The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Common Stock 88579y101 3,824 24,781 SH   SOLE   24,781 0 0
3M Common Stock 88579y101 495 3,210 SH   DFND 7 0 3,210 0
3M Common Stock 88579y101 648 4,200 SH   DFND 5 0 4,200 0
3M Common Stock 88579y101 2,473 16,028 SH   DFND 6 0 16,028 0
3M Common Stock 88579y101 929 6,020 SH   DFND 9 0 6,020 0
3M Common Stock 88579y101 59 380 SH   DFND 12 0 380 0
3M Common Stock 88579y101 617 4,000 SH   DFND 05 07 0 4,000 0
ABB LTD SPON ADR Common Stock 000375204 304 14,550 SH   SOLE   14,550 0 0
ABB LTD SPON ADR Common Stock 000375204 168 8,050 SH   DFND 9 0 8,050 0
ABB LTD SPON ADR Common Stock 000375204 31 1,500 SH   DFND 5 0 1,500 0
ABB LTD SPON ADR Common Stock 000375204 46 2,200 SH   DFND 7 0 2,200 0
ABBOTT LABS Common Stock 002824100 1,497 30,500 SH   SOLE   30,500 0 0
ABBOTT LABS Common Stock 002824100 1,059 21,570 SH   DFND 6 0 21,570 0
ABBOTT LABS Common Stock 002824100 367 7,480 SH   DFND 9 0 7,480 0
ABBOTT LABS Common Stock 002824100 425 8,650 SH   DFND 5 0 8,650 0
ABBOTT LABS Common Stock 002824100 20 400 SH   DFND 12 0 400 0
ABBOTT LABS Common Stock 002824100 325 6,630 SH   DFND 7 0 6,630 0
ABBOTT LABS Common Stock 002824100 368 7,500 SH   DFND 05 07 0 7,500 0
ABBVIE Common Stock 00287Y109 1,675 24,925 SH   SOLE   24,925 0 0
ABBVIE Common Stock 00287Y109 1,271 18,920 SH   DFND 6 0 18,920 0
ABBVIE Common Stock 00287Y109 420 6,255 SH   DFND 9 0 6,255 0
ABBVIE Common Stock 00287Y109 548 8,150 SH   DFND 5 0 8,150 0
ABBVIE Common Stock 00287Y109 445 6,630 SH   DFND 7 0 6,630 0
ABBVIE Common Stock 00287Y109 403 6,000 SH   DFND 05 07 0 6,000 0
ADOBE SYS Common Stock 00724F101 327 4,041 SH   SOLE   4,041 0 0
AFLAC INC Common Stock 001055102 1,474 23,697 SH   SOLE   23,697 0 0
AFLAC INC Common Stock 001055102 368 5,920 SH   DFND 6 0 5,920 0
AFLAC INC Common Stock 001055102 56 900 SH   DFND 5 0 900 0
AFLAC INC Common Stock 001055102 136 2,180 SH   DFND 9 0 2,180 0
AFLAC INC Common Stock 001055102 56 900 SH   DFND 7 0 900 0
AGL RESOURCES INC Common Stock 001204106 204 4,375 SH   SOLE   4,375 0 0
AIR PRODUCTS & CHEM Common Stock 009158106 570 4,169 SH   SOLE   4,169 0 0
ALBEMARLE Common Stock 012653101 355 6,432 SH   SOLE   6,432 0 0
ALNYLAM PHARMA Common Stock 02043Q107 438 3,658 SH   SOLE   3,658 0 0
ALNYLAM PHARMA Common Stock 02043Q107 216 1,800 SH   DFND 6 0 1,800 0
ALNYLAM PHARMA Common Stock 02043Q107 155 1,295 SH   DFND 9 0 1,295 0
ALNYLAM PHARMA Common Stock 02043Q107 84 700 SH   DFND 7 0 700 0
ALTRIA GROUP Common Stock 02209s103 306 6,250 SH   SOLE   6,250 0 0
AMAZON.COM Common Stock 023135106 439 1,011 SH   SOLE   1,011 0 0
AMERICAN EXPRESS Common Stock 025816109 631 8,124 SH   SOLE   8,124 0 0
AMPHENOL Common Stock 032095101 484 8,345 SH   SOLE   8,345 0 0
APPLE INC Common Stock 037833100 1,166 9,298 SH   SOLE   9,298 0 0
APPLE INC Common Stock 037833100 335 2,674 SH   DFND 6 0 2,674 0
APPLE INC Common Stock 037833100 110 875 SH   DFND 5 0 875 0
APPLE INC Common Stock 037833100 228 1,820 SH   DFND 7 0 1,820 0
APPLE INC Common Stock 037833100 527 4,200 SH   DFND 05 07 0 4,200 0
APPLE INC Common Stock 037833100 132 1,050 SH   DFND 9 0 1,050 0
APTARGROUP Common Stock 038336103 3,203 50,225 SH   SOLE   50,225 0 0
APTARGROUP Common Stock 038336103 308 4,830 SH   DFND 7 0 4,830 0
APTARGROUP Common Stock 038336103 370 5,800 SH   DFND 5 0 5,800 0
APTARGROUP Common Stock 038336103 2,019 31,660 SH   DFND 6 0 31,660 0
APTARGROUP Common Stock 038336103 628 9,850 SH   DFND 9 0 9,850 0
APTARGROUP Common Stock 038336103 20 310 SH   DFND 12 0 310 0
APTARGROUP Common Stock 038336103 402 6,300 SH   DFND 05 07 0 6,300 0
AT&T INC. Common Stock 00206R102 1,007 28,364 SH   SOLE   28,364 0 0
AUTOMATIC DATA PROCESSING Common Stock 053015103 3,645 45,435 SH   SOLE   45,435 0 0
