The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALLEGION PLC FOREIGN EQUITIES G0176J109 20 200 SH   SOLE   200 0 0
ARCO PLATFORM LIMITED -CLASS A FOREIGN EQUITIES G04553106 9 625 SH   SOLE   625 0 0
ATLASSIAN CORPORATION PLC - CLASS A FOREIGN EQUITIES G06242104 19 100 SH   SOLE   100 0 0
ACCENTURE PLC INFORMATION TECHNOLOGY G1151C101 849 3,058 SH   SOLE   3,058 0 0
CAMBIUM NETWORKS CORPORATION FOREIGN EQUITIES G17766109 6 380 SH   SOLE   380 0 0
EATON CORP PLC INDUSTRIALS G29183103 64 508 SH   SOLE   508 0 0
INVESCO LIMITED FINANCIALS G491BT108 1 50 SH   SOLE   50 0 0
KINIKSA PHARMACEUTICALS LTD. -CLASS A FOREIGN EQUITIES G5269C101 8 875 SH   SOLE   875 0 0
APTIV PLC CONSUMER DISCRETIONARY G6095L109 3 35 SH   SOLE   35 0 0
NORWEGIAN CRUISE LINE HOLDINGS LTD CONSUMER DISCRETIONARY G66721104 1 100 SH   SOLE   100 0 0
NOVOCURE LIMITED HEALTHCARE G6674U108 7 100 SH   SOLE   100 0 0
SMART GLOBAL HOLDINGS INC. FOREIGN EQUITIES G8232Y101 6 340 SH   SOLE   340 0 0
VINCI PARTNERS INVESTMENTS LTD. - CLASS A FINANCIALS G9451V109 9 855 SH   SOLE   855 0 0
FIVERR INTERNATIONAL LTD. FOREIGN EQUITIES M4R82T106 9 270 SH   SOLE   270 0 0
JFROG LTD FOREIGN EQUITIES M6191J100 7 345 SH   SOLE   345 0 0
WIX.COM LTD INFORMATION TECHNOLOGY M98068105 8 128 SH   SOLE   128 0 0
ASML HOLDING N V N Y REGISTRY SHS FOREIGN EQUITIES N07059210 14 30 SH   SOLE   30 0 0
FLEXTRONICS INTL INFORMATION TECHNOLOGY Y2573F102 14 950 SH   SOLE   950 0 0
AFLAC INC. FINANCIALS 001055102 1 16 SH   SOLE   16 0 0
AFLAC INC. FINANCIALS 001055102 14 250 SH   DFND   0 250 0
AMC ENTMT HLDGS INC CL A COM CONSUMER DISCRETIONARY 00165C104 1 100 SH   SOLE   100 0 0
AT&T INC. COMMUNICATION SERVICES 00206R102 735 35,090 SH   SOLE   34,317 713 60
AT&T INC. COMMUNICATION SERVICES 00206R102 127 6,070 SH   DFND   4,710 1,360 0
ARK AUTONOMOUS TECHNOLOGY & ROBOTICS ETF INFORMATION TECHNOLOGY 00214Q203 16 310 SH   SOLE   310 0 0
ABBOTT LABS HEALTHCARE 002824100 768 7,066 SH   SOLE   6,666 400 0
ABBOTT LABS HEALTHCARE 002824100 131 1,205 SH   DFND   0 1,205 0
ABBVIE INC. HEALTHCARE 00287Y109 2,096 13,685 SH   SOLE   13,190 495 0
ABBVIE INC. HEALTHCARE 00287Y109 362 2,365 SH   DFND   1,250 1,115 0
ABIOMED INC HEALTHCARE 003654100 2 10 SH   SOLE   10 0 0
ACTIVISION BLIZZARD, INC. INFORMATION TECHNOLOGY 00507V109 187 2,400 SH   SOLE   2,400 0 0
ADOBE INC INFORMATION TECHNOLOGY 00724F101 382 1,043 SH   SOLE   1,043 0 0
AECOM TECHNOLOGY CORP INFORMATION TECHNOLOGY 00766T100 1 16 SH   SOLE   16 0 0
ADVANCED MICRO DEVICES INC INFORMATION TECHNOLOGY 007903107 442 5,783 SH   SOLE   5,783 0 0
ADVANCED MICRO DEVICES INC INFORMATION TECHNOLOGY 007903107 8 100 SH   DFND   0 0 100
AEGON N.V. FINANCIALS 007924103 0 22 SH   SOLE   22 0 0
INVESCO INTERNATIONAL GROWTH FUND MUTUAL FUND 008882532 2 71 SH   SOLE   71 0 0
AIR PRODUCTS & CHEMICALS INC MATERIALS 009158106 211 878 SH   SOLE   878 0 0
ALIGN TECHNOLOGY INC. HEALTHCARE 016255101 2 10 SH   SOLE   10 0 0
ALLSTATE CORP FINANCIALS 020002101 139 1,100 SH   SOLE   800 300 0
ALTRIA GROUP, INC. CONSUMER STAPLES 02209S103 161 3,854 SH   SOLE   3,854 0 0
AMAZON. COM, INC CONSUMER DISCRETIONARY 023135106 4,042 38,055 SH   SOLE   37,855 200 0
AMAZON. COM, INC CONSUMER DISCRETIONARY 023135106 21 200 SH   DFND   200 0 0
AMERICAN ELEC PWR INC UTILITIES 025537101 43 452 SH   SOLE   452 0 0
AMERICAN EXPRESS FINANCIALS 025816109 272 1,963 SH   SOLE   1,926 0 37
AMERICAN EXPRESS FINANCIALS 025816109 38 275 SH   DFND   0 275 0
AMERICAN TOWER CORPORATION COMMUNICATION SERVICES 03027X100 932 3,645 SH   SOLE   3,645 0 0
AMERICAN WATER WORKS INC. CONSUMER DISCRETIONARY 030420103 5 36 SH   SOLE   36 0 0
AMERIPRISE FINANCIAL INC. FINANCIALS 03076C106 1 4 SH   SOLE   4 0 0
AMGEN INCORPORATED HEALTHCARE 031162100 524 2,154 SH   SOLE   2,154 0 0
AMGEN INCORPORATED HEALTHCARE 031162100 118 484 SH   DFND   484 0 0
ANIXA BIOSCIENCES INC. HEALTHCARE 03528H109 21 7,000 SH   SOLE   7,000 0 0
APPIAN CORPORATION INFORMATION TECHNOLOGY 03782L101 13 280 SH   SOLE   280 0 0
APPLE INC INFORMATION TECHNOLOGY 037833100 10,537 77,073 SH   SOLE   75,593 1,400 80
APPLE INC INFORMATION TECHNOLOGY 037833100 372 2,720 SH   DFND   2,560 160 0
APPLE HOSPITALTIY REIT INC COMMON SHARES REAL ESTATE 03784Y200 2 161 SH   SOLE   161 0 0
APPLIED MATL INC INFORMATION TECHNOLOGY 038222105 781 8,585 SH   SOLE   8,585 0 0
ARISTA NETWORKS INC. INFORMATION TECHNOLOGY 040413106 22 240 SH   SOLE   240 0 0
ARROW FINANCIAL CORPORATION FINANCIALS 042744102 628 19,758 SH   SOLE   19,758 0 0
ASTRAZENECA PLC - ADR HEALTHCARE 046353108 28 420 SH   SOLE   420 0 0
AUTODESK INC. INFORMATION TECHNOLOGY 052769106 9 50 SH   SOLE   50 0 0
AUTOMATIC DATA PROCESSING INC INFORMATION TECHNOLOGY 053015103 717 3,413 SH   SOLE   3,113 300 0
AUTOMATIC DATA PROCESSING INC INFORMATION TECHNOLOGY 053015103 191 910 SH   DFND   0 910 0
AXON ENTERPRISE INC COM INDUSTRIALS 05464C101 23 250 SH   SOLE   250 0 0
BP P.L.C. ENERGY 055622104 52 1,840 SH   SOLE   1,840 0 0
BP PRUDHOE BAY ROYALTY TRUST ENERGY 055630107 2 100 SH   SOLE   100 0 0
BM TECHNOLOGIES INC. INDUSTRIALS 05591L107 5 880 SH   SOLE   880 0 0
BAIDU INC - SPON ADR INFORMATION TECHNOLOGY 056752108 2 12 SH   SOLE   12 0 0
BANDWIDTH INC INFORMATION TECHNOLOGY 05988J103 2 130 SH   SOLE   130 0 0
BANK OF AMERICA CORP FINANCIALS 060505104 685 22,003 SH   SOLE   22,003 0 0
BANK OF NEW YORK MELLON CORP FINANCIALS 064058100 28 671 SH   SOLE   671 0 0
BAOUZUN INC-SPN ADR FOREIGN EQUITIES 06684L103 1 75 SH   SOLE   75 0 0
