SCHEDULE IV - Mortgage Loans on Real Estate

12 Months Ended

Dec. 31, 2018

Mortgage Loans On Real Estate [Abstract]

SCHEDULE IV - Mortgage Loans on Real Estate

GETTY REALTY CORP. and SUBSIDIARIES

SCHEDULE IV—MORTGAGE LOANS ON REAL ESTATE

As of December 31, 2018

(in thousands)

Type of Loan/Borrower	Description	Location(s)	Interest Rate			Final Maturity Date	Periodic Payment Terms (a)	Prior Liens		Face Value at Inception		Amount of Principal Unpaid at Close of Period
Mortgage Loans:
Borrower A	Seller financing	East Islip, NY		9.0	%	11/2024	P & I		—	$	743	$	727
Borrower B	Seller financing	Middlesex, NJ		9.0	%	5/2021	P & I		—		255		229
Borrower C	Seller financing	Valley Cottage, NY		9.0	%	10/2020	P & I		—		431		381
Borrower D	Seller financing	Brooklyn, NY		8.0	%	6/2019	I(b)		—		2,000		2,000
Borrower E	Seller financing	Nyack, NY		9.0	%	9/2022	P & I		—		253		237
Borrower F	Seller financing	E. Patchogue, NY		9.0	%	8/2019	P & I		—		200		169
Borrower G	Seller financing	Baldwin, NY		9.0	%	9/2020	P & I		—		300		265
Borrower H	Seller financing	Norwalk, CT		9.0	%	4/2022	P & I		—		319		294
Borrower I	Seller financing	Stafford Springs, CT		9.0	%	1/2021	P & I		—		232		206
Borrower J	Seller financing	Waterbury, CT		9.0	%	2/2021	P & I		—		171		153
Borrower K	Seller financing	Great Barrington, MA		9.0	%	4/2021	P & I		—		58		52
Borrower L	Seller financing	Springfield, MA		9.0	%	7/2019	P & I		—		131		98
Borrower M	Seller financing	Westfield, MA		9.0	%	11/2021	P & I		—		303		277
Borrower N	Seller financing	Milford, CT		9.0	%	3/2025	P & I		—		398		392
Borrower O	Seller financing	Fairfield, CT		9.0	%	3/2025	P & I		—		390		385
Borrower P	Seller financing	Hartford, CT		9.0	%	3/2024	P & I		—		70		68
Borrower Q	Seller financing	Wilmington, DE		9.0	%	11/2020	P & I		—		84		74
Borrower R	Seller financing	Clinton, MA		9.0	%	3/2022	P & I		—		158		85
Borrower S	Seller financing	Fairhaven, MA		9.0	%	9/2020	P & I		—		458		403
Borrower T	Seller financing	New Bedford, MA		9.0	%	10/2021	P & I		—		363		330
Borrower U	Seller financing	Fitchburg, MA		9.0	%	10/2021	P & I		—		187		170
Borrower V	Seller financing	Worcester, MA		9.0	%	11/2021	P & I		—		237		216
Borrower W	Seller financing	S. Yarmouth, MA		9.0	%	1/2022	P & I		—		275		252
Borrower X	Seller financing	Harwich Port, MA		9.0	%	1/2022	P & I		—		293		268
Borrower Y	Seller financing	Southbridge, MA		9.0	%	3/2021	P & I		—		300		268
Borrower Z	Seller financing	Oxford, MA		9.0	%	3/2023	P & I		—		86		81
Borrower AA	Seller financing	Kernersville/Lexington, NC		8.0	%	7/2026	P & I		—		568		150
Borrower AB	Seller financing	Concord, NH		9.5	%	8/2028	P & I		—		210		148
Borrower AC	Seller financing	Pelham, NH		9.0	%	1/2023	P & I		—		73		68
Borrower AD	Seller financing	Bayonne, NJ		9.0	%	3/2020	P & I		—		308		266
Borrower AE	Seller financing	Spotswood, NJ		9.0	%	1/2020	P & I		—		306		263
Borrower AF	Seller financing	Belleville, NJ		9.0	%	3/2021	P & I		—		315		282
Borrower AG	Seller financing	Ridgefield, NJ		9.0	%	4/2021	P & I		—		172		154
Borrower AH	Seller financing	Irvington, NJ		9.0	%	7/2022	P & I		—		300		193
Borrower AI	Seller financing	Jersey City, NJ		9.5	%	7/2025	P & I		—		500		417
Borrower AJ	Seller financing	Colonia, NJ		9.0	%	7/2020	P & I		—		320		280
Borrower AK	Seller financing	Swedesboro, NJ		9.0	%	4/2021	P & I		—		77		69