AUTOMATIC DATA PROCESSING Common Stock 053015103 424 5,280 SH   DFND 7 0 5,280 0
AUTOMATIC DATA PROCESSING Common Stock 053015103 767 9,560 SH   DFND 5 0 9,560 0
AUTOMATIC DATA PROCESSING Common Stock 053015103 2,070 25,804 SH   DFND 6 0 25,804 0
AUTOMATIC DATA PROCESSING Common Stock 053015103 572 7,135 SH   DFND 9 0 7,135 0
AUTOMATIC DATA PROCESSING Common Stock 053015103 40 500 SH   DFND 12 0 500 0
AUTOMATIC DATA PROCESSING Common Stock 053015103 481 6,000 SH   DFND 05 07 0 6,000 0
BAXTER INTERNTL Common Stock 071813109 360 5,155 SH   SOLE   5,155 0 0
BAXTER INTERNTL Common Stock 071813109 170 2,430 SH   DFND 6 0 2,430 0
BAXTER INTERNTL Common Stock 071813109 15 210 SH   DFND 7 0 210 0
BAXTER INTERNTL Common Stock 071813109 28 400 SH   DFND 5 0 400 0
BERKSHIRE HATHAWAY CL B Common Stock 084670702 438 3,220 SH   SOLE   3,220 0 0
BERKSHIRE HATHAWAY CL B Common Stock 084670702 340 2,500 SH   DFND 6 0 2,500 0
BERKSHIRE HATHAWAY CL B Common Stock 084670702 374 2,750 SH   DFND 5 0 2,750 0
BERKSHIRE HATHAWAY CL B Common Stock 084670702 18 130 SH   DFND 12 0 130 0
BERKSHIRE HATHAWAY CL B Common Stock 084670702 163 1,200 SH   DFND 7 0 1,200 0
BERKSHIRE HATHAWAY CL B Common Stock 084670702 272 2,000 SH   DFND 05 07 0 2,000 0
BRISTOL-MYERS SQUIBB Common Stock 110122108 423 6,350 SH   SOLE   6,350 0 0
CANADIAN NATL RAILWAY Common Stock 136375102 3,593 62,210 SH   SOLE   62,210 0 0
CANADIAN NATL RAILWAY Common Stock 136375102 390 6,750 SH   DFND 7 0 6,750 0
CANADIAN NATL RAILWAY Common Stock 136375102 576 9,975 SH   DFND 5 0 9,975 0
CANADIAN NATL RAILWAY Common Stock 136375102 2,501 43,312 SH   DFND 6 0 43,312 0
CANADIAN NATL RAILWAY Common Stock 136375102 943 16,333 SH   DFND 9 0 16,333 0
CANADIAN NATL RAILWAY Common Stock 136375102 23 400 SH   DFND 12 0 400 0
CANADIAN NATL RAILWAY Common Stock 136375102 577 10,000 SH   DFND 05 07 0 10,000 0
CARLISLE COS INC Common Stock 142339100 334 3,332 SH   SOLE   3,332 0 0
CDK GLOBAL Common Stock 12508E101 394 7,305 SH   SOLE   7,305 0 0
CDK GLOBAL Common Stock 12508E101 58 1,082 SH   DFND 5 0 1,082 0
CDK GLOBAL Common Stock 12508E101 320 5,921 SH   DFND 6 0 5,921 0
CDK GLOBAL Common Stock 12508E101 65 1,198 SH   DFND 9 0 1,198 0
CDK GLOBAL Common Stock 12508E101 50 933 SH   DFND 7 0 933 0
CENOVUS ENERGY Common Stock 15135u109 47 2,950 SH   SOLE   2,950 0 0
CENOVUS ENERGY Common Stock 15135u109 102 6,400 SH   DFND 6 0 6,400 0
CENOVUS ENERGY Common Stock 15135u109 26 1,600 SH   DFND 9 0 1,600 0
CHEVRON Common Stock 166764100 1,386 14,363 SH   SOLE   14,363 0 0
CHEVRON Common Stock 166764100 194 2,015 SH   DFND 7 0 2,015 0
CHEVRON Common Stock 166764100 114 1,180 SH   DFND 5 0 1,180 0
CHEVRON Common Stock 166764100 1,322 13,705 SH   DFND 6 0 13,705 0
CHEVRON Common Stock 166764100 27 280 SH   DFND 9 0 280 0
CHEVRON Common Stock 166764100 39 400 SH   DFND 12 0 400 0
CHEVRON Common Stock 166764100 386 4,000 SH   DFND 05 07 0 4,000 0
CHUBB CORP Common Stock 171232101 331 3,480 SH   SOLE   3,480 0 0
CHUBB CORP Common Stock 171232101 523 5,496 SH   DFND 6 0 5,496 0
CHUBB CORP Common Stock 171232101 187 1,970 SH   DFND 7 0 1,970 0
CHURCH & DWIGHT Common Stock 171340102 213 2,625 SH   SOLE   2,625 0 0
CHURCH & DWIGHT Common Stock 171340102 203 2,500 SH   DFND 6 0 2,500 0
CHURCH & DWIGHT Common Stock 171340102 16 200 SH   DFND 5 0 200 0
CIMAREX ENERGY Common Stock 171798101 151 1,365 SH   SOLE   1,365 0 0
CIMAREX ENERGY Common Stock 171798101 72 657 SH   DFND 5 0 657 0
CISCO SYS INC Common Stock 17275r102 416 15,163 SH   SOLE   15,163 0 0
CISCO SYS INC Common Stock 17275r102 99 3,600 SH   DFND 9 0 3,600 0
CISCO SYS INC Common Stock 17275r102 106 3,850 SH   DFND 5 0 3,850 0
CISCO SYS INC Common Stock 17275r102 27 975 SH   DFND 6 0 975 0
CISCO SYS INC Common Stock 17275r102 15 550 SH   DFND 7 0 550 0
