETIONARY 87612E106   124,222 750 SH   DFND   0 750 0
TELADOC HEALTH INC. HEALTHCARE 87918A105   8,466 327 SH   SOLE   327 0 0
TESLA MOTORS INC CONSUMER DISCRETIONARY 88160R101   845,163 4,074 SH   SOLE   4,074 0 0
TEXAS INSTRUMENTS INFORMATION TECHNOLOGY 882508104   82,959 446 SH   SOLE   446 0 0
TEXTRON INC INDUSTRIALS 883203101   4,590 65 SH   SOLE   65 0 0
THE TRADE DESK, INC. INFORMATION TECHNOLOGY 88339J105   48,720 800 SH   SOLE   800 0 0
THERMO FISHER SCIENTIFIC, INC HEALTHCARE 883556102   203,453 353 SH   SOLE   353 0 0
3M CO COM INDUSTRIALS 88579Y101   391,185 3,722 SH   SOLE   3,207 515 0
3M CO COM INDUSTRIALS 88579Y101   82,511 785 SH   DFND   785 0 0
TORO CO INDUSTRIALS 891092108   80,035 720 SH   SOLE   720 0 0
TORONTO-DOMINION BANK NEW FOREIGN EQUITIES 891160509   230,193 3,843 SH   SOLE   3,843 0 0
TOTALENERGIES SE FOREIGN EQUITIES 89151E109   1,180 20 SH   SOLE   20 0 0
TOYOTA MOTOR CORP ADR CONSUMER DISCRETIONARY 892331307   47,463 335 SH   SOLE   335 0 0
TRANSMEDICS GROUP INC. HEALTHCARE 89377M109   34,831 460 SH   SOLE   460 0 0
TRAVELERS COS INC FINANCIALS 89417E109   116,556 680 SH   SOLE   680 0 0
TREX COMPANY INC. INDUSTRIALS 89531P105   12,894 265 SH   SOLE   265 0 0
TWILIO INC. - A INFORMATION TECHNOLOGY 90138F102   7,528 113 SH   SOLE   113 0 0
US BANCORP DEL COM NEW FINANCIALS 902973304   99,034 2,748 SH   SOLE   2,748 0 0
US BANCORP DEL COM NEW FINANCIALS 902973304   720 20 SH   DFND   20 0 0
UNILEVER PLC FOREIGN EQUITIES 904767704   8,828 170 SH   SOLE   0 170 0
UNION PACIFIC CORP INDUSTRIALS 907818108   383,193 1,904 SH   SOLE   1,904 0 0
UNITED PARCEL SERVICE INDUSTRIALS 911312106   499,291 2,574 SH   SOLE   2,574 0 0
UNITEDHEALTH GROUP INC HEALTHCARE 91324P102   1,388,415 2,938 SH   SOLE   2,938 0 0
UPSTART HLDGS INC COM FINANCIALS 91680M107   2,383 150 SH   SOLE   150 0 0
VF CORP CONSUMER DISCRETIONARY 918204108   1,832 80 SH   SOLE   80 0 0
VAIL RESORTS INC. CONSUMER DISCRETIONARY 91879Q109   3,505 15 SH   SOLE   15 0 0
VALERO ENERGY NEW ENERGY 91913Y100   619,535 4,438 SH   SOLE   4,323 115 0
VALERO ENERGY NEW ENERGY 91913Y100   110,563 792 SH   DFND   792 0 0
VANECK SEMICONDUCTOR ETF INFORMATION TECHNOLOGY 92189F676   87,639 333 SH   SOLE   333 0 0
VANGUARD DIVIDEND APPRECIATION INDEX FUND EXCHANGE TRADED FUND - EQUITY 921908844   109,192 709 SH   SOLE   709 0 0
ETF VANGUARD TOTAL INTL STOCK MUTUAL FUND 921909768   1,932 35 SH   SOLE   35 0 0
VANGUARD ESG INTERNATIONAL STOCK ETF EXCHANGE TRADED FUND - EQUITY 921910725   5,288 101 SH   SOLE   101 0 0
VANGUARD SHORT-TERM BOND ETF EXCHANGE TRADED FUND-FIXED INC 921937827   15,832 207 SH   SOLE   207 0 0
VANGUARD TOTAL BOND MARKET FUND ETF EXCHANGE TRADED FUND-FIXED INC 921937835   434,193 5,881 SH   SOLE   5,881 0 0
VANGUARD FTSE DEVELOPED MARKET ETF MUTUAL FUND 921943858   595,704 13,191 SH   SOLE   13,191 0 0
VANGUARD UTILITIES ETF UTILITIES 92204A876   48,681 330 SH   SOLE   330 0 0
VANGUARD COMMUNICATION SERVICES ETF COMMUNICATION SERVICES 92204A884   7,153 74 SH   SOLE   74 0 0
VANGUARD FTSE ALL-WLD EX-US SMCP IDX ETF EXCHANGE TRADED FUND - EQUITY 922042718   2,949 27 SH   SOLE   27 0 0
VANGUARD MSCI EMERGING MARKETS ETF EXCHANGE TRADED FUND - EQUITY 922042858   155,742 3,855 SH   SOLE   3,855 0 0
