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CONSOLIDATED STATEMENTS OF CASH FLOWS (USD $)
In Thousands, unless otherwise specified
3 Months Ended
Mar. 31, 2012
Mar. 31, 2011
CASH FLOWS FROM OPERATING ACTIVITIES:    
Net income $ 2,075 $ 1,581
Adjustments to reconcile net income to net cash provided by operating activities:    
Amortization of discounts and premiums on securities 533 271
Gain on sale of securities available-for-sale (27)  
Gain on sale of SBA loans (36) (379)
Proceeds from sale of SBA loans originated for sale 632 4,710
Net change in SBA loans originated for sale (4,621) (2,830)
Write-downs on other loans held-for-sale   29
Provision for loan losses 100 770
Increase in cash surrender value of life insurance (429) (425)
Depreciation and amortization 195 197
Amortization of other intangible assets 123 130
Gain on sale of foreclosed assets, net (31) (10)
Stock option expense, net 102 187
Amortization of restricted stock awards, net 28 (36)
Effect of changes in:    
Accrued interest receivable and other assets 818 874
Accrued interest payable and other liabilities (609) (4,799)
Net cash (used in) provided by operating activities (1,147) 270
CASH FLOWS FROM INVESTING ACTIVITIES:    
Purchase of securities available-for-sale (19,943) (18,339)
Maturities/paydowns/calls of securities available-for-sale 18,858 7,872
Proceeds from sale of securities available-for-sale 2,280  
Proceeds from sale of other loans transferred to held-for-sale 220  
Net change in other loans transferred to held-for-sale   8
Net change in loans 5,239 39,924
Change in Federal Home Loan Bank and Federal Reserve Bank stock (3) 136
Purchase of premises and equipment (98) (19)
Proceeds from sale of foreclosed assets 188 1,305
Purchase of company owned life insurance (250)  
Net cash provided by investing activities 6,491 30,887
CASH FLOWS FROM FINANCING ACTIVITIES:    
Net change in deposits 30,822 9,405
Repurchase of Series A Preferred Stock (40,000)  
Payment of cash dividends - preferred stock (373)  
Net change in securities sold under agreement to repurchase   (5,000)
Net change in short-term borrowings   (271)
Net cash provided (used in) by financing activities (9,551) 4,134
Net (decrease) increase in cash and cash equivalents (4,207) 35,291
Cash and cash equivalents, beginning of period 72,872 72,177
Cash and cash equivalents, end of period 68,665 107,468
Supplemental disclosures of cash flow information:    
Interest paid 1,557 1,425
Income taxes paid 800  
Supplemental schedule of non-cash investing activity:    
Due to broker for securities purchased 11,921 8,231
Loans transferred to foreclosed assets 1,973 918
Cash dividend accrued on Series A preferred stock   $ 500