COCA COLA Common Stock 191216100 917 23,366 SH   SOLE   23,366 0 0
COCA COLA Common Stock 191216100 127 3,250 SH   DFND 6 0 3,250 0
COLGATE-PALMOLIVE Common Stock 194162103 1,499 22,919 SH   SOLE   22,919 0 0
COLGATE-PALMOLIVE Common Stock 194162103 171 2,610 SH   DFND 7 0 2,610 0
COLGATE-PALMOLIVE Common Stock 194162103 384 5,870 SH   DFND 6 0 5,870 0
COLGATE-PALMOLIVE Common Stock 194162103 196 3,000 SH   DFND 5 0 3,000 0
COLGATE-PALMOLIVE Common Stock 194162103 196 3,000 SH   DFND 9 0 3,000 0
COLGATE-PALMOLIVE Common Stock 194162103 50 760 SH   DFND 12 0 760 0
COMCAST CORP NEW CL A Common Stock 20030n101 959 15,941 SH   SOLE   15,941 0 0
CONOCOPHILLIPS Common Stock 20825c104 173 2,817 SH   SOLE   2,817 0 0
CONOCOPHILLIPS Common Stock 20825c104 138 2,240 SH   DFND 6 0 2,240 0
CONOCOPHILLIPS Common Stock 20825c104 80 1,304 SH   DFND 9 0 1,304 0
CONOCOPHILLIPS Common Stock 20825c104 8 130 SH   DFND 12 0 130 0
CONOCOPHILLIPS Common Stock 20825c104 338 5,500 SH   DFND 05 07 0 5,500 0
COSTCO WHOLESALE Common Stock 22160k105 328 2,429 SH   SOLE   2,429 0 0
CVS HEALTH Common Stock 126650100 4,914 46,850 SH   SOLE   46,850 0 0
CVS HEALTH Common Stock 126650100 557 5,310 SH   DFND 5 0 5,310 0
CVS HEALTH Common Stock 126650100 2,528 24,100 SH   DFND 6 0 24,100 0
CVS HEALTH Common Stock 126650100 947 9,025 SH   DFND 9 0 9,025 0
CVS HEALTH Common Stock 126650100 47 450 SH   DFND 12 0 450 0
CVS HEALTH Common Stock 126650100 546 5,205 SH   DFND 7 0 5,205 0
CVS HEALTH Common Stock 126650100 787 7,500 SH   DFND 05 07 0 7,500 0
DEERE & CO Common Stock 244199105 687 7,075 SH   SOLE   7,075 0 0
DEERE & CO Common Stock 244199105 243 2,500 SH   DFND 6 0 2,500 0
DEERE & CO Common Stock 244199105 274 2,820 SH   DFND 9 0 2,820 0
DEERE & CO Common Stock 244199105 78 800 SH   DFND 5 0 800 0
DISNEY Common Stock 254687106 980 8,590 SH   SOLE   8,590 0 0
DISNEY Common Stock 254687106 70 610 SH   DFND 12 0 610 0
DONALDSON INC Common Stock 257651109 410 11,456 SH   SOLE   11,456 0 0
DOVER CORP Common Stock 260003108 267 3,800 SH   DFND 5 0 3,800 0
DU PONT Common Stock 263534109 234 3,664 SH   SOLE   3,664 0 0
DU PONT Common Stock 263534109 8 120 SH   DFND 12 0 120 0
DU PONT Common Stock 263534109 90 1,408 SH   DFND 9 0 1,408 0
DU PONT Common Stock 263534109 544 8,500 SH   DFND 05 07 0 8,500 0
E M C CORP MASS Common Stock 268648102 1,465 55,525 SH   SOLE   55,525 0 0
E M C CORP MASS Common Stock 268648102 300 11,350 SH   DFND 7 0 11,350 0
E M C CORP MASS Common Stock 268648102 307 11,640 SH   DFND 5 0 11,640 0
E M C CORP MASS Common Stock 268648102 813 30,790 SH   DFND 6 0 30,790 0
E M C CORP MASS Common Stock 268648102 346 13,100 SH   DFND 9 0 13,100 0
E M C CORP MASS Common Stock 268648102 17 650 SH   DFND 12 0 650 0
E M C CORP MASS Common Stock 268648102 343 13,000 SH   DFND 05 07 0 13,000 0
ECOLAB INC Common Stock 278865100 756 6,685 SH   SOLE   6,685 0 0
ECOLAB INC Common Stock 278865100 248 2,189 SH   DFND 6 0 2,189 0
ECOLAB INC Common Stock 278865100 53 470 SH   DFND 12 0 470 0
ECOLAB INC Common Stock 278865100 14 120 SH   DFND 7 0 120 0
ECOLAB INC Common Stock 278865100 51 450 SH   DFND 5 0 450 0
ECOLAB INC Common Stock 278865100 31 275 SH   DFND 9 0 275 0
EDWARDS LIFESCIENCES Common Stock 28176E108 207 1,450 SH   SOLE   1,450 0 0
ELI LILLY & CO Common Stock 532457108 394 4,715 SH   SOLE   4,715 0 0
EMERSON ELECTRIC Common Stock 291011104 2,702 48,741 SH   SOLE   48,741 0 0
EMERSON ELECTRIC Common Stock 291011104 261 4,705 SH   DFND 7 0 4,705 0
EMERSON ELECTRIC Common Stock 291011104 463 8,350 SH   DFND 5 0 8,350 0
EMERSON ELECTRIC Common Stock 291011104 1,494 26,956 SH   DFND 6 0 26,956 0
EMERSON ELECTRIC Common Stock 291011104 601 10,840 SH   DFND 9 0 10,840 0
EMERSON ELECTRIC Common Stock 291011104 28 500 SH   DFND 12 0 500 0
