Schedule of actual capital and required amounts and ratios |
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Required For
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Capital
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Adequacy
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Purposes
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Actual
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Under Basel III
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Amount
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Ratio
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Amount
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Ratio (1)
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(Dollars in thousands)
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|
As of December 31, 2017
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Total Capital
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$
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288,754
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14.4
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%
|
$
|
185,338
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9.25
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%
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(to risk-weighted assets)
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|
|
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|
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|
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Tier 1 Capital
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$
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229,258
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11.4
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%
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$
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145,265
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7.25
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%
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(to risk-weighted assets)
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|
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|
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Common Equity Tier 1 Capital
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$
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229,258
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11.4
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%
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$
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115,210
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5.75
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%
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(to risk-weighted assets)
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Tier 1 Capital
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$
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229,258
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8.0
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%
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$
|
114,959
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4.00
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%
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(to average assets)
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|
|
|
|
|
|
|
|
|
|
|
(1)Includes 1.25% capital conservation buffer, effective January 1, 2017, except the Tier 1 Capital to average assets ratio.
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Required For
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|
|
|
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Capital
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|
|
|
|
|
|
|
Adequacy
|
|
|
|
|
|
|
|
Purposes
|
|
|
|
Actual
|
|
Under Basel III
|
|
|
|
Amount
|
|
Ratio
|
|
Amount
|
|
Ratio (1)
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|
|
|
|
(Dollars in thousands)
|
As of December 31, 2016
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|
|
|
|
|
|
|
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|
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Total Capital
|
|
$
|
234,629
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|
12.5
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%
|
$
|
161,868
|
|
8.625
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%
|
(to risk-weighted assets)
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|
|
|
|
|
|
|
|
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|
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Tier 1 Capital
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$
|
214,924
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|
11.5
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%
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$
|
124,333
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6.625
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%
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(to risk-weighted assets)
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|
|
|
|
|
|
|
|
|
|
|
Common Equity Tier 1 Capital
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|
$
|
214,924
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|
11.5
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%
|
$
|
96,183
|
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5.125
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%
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(to risk-weighted assets)
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|
|
|
|
|
|
|
|
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|
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Tier 1 Capital
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|
$
|
214,924
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|
8.5
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%
|
$
|
100,625
|
|
4.000
|
%
|
(to average assets)
|
|
|
|
|
|
|
|
|
|
|
|
(1)Includes 0.625% capital conservation buffer, effective January 1, 2016, except the Tier 1 Capital to average assets ratio.
|
Schedule of actual capital and required amounts and ratios |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
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|
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Required For
|
|
|
|
|
|
|
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Capital
|
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|
|
|
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To Be Well-Capitalized
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Adequacy
|
|
|
|
|
|
|
|
Under Basel III Regulatory
|
|
Purposes
|
|
|
|
Actual
|
|
Requirements
|
|
Under Basel III
|
|
|
|
Amount
|
|
Ratio
|
|
Amount
|
|
Ratio
|
|
Amount
|
|
Ratio (1)
|
|
|
|
(Dollars in thousands)
|
|
As of December 31, 2017
|
|
|
|
|
|
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|
|
|
|
|
|
|
|
|
|
Total Capital
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$
|
265,102
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|
13.2
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%
|
$
|
200,274
|
|
10.0
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%
|
$
|
185,253
|
|
9.25
|
%
|
(to risk-weighted assets)
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Tier 1 Capital
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|
$
|
244,790
|
|
12.2
|
%
|
$
|
160,219
|
|
8.0
|
%
|
$
|
145,198
|
|
7.25
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%
|
(to risk-weighted assets)
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|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Common Equity Tier 1 Capital
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|
$
|
244,790
|
|
12.2
|
%
|
$
|
130,178
|
|
6.5
|
%
|
$
|
115,157
|
|
5.75
|
%
|
(to risk-weighted assets)
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|
|
|
|
|
|
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|
|
|
|
|
|
|
|
|
Tier 1 Capital
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|
$
|
244,790
|
|
8.5
|
%
|
$
|
143,655
|
|
5.0
|
%
|
$
|
114,924
|
|
4.00
|
%
|
(to average assets)
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
(1)Includes 1.25% capital conservation buffer, effective January 1, 2017, except the Tier 1 Capital to average assets ratio.
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Required For
|
|
|
|
|
|
|
|
|
|
|
Capital
|
|
|
|
|
|
|
|
|
To Be Well-Capitalized
|
|
Adequacy
|
|
|
|
|
|
|
|
|
Under Basel III Regulatory
|
|
Purposes
|
|
|
|
Actual
|
|
Requirements
|
|
Under Basel III
|
|
|
|
Amount
|
|
Ratio
|
|
Amount
|
|
Ratio
|
|
Amount
|
|
Ratio (1)
|
|
|
|
|
(Dollars in thousands)
|
As of December 31, 2016
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Total Capital
|
|
$
|
231,069
|
|
12.3
|
%
|
$
|
187,602
|
|
10.0
|
%
|
$
|
161,807
|
|
8.625
|
%
|
(to risk-weighted assets)
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Tier 1 Capital
|
|
$
|
211,364
|
|
11.3
|
%
|
$
|
150,082
|
|
8.0
|
%
|
$
|
124,287
|
|
6.625
|
%
|
(to risk-weighted assets)
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Common Equity Tier 1 Capital
|
|
$
|
211,364
|
|
11.3
|
%
|
$
|
121,942
|
|
6.5
|
%
|
$
|
96,146
|
|
5.125
|
%
|
(to risk-weighted assets)
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Tier 1 Capital
|
|
$
|
211,364
|
|
8.4
|
%
|
$
|
125,746
|
|
5.0
|
%
|
$
|
100,597
|
|
4.000
|
%
|
(to average assets)
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
(1)Includes 0.625% capital conservation buffer, effective January 1, 2016, except the Tier 1 Capital to average assets ratio.
|