CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
Assets
Cash and due from banks	$ 33,353	$ 49,447
Other investments and interest-bearing deposits in other financial institutions	926,915	407,923
Total cash and cash equivalents	960,268	457,370
Securities available-for-sale, at fair value	294,438	404,825
Securities held-to-maturity, at amortized cost, net of allowance for credit losses of $55 at September 30, 2020 (fair value of $303,996 at September 30, 2020 and $368,107 at December 31, 2019)	295,609	366,560
Loans held-for-sale - SBA, at lower of cost or fair value, including deferred costs	3,565	1,052
Loans, net of deferred fees	2,697,016	2,533,844
Allowance for credit losses on loans(1)	(45,422)	(23,285)
Loans, net	2,651,594	2,510,559
Federal Home Loan Bank, Federal Reserve Bank stock and other investments, at cost	33,518	29,842
Company-owned life insurance	77,059	76,027
Premises and equipment, net	10,412	8,250
Goodwill	167,631	167,420
Other intangible assets	17,628	20,415
Accrued interest receivable and other assets	95,063	67,143
Total assets	4,606,785	4,109,463
Deposits:
Demand, noninterest-bearing	1,698,027	1,450,873
Demand, interest-bearing	926,041	798,375
Savings and money market	1,108,252	982,430
Time deposits - under $250	46,684	54,361
Time deposits - $250 and over	92,276	99,882
CDARS - interest-bearing demand, money market and time deposits	19,121	28,847
Total deposits	3,890,401	3,414,768
Subordinated debt, net of issuance costs	39,693	39,554
Other short-term borrowings		328
Accrued interest payable and other liabilities	98,884	78,105
Total liabilities	4,028,978	3,532,755
Shareholders' equity:
Preferred stock, no par value; 10,000,000 shares authorized; none issued and outstanding at September 30, 2020 and December 31, 2019
Common stock, no par value; 100,000,000 shares authorized at September 30, 2020 and authorized at December 31, 2019; 59,914,987 shares issued and outstanding at September 30, 2020 and 59,368,156 shares issued and outstanding at December 31, 2019	493,126	489,745
Retained earnings	91,065	96,741
Accumulated other comprehensive loss	(6,384)	(9,778)
Total shareholders' equity	577,807	576,708
Total liabilities and shareholders' equity	$ 4,606,785	$ 4,109,463