EMERSON ELECTRIC Common Stock 291011104 499 9,000 SH   DFND 05 07 0 9,000 0
ENERGY TRANSFER PTNRS LP Common Stock 29273r109 397 7,600 SH   DFND 6 0 7,600 0
EXPRESS SCRIPTS Common Stock 30219G108 843 9,474 SH   SOLE   9,474 0 0
EXXON MOBIL Common Stock 30231g102 2,246 27,001 SH   SOLE   27,001 0 0
EXXON MOBIL Common Stock 30231g102 156 1,875 SH   DFND 7 0 1,875 0
EXXON MOBIL Common Stock 30231g102 466 5,605 SH   DFND 5 0 5,605 0
EXXON MOBIL Common Stock 30231g102 1,711 20,561 SH   DFND 6 0 20,561 0
EXXON MOBIL Common Stock 30231g102 591 7,100 SH   DFND 9 0 7,100 0
EXXON MOBIL Common Stock 30231g102 50 600 SH   DFND 12 0 600 0
FACEBOOK INC Common Stock 30303M102 291 3,398 SH   SOLE   3,398 0 0
FACEBOOK INC Common Stock 30303M102 43 500 SH   DFND 5 0 500 0
FACTSET RESH SYS Common Stock 303075105 1,819 11,195 SH   SOLE   11,195 0 0
FACTSET RESH SYS Common Stock 303075105 1,239 7,625 SH   DFND 6 0 7,625 0
FACTSET RESH SYS Common Stock 303075105 58 355 SH   DFND 5 0 355 0
FACTSET RESH SYS Common Stock 303075105 337 2,075 SH   DFND 9 0 2,075 0
FACTSET RESH SYS Common Stock 303075105 173 1,065 SH   DFND 7 0 1,065 0
FEDEX Common Stock 31428x106 529 3,106 SH   SOLE   3,106 0 0
FIRST SOLAR Common Stock 336433107 362 7,700 SH   SOLE   7,700 0 0
FISERV Common Stock 337738108 2,767 33,405 SH   SOLE   33,405 0 0
FISERV Common Stock 337738108 351 4,235 SH   DFND 7 0 4,235 0
FISERV Common Stock 337738108 332 4,010 SH   DFND 5 0 4,010 0
FISERV Common Stock 337738108 1,629 19,670 SH   DFND 6 0 19,670 0
FISERV Common Stock 337738108 524 6,330 SH   DFND 9 0 6,330 0
FISERV Common Stock 337738108 41 500 SH   DFND 12 0 500 0
FISERV Common Stock 337738108 381 4,600 SH   DFND 05 07 0 4,600 0
GENERAL ELECTRIC Common Stock 369604103 332 12,483 SH   SOLE   12,483 0 0
GENERAL ELECTRIC Common Stock 369604103 327 12,305 SH   DFND 6 0 12,305 0
GENERAL ELECTRIC Common Stock 369604103 173 6,500 SH   DFND 9 0 6,500 0
GENERAL ELECTRIC Common Stock 369604103 120 4,500 SH   DFND 5 0 4,500 0
GENERAL ELECTRIC Common Stock 369604103 88 3,300 SH   DFND 7 0 3,300 0
GENERAL ELECTRIC Common Stock 369604103 558 21,000 SH   DFND 05 07 0 21,000 0
GENERAL MILLS Common Stock 370334104 983 17,649 SH   SOLE   17,649 0 0
GENERAL MILLS Common Stock 370334104 1,093 19,622 SH   DFND 6 0 19,622 0
GILEAD SCIENCES Common Stock 375558103 164 1,400 SH   SOLE   1,400 0 0
GILEAD SCIENCES Common Stock 375558103 98 840 SH   DFND 12 0 840 0
GLU MOBILE Common Stock 379890106 62 10,000 SH   DFND 6 0 10,000 0
GOOGLE INC Common Stock 38259P706 211 405 SH   SOLE   405 0 0
GOOGLE INC CL A Common Stock 38259P508 265 491 SH   SOLE   491 0 0
GOOGLE INC CL A Common Stock 38259P508 54 100 SH   DFND 7 0 100 0
HELMERICH & PAYNE Common Stock 423452101 1,074 15,255 SH   SOLE   15,255 0 0
HELMERICH & PAYNE Common Stock 423452101 112 1,590 SH   DFND 7 0 1,590 0
HELMERICH & PAYNE Common Stock 423452101 192 2,728 SH   DFND 5 0 2,728 0
HELMERICH & PAYNE Common Stock 423452101 134 1,900 SH   DFND 9 0 1,900 0
HELMERICH & PAYNE Common Stock 423452101 531 7,540 SH   DFND 6 0 7,540 0
HESS CORPORATION Common Stock 42809H107 174 2,600 SH   DFND 6 0 2,600 0
HESS CORPORATION Common Stock 42809H107 268 4,000 SH   DFND 05 07 0 4,000 0
HOME DEPOT Common Stock 437076102 633 5,695 SH   SOLE   5,695 0 0
HOME DEPOT Common Stock 437076102 191 1,720 SH   DFND 6 0 1,720 0
HOME DEPOT Common Stock 437076102 76 680 SH   DFND 12 0 680 0
HOME DEPOT Common Stock 437076102 156 1,400 SH   DFND 7 0 1,400 0
HOME DEPOT Common Stock 437076102 667 6,000 SH   DFND 05 07 0 6,000 0
HONEYWELL INTL Common Stock 438516106 301 2,953 SH   DFND 6 0 2,953 0
HONEYWELL INTL Common Stock 438516106 100 984 SH   DFND 9 0 984 0
ILLINOIS TOOL WORKS Common Stock 452308109 636 6,929 SH   SOLE   6,929 0 0
ILLINOIS TOOL WORKS Common Stock 452308109 47 515 SH   DFND 12 0 515 0
INTEL CORP Common Stock 458140100 1,273 41,850 SH   SOLE   41,850 0 0
INTEL CORP Common Stock 458140100 176 5,800 SH   DFND 7 0 5,800 0
INTEL CORP Common Stock 458140100 291 9,560 SH   DFND 5 0 9,560 0
INTEL CORP Common Stock 458140100 492 16,160 SH   DFND 6 0 16,160 0
INTEL CORP Common Stock 458140100 314 10,330 SH   DFND 9 0 10,330 0
INTEL CORP Common Stock 458140100 21 700 SH   DFND 12 0 700 0
INTEL CORP Common Stock 458140100 456 15,000 SH   DFND 05 07 0 15,000 0
INTL BUSINESS MACH Common Stock 459200101 1,200 7,378 SH   SOLE   7,378 0 0
INTL BUSINESS MACH Common Stock 459200101 244 1,500 SH   DFND 6 0 1,500 0
JACOBS ENGINEERING Common Stock 469814107 365 8,975 SH   SOLE   8,975 0 0
JOHNSON & JOHNSON Common Stock 478160104 4,015 41,197 SH   SOLE   41,197 0 0
JOHNSON & JOHNSON Common Stock 478160104 285 2,925 SH   DFND 7 0 2,925 0
JOHNSON & JOHNSON Common Stock 478160104 828 8,500 SH   DFND 5 0 8,500 0
JOHNSON & JOHNSON Common Stock 478160104 2,360 24,215 SH   DFND 6 0 24,215 0
JOHNSON & JOHNSON Common Stock 478160104 926 9,503 SH   DFND 9 0 9,503 0
JOHNSON & JOHNSON Common Stock 478160104 76 780 SH   DFND 12 0 780 0
JOHNSON & JOHNSON Common Stock 478160104 926 9,500 SH   DFND 05 07 0 9,500 0
JOHNSON CONTROLS Common Stock 478366107 377 7,621 SH   SOLE   7,621 0 0
JOHNSON CONTROLS Common Stock 478366107 400 8,075 SH   DFND 6 0 8,075 0
JOHNSON CONTROLS Common Stock 478366107 371 7,500 SH   DFND 05 07 0 7,500 0
LABORATORY CORP AMER Common Stock 50540R409 369 3,045 SH   SOLE   3,045 0 0
LABORATORY CORP AMER Common Stock 50540R409 191 1,575 SH   DFND 6 0 1,575 0
LABORATORY CORP AMER Common Stock 50540R409 24 200 SH   DFND 7 0 200 0
LABORATORY CORP AMER Common Stock 50540R409 115 950 SH   DFND 9 0 950 0
MASTERCARD Common Stock 57636q104 2,395 25,618 SH   SOLE   25,618 0 0
MASTERCARD Common Stock 57636q104 215 2,300 SH   DFND 5 0 2,300 0
MASTERCARD Common Stock 57636q104 2,403 25,705 SH   DFND 6 0 25,705 0
MASTERCARD Common Stock 57636q104 285 3,050 SH   DFND 9 0 3,050 0
MASTERCARD Common Stock 57636q104 28 300 SH   DFND 12 0 300 0
MASTERCARD Common Stock 57636q104 316 3,380 SH   DFND 7 0 3,380 0
MASTERCARD Common Stock 57636q104 327 3,500 SH   DFND 05 07 0 3,500 0
MCCORMICK & CO Common Stock 579780206 808 9,985 SH   SOLE   9,985 0 0
MCCORMICK & CO Common Stock 579780206 97 1,200 SH   DFND 5 0 1,200 0
MCCORMICK & CO Common Stock 579780206 30 374 SH   DFND 6 0 374 0
MCKESSON Common Stock 58155Q103 446 1,985 SH   SOLE   1,985 0 0
MCKESSON Common Stock 58155Q103 169 750 SH   DFND 5 0 750 0
MCKESSON Common Stock 58155Q103 215 955 SH   DFND 6 0 955 0
MCKESSON Common Stock 58155Q103 2 10 SH   DFND 7 0 10 0
MCKESSON Common Stock 58155Q103 2 10 SH   DFND 9 0 10 0
MERCK Common Stock 58933y105 1,467 25,771 SH   SOLE   25,771 0 0
MERCK Common Stock 58933y105 74 1,300 SH   DFND 6 0 1,300 0
MERCK Common Stock 58933y105 51 900 SH   DFND 12 0 900 0
MICROSOFT CORP Common Stock 594918104 372 8,435 SH   SOLE   8,435 0 0
MICROSOFT CORP Common Stock 594918104 367 8,317 SH   DFND 6 0 8,317 0
MICROSOFT CORP Common Stock 594918104 436 9,875 SH   DFND 5 0 9,875 0
MICROSOFT CORP Common Stock 594918104 15 350 SH   DFND 12 0 350 0
MICROSOFT CORP Common Stock 594918104 214 4,850 SH   DFND 7 0 4,850 0
MICROSOFT CORP Common Stock 594918104 55 1,250 SH   DFND 9 0 1,250 0
MONSANTO Common Stock 61166w101 1,543 14,475 SH   SOLE   14,475 0 0
MONSANTO Common Stock 61166w101 133 1,250 SH   DFND 5 0 1,250 0
MONSANTO Common Stock 61166w101 185 1,740 SH   DFND 6 0 1,740 0
MONSANTO Common Stock 61166w101 382 3,580 SH   DFND 9 0 3,580 0
MONSANTO Common Stock 61166w101 13 120 SH   DFND 12 0 120 0
MONSANTO Common Stock 61166w101 221 2,070 SH   DFND 7 0 2,070 0
NESTLE SA ADR Common Stock 641069406 2,483 34,404 SH   SOLE   34,404 0 0
