CONSOLIDATED STATEMENTS OF INCOME (USD $) In Thousands, except Per Share data, unless otherwise specified	3 Months Ended
	Mar. 31, 2013	Mar. 31, 2012
Interest income:
Loans, including fees	$ 10,089	$ 10,316
Securities, taxable	2,462	3,097
Securities, non-taxable	248
Interest-bearing deposits in other financial institutions	68	36
Total interest income	12,867	13,449
Interest expense:
Deposits	625	716
Subordinated debt	88	474
Short-term borrowings	1
Total interest expense	714	1,190
Net interest income before provision for loan losses	12,153	12,259
Provision for loan losses		100
Net interest income after provision for loan losses	12,153	12,159
Noninterest income:
Service charges and fees on deposit accounts	577	590
Increase in cash surrender value of life insurance	416	429
Servicing income	365	460
Gain on sales of SBA loans	136	36
Gain on sales of securities	31	27
Other	138	181
Total noninterest income	1,663	1,723
Noninterest expense:
Salaries and employee benefits	6,011	5,667
Occupancy and equipment	1,068	996
Professional fees	982	1,211
Low income housing investment losses	311	269
Software subscriptions	291	290
FDIC deposit insurance premiums	259	225
Insurance expense	254	224
Data processing	252	245
Correspondent bank charges	164	143
Foreclosed assets, net	(155)	115
Other	1,344	1,471
Total noninterest expense	10,781	10,856
Income before income taxes	3,035	3,026
Income tax expense	855	951
Net income	2,180	2,075
Dividends and discount accretion on preferred stock		(1,206)
Net income available to common shareholders	$ 2,180	$ 869
Earnings per common share:
Basic (in dollars per share)	$ 0.07	$ 0.03
Diluted (in dollars per share)	$ 0.07	$ 0.03