[Logo]USAA(R)

9800 Fredericksburg Road
San Antonio, Texas 78288

BY EDGAR
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SECURITIES AND EXCHANGE COMMISSION                                   May 2, 2002
450 FIFTH STREET, N.W.
WASHINGTON, D.C. 20549

Reference:  USAA Life Insurance Company ("USAA Life")
            Life Insurance Separate Account of
            USAA Life Insurance Company ("Registrant")
            Form S-6 Registration Statement ("Registration Statement")
            File No. 333-45343
            CIK No. 0001052863

Dear Commissioners:

On April 30, 2002, Registrant electronically filed its most recent amendments
to the above-referenced registration statement under the Securities Act of 1933
("1933 Act") (collectively, the "Amendment").

Pursuant to Rule 497(j) under the 1933 Act, USAA Life, on behalf of Registrant,
certifies that the form of prospectus that Registrant would have filed pursuant
to Rule 497(b) under the 1933 Act would not have differed from that contained
in the Amendment.

Sincerely,

/s/ Cynthia A. Toles

Cynthia A. Toles
Vice President
Life & Health Insurance General Counsel
United Services Automobile Association

(210) 498-1099 Fax: (210) 691-8268
E-mail: cynthia.toles@usaa.com

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