NESTLE SA ADR Common Stock 641069406 112 1,550 SH   DFND 5 0 1,550 0
NESTLE SA ADR Common Stock 641069406 1,807 25,035 SH   DFND 6 0 25,035 0
NESTLE SA ADR Common Stock 641069406 507 7,030 SH   DFND 9 0 7,030 0
NESTLE SA ADR Common Stock 641069406 22 300 SH   DFND 12 0 300 0
NESTLE SA ADR Common Stock 641069406 217 3,004 SH   DFND 7 0 3,004 0
NESTLE SA ADR Common Stock 641069406 505 7,000 SH   DFND 05 07 0 7,000 0
NORDEA BANK AB Common Stock 538003906 167 13,350 SH   SOLE   13,350 0 0
NORFOLK SOUTHERN Common Stock 655844108 273 3,120 SH   DFND 6 0 3,120 0
NORFOLK SOUTHERN Common Stock 655844108 524 6,000 SH   DFND 05 07 0 6,000 0
NORFOLK SOUTHERN Common Stock 655844108 87 1,000 SH   DFND 9 0 1,000 0
NOVARTIS AG ADR Common Stock 66987V109 2,795 28,425 SH   SOLE   28,425 0 0
NOVARTIS AG ADR Common Stock 66987V109 320 3,250 SH   DFND 5 0 3,250 0
NOVARTIS AG ADR Common Stock 66987V109 1,767 17,970 SH   DFND 6 0 17,970 0
NOVARTIS AG ADR Common Stock 66987V109 525 5,335 SH   DFND 9 0 5,335 0
NOVARTIS AG ADR Common Stock 66987V109 381 3,870 SH   DFND 7 0 3,870 0
NOVARTIS AG ADR Common Stock 66987V109 590 6,000 SH   DFND 05 07 0 6,000 0
NOVO NORDISK A S ADR Common Stock 670100205 1,662 30,350 SH   SOLE   30,350 0 0
NOVO NORDISK A S ADR Common Stock 670100205 1,122 20,485 SH   DFND 6 0 20,485 0
NOVO NORDISK A S ADR Common Stock 670100205 137 2,500 SH   DFND 9 0 2,500 0
NOVO NORDISK A S ADR Common Stock 670100205 82 1,490 SH   DFND 5 0 1,490 0
NOVO NORDISK A S ADR Common Stock 670100205 103 1,890 SH   DFND 7 0 1,890 0
NOVOZYMES A S DKK 2.0 Common Stock B798FW902 1,289 27,115 SH   SOLE   27,115 0 0
NOVOZYMES A S DKK 2.0 Common Stock B798FW902 57 1,200 SH   DFND 7 0 1,200 0
NOVOZYMES A S DKK 2.0 Common Stock B798FW902 1,256 26,429 SH   DFND 6 0 26,429 0
NOVOZYMES A S DKK 2.0 Common Stock B798FW902 278 5,840 SH   DFND 9 0 5,840 0
NOVOZYMES A S DKK 2.0 Common Stock B798FW902 24 500 SH   DFND 12 0 500 0
NOVOZYMES A S DKK 2.0 Common Stock B798FW902 547 11,500 SH   DFND 05 07 0 11,500 0
NXP SEMICONDUCTORS Common Stock N6596X109 195 1,985 SH   SOLE   1,985 0 0
NXP SEMICONDUCTORS Common Stock N6596X109 286 2,910 SH   DFND 6 0 2,910 0
NXP SEMICONDUCTORS Common Stock N6596X109 344 3,500 SH   DFND 05 07 0 3,500 0
ORACLE Common Stock 68389x105 1,020 25,305 SH   SOLE   25,305 0 0
ORACLE Common Stock 68389x105 1,050 26,050 SH   DFND 6 0 26,050 0
ORACLE Common Stock 68389x105 214 5,300 SH   DFND 9 0 5,300 0
ORACLE Common Stock 68389x105 60 1,500 SH   DFND 7 0 1,500 0
ORACLE Common Stock 68389x105 56 1,400 SH   DFND 5 0 1,400 0
ORACLE Common Stock 68389x105 403 10,000 SH   DFND 05 07 0 10,000 0
PEMBINA PIPELINE CO Common Stock 706327103 544 16,840 SH   SOLE   16,840 0 0
PEMBINA PIPELINE CO Common Stock 706327103 885 27,400 SH   DFND 6 0 27,400 0
PEMBINA PIPELINE CO Common Stock 706327103 250 7,740 SH   DFND 9 0 7,740 0
PEMBINA PIPELINE CO Common Stock 706327103 16 500 SH   DFND 12 0 500 0
PEMBINA PIPELINE CO Common Stock 706327103 102 3,150 SH   DFND 7 0 3,150 0
PEMBINA PIPELINE CO Common Stock 706327103 65 2,000 SH   DFND 05 07 0 2,000 0
PEPSICO Common Stock 713448108 3,031 32,473 SH   SOLE   32,473 0 0
PEPSICO Common Stock 713448108 313 3,350 SH   DFND 7 0 3,350 0
PEPSICO Common Stock 713448108 476 5,096 SH   DFND 5 0 5,096 0
PEPSICO Common Stock 713448108 1,731 18,550 SH   DFND 6 0 18,550 0
PEPSICO Common Stock 713448108 493 5,279 SH   DFND 9 0 5,279 0
PEPSICO Common Stock 713448108 60 640 SH   DFND 12 0 640 0
PEPSICO Common Stock 713448108 327 3,500 SH   DFND 05 07 0 3,500 0
PEREGRINE PHARMACEUTICALS Common Stock 713661304 13 10,000 SH   SOLE   10,000 0 0
PEREGRINE PHARMACEUTICALS Common Stock 713661304 65 50,000 SH   DFND 6 0 50,000 0
PERRIGO CO Common Stock G97822103 147 798 SH   SOLE   798 0 0
PERRIGO CO Common Stock G97822103 2 10 SH   DFND 7 0 10 0
