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Capital Requirements (Tables)
12 Months Ended
Dec. 31, 2018
Capital Requirements  
Schedule of actual capital and required amounts and ratios

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Required For

 

 

 

 

 

 

 

 

Capital

 

 

 

 

 

 

 

 

 

Adequacy

 

 

 

 

 

 

 

 

Purposes

 

 

 

Actual

 

 

Under Basel III

 

 

    

Amount

    

Ratio

    

 

Amount

    

Ratio (1)

 

 

 

(Dollars in thousands)

 

As of December 31, 2018

 

 

 

 

 

 

 

 

 

 

 

 

Total Capital

 

$

344,597

 

15.0

%  

 

$

227,514

 

9.875

%  

(to risk-weighted assets)

 

 

 

 

 

 

 

 

 

 

 

 

Tier 1 Capital

 

$

276,675

 

12.0

%  

 

$

181,435

 

7.875

%  

(to risk-weighted assets)

 

 

 

 

 

 

 

 

 

 

 

 

Common Equity Tier 1 Capital

 

$

276,675

 

12.0

%  

 

$

146,876

 

6.375

%  

(to risk-weighted assets)

 

 

 

 

 

 

 

 

 

 

 

 

Tier 1 Capital

 

$

276,675

 

8.9

%  

 

$

124,726

 

4.000

%  

(to average assets)

 

 

 

 

 

 

 

 

 

 

 

 


(1)Includes 1.875% capital conservation buffer, effective January 1, 2018, except the Tier 1 Capital to average assets ratio.


 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Required For

 

 

 

 

 

 

 

 

Capital

 

 

 

 

 

 

 

 

 

Adequacy

 

 

 

 

 

 

 

 

Purposes

 

 

 

Actual

 

 

Under Basel III

 

 

    

Amount

    

Ratio

    

 

Amount

    

Ratio (1)

 

 

 

 

(Dollars in thousands)

As of December 31, 2017

 

 

 

 

 

 

 

 

 

 

 

 

Total Capital

 

$

288,754

 

14.4

%  

 

$

185,338

 

9.250

%  

(to risk-weighted assets)

 

 

 

 

 

 

 

 

 

 

 

 

Tier 1 Capital

 

$

229,258

 

11.4

%  

 

$

145,265

 

7.250

%  

(to risk-weighted assets)

 

 

 

 

 

 

 

 

 

 

 

 

Common Equity Tier 1 Capital

 

$

229,258

 

11.4

%  

 

$

115,210

 

5.750

%  

(to risk-weighted assets)

 

 

 

 

 

 

 

 

 

 

 

 

Tier 1 Capital

 

$

229,258

 

8.0

%  

 

$

114,959

 

4.000

%  

(to average assets)

 

 

 

 

 

 

 

 

 

 

 

 


(1)Includes 1.25% capital conservation buffer, effective January 1, 2017, except the Tier 1 Capital to average assets ratio.


HBC (Wholly-owned Subsidiary)  
Capital Requirements  
Schedule of actual capital and required amounts and ratios

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Required For

 

 

 

 

 

 

 

 

 

 

 

Capital

 

 

 

 

 

 

 

 

To Be Well-Capitalized

 

 

Adequacy

 

 

 

 

 

 

 

 

Under Basel III Regulatory

 

 

Purposes

 

 

 

Actual

 

 

Requirements

 

 

Under Basel III

 

 

    

Amount

    

Ratio

    

 

Amount

    

Ratio

    

 

Amount

    

Ratio (1)

 

 

 

(Dollars in thousands)

 

As of December 31, 2018

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Total Capital

 

$

322,283

 

14.0

%  

 

$

230,275

 

10.0

%  

 

$

227,397

 

9.875

%  

(to risk-weighted assets)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Tier 1 Capital

 

$

293,730

 

12.8

%  

 

$

184,220

 

8.0

%  

 

$

181,342

 

7.875

%  

(to risk-weighted assets)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Common Equity Tier 1 Capital

 

$

293,730

 

12.8

%  

 

$

149,679

 

6.5

%  

 

$

146,800

 

6.375

%  

(to risk-weighted assets)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Tier 1 Capital

 

$

293,730

 

9.4

%  

 

$

155,832

 

5.0

%  

 

$

124,666

 

4.000

%  

(to average assets)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 


(1)Includes 1.875% capital conservation buffer, effective January 1, 2018, except the Tier 1 Capital to average assets ratio.


 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Required For

 

 

 

 

 

 

 

 

 

 

 

 

Capital

 

 

 

 

 

 

 

 

 

To Be Well-Capitalized

 

 

Adequacy

 

 

 

 

 

 

 

 

 

Under Basel III Regulatory

 

 

Purposes

 

 

 

Actual

 

 

Requirements

 

 

Under Basel III

 

 

    

Amount

    

Ratio

    

 

Amount

    

Ratio

    

 

Amount

    

Ratio (1)

 

 

 

 

(Dollars in thousands)

As of December 31, 2017

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Total Capital

 

$

265,102

 

13.2

%  

 

$

200,274

 

10.0

%  

 

$

185,253

 

9.250

%  

(to risk-weighted assets)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Tier 1 Capital

 

$

244,790

 

12.2

%  

 

$

160,219

 

8.0

%  

 

$

145,198

 

7.250

%  

(to risk-weighted assets)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Common Equity Tier 1 Capital

 

$

244,790

 

12.2

%  

 

$

130,178

 

6.5

%  

 

$

115,157

 

5.750

%  

(to risk-weighted assets)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Tier 1 Capital

 

$

244,790

 

8.5

%  

 

$

143,655

 

5.0

%  

 

$

114,924

 

4.000

%  

(to average assets)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 


(1)Includes 1.25% capital conservation buffer, effective January 1, 2017, except the Tier 1 Capital to average assets ratio.