BARRICK GOLD CORP MATERIALS 067901108 2 135 SH   SOLE   135 0 0
BAXTER INTERNATIONAL INC. HEALTHCARE 071813109 64 1,000 SH   SOLE   1,000 0 0
BEAM GLOBAL COMMON STOCK ENERGY 07373B109 5 300 SH   SOLE   300 0 0
BECTON DICKINSON & CO HEALTHCARE 075887109 380 1,541 SH   SOLE   1,306 235 0
BERKSHIRE HATHAWAY INC. DEL CLASS B FINANCIALS 084670702 2,607 9,550 SH   SOLE   9,550 0 0
BERKSHIRE HATHAWAY INC. DEL CLASS B FINANCIALS 084670702 33 122 SH   DFND   0 122 0
BEST BUY CONSUMER DISCRETIONARY 086516101 21 325 SH   SOLE   325 0 0
BEYOND MEAT INC COM CONSUMER DISCRETIONARY 08862E109 0 10 SH   SOLE   10 0 0
BIOGEN INC HEALTHCARE 09062X103 17 81 SH   SOLE   81 0 0
BLACK HILLS CORPORATION UTILITIES 092113109 15 200 SH   SOLE   200 0 0
BLACKROCK INC FINANCIALS 09247X101 948 1,557 SH   SOLE   1,557 0 0
BLACKROCK INC FINANCIALS 09247X101 9 15 SH   DFND   0 15 0
BLINK CHARGING CO. - COMMON STOCK CONSUMER DISCRETIONARY 09354A100 8 509 SH   SOLE   509 0 0
BLOOM ENERGY CORP COM CL A ENERGY 093712107 3 200 SH   SOLE   200 0 0
BOEING INDUSTRIALS 097023105 280 2,051 SH   SOLE   2,051 0 0
BOEING INDUSTRIALS 097023105 62 450 SH   DFND   50 400 0
BOSTON SCIENTIFIC CORP HEALTHCARE 101137107 19 500 SH   SOLE   500 0 0
BRISTOL MYERS SQUIBB CO HEALTHCARE 110122108 2,071 26,894 SH   SOLE   24,894 2,000 0
BRISTOL MYERS SQUIBB CO HEALTHCARE 110122108 339 4,405 SH   DFND   3,000 1,405 0
CBOE GLOBAL MARKETS, INC. FINANCIALS 12503M108 11 100 SH   SOLE   100 0 0
CME GROUP INC. FINANCIALS 12572Q105 5 23 SH   SOLE   23 0 0
CNB FINANCIAL CORPORATION FINANCIALS 126128107 9 370 SH   SOLE   370 0 0
CRA INTERNATIONAL INC. INDUSTRIALS 12618T105 9 105 SH   SOLE   105 0 0
CSX CORPORATION INDUSTRIALS 126408103 659 22,680 SH   SOLE   22,680 0 0
CSX CORPORATION INDUSTRIALS 126408103 105 3,600 SH   DFND   3,600 0 0
CVS HEALTH CORP CONSUMER STAPLES 126650100 987 10,648 SH   SOLE   10,648 0 0
CANADIAN NATIONAL RAILWAY CO FOREIGN EQUITIES 136375102 4 40 SH   SOLE   40 0 0
CANADIAN PACIFIC RAILWAY LTD FOREIGN EQUITIES 13645T100 74 1,060 SH   SOLE   1,060 0 0
CANADIAN SOLAR INC COM ENERGY 136635109 16 500 SH   SOLE   500 0 0
CAPITAL ONE FINANCIAL CORP FINANCIALS 14040H105 9 90 SH   SOLE   90 0 0
CARGURUS INC COM CL A CONSUMER DISCRETIONARY 141788109 21 1,000 SH   SOLE   1,000 0 0
CARRIER GLOBAL CORPORATION INDUSTRIALS 14448C104 147 4,128 SH   SOLE   3,428 700 0
CARRIER GLOBAL CORPORATION INDUSTRIALS 14448C104 42 1,165 SH   DFND   655 510 0
CASEY'S GENERAL STORES INC CONSUMER DISCRETIONARY 147528103 13 70 SH   SOLE   70 0 0
CATERPILLAR INC INDUSTRIALS 149123101 1,368 7,655 SH   SOLE   7,560 70 25
CATERPILLAR INC INDUSTRIALS 149123101 332 1,860 SH   DFND   1,325 535 0
CENOVUS ENERGY INC. ENERGY 15135U109 0 25 SH   SOLE   25 0 0
CENTERPOINT ENERGY, INC UTILITIES 15189T107 33 1,100 SH   SOLE   1,100 0 0
CENTERPOINT ENERGY, INC UTILITIES 15189T107 118 4,000 SH   DFND   4,000 0 0
CENTESSA PHARMACEUTICALS PLC HEALTHCARE 152309100 5 925 SH   SOLE   925 0 0
CHEGG INC COM CONSUMER DISCRETIONARY 163092109 5 250 SH   SOLE   250 0 0
CHEVRON CORPORATION ENERGY 166764100 2,086 14,407 SH   SOLE   14,024 383 0
CHEVRON CORPORATION ENERGY 166764100 304 2,101 SH   DFND   1,486 615 0
CHICO'S FASHION INC CONSUMER DISCRETIONARY 168615102 10 2,025 SH   SOLE   2,025 0 0
CIENA CORP INFORMATION TECHNOLOGY 171779309 1 30 SH   SOLE   30 0 0
CISCO SYSTEMS INC. INFORMATION TECHNOLOGY 17275R102 1,424 33,410 SH   SOLE   32,845 500 65
CISCO SYSTEMS INC. INFORMATION TECHNOLOGY 17275R102 56 1,305 SH   DFND   30 1,275 0
CIRRUS LOGIC INC INFORMATION TECHNOLOGY 172755100 7 100 SH   SOLE   100 0 0
CITIGROUP INC. FINANCIALS 172967424 220 4,790 SH   SOLE   4,790 0 0
CITIGROUP INC. FINANCIALS 172967424 60 1,305 SH   DFND   1,305 0 0
CLEARPOINT NEURO INC. HEALTHCARE 18507C103 11 880 SH   SOLE   880 0 0
CLOROX COMPANY CONSUMER STAPLES 189054109 60 425 SH   SOLE   425 0 0
CLOROX COMPANY CONSUMER STAPLES 189054109 28 200 SH   DFND   0 200 0
CLOUDFLARE INC CL A COM INFORMATION TECHNOLOGY 18915M107 8 175 SH   SOLE   175 0 0
COCA COLA CO CONSUMER STAPLES 191216100 1,686 26,811 SH   SOLE   24,256 2,555 0
COCA COLA CO CONSUMER STAPLES 191216100 284 4,515 SH   DFND   3,430 1,085 0
COGNIZANT TECHNOLOGY SOLUTIONS CORP INFORMATION TECHNOLOGY 192446102 9 140 SH   SOLE   140 0 0
COLGATE PALMOLIVE CONSUMER STAPLES 194162103 840 10,485 SH   SOLE   10,450 0 35
COLGATE PALMOLIVE CONSUMER STAPLES 194162103 128 1,594 SH   DFND   1,374 220 0
COMCAST CORP NEW CL A CONSUMER DISCRETIONARY 20030N101 229 5,827 SH   SOLE   5,827 0 0
COMPASS PATHWAYS PLC HEALTHCARE 20451W101 5 505 SH   SOLE   505 0 0
CONOCOPHILLIPS ENERGY 20825C104 234 2,610 SH   SOLE   2,610 0 0
CONOCOPHILLIPS ENERGY 20825C104 13 140 SH   DFND   20 120 0
CONSOLIDATED EDISON INC UTILITIES 209115104 44 460 SH   SOLE   460 0 0
CORNERSTONE STRATEGIC VALUE FUND INC. FINANCIALS 21924B302 3 355 SH   SOLE   355 0 0
CORNING INC INFORMATION TECHNOLOGY 219350105 391 12,405 SH   SOLE   12,405 0 0
COSTCO WHSL CORP NEW CONSUMER STAPLES 22160K105 808 1,686 SH   SOLE   1,686 0 0
COUPA SOFTWARE INC COM INFORMATION TECHNOLOGY 22266L106 6 100 SH   SOLE   100 0 0
CRONOS GROUP, INC. CONSUMER DISCRETIONARY 22717L101 0 110 SH   SOLE   110 0 0
CROSSAMERICA PARTNERS LP ENERGY 22758A105 111 5,500 SH   SOLE   5,500 0 0
CUBESMART COM REAL ESTATE 229663109 5 110 SH   SOLE   110 0 0
CUMMINS INC INDUSTRIALS 231021106 134 695 SH   SOLE   695 0 0
CUMMINS INC INDUSTRIALS 231021106 21 110 SH   DFND   110 0 0
DNP SELECT INCOME FUND INC FIXED INCOME 23325P104 16 1,500 SH   SOLE   1,500 0 0