PERRIGO CO Common Stock G97822103 185 1,000 SH   DFND 05 07 0 1,000 0
PERRIGO CO Common Stock G97822103 28 150 SH   DFND 6 0 150 0
PFIZER Common Stock 717081103 566 16,873 SH   SOLE   16,873 0 0
PFIZER Common Stock 717081103 158 4,700 SH   DFND 6 0 4,700 0
PFIZER Common Stock 717081103 171 5,100 SH   DFND 9 0 5,100 0
PFIZER Common Stock 717081103 330 9,850 SH   DFND 5 0 9,850 0
PHILLIPS 66 Common Stock 718546104 90 1,123 SH   SOLE   1,123 0 0
PHILLIPS 66 Common Stock 718546104 90 1,120 SH   DFND 6 0 1,120 0
PHILLIPS 66 Common Stock 718546104 53 652 SH   DFND 9 0 652 0
PHILLIPS 66 Common Stock 718546104 222 2,750 SH   DFND 05 07 0 2,750 0
PORTLAND GENL Common Stock 736508847 1,172 35,350 SH   SOLE   35,350 0 0
PORTLAND GENL Common Stock 736508847 50 1,500 SH   DFND 5 0 1,500 0
PORTLAND GENL Common Stock 736508847 219 6,600 SH   DFND 9 0 6,600 0
PORTLAND GENL Common Stock 736508847 716 21,600 SH   DFND 6 0 21,600 0
PORTLAND GENL Common Stock 736508847 98 2,950 SH   DFND 7 0 2,950 0
PRAXAIR Common Stock 74005p104 1,114 9,320 SH   SOLE   9,320 0 0
PRAXAIR Common Stock 74005p104 524 4,384 SH   DFND 6 0 4,384 0
PRAXAIR Common Stock 74005p104 161 1,350 SH   DFND 5 0 1,350 0
PRAXAIR Common Stock 74005p104 120 1,000 SH   DFND 9 0 1,000 0
PRAXAIR Common Stock 74005p104 64 535 SH   DFND 7 0 535 0
PROCTER & GAMBLE Common Stock 742718109 3,350 42,817 SH   SOLE   42,817 0 0
PROCTER & GAMBLE Common Stock 742718109 387 4,940 SH   DFND 7 0 4,940 0
PROCTER & GAMBLE Common Stock 742718109 558 7,135 SH   DFND 5 0 7,135 0
PROCTER & GAMBLE Common Stock 742718109 2,374 30,344 SH   DFND 6 0 30,344 0
PROCTER & GAMBLE Common Stock 742718109 566 7,235 SH   DFND 9 0 7,235 0
PROCTER & GAMBLE Common Stock 742718109 57 725 SH   DFND 12 0 725 0
PROCTER & GAMBLE Common Stock 742718109 469 6,000 SH   DFND 05 07 0 6,000 0
PROGRESSIVE CRP OHIO Common Stock 743315103 279 10,009 SH   SOLE   10,009 0 0
QUALCOMM Common Stock 747525103 2,316 36,986 SH   SOLE   36,986 0 0
QUALCOMM Common Stock 747525103 143 2,280 SH   DFND 7 0 2,280 0
QUALCOMM Common Stock 747525103 221 3,525 SH   DFND 5 0 3,525 0
QUALCOMM Common Stock 747525103 1,242 19,835 SH   DFND 6 0 19,835 0
QUALCOMM Common Stock 747525103 481 7,680 SH   DFND 9 0 7,680 0
QUALCOMM Common Stock 747525103 344 5,500 SH   DFND 05 07 0 5,500 0
REALTY INCOME Common Stock 756109104 253 5,700 SH   SOLE   5,700 0 0
ROCHE HLDG LTD ADR Common Stock 771195104 525 14,965 SH   SOLE   14,965 0 0
ROCHE HLDG LTD ADR Common Stock 771195104 18 500 SH   DFND 7 0 500 0
ROCHE HLDG LTD ADR Common Stock 771195104 18 500 SH   DFND 6 0 500 0
ROCK-TENN Common Stock 772739207 202 3,350 SH   SOLE   3,350 0 0
ROCKWELL AUTOMATION Common Stock 773903109 237 1,900 SH   SOLE   1,900 0 0
ROCKWELL AUTOMATION Common Stock 773903109 474 3,805 SH   DFND 6 0 3,805 0
ROCKWELL AUTOMATION Common Stock 773903109 174 1,400 SH   DFND 9 0 1,400 0
ROCKWELL AUTOMATION Common Stock 773903109 115 925 SH   DFND 7 0 925 0
ROCKWELL AUTOMATION Common Stock 773903109 249 2,000 SH   DFND 05 07 0 2,000 0
ROCKWELL COLLINS Common Stock 774341101 219 2,370 SH   DFND 6 0 2,370 0
ROCKWELL COLLINS Common Stock 774341101 129 1,400 SH   DFND 9 0 1,400 0
SCHLUMBERGER Common Stock 806857108 1,329 15,420 SH   SOLE   15,420 0 0
SCHLUMBERGER Common Stock 806857108 148 1,715 SH   DFND 7 0 1,715 0
SCHLUMBERGER Common Stock 806857108 147 1,700 SH   DFND 5 0 1,700 0
SCHLUMBERGER Common Stock 806857108 809 9,385 SH   DFND 6 0 9,385 0
SCHLUMBERGER Common Stock 806857108 42 485 SH   DFND 9 0 485 0
SCHLUMBERGER Common Stock 806857108 46 530 SH   DFND 12 0 530 0
SCHLUMBERGER Common Stock 806857108 302 3,500 SH   DFND 05 07 0 3,500 0
SMUCKER J M Common Stock 832696405 1,566 14,445 SH   SOLE   14,445 0 0
SMUCKER J M Common Stock 832696405 939 8,660 SH   DFND 6 0 8,660 0