Borrower AL	Seller financing	Piscataway, NJ		9.0	%	11/2020	P & I		—		121		71
Borrower AM	Seller financing	Glendale, NY		9.0	%	7/2025	P & I		—		525		502
Borrower AN	Seller financing	Seaford, NY		9.0	%	1/2020	P & I		—		488		419
Borrower AO	Seller financing	Elmont, NY		9.0	%	10/2021	P & I		—		450		364
Borrower AP	Seller financing	White Plains, NY		9.0	%	2/2021	P & I		—		444		396
Borrower AQ	Seller financing	Scarsdale, NY		9.0	%	11/2025	P & I		—		337		300
Borrower AR	Seller financing	Pleasant Valley, NY		9.0	%	9/2020	P & I		—		230		202
Borrower AS	Seller financing	Bronx, NY		9.0	%	12/2019	P & I		—		240		44
Borrower AT	Seller financing	Freeport, NY		9.0	%	5/2020	P & I		—		206		180
Borrower AU	Seller financing	Wantagh, NY		9.0	%	5/2022	P & I		—		455		382
Borrower AV	Seller financing	Colonie, NY		9.0	%	8/2023	P & I		—		143		136
Borrower AW	Seller financing	Latham, NY		9.0	%	1/2021	P & I		—		169		150
Borrower AX	Seller financing	Malta, NY		9.0	%	3/2023	P & I		—		572		539
Borrower AY	Seller financing	Newburgh, NY		9.0	%	9/2021	P & I		—		394		359
Borrower AZ	Seller financing	Coxsackie, NY		9.0	%	7/2021	P & I		—		153		138
Borrower BA	Seller financing	Brewster, NY		9.0	%	10/2022	P & I		—		554		518
Borrower BB	Seller financing	Cairo, NY		9.0	%	8/2023	P & I		—		113		107
Borrower BC	Seller financing	Central Islip, NY		9.0	%	6/2023	P & I		—		780		741
Borrower BD	Seller financing	Kenmore, NY		9.0	%	12/2020	P & I		—		74		66
Borrower BE	Seller financing	Rochester, NY		9.0	%	2/2025	P & I		—		174	171
Borrower BF	Seller financing	Savona, NY		9.0	%	2/2025	P & I		—		157	154
Borrower BG	Seller financing	Rochester, NY		9.0	%	10/2025	P & I		—		230	229
Borrower BH	Seller financing	Greigsville, NY		9.0	%	11/2025	P & I		—		200		200
Borrower BI	Seller financing	Horsham, PA		10.0	%	7/2024	P & I		—		237		117
Borrower BJ	Seller financing	Warwick, RI		9.0	%	8/2022	P & I		—		333		309
Borrower BK	Seller financing	Providence, RI		9.0	%	9/2021	P & I		—		184		167
Borrower BL	Seller financing	Warwick, RI		9.0	%	10/2021	P & I		—		357		325
Borrower BM	Seller financing	Cranston, RI		9.0	%	8/2022	P & I		—		153		142
Borrower BN	Seller financing	E. Providence, RI		9.0	%	2/2022	P & I		—		186		171
Borrower BO	Seller financing	York, PA		9.0	%	2/2021	P & I		—		102		91
Borrower BP	Seller financing	Ephrata, PA		9.0	%	10/2020	P & I		—		265		158
Borrower BQ	Seller financing	McConnellsburg, PA		9.0	%	1/2023	P & I		—		38		36
											20,908		18,254
Note receivable
	Purchase/leaseback	Various-NY		9.5	%	1/2021	I(b)				18,400		14,720
	Promissory Note	Various-CT		9.0	%	12/2028	(c)				—		545
Total (d)										$	39,308	$	33,519

(a) P & I = Principal and interest paid monthly.

(b) I = Interest only paid monthly with principal deferred.

(c) Note for funding of capital improvements.

(d) The aggregate cost for federal income tax purposes approximates the amount of principal unpaid.

We review payment status to identify performing versus non-performing loans. Interest income on performing loans is accrued as earned. A non-performing loan is placed on non-accrual status when it is probable that the borrower may be unable to meet interest payments as they become due. Generally, loans 90 days or more past due are placed on non-accrual status unless there is sufficient collateral to assure collectability of principal and interest. Upon the designation of non-accrual status, all unpaