Capital Requirements (Tables)

6 Months Ended

Jun. 30, 2021

Capital Requirements

Schedule of actual capital and required amounts and ratios

					Required For
					Capital
					Adequacy
					Purposes
	Actual				Under Basel III
	Amount		Ratio		Amount		Ratio (1)
	(Dollars in thousands)
As of June 30, 2021
Total Capital	$	491,475	15.6	%	$	329,965	10.5	%
(to risk-weighted assets)
Tier 1 Capital	$	418,134	13.3	%	$	267,115	8.5	%
(to risk-weighted assets)
Common Equity Tier 1 Capital	$	418,134	13.3	%	$	219,977	7.0	%
(to risk-weighted assets)
Tier 1 Capital	$	418,134	8.6	%	$	194,156	4.0	%
(to average assets)

(1) Includes 2.5% capital conservation buffer, except the Tier 1 Capital to average assets ratio.

					Required For
					Capital
					Adequacy
					Purposes
	Actual				Under Basel III
	Amount		Ratio		Amount		Ratio (1)
		(Dollars in thousands)
As of December 31, 2020
Total Capital	$	483,870	16.5	%	$	307,067	10.5	%
(to risk-weighted assets)
Tier 1 Capital	$	410,307	14.0	%	$	248,578	8.5	%
(to risk-weighted assets)
Common Equity Tier 1 Capital	$	410,307	14.0	%	$	204,711	7.0	%
(to risk-weighted assets)
Tier 1 Capital	$	410,307	9.1	%	$	180,281	4.0	%
(to average assets)

(2) Includes 2.5% capital conservation buffer, except the Tier 1 Capital to average assets ratio.

HBC (Wholly-owned Subsidiary)

Capital Requirements

Schedule of actual capital and required amounts and ratios

									Required For
									Capital
					To Be Well-Capitalized				Adequacy
					Under Basel III PCA Regulatory				Purposes
	Actual				Requirements				Under Basel III
	Amount		Ratio		Amount		Ratio		Amount		Ratio (1)
	(Dollars in thousands)
As of June 30, 2021
Total Capital	$	469,701	15.0	%	$	314,070	10.0	%	$	329,773	10.5	%
(to risk-weighted assets)
Tier 1 Capital	$	436,192	13.9	%	$	251,256	8.0	%	$	266,959	8.5	%
(to risk-weighted assets)
Common Equity Tier 1 Capital	$	436,192	13.9	%	$	204,145	6.5	%	$	219,849	7.0	%
(to risk-weighted assets)
Tier 1 Capital	$	436,192	9.0	%	$	242,600	5.0	%	$	194,080	4.0	%
(to average assets)

(1) Includes 2.5% capital conservation buffer, except the Tier 1 Capital to average assets ratio.

									Required For
									Capital
					To Be Well-Capitalized				Adequacy
					Under Basel III PCA Regulatory				Purposes
	Actual				Requirements				Under Basel III
	Amount		Ratio		Amount		Ratio		Amount		Ratio (1)
		(Dollars in thousands)
As of December 31, 2020
Total Capital	$	461,933	15.8	%	$	292,258	10.0	%	$	306,871	10.5	%
(to risk-weighted assets)
Tier 1 Capital	$	428,109	14.6	%	$	233,806	8.0	%	$	248,419	8.5	%
(to risk-weighted assets)
Common Equity Tier 1 Capital	$	428,109	14.6	%	$	189,968	6.5	%	$	204,580	7.0	%
(to risk-weighted assets)
Tier 1 Capital	$	428,109	9.5	%	$	225,263	5.0	%	$	180,211	4.0	%
(to average assets)

(1) Includes 2.5% capital conservation buffer, except the Tier 1 Capital to average assets ratio.