D R HORTON INC CONSUMER DISCRETIONARY 23331A109 7 100 SH   SOLE   100 0 0
DTE ENERGY CO UTILITIES 233331107 63 500 SH   SOLE   500 0 0
DTE ENERGY CO UTILITIES 233331107 88 695 SH   DFND   695 0 0
DANAHER CORP HEALTHCARE 235851102 1,075 4,242 SH   SOLE   4,242 0 0
DANAHER CORP HEALTHCARE 235851102 204 805 SH   DFND   500 305 0
DATADOG INC CLASS A INFORMATION TECHNOLOGY 23804L103 40 425 SH   SOLE   425 0 0
DEERE & CO (JOHN DEERE) INDUSTRIALS 244199105 388 1,295 SH   SOLE   1,085 210 0
DELTA AIR LINES INC CONSUMER DISCRETIONARY 247361702 13 455 SH   SOLE   455 0 0
DENTSPLY SIRONA INC CONSUMER DISCRETIONARY 24906P109 4 120 SH   SOLE   120 0 0
DEVON ENERGY CORPORATION NEW ENERGY 25179M103 35 630 SH   SOLE   630 0 0
DIAGEO PLC CONSUMER DISCRETIONARY 25243Q205 23 134 SH   SOLE   134 0 0
DIAMONDBACK ENERGY INC. ENERGY 25278X109 7 60 SH   SOLE   60 0 0
DISNEY (WALT) COMPANY HOLDING CO CONSUMER DISCRETIONARY 254687106 1,209 12,804 SH   SOLE   12,779 0 25
DISNEY (WALT) COMPANY HOLDING CO CONSUMER DISCRETIONARY 254687106 123 1,308 SH   DFND   220 1,088 0
DISCOVER FINANCIAL SERVICES FINANCIALS 254709108 42 440 SH   SOLE   440 0 0
DOCEBO INC. INFORMATION TECHNOLOGY 25609L105 4 135 SH   SOLE   135 0 0
DOCUSIGN INC INFORMATION TECHNOLOGY 256163106 13 235 SH   SOLE   235 0 0
DOLLAR GENERAL CORP CONSUMER DISCRETIONARY 256677105 29 120 SH   SOLE   120 0 0
DOLLAR TREE, INC. CONSUMER DISCRETIONARY 256746108 31 200 SH   SOLE   200 0 0
DOMINION ENERGY, INC. UTILITIES 25746U109 291 3,649 SH   SOLE   3,649 0 0
DOMINION ENERGY, INC. UTILITIES 25746U109 85 1,060 SH   DFND   1,060 0 0
DOMINO'S PIZZA INC CONSUMER DISCRETIONARY 25754A201 29 74 SH   SOLE   74 0 0
DOW INC. MATERIALS 260557103 152 2,942 SH   SOLE   2,430 512 0
DOW INC. MATERIALS 260557103 78 1,505 SH   DFND   1,420 85 0
DREAM FINDERS HOMES INC. - CLASS A CONSUMER DISCRETIONARY 26154D100 7 615 SH   SOLE   615 0 0
DUKE ENERGY CORPORATION NEW ENERGY 26441C204 328 3,063 SH   SOLE   3,063 0 0
DUKE ENERGY CORPORATION NEW ENERGY 26441C204 86 802 SH   DFND   802 0 0
EBAY INC CONSUMER DISCRETIONARY 278642103 9 207 SH   SOLE   207 0 0
ECOLAB INC. MATERIALS 278865100 12 75 SH   SOLE   75 0 0
EDISON INTERNATIONAL UTILITIES 281020107 1 10 SH   SOLE   10 0 0
ELECTRONIC ARTS INC INFORMATION TECHNOLOGY 285512109 7 55 SH   SOLE   55 0 0
EMERSON ELECTRIC INDUSTRIALS 291011104 356 4,478 SH   SOLE   2,998 1,480 0
EMERSON ELECTRIC INDUSTRIALS 291011104 136 1,715 SH   DFND   0 1,715 0
ENBRIDGE INC ENERGY 29250N105 89 2,106 SH   SOLE   2,106 0 0
ENERGY TRANSFER LP COM UT LTD PTN ENERGY 29273V100 9 906 SH   SOLE   906 0 0
ENTERGY CORPORATION UTILITIES 29364G103 90 800 SH   DFND   800 0 0
ENTERPRISE PRODUCTS PARTNERS L.P. ENERGY 293792107 171 7,011 SH   SOLE   7,011 0 0
EQUITY RESIDENTIAL SHARES OF BENEFICIAL INT FINANCIALS 29476L107 4 50 SH   SOLE   50 0 0
ESPEY MFG. & ELECTRONICS CORP INDUSTRIALS 296650104 82 5,747 SH   SOLE   5,747 0 0
ESPEY MFG. & ELECTRONICS CORP INDUSTRIALS 296650104 3 200 SH   DFND   100 0 100
ETSY INC CONSUMER DISCRETIONARY 29786A106 15 205 SH   SOLE   205 0 0
EXACT SCIENCES CORP COM HEALTHCARE 30063P105 9 225 SH   SOLE   225 0 0
EXELON CORP UTILITIES 30161N101 64 1,415 SH   SOLE   1,140 275 0
EXELON CORP UTILITIES 30161N101 49 1,090 SH   DFND   1,090 0 0
EXXON MOBIL CORP ENERGY 30231G102 1,650 19,269 SH   SOLE   14,139 5,130 0
EXXON MOBIL CORP ENERGY 30231G102 451 5,271 SH   DFND   2,217 3,054 0
F.N.B. CORPORATION FINANCIALS 302520101 6 550 SH   SOLE   550 0 0
META PLATFORMS INC INFORMATION TECHNOLOGY 30303M102 1,002 6,213 SH   SOLE   6,213 0 0
META PLATFORMS INC INFORMATION TECHNOLOGY 30303M102 11 70 SH   DFND   70 0 0
FAIR ISAAC CORPORATION INFORMATION TECHNOLOGY 303250104 6 15 SH   SOLE   15 0 0
FASTLY INC CLASS A INFORMATION TECHNOLOGY 31188V100 4 310 SH   SOLE   310 0 0
FATHOM HOLDINGS INC. REAL ESTATE 31189V109 2 230 SH   SOLE   230 0 0
FEDEX CORPORATION INDUSTRIALS 31428X106 181 800 SH   SOLE   800 0 0
FEDEX CORPORATION INDUSTRIALS 31428X106 28 125 SH   DFND   125 0 0
FIDELITY MSCI INFORMATION TECHNOLOGY INDEX ETF INFORMATION TECHNOLOGY 316092808 239 2,475 SH   SOLE   2,475 0 0
FIFTH THIRD BANCORP FINANCIALS 316773100 23 675 SH   SOLE   675 0 0
1STDIBS.COM INC INFORMATION TECHNOLOGY 320551104 5 955 SH   SOLE   955 0 0
FIRST TRUST NASDAQ CLEAN EDGE GREEN ENERGY ETF ENERGY 33733E500 87 1,676 SH   SOLE   1,676 0 0
FIRST TR EXCHANGE TRAD FD VIFST TR GLB FD Exchange Traded Funds - Equity 33739H101 14 506 SH   SOLE   506 0 0
FIRSTENERGY CORP UTILITIES 337932107 2 55 SH   SOLE   55 0 0
FLEXSHARES GLOBAL UPSTREAM NATURAL RESOURCES IND EXCHANGE TRADED FUND - EQUITY 33939L407 63 1,580 SH   SOLE   1,580 0 0
FORD MOTOR CO DEL CONSUMER DISCRETIONARY 345370860 39 3,532 SH   SOLE   3,532 0 0
FORD MOTOR CO DEL CONSUMER DISCRETIONARY 345370860 10 900 SH   DFND   0 900 0
FORTIVE CORPORATION INFORMATION TECHNOLOGY 34959J108 10 187 SH   DFND   100 87 0
FREEPORT-MCMORAN COPPER & GOLD CLASS B MATERIALS 35671D857 17 575 SH   SOLE   575 0 0
FRESHPET INC CONSUMER STAPLES 358039105 4 75 SH   SOLE   75 0 0
FULGENT GENETICS INC. HEALTHCARE 359664109 47 860 SH   SOLE   860 0 0
GAMESTOP CORP NEW CL A CONSUMER DISCRETIONARY 36467W109 0 3 SH   SOLE   3 0 0
GENERAL DYNAMICS CORPORATION INDUSTRIALS 369550108 628 2,840 SH   SOLE   2,840 0 0
GENERAL DYNAMICS CORPORATION INDUSTRIALS 369550108 14 65 SH   DFND   65 0 0
GENERAL MILLS, INC CONSUMER STAPLES 370334104 131 1,741 SH   SOLE   1,141 600 0
GENERAL MILLS, INC CONSUMER STAPLES 370334104 106 1,400 SH   DFND   1,400 0 0
GILEAD SCIENCES, INC. HEALTHCARE 375558103 184 2,985 SH   SOLE   2,985 0 0
GILEAD SCIENCES, INC. HEALTHCARE 375558103 9 150 SH   DFND   0 150 0
GLADSTONE COMMERCIAL CORP CONSUMER DISCRETIONARY 376536108 22 1,170 SH   SOLE   1,170 0 0
GLADSTONE LAND CORPORATION REAL ESTATE 376549101 7 300 SH   SOLE   300 0 0
GSK PLC ADR HEALTHCARE 37733W105 33 748 SH   SOLE   748 0 0
GSK PLC ADR HEALTHCARE 37733W105 83 1,905 SH   DFND   1,905 0 0
GLOBAL X MLP AND ENERGY INFRASTRUCTURE ETF ENERGY 37954Y293 9 235 SH   SOLE   235 0 0
GROWGENERATION CORP COM CONSUMER STAPLES 39986L109 0 25 SH   SOLE   25 0 0
GUARDANT HEALTH INC. HEALTHCARE 40131M109 5 115 SH   SOLE   115 0 0
HSBC HOLDINGS PLC SPONS ADRS FINANCIALS 404280406 20 607 SH   SOLE   607 0 0
HARLEY DAVIDSON CONSUMER DISCRETIONARY 412822108 9 280 SH   SOLE   280 0 0
HELMERICH & PAYNE, INC. ENERGY 423452101 1 20 SH   SOLE   20 0 0
THE HERSHEY COMPANY CONSUMER STAPLES 427866108 34 156 SH   SOLE   156 0 0
HEXO CORP COM NEW FOREIGN EQUITIES 428304307 0 170 SH   SOLE   170 0 0
HOME DEPOT INC CONSUMER DISCRETIONARY 437076102 2,490 9,080 SH   SOLE   8,075 1,005 0
HOME DEPOT INC CONSUMER DISCRETIONARY 437076102 324 1,180 SH   DFND   400 780 0
HONEYWELL INTERNATIONAL INC INDUSTRIALS 438516106 633 3,644 SH   SOLE   3,644 0 0
HUBSPOT INC. INFORMATION TECHNOLOGY 443573100 48 160 SH   SOLE   160 0 0
HUNTINGTON BANCSHARES INC. FINANCIALS 446150104 10 830 SH   SOLE   830 0 0
ILLINOIS TOOL WORKS INC. INDUSTRIALS 452308109 214 1,172 SH   SOLE   1,172 0 0
IMMUNITYBIO INC. HEALTHCARE 45256X103 1 300 SH   SOLE   300 0 0
INTEL CORP INFORMATION TECHNOLOGY 458140100 1,869 49,963 SH   SOLE   47,208 2,690 65
INTEL CORP INFORMATION TECHNOLOGY 458140100 298 7,964 SH   DFND   5,649 2,315 0
CORECARD CORPORATION INFORMATION TECHNOLOGY 45816D100 6 265 SH   SOLE   265 0 0
INTERACTIVE BROKERS GRO-CL A FINANCIALS 45841N107 14 250 SH   SOLE   250 0 0
INTERCONTINENTAL EXCHANGE INCOM FINANCIALS 45866F104 26 275 SH   SOLE   275 0 0
INTL BUSINESS MACHINES INFORMATION TECHNOLOGY 459200101 675 4,781 SH   SOLE   4,781 0 0
INTL BUSINESS MACHINES INFORMATION TECHNOLOGY 459200101 244 1,725 SH   DFND   753 972 0
INTERNATIONAL PAPER CO MATERIALS 460146103 176 4,200 SH   SOLE   4,165 0 35
INTUITIVE SURGICAL INC HEALTHCARE 46120E602 49 242 SH   SOLE   242 0 0
INVESCO S&P 500 EQUAL WEIGHT REAL ESTATE ETF REAL ESTATE 46137V290 19 565 SH   SOLE   565 0 0
INVESCO PREFERRED ETF EXCHANGE TRADED FUND-FIXED INC 46138E511 4 350 SH   SOLE   350 0 0
INVESCO GLOBAL WATER ETF EXCHANGE TRADED FUND - EQUITY 46138E651 47 1,500 SH   SOLE   1,500 0 0
INVESCO EXCH TRADED FD TR IISOLAR ETF ENERGY 46138G706 10 140 SH   SOLE   140 0 0
INVITAE CORP COM HEALTHCARE 46185L103 0 125 SH   SOLE   125 0 0
IQIYI, INC. - ADR INFORMATION TECHNOLOGY 46267X108 0 100 SH   SOLE   100 0 0
IROBOT CORPORATION INDUSTRIALS 462726100 1 30 SH   SOLE   30 0 0
ETF ISHARES SILVER TR MUTUAL FUND 46428Q109 71 3,810 SH   SOLE   3,810 0 0
ISHARES MSCI AUSTRALIA ETF MUTUAL FUND 464286103 6 300 SH   DFND   300 0 0
ISHARES MSCI CANADA ETF MUTUAL FUND 464286509 8 250 SH   DFND   250 0 0
ISHARES MSCI SWEDEN ETF MUTUAL FUND 464286756 9 300 SH   SOLE   300 0 0
ISHARES MSCI SOUTH KOREA CAPPED ETF EXCHANGE TRADED FUND - EQUITY 464286772 85 1,459 SH   SOLE   1,459 0 0
ISHARES S & P 100 ETF MUTUAL FUND 464287101 968 5,610 SH   SOLE   5,610 0 0
ISHARES SELECT DIVIDEND ETF EXCHANGE TRADED FUND - EQUITY 464287168 413 3,509 SH   SOLE   3,509 0 0
ISHARES TIPS BOND ETF EXCHANGE TRADED FUND-FIXED INC 464287176 6,236 54,744 SH   SOLE   54,259 0 485
ISHARES TIPS BOND ETF EXCHANGE TRADED FUND-FIXED INC 464287176 783 6,877 SH   DFND   5,985 892 0
ISHARES CHINA LARGE CAP ETF EXCHANGE TRADED FUND - EQUITY 464287184 4 115 SH   DFND   0 115 0
ISHARES CORE S&P 500 ETF EXCHANGE TRADED FUND - EQUITY 464287200 43 114 SH   SOLE   114 0 0
ISHARES CORE TOTAL US AGGREGATE BOND ETF-W EXCHANGE TRADED FUND-FIXED INC 46428722W 1,685 16,575 SH   SOLE   16,575 0 0
ISHARES CORE TOTAL US AGGREGATE BOND ETF EXCHANGE TRADED FUND-FIXED INC 464287226 4,694 46,162 SH   SOLE   46,162 0 0
ISHARES MSCI EMERGING MARKETS ETF EXCHANGE TRADED FUND - EQUITY 464287234 46 1,140 SH   SOLE   1,140 0 0
ISHARES MSCI EAFE ETF FUND EXCHANGE TRADED FUND - EQUITY 464287465 646 10,333 SH   SOLE   10,333 0 0
ISHARES MSCI EAFE ETF FUND EXCHANGE TRADED FUND - EQUITY 464287465 29 470 SH   DFND   0 470 0
ISHARES RUSSELL MIDCAP ETF EXCHANGE TRADED FUND - EQUITY 464287499 222 3,439 SH   SOLE   3,439 0 0
ISHARES CORE S&P MID CAP ETF EXCHANGE TRADED FUND - EQUITY 464287507 550 2,430 SH   SOLE   2,430 0 0
ISHARES CORE S&P MID CAP ETF EXCHANGE TRADED FUND - EQUITY 464287507 45 200 SH   DFND   0 200 0
ISHARES NASDAQ BIOTECHNOLOGYETF HEALTHCARE 464287556 12 105 SH   SOLE   105 0 0
ISHARES RUSSELL 1000 VALUE INDEX FUND EXCHANGE TRADED FUND - EQUITY 464287598 413 2,848 SH   SOLE   2,848 0 0
ISHARES RUSSELL 1000 GROWTH ETF EXCHANGE TRADED FUND - EQUITY 464287614 1,301 5,947 SH   SOLE   5,947 0 0
ISHARES RUSSELL 2000 GROWTH ETF EXCHANGE TRADED FUND - EQUITY 464287648 334 1,617 SH   SOLE   1,617 0 0
ISHARES RUSSELL 2000 ETF EXCHANGE TRADED FUND - EQUITY 464287655 169 998 SH   SOLE   998 0 0
ISHARES U.S. FINANCIAL ETF FINANCIALS 464287788 21 300 SH   SOLE   300 0 0
ISHARES CORE S&P SMALL-CAP ETF EXCHANGE TRADED FUND - EQUITY 464287804 3,176 34,372 SH   SOLE   34,292 0 80
ISHARES CORE S&P SMALL-CAP ETF EXCHANGE TRADED FUND - EQUITY 464287804 209 2,258 SH   DFND   540 1,718 0
ETF ISHARES GLOBAL CLEAN ENERGY ENERGY 464288224 94 4,925 SH   SOLE   4,925 0 0
ISHARES CORE US REIT ETF REAL ESTATE 464288521 19 355 SH   SOLE   355 0 0
ISHARES MSCI KLD 400 SOCIAL MUTUAL FUND 464288570 47 660 SH   SOLE   660 0 0
ISHARES 1-3 YEAR CREDIT BOND ETF ETF's - Fixed Income 464288646 21 410 SH   SOLE   410 0 0
ISHARES DOW JONES US HOME CONSTRUCTION INDEX EXCHANGE TRADED FUND - EQUITY 464288752 28 525 SH   SOLE   525 0 0
ISHARES MSCI USA ESG SELECT EXCHANGE TRADED FUND - EQUITY 464288802 142 1,760 SH   SOLE   1,760 0 0
ISHARES U.S. MEDICAL DEVICES ETF Exchange Traded Funds - Equity 464288810 4 75 SH   SOLE   75 0 0
ISHARES MSCI EAFE GROWTH ETF EXCHANGE TRADED FUND - EQUITY 464288885 62 768 SH   SOLE   768 0 0
ISHARES CORE MSCI EMERGING MARKET ETF EXCHANGE TRADED FUND - EQUITY 46434G103 6 117 SH   SOLE   117 0 0
ISHARES MSCI SINGAPORE ETF EXCHANGE TRADED FUND - EQUITY 46434G780 5 264 SH   DFND   264 0 0
ISSUER DIRECT CORPORATION INFORMATION TECHNOLOGY 46520M204 8 320 SH   SOLE   320 0 0
JPMORGAN CHASE & CO COM FINANCIALS 46625H100 2,377 21,105 SH   SOLE   20,065 1,015 25
JPMORGAN CHASE & CO COM FINANCIALS 46625H100 110 975 SH   DFND   945 30 0
JACOBS ENGINERRING GROUP CONSUMER DISCRETIONARY 469814107 10 75 SH   SOLE   75 0 0
JD.COM INC.-ADR CONSUMER DISCRETIONARY 47215P106 4 70 SH   SOLE   70 0 0
JINKOSOLAR HOLDING COMPANY LTD ENERGY 47759T100 2 25 SH   SOLE   25 0 0
JOHNSON & JOHNSON HEALTHCARE 478160104 4,012 22,602 SH   SOLE   21,438 1,134 30
JOHNSON & JOHNSON HEALTHCARE 478160104 611 3,440 SH   DFND   1,385 2,055 0
KELLOGG COMPANY CONSUMER STAPLES 487836108 90 1,267 SH   DFND   1,267 0 0
KEYCORP NEW COM FINANCIALS 493267108 9 542 SH   SOLE   542 0 0
KIMBERLY CLARK CONSUMER STAPLES 494368103 209 1,550 SH   SOLE   1,550 0 0
KIMBERLY CLARK CONSUMER STAPLES 494368103 135 1,000 SH   DFND   1,000 0 0
LAM RESEARCH CORP COMMON HEALTHCARE 512807108 19 45 SH   SOLE   45 0 0
LENNAR COPORATION CLASS A CONSUMER DISCRETIONARY 526057104 28 400 SH   SOLE   400 0 0
ELI LILLY & CO HEALTHCARE 532457108 1,306 4,028 SH   SOLE   4,028 0 0
ELI LILLY & CO HEALTHCARE 532457108 269 830 SH   DFND   750 80 0
LITHIA MOTORS INC CL A CONSUMER DISCRETIONARY 536797103 27 100 SH   SOLE   100 0 0
LITTELFUSE INC INFORMATION TECHNOLOGY 537008104 13 50 SH   SOLE   50 0 0
LOCKHEED MARTIN CORP INDUSTRIALS 539830109 2,242 5,215 SH   SOLE   4,895 320 0
LOCKHEED MARTIN CORP INDUSTRIALS 539830109 383 890 SH   DFND   890 0 0
LOOMIS SAYLES BOND FUND FIXED INCOME 543495840 95 8,084 SH   SOLE   8,084 0 0
LOWES COMPANIES INC CONSUMER DISCRETIONARY 548661107 508 2,910 SH   SOLE   2,835 0 75
LOWES COMPANIES INC CONSUMER DISCRETIONARY 548661107 42 240 SH   DFND   240 0 0
LULULEMON ATHLETICA INC CONSUMER DISCRETIONARY 550021109 11 40 SH   SOLE   40 0 0
LUMEN TECHNOLOGIES INC. COMMUNICATION SERVICES 550241103 0 12 SH   SOLE   12 0 0
MPLX LP ENERGY 55336V100 108 3,700 SH   SOLE   3,700 0 0
MANULIFE FINANCIAL FINANCIALS 56501R106 16 903 SH   SOLE   903 0 0
MARATHON PETROLEUM CORPORATION ENERGY 56585A102 95 1,150 SH   SOLE   1,150 0 0
MARKEL CORP HOLDING COMPANY FINANCIALS 570535104 13 10 SH   SOLE   10 0 0
MARRIOTT INTERNATIONAL INC. CLASS A CONSUMER DISCRETIONARY 571903202 9 65 SH   SOLE   65 0 0
MASIMO CORPORATION HEALTHCARE 574795100 2 12 SH   SOLE   12 0 0
MASTERCARD INC - CLASS A INFORMATION TECHNOLOGY 57636Q104 238 754 SH   SOLE   689 65 0
MCCORMICK & CO. CONSUMER STAPLES 579780206 133 1,600 SH   SOLE   200 1,400 0
MCDONALDS CORP CONSUMER DISCRETIONARY 580135101 2,427 9,831 SH   SOLE   9,031 785 15
MCDONALDS CORP CONSUMER DISCRETIONARY 580135101 629 2,547 SH   DFND   1,200 1,347 0
MCKESSON CORPORATION HEALTHCARE 58155Q103 126 385 SH   SOLE   385 0 0
MERCADOLIBRE INC INFORMATION TECHNOLOGY 58733R102 11 18 SH   SOLE   18 0 0
MERCK & CO., INC HEALTHCARE 58933Y105 874 9,585 SH   SOLE   9,265 320 0
MERCK & CO., INC HEALTHCARE 58933Y105 172 1,885 SH   DFND   1,885 0 0
METLIFE INC FINANCIALS 59156R108 950 15,124 SH   SOLE   15,094 0 30
METLIFE INC FINANCIALS 59156R108 80 1,277 SH   DFND   1,277 0 0
MICROSOFT CORP INFORMATION TECHNOLOGY 594918104 6,190 24,103 SH   SOLE   22,702 1,401 0
MICROSOFT CORP INFORMATION TECHNOLOGY 594918104 381 1,485 SH   DFND   755 730 0
MILLERKNOLL INC. CONSUMER DISCRETIONARY 600544100 2 85 SH   SOLE   85 0 0
MITEK SYSTEMS INC. INFORMATION TECHNOLOGY 606710200 6 610 SH   SOLE   610 0 0
MONDELEZ INTERNATIONAL INC CONSUMER STAPLES 609207105 121 1,956 SH   SOLE   956 1,000 0
MONGODB, INC. INFORMATION TECHNOLOGY 60937P106 23 88 SH   SOLE   88 0 0
MORGAN STANLEY FINANCIALS 617446448 452 5,937 SH   SOLE   5,937 0 0
NCR CORPORATION INFORMATION TECHNOLOGY 62886E108 1 17 SH   SOLE   17 0 0
NIO INC SPON ADS CONSUMER DISCRETIONARY 62914V106 10 440 SH   SOLE   440 0 0
NASDAQ STOCK MARKET INC FINANCIALS 631103108 8 50 SH   SOLE   50 0 0
NETAPP, INC. INFORMATION TECHNOLOGY 64110D104 7 100 SH   SOLE   100 0 0
NETFLIX INC INFORMATION TECHNOLOGY 64110L106 214 1,225 SH   SOLE   1,225 0 0
NEW JERSEY RESOURCES CORP UTILITIES 646025106 41 912 SH   SOLE   912 0 0
NEW RELIC INC INFORMATION TECHNOLOGY 64829B100 3 65 SH   SOLE   65 0 0
NEWELL BRANDS INC CONSUMER DISCRETIONARY 651229106 0 16 SH   SOLE   16 0 0
NEWMONT CORPORATION MATERIALS 651639106 87 1,457 SH   SOLE   1,457 0 0
NEXTERA ENERGY INC UTILITIES 65339F101 2,334 30,130 SH   SOLE   28,930 1,200 0
NEXTERA ENERGY INC UTILITIES 65339F101 43 560 SH   DFND   0 560 0
NICE LTD - AMERICAN DEPOSITORY SHARES INFORMATION TECHNOLOGY 653656108 6 30 SH   SOLE   30 0 0
NIKE, INC CONSUMER DISCRETIONARY 654106103 807 7,901 SH   SOLE   7,901 0 0
NIKOLA CORPORATION INDUSTRIALS 654110105 4 865 SH   SOLE   865 0 0
NORTHROP GRUMMAN CORP INDUSTRIALS 666807102 350 732 SH   SOLE   732 0 0
NOVARTIS AG - ADR FOREIGN EQUITIES 66987V109 11 130 SH   SOLE   0 130 0
NOVAVAX INC HEALTHCARE 670002401 12 231 SH   SOLE   231 0 0
NUCOR MATERIALS 670346105 163 1,560 SH   SOLE   960 600 0
NUCOR MATERIALS 670346105 84 800 SH   DFND   800 0 0
NVIDIA CORP. INFORMATION TECHNOLOGY 67066G104 2,139 14,113 SH   SOLE   14,113 0 0
NUSHARES ETF TR NUVEEN ESG SMLCP EXCHANGE TRADED FUND - EQUITY 67092P607 279 8,500 SH   SOLE   8,500 0 0
OAKTREE SPECIALTY LENDING COCOM FINANCIALS 67401P108 57 8,634 SH   SOLE   8,634 0 0
ONEOK INC ENERGY 682680103 15 263 SH   SOLE   263 0 0
ON24 INC. INFORMATION TECHNOLOGY 68339B104 6 675 SH   SOLE   675 0 0
ORACLE CORPORATION INFORMATION TECHNOLOGY 68389X105 610 8,736 SH   SOLE   8,736 0 0
ORACLE CORPORATION INFORMATION TECHNOLOGY 68389X105 12 170 SH   DFND   0 170 0
OTIS WORLDWIDE CORPORATION INDUSTRIALS 68902V107 146 2,060 SH   SOLE   1,710 350 0
OTIS WORLDWIDE CORPORATION INDUSTRIALS 68902V107 41 582 SH   DFND   327 255 0
OUTSET MEDICAL INC. HEALTHCARE 690145107 4 280 SH   SOLE   280 0 0
P G & E CORP UTILITIES 69331C108 0 10 SH   SOLE   10 0 0
PNC FINANCIAL SERVICES GROUP INC FINANCIALS 693475105 57 359 SH   SOLE   359 0 0
PPL CORP UTILITIES 69351T106 3 100 SH   SOLE   100 0 0
PACER AMERICAN ENERGY INDEPENDENCE ETF ENERGY 69374H634 9 335 SH   SOLE   335 0 0
PACIRA BIOSCIENCES, INC HEALTHCARE 695127100 35 600 SH   SOLE   600 0 0
PALO ALTO NETWORKS INC INFORMATION TECHNOLOGY 697435105 26 52 SH   SOLE   52 0 0
PARKER HANNIFIN CORP MATERIALS 701094104 57 230 SH   SOLE   230 0 0
PELOTON INTERACTIVE INC CLASS A CONSUMER DISCRETIONARY 70614W100 5 510 SH   SOLE   510 0 0
PEPSICO INC CONSUMER STAPLES 713448108 3,141 18,845 SH   SOLE   18,550 295 0
PEPSICO INC CONSUMER STAPLES 713448108 597 3,580 SH   DFND   1,815 1,765 0
PFIZER INC HEALTHCARE 717081103 2,993 57,089 SH   SOLE   54,533 2,556 0
PFIZER INC HEALTHCARE 717081103 220 4,200 SH   DFND   3,800 400 0
PHILIP MORRIS INTERNATIONAL W/I CONSUMER DISCRETIONARY 718172109 209 2,119 SH   SOLE   2,119 0 0
PHILLIPS 66 ENERGY 718546104 712 8,682 SH   SOLE   8,472 210 0
PHILLIPS 66 ENERGY 718546104 111 1,357 SH   DFND   1,255 102 0
PIMCO HIGH INCOME FUND EXCHANGE TRADED FUND-FIXED INC 722014107 18 3,472 SH   SOLE   3,472 0 0
PINTEREST INC CL A COMMUNICATION SERVICES 72352L106 17 915 SH   SOLE   915 0 0
PLAINS ALL AMERICAN PIPELINE ENERGY 726503105 106 10,800 SH   SOLE   10,800 0 0
PLUG POWER INC. INFORMATION TECHNOLOGY 72919P202 28 1,715 SH   SOLE   1,715 0 0
POST HOLDINGS INC CONSUMER STAPLES 737446104 4 50 SH   SOLE   50 0 0
T ROWE PRICE GROUP INC FINANCIALS 74144T108 43 375 SH   SOLE   375 0 0
PROCTER & GAMBLE CO CONSUMER STAPLES 742718109 3,865 26,879 SH   SOLE   25,172 1,672 35
PROCTER & GAMBLE CO CONSUMER STAPLES 742718109 654 4,550 SH   DFND   2,620 1,930 0
PRUDENTIAL FINANCIAL INC FINANCIALS 744320102 303 3,170 SH   SOLE   3,170 0 0
PRUDENTIAL FINANCIAL INC FINANCIALS 744320102 70 730 SH   DFND   730 0 0
PUBLIC SERVICE ENTERPRISE GROUP, INC UTILITIES 744573106 31 492 SH   SOLE   492 0 0
PUBMATIC INC COM CL A CONSUMER DISCRETIONARY 74467Q103 11 664 SH   SOLE   664 0 0
PULTEGROUP, INC INDUSTRIALS 745867101 37 925 SH   SOLE   925 0 0
QUALCOMM INC INFORMATION TECHNOLOGY 747525103 1,394 10,910 SH   SOLE   10,645 235 30
QUANTA SERVICES INC INDUSTRIALS 74762E102 89 712 SH   SOLE   712 0 0
REATA PHARMACEUTICALS INC. HEALTHCARE 75615P103 2 55 SH   SOLE   55 0 0
REGENERON PHARMACEUTICALS HEALTHCARE 75886F107 266 450 SH   SOLE   450 0 0
REPLIGEN CORPORATION HEALTHCARE 759916109 41 250 SH   SOLE   250 0 0
RIMINI STREET INC. INFORMATION TECHNOLOGY 76674Q107 9 1,565 SH   SOLE   1,565 0 0
RIO TINTO PLC MATERIALS 767204100 92 1,500 SH   SOLE   1,500 0 0
ROCHE HOLDING AG HEALTHCARE 771195104 4 103 SH   SOLE   103 0 0
ROKU INC CONSUMER DISCRETIONARY 77543R102 8 95 SH   SOLE   95 0 0
SPDR S & P 500 ETF TRUST EXCHANGE TRADED FUND - EQUITY 78462F103 16,093 42,659 SH   SOLE   42,659 0 0
SPDR S & P 500 ETF TRUST EXCHANGE TRADED FUND - EQUITY 78462F103 1,360 3,605 SH   DFND   1,020 2,585 0
SPDR GOLD TRUST MUTUAL FUND 78463V107 195 1,159 SH   SOLE   1,159 0 0
SPDR MSCI ACWI CLIMATE PARIS ALIGNED ETF EXCHANGE TRADED FUND - EQUITY 78463X194 13 500 SH   SOLE   500 0 0
SPDR NYSE TECHNOLOGY ETF INFORMATION TECHNOLOGY 78464A102 31 300 SH   SOLE   300 0 0
SPDR PORTFOLIO TIP ETF EXCHANGE TRADED FUND-FIXED INC 78464A656 31 1,131 SH   SOLE   1,131 0 0
SPDR S&P REGIONAL BANKING ETF FINANCIALS 78464A698 12 200 SH   SOLE   200 0 0
SPDR S&P DIVIDEND ETF EXCHANGE TRADED FUND - EQUITY 78464A763 327 2,755 SH   SOLE   2,755 0 0
SPDR S&P 400 MID CAP VALUE ETF EXCHANGE TRADED FUND - EQUITY 78464A839 12 200 SH   SOLE   200 0 0
ETF SPDR S&P BIOTECH HEALTHCARE 78464A870 487 6,555 SH   SOLE   6,555 0 0
S&P MIDCAP 400 DEPOSITORY RECEIPTS ETF -W EXCHANGE TRADED FUND - EQUITY 78467Y10W 82 198 SH   SOLE   198 0 0
S & P MIDCAP 400 DEPOSITORY RECEIPTS ETF EXCHANGE TRADED FUND - EQUITY 78467Y107 4,317 10,440 SH   SOLE   10,388 0 52
S & P MIDCAP 400 DEPOSITORY RECEIPTS ETF EXCHANGE TRADED FUND - EQUITY 78467Y107 234 565 SH   DFND   230 335 0
SPDR SER TR S&P KENSHO SMART INFORMATION TECHNOLOGY 78468R689 9 275 SH   SOLE   275 0 0
SPDR SER TR S&P KENSHO SMART INFORMATION TECHNOLOGY 78468R689 8 225 SH   DFND   0 225 0
SPDR NUVEEN BLOOMBERG BARCLAY MUNICIPAL BOND ETF EXCHANGE TRADED FUND-FIXED INC 78468R721 69 1,500 SH   SOLE   1,500 0 0
SPDR GENDER DIVERSITY INDEX ETF EXCHANGE TRADED FUND - EQUITY 78468R747 17 228 SH   SOLE   228 0 0
SPDR SSGA US LARGE CAP LOW VOLATILITY INDEX ETF EXCHANGE TRADED FUND - EQUITY 78468R804 7 50 SH   SOLE   50 0 0
SALESFORCE.COM, INC. INFORMATION TECHNOLOGY 79466L302 218 1,320 SH   SOLE   1,320 0 0
SANOFI ADR FOREIGN EQUITIES 80105N105 6 120 SH   SOLE   120 0 0
SCHLUMBERGER LTD ENERGY 806857108 11 300 SH   SOLE   300 0 0
SCHLUMBERGER LTD ENERGY 806857108 11 300 SH   DFND   0 300 0
SCHWAB U.S. SMALL-CAP ETF EXCHANGE TRADED FUND - EQUITY 808524607 10 262 SH   SOLE   262 0 0
SCHWAB FUNDAMENTAL EMERGING MARKETS LARGE COMPNY EXCHANGE TRADED FUND - EQUITY 808524730 6 214 SH   SOLE   214 0 0
SCHWAB FUNDAMENTAL INTERNATIONAL SMALL COMPANY EXCHANGE TRADED FUND - EQUITY 808524748 7 215 SH   SOLE   215 0 0
SCWAB FUNDAMENTAL INTERNATIONAL LARGE COMPANY EXCHANGE TRADED FUND - EQUITY 808524755 10 361 SH   SOLE   361 0 0
SCHWAB FUNDAMENTAL U.S. SMALL COMPANY INDEX ETF EXCHANGE TRADED FUND - EQUITY 808524763 9 205 SH   SOLE   205 0 0
SCHWAB FUNDAMENTAL U.S. LARGE COMPANY INDEX ETF EXCHANGE TRADED FUND - EQUITY 808524771 20 385 SH   SOLE   385 0 0
SCHWAB INTERNATIONAL EQUITY ETF EXCHANGE TRADED FUND - EQUITY 808524805 6 178 SH   SOLE   178 0 0
SCHWAB U.S. TIPS ETF EXCHANGE TRADED FUND-FIXED INC 808524870 26 459 SH   SOLE   459 0 0
MATERIAL SELECT SECTOR SPDR TRUST MATERIALS 81369Y100 216 2,930 SH   SOLE   2,930 0 0
CONSUMER STAPLES SELECT SECTOR SPDR FUND CONSUMER STAPLES 81369Y308 59 816 SH   SOLE   816 0 0
CONSUMER DISCRETIONARY SELE CT SECTOR SPDR FUND CONSUMER DISCRETIONARY 81369Y407 83 605 SH   SOLE   605 0 0
ENERGY SELECT SECTOR SPDR FUND ENERGY 81369Y506 34 480 SH   SOLE   480 0 0
FINANCIAL SELECT SECTOR SPDR FUND FINANCIALS 81369Y605 584 18,560 SH   SOLE   18,560 0 0
INDUSTRIAL SELECT SECTOR SPDR FUND INDUSTRIALS 81369Y704 75 855 SH   SOLE   855 0 0
TECHNOLOGY SELECT SECT SPDR INFORMATION TECHNOLOGY 81369Y803 744 5,856 SH   SOLE   5,856 0 0
TECHNOLOGY SELECT SECT SPDR INFORMATION TECHNOLOGY 81369Y803 57 450 SH   DFND   0 450 0
COMMUNICATION SERVICES SELECT SECTOR SPDR FUND COMMUNICATION SERVICES 81369Y852 90 1,661 SH   SOLE   1,661 0 0
AMEX UTILITIES SELECT INDEX SHS BEN INT UTILITIES 81369Y886 205 2,930 SH   SOLE   2,930 0 0
SEMPRA UTILITIES 816851109 129 860 SH   SOLE   860 0 0
SHERWIN WILLIAMS COMPANY CONSUMER DISCRETIONARY 824348106 45 201 SH   SOLE   201 0 0
SCHOCKWAVE MEDICAL INC HEALTHCARE 82489T104 24 127 SH   SOLE   127 0 0
SIEMENS AG FOREIGN EQUITIES 826197501 16 315 SH   SOLE   315 0 0
SIMON PROPERTY GROUP REAL ESTATE 828806109 15 156 SH   SOLE   156 0 0
SIX FLAGS ENTERTAINMENT CORPORATION CONSUMER DISCRETIONARY 83001A102 7 315 SH   SOLE   315 0 0
SMITH-MIDLAND CORPORATION INDUSTRIALS 832156103 5 330 SH   SOLE   330 0 0
J.M. SMUCKER COMPANY CONSUMER STAPLES 832696405 206 1,606 SH   SOLE   655 951 0
SNAP-ON INC CONSUMER DISCRETIONARY 833034101 37 189 SH   SOLE   189 0 0
SONY GROUP CORP FOREIGN EQUITIES 835699307 15 180 SH   SOLE   180 0 0
SOUTHERN CO UTILITIES 842587107 849 11,904 SH   SOLE   11,289 615 0
SOUTHERN CO UTILITIES 842587107 239 3,345 SH   DFND   2,600 745 0
SOUTHWEST AIRLINES INDUSTRIALS 844741108 17 465 SH   SOLE   465 0 0
SPECTRUM BRANDS HOLDINGS INCCOMMON STOCK CONSUMER STAPLES 84790A105 1 10 SH   SOLE   10 0 0
SPLUNK INC. ENERGY 848637104 4 50 SH   SOLE   50 0 0
STARBUCKS CORPORATION CONSUMER DISCRETIONARY 855244109 290 3,794 SH   SOLE   3,794 0 0
STARBUCKS CORPORATION CONSUMER DISCRETIONARY 855244109 7 92 SH   DFND   0 92 0
STATE STREET CORP. COM FINANCIALS 857477103 2 31 SH   SOLE   31 0 0
STITCH FIX, INC. - CLASS A CONSUMER DISCRETIONARY 860897107 1 195 SH   SOLE   195 0 0
STRYKER CORP HEALTHCARE 863667101 833 4,186 SH   SOLE   4,186 0 0
STRYKER CORP HEALTHCARE 863667101 50 250 SH   DFND   140 110 0
SUMMIT THERAPEUTICS INC. HEALTHCARE 86627T108 3 2,500 SH   SOLE   2,500 0 0
SUNCOR ENERGY INC NEW FOREIGN EQUITIES 867224107 19 540 SH   SOLE   540 0 0
SUNDIAL GROWERS INC COM FOREIGN EQUITIES 86730L109 0 1,000 SH   SOLE   1,000 0 0
SYNOPSYS INC INFORMATION TECHNOLOGY 871607107 6 20 SH   SOLE   20 0 0
SYSCO CORPORATION CONSUMER STAPLES 871829107 44 520 SH   SOLE   520 0 0
TJX COS INC NEW CONSUMER DISCRETIONARY 872540109 61 1,091 SH   SOLE   1,091 0 0
TAKE-TWO INTERACTIVE SOFTWARE, INC. INFORMATION TECHNOLOGY 874054109 14 115 SH   SOLE   115 0 0
TARGET CORP CONSUMER DISCRETIONARY 87612E106 606 4,288 SH   SOLE   4,116 130 42
TARGET CORP CONSUMER DISCRETIONARY 87612E106 124 880 SH   DFND   0 880 0
TELADOC HEALTH INC. HEALTHCARE 87918A105 11 327 SH   SOLE   327 0 0
TERADATA CORPORATION INFORMATION TECHNOLOGY 88076W103 1 17 SH   SOLE   17 0 0
TESLA MOTORS INC CONSUMER DISCRETIONARY 88160R101 1,010 1,500 SH   SOLE   1,500 0 0
TEXAS INSTRUMENTS INFORMATION TECHNOLOGY 882508104 65 424 SH   SOLE   424 0 0
TEXTRON INC INDUSTRIALS 883203101 4 65 SH   SOLE   65 0 0
THE TRADE DESK, INC. INFORMATION TECHNOLOGY 88339J105 34 800 SH   SOLE   800 0 0
THERMO FISHER SCIENTIFIC, INC INFORMATION TECHNOLOGY 883556102 34 62 SH   SOLE   62 0 0
3M CO COM INDUSTRIALS 88579Y101 426 3,294 SH   SOLE   2,779 515 0
3M CO COM INDUSTRIALS 88579Y101 102 785 SH   DFND   785 0 0
TILRAY BRANDS CL 2 HEALTHCARE 88688T100 0 55 SH   SOLE   55 0 0
TORONTO-DOMINION BANK NEW FOREIGN EQUITIES 891160509 23 351 SH   SOLE   351 0 0
TOTALENERGIES SE FOREIGN EQUITIES 89151E109 1 20 SH   SOLE   20 0 0