VANGUARD MSCI EMERGING MARKETS ETF EXCHANGE TRADED FUND - EQUITY 922042858   46,864 1,160 SH   DFND   910 250 0
ETF VANGUARD RUSSELL 3000 EXCHANGE TRADED FUND - EQUITY 92206C599   1,231,774 6,720 SH   SOLE   6,720 0 0
ETF VANGUARD RUSSELL 3000 EXCHANGE TRADED FUND - EQUITY 92206C599   234,624 1,280 SH   DFND   1,280 0 0
ETF VANGUARD RUSSELL 2000 EXCHANGE TRADED FUND - EQUITY 92206C664   85,990 1,193 SH   SOLE   1,193 0 0
VAREX IMAGING CORP HEALTHCARE 92214X106   727 40 SH   SOLE   40 0 0
VANGUARD REAL ESTATE ETF REAL ESTATE 922908553   29,064 350 SH   SOLE   250 100 0
VANGUARD MID-CAP ETF EXCHANGE TRADED FUND - EQUITY 922908629   1,265,520 6,000 SH   SOLE   6,000 0 0
VANGUARD GROWTH ETF EXCHANGE TRADED FUND - EQUITY 922908736   1,110,007 4,450 SH   SOLE   4,450 0 0
VANGUARD VALUE ETF EXCHANGE TRADED FUND - EQUITY 922908744   50,410 365 SH   SOLE   365 0 0
VANGUARD SMALL CAP ETF EXCHANGE TRADED FUND - EQUITY 922908751   14,406 76 SH   SOLE   76 0 0
VANGUARD TOTAL STOCK MARKET ETF EXCHANGE TRADED FUND - EQUITY 922908769   904,977 4,434 SH   SOLE   4,434 0 0
VERIZON COMMUNICATIONS INC COMMUNICATION SERVICES 92343V104   1,573,180 40,464 SH   SOLE   39,008 1,456 0
VERIZON COMMUNICATIONS INC COMMUNICATION SERVICES 92343V104   211,855 5,449 SH   DFND   3,587 1,862 0
VERISK ANALYTICS INC INDUSTRIALS 92345Y106   20,145 105 SH   SOLE   105 0 0
VERTEX PHARMACEUTICALS INC HEALTHCARE 92532F100   178,631 567 SH   SOLE   567 0 0
VISA INC - CLASS A SHARES INFORMATION TECHNOLOGY 92826C839   1,206,639 5,352 SH   SOLE   5,252 100 0
VMWARE INC INFORMATION TECHNOLOGY 928563402   9,862 79 SH   SOLE   79 0 0
VONTIER CORPORATION INDUSTRIALS 928881101   1,093 40 SH   DFND   40 0 0
WALMART INC CONSUMER STAPLES 931142103   1,124,863 7,629 SH   SOLE   7,349 280 0
WALMART INC CONSUMER STAPLES 931142103   18,431 125 SH   DFND   125 0 0
WASTE MANAGEMENT INC NEW INDUSTRIALS 94106L109   1,570,151 9,623 SH   SOLE   8,668 955 0
WASTE MANAGEMENT INC NEW INDUSTRIALS 94106L109   213,750 1,310 SH   DFND   880 430 0
WATSCO INC. COMMON STOCK INDUSTRIALS 942622200   2,545 8 SH   SOLE   8 0 0
WAYFAIR INC CL A CONSUMER DISCRETIONARY 94419L101   3,434 100 SH   SOLE   100 0 0
WELLS FARGO & CO NEW FINANCIALS 949746101   40,331 1,079 SH   SOLE   859 220 0
WELLS FARGO & CO NEW FINANCIALS 949746101   26,166 700 SH   DFND   700 0 0
WHERE FOOD COMES FROM INC. INDUSTRIALS 96327X200   9,345 700 SH   SOLE   700 0 0
WHIRLPOOL CORP CONSUMER DISCRETIONARY 963320106   2,640 20 SH   SOLE   20 0 0
THE WILLIAMS CO. INC. ENERGY 969457100   143,677 4,812 SH   SOLE   4,812 0 0
THE WILLIAMS CO. INC. ENERGY 969457100   92,566 3,100 SH   DFND   3,100 0 0
WISDOMTREE INC FINANCIALS 97717P104   3,516 600 SH   SOLE   600 0 0
XCEL ENERGY INC UTILITIES 98389B100   41,603 617 SH   SOLE   617 0 0
YUM BRANDS INC. CONSUMER DISCRETIONARY 988498101   23,774 180 SH   SOLE   180 0 0
YUM BRANDS INC. CONSUMER DISCRETIONARY 988498101   79,248 600 SH   DFND   0 600 0
ZEBRA TECHNOLOGIES CORP CLASS A INFORMATION TECHNOLOGY 989207105   25,440 80 SH   SOLE   80 0 0
ZIMMER HOLDINGS INC. HEALTHCARE 98956P102   67,313 521 SH   SOLE   21 500 0
ZOETIS INC HEALTHCARE 98978V103   15,644 94 SH   SOLE   94 0 0
ZUORA INC INFORMATION TECHNOLOGY 98983V106   4,880 494 SH   SOLE   494 0 0