SMUCKER J M Common Stock 832696405 263 2,422 SH   DFND 5 0 2,422 0
SMUCKER J M Common Stock 832696405 259 2,385 SH   DFND 9 0 2,385 0
SMUCKER J M Common Stock 832696405 67 620 SH   DFND 7 0 620 0
SSB STOCK Common Stock 711038901 560 2,000 SH   SOLE   2,000 0 0
STARBUCKS Common Stock 855244109 375 7,000 SH   SOLE   7,000 0 0
STARBUCKS Common Stock 855244109 16 300 SH   DFND 9 0 300 0
STATE STREET Common Stock 857477103 1,926 25,015 SH   SOLE   25,015 0 0
STATE STREET Common Stock 857477103 381 4,950 SH   DFND 7 0 4,950 0
STATE STREET Common Stock 857477103 585 7,600 SH   DFND 5 0 7,600 0
STATE STREET Common Stock 857477103 763 9,905 SH   DFND 6 0 9,905 0
STATE STREET Common Stock 857477103 781 10,145 SH   DFND 9 0 10,145 0
STERICYCLE Common Stock 858912108 244 1,825 SH   SOLE   1,825 0 0
STERICYCLE Common Stock 858912108 141 1,050 SH   DFND 5 0 1,050 0
STERICYCLE Common Stock 858912108 11 79 SH   DFND 6 0 79 0
STERICYCLE Common Stock 858912108 3 20 SH   DFND 7 0 20 0
STERICYCLE Common Stock 858912108 30 225 SH   DFND 9 0 225 0
SVENSKA HANDELSBANKEN AB CL A Common Stock BXDZ9Q900 159 10,875 SH   SOLE   10,875 0 0
SWISS RE AG Common Stock ACI00MQT5 354 4,000 SH   SOLE   4,000 0 0
TJX COS Common Stock 872540109 354 5,350 SH   SOLE   5,350 0 0
UNION PACIFIC Common Stock 907818108 484 5,074 SH   SOLE   5,074 0 0
UNION PACIFIC Common Stock 907818108 5 50 SH   DFND 9 0 50 0
UNION PACIFIC Common Stock 907818108 38 400 SH   DFND 12 0 400 0
UNITED NATURAL FOODS Common Stock 911163103 47 735 SH   SOLE   735 0 0
UNITED NATURAL FOODS Common Stock 911163103 287 4,500 SH   DFND 6 0 4,500 0
UNITED NATURAL FOODS Common Stock 911163103 38 600 SH   DFND 7 0 600 0
UNITED PARCEL SVC CL B Common Stock 911312106 339 3,500 SH   SOLE   3,500 0 0
UNITED TECHNOLOGIES Common Stock 913017109 1,987 17,915 SH   SOLE   17,915 0 0
UNITED TECHNOLOGIES Common Stock 913017109 219 1,975 SH   DFND 5 0 1,975 0
UNITED TECHNOLOGIES Common Stock 913017109 670 6,040 SH   DFND 6 0 6,040 0
UNITED TECHNOLOGIES Common Stock 913017109 48 430 SH   DFND 12 0 430 0
UNITED TECHNOLOGIES Common Stock 913017109 196 1,770 SH   DFND 7 0 1,770 0
UNITED TECHNOLOGIES Common Stock 913017109 180 1,625 SH   DFND 9 0 1,625 0
UNITED TECHNOLOGIES Common Stock 913017109 222 2,000 SH   DFND 05 07 0 2,000 0
VERIZON COMMUNICATIONS Common Stock 92343V104 542 11,621 SH   SOLE   11,621 0 0
VERIZON COMMUNICATIONS Common Stock 92343V104 19 400 SH   DFND 12 0 400 0
VISA Common Stock 92826C839 511 7,610 SH   SOLE   7,610 0 0
VISA Common Stock 92826C839 134 2,000 SH   DFND 5 0 2,000 0
VISA Common Stock 92826C839 54 800 SH   DFND 6 0 800 0
VISA Common Stock 92826C839 24 360 SH   DFND 9 0 360 0
W W GRAINGER Common Stock 384802104 751 3,175 SH   SOLE   3,175 0 0
W W GRAINGER Common Stock 384802104 220 930 SH   DFND 6 0 930 0
W W GRAINGER Common Stock 384802104 142 600 SH   DFND 5 0 600 0
W W GRAINGER Common Stock 384802104 2 10 SH   DFND 7 0 10 0
WOLVERINE WORLD WIDE Common Stock 978097103 273 9,600 SH   SOLE   9,600 0 0
WP CAREY Common Stock 92936U109 230 3,900 SH   SOLE   3,900 0 0
XILINX Common Stock 983919101 862 19,525 SH   SOLE   19,525 0 0
XILINX Common Stock 983919101 6 125 SH   DFND 7 0 125 0
XILINX Common Stock 983919101 481 10,885 SH   DFND 6 0 10,885 0
XILINX Common Stock 983919101 79 1,800 SH   DFND 5 0 1,800 0
XYLEM INC Common Stock 98419m100 123 3,305 SH   SOLE   3,305 0 0
XYLEM INC Common Stock 98419m100 164 4,430 SH   DFND 6 0 4,430 0
XYLEM INC Common Stock 98419m100 1 40 SH   DFND 7 0 40 0
YUM BRANDS Common Stock 988498101 17 190 SH   SOLE   190 0 0
YUM BRANDS Common Stock 988498101 712 7,900 SH   DFND 6 0 7,900 0
ZIMMER BIOMET HOLDINGS INC Common Stock 98956P102 66 600 SH   SOLE   600 0 0
ZIMMER BIOMET HOLDINGS INC Common Stock 98956P102 275 2,515 SH   DFND 9 0 2,515 0