TOYOTA MOTOR CORP ADR CONSUMER DISCRETIONARY 892331307 27 175 SH   SOLE   175 0 0
TRANSMEDICS GROUP INC. HEALTHCARE 89377M109 14 460 SH   SOLE   460 0 0
TRAVELERS COS INC FINANCIALS 89417E109 115 680 SH   SOLE   680 0 0
TWILIO INC. - A INFORMATION TECHNOLOGY 90138F102 9 113 SH   SOLE   113 0 0
US BANCORP DEL COM NEW FINANCIALS 902973304 113 2,445 SH   SOLE   2,445 0 0
US BANCORP DEL COM NEW FINANCIALS 902973304 1 20 SH   DFND   20 0 0
UNILEVER PLC FOREIGN EQUITIES 904767704 8 170 SH   SOLE   0 170 0
UNION PACIFIC CORP INDUSTRIALS 907818108 221 1,035 SH   SOLE   1,035 0 0
UNITED PARCEL SERVICE INDUSTRIALS 911312106 452 2,477 SH   SOLE   2,477 0 0
UNITEDHEALTH GROUP INC HEALTHCARE 91324P102 1,496 2,912 SH   SOLE   2,912 0 0
UNIVERSAL DISPLAY CORP INFORMATION TECHNOLOGY 91347P105 2 17 SH   SOLE   17 0 0
UPSTART HLDGS INC COM FINANCIALS 91680M107 5 150 SH   SOLE   150 0 0
VAIL RESORTS INC. CONSUMER DISCRETIONARY 91879Q109 3 15 SH   SOLE   15 0 0
VALERO ENERGY NEW ENERGY 91913Y100 463 4,357 SH   SOLE   4,242 115 0
VALERO ENERGY NEW ENERGY 91913Y100 84 792 SH   DFND   792 0 0
VANECK GREEN BOND -E TF EXCHANGE TRADED FUND-FIXED INC 92189F171 10 435 SH   SOLE   435 0 0
VANECK SEMICONDUCTOR ETF INFORMATION TECHNOLOGY 92189F676 47 232 SH   SOLE   232 0 0
VANGUARD DIVIDEND APPRECIATION INDEX FUND EXCHANGE TRADED FUND - EQUITY 921908844 90 627 SH   SOLE   627 0 0
ETF VANGUARD TOTAL INTL STOCK MUTUAL FUND 921909768 763 14,785 SH   SOLE   14,785 0 0
VANGUARD SHORT-TERM BOND ETF EXCHANGE TRADED FUND-FIXED INC 921937827 16 207 SH   SOLE   207 0 0
VANGUARD TOTAL BOND MARKET FUND ETF FIXED INCOME 921937835 507 6,741 SH   SOLE   6,741 0 0
VANGUARD FTSE DEVELOPED MARKET ETF MUTUAL FUND 921943858 538 13,191 SH   SOLE   13,191 0 0
VANGUARD FTSE DEVELOPED MARKET ETF MUTUAL FUND 921943858 37 900 SH   DFND   0 900 0
ETF VANUARD FINANCIALS ETF FINANCIALS 92204A405 154 2,000 SH   SOLE   2,000 0 0
VANGUARD UTILITIES ETF UTILITIES 92204A876 8 50 SH   SOLE   50 0 0
VANGUARD COMMUNICATION SERVICES ETF COMMUNICATION SERVICES 92204A884 7 74 SH   SOLE   74 0 0
VANGUARD FTSE ALL-WLD EX-US SMCP IDX ETF EXCHANGE TRADED FUND - EQUITY 922042718 3 27 SH   SOLE   27 0 0
VANGUARD MSCI EMERGING MARKETS ETF EXCHANGE TRADED FUND - EQUITY 922042858 178 4,275 SH   SOLE   4,275 0 0
VANGUARD MSCI EMERGING MARKETS ETF EXCHANGE TRADED FUND - EQUITY 922042858 54 1,285 SH   DFND   910 375 0
ETF VANGUARD RUSSELL 3000 EXCHANGE TRADED FUND - EQUITY 92206C599 3,983 23,566 SH   SOLE   23,566 0 0
ETF VANGUARD RUSSELL 3000 EXCHANGE TRADED FUND - EQUITY 92206C599 216 1,280 SH   DFND   1,280 0 0
ETF VANGUARD RUSSELL 2000 MUTUAL FUND 92206C664 74 1,088 SH   SOLE   1,088 0 0
VANGUARD REAL ESTATE ETF REAL ESTATE 922908553 36 390 SH   SOLE   290 100 0
VANGUARD REAL ESTATE ETF REAL ESTATE 922908553 18 195 SH   DFND   0 195 0
VANGUARD MID-CAP ETF EXCHANGE TRADED FUND - EQUITY 922908629 1,182 6,000 SH   SOLE   6,000 0 0
VANGUARD GROWTH ETF EXCHANGE TRADED FUND - EQUITY 922908736 992 4,450 SH   SOLE   4,450 0 0
VANGUARD VALUE ETF EXCHANGE TRADED FUND - EQUITY 922908744 48 365 SH   SOLE   365 0 0
VANGUARD SMALL CAP ETF EXCHANGE TRADED FUND - EQUITY 922908751 4 24 SH   SOLE   24 0 0
VANGUARD TOTAL STOCK MARKET ETF EXCHANGE TRADED FUND - EQUITY 922908769 862 4,569 SH   SOLE   4,569 0 0
VERIZON COMMUNICATIONS INC COMMUNICATION SERVICES 92343V104 1,921 37,855 SH   SOLE   36,399 1,456 0
VERIZON COMMUNICATIONS INC COMMUNICATION SERVICES 92343V104 290 5,709 SH   DFND   3,587 2,122 0
VERISK ANALYTICS INC INDUSTRIALS 92345Y106 18 105 SH   SOLE   105 0 0
VERTEX PHARMACEUTICALS INC HEALTHCARE 92532F100 117 417 SH   SOLE   417 0 0
VILLAGE FARMS INTL INC COM FOREIGN EQUITIES 92707Y108 0 90 SH   SOLE   90 0 0
VISA INC - CLASS A SHARES INFORMATION TECHNOLOGY 92826C839 1,039 5,279 SH   SOLE   5,179 100 0
VMWARE INC INFORMATION TECHNOLOGY 928563402 9 79 SH   SOLE   79 0 0
VONTIER CORPORATION INDUSTRIALS 928881101 2 74 SH   DFND   40 34 0
WALMART INC CONSUMER STAPLES 931142103 868 7,142 SH   SOLE   6,862 280 0
WALMART INC CONSUMER STAPLES 931142103 15 125 SH   DFND   125 0 0
WASTE MANAGEMENT INC NEW INDUSTRIALS 94106L109 1,525 9,970 SH   SOLE   9,015 955 0
WASTE MANAGEMENT INC NEW INDUSTRIALS 94106L109 200 1,310 SH   DFND   880 430 0
WAYFAIR INC CL A CONSUMER DISCRETIONARY 94419L101 4 100 SH   SOLE   100 0 0
WELLS FARGO & CO NEW FINANCIALS 949746101 77 1,969 SH   SOLE   1,749 220 0
WELLS FARGO & CO NEW FINANCIALS 949746101 27 700 SH   DFND   700 0 0
WESTERN DIGITAL CORP INFORMATION TECHNOLOGY 958102105 16 360 SH   SOLE   360 0 0
WHERE FOOD COMES FROM INC. INDUSTRIALS 96327X200 8 700 SH   SOLE   700 0 0
WHIRLPOOL CORP CONSUMER DISCRETIONARY 963320106 17 110 SH   SOLE   110 0 0
THE WILLIAMS CO. INC. ENERGY 969457100 118 3,793 SH   SOLE   3,793 0 0
THE WILLIAMS CO. INC. ENERGY 969457100 97 3,100 SH   DFND   3,100 0 0
WISDOMTREE INVESTMENTS INC FINANCIALS 97717P104 3 600 SH   SOLE   600 0 0
XCEL ENERGY INC UTILITIES 98389B100 46 653 SH   SOLE   653 0 0
YUM BRANDS INC. CONSUMER DISCRETIONARY 988498101 20 180 SH   SOLE   180 0 0
YUM BRANDS INC. CONSUMER DISCRETIONARY 988498101 68 600 SH   DFND   0 600 0
ZEBRA TECHNOLOGIES CORP CLASS A INFORMATION TECHNOLOGY 989207105 24 80 SH   SOLE   80 0 0
ZIMMER HOLDINGS INC. HEALTHCARE 98956P102 55 521 SH   SOLE   21 500 0
ZOETIS INC HEALTHCARE 98978V103 4 25 SH   SOLE   25 0 0
ZUORA INC INFORMATION TECHNOLOGY 98983V106 4 494 SH   SOLE   494 0 0
ZYMERGEN INC. MATERIALS 98985X100 2 1,895 SH   SOLE   1,895 0 0