Capital Requirements (Tables)

12 Months Ended

Dec. 31, 2015

Capital Requirements

Schedule of actual capital and required amounts and ratios

	Actual					Required For Capital Adequacy Purposes Under Basel III
	Amount		Ratio			Amount		Ratio
	(Dollars in thousands)
As of December 31, 2015:
Total Capital	$	218,915		12.5	%	$	140,041		8.0	%
(to risk-weighted assets)
Tier 1 Capital	$	199,299		11.4	%	$	105,031		6.0	%
(to risk-weighted assets)
Common Equity Tier 1 Capital	$	181,221		10.4	%	$	78,773		4.5	%
(to risk-weighted assets)
Tier 1 Capital	$	199,299		8.6	%	$	92,918		4.0	%
(to average assets)

	Actual					To Be Well-Capitalized Under Basel I Regulatory Requirements					Required For Capital Adequacy Purposes Under Basel I
	Amount		Ratio			Amount		Ratio			Amount		Ratio
	(Dollars in thousands)
As of December 31, 2014:
Total Capital	$	186,068		13.9	%	$	134,109		10.0	%	$	107,287		8.0	%
(to risk-weighted assets)
Tier 1 Capital	$	169,278		12.6	%	$	80,465		6.0	%	$	53,644		4.0	%
(to risk-weighted assets)
Tier 1 Capital	$	169,278		10.6	%		N/A		N/A		$	63,949		4.0	%
(to average assets)

HBC (Wholly-owned Subsidiary)

Capital Requirements

Schedule of actual capital and required amounts and ratios

	Actual					To Be Well-Capitalized Under Basel III Regulatory Requirements					Required For Capital Adequacy Purposes Under Basel III
	Amount		Ratio			Amount		Ratio			Amount		Ratio
	(Dollars in thousands)
As of December 31, 2015:
Total Capital	$	219,943		12.6	%	$	175,022		10.0	%	$	140,018		8.0	%
(to risk-weighted assets)
Tier 1 Capital	$	200,327		11.4	%	$	140,018		8.0	%	$	105,013		6.0	%
(to risk-weighted assets)
Common Equity Tier 1 Capital	$	200,327		11.4	%	$	113,764		6.5	%	$	78,760		4.5	%
(to risk-weighted assets)
Tier 1 Capital	$	200,327		8.6	%	$	116,112		5.0	%	$	92,889		4.0	%
(to average assets)

	Actual					To Be Well-Capitalized Under Basel I Regulatory Requirements					Required For Capital Adequacy Purposes Under Basel I
	Amount		Ratio			Amount		Ratio			Amount		Ratio
	(Dollars in thousands)
As of December 31, 2014:
Total Capital	$	175,765		13.1	%	$	134,095		10.0	%	$	107,276		8.0	%
(to risk-weighted assets)
Tier 1 Capital	$	158,976		11.9	%	$	80,457		6.0	%	$	53,638		4.0	%
(to risk-weighted assets)
Tier 1 Capital	$	158,976		9.9	%	$	79,959		5.0	%	$	63,967		4.0	%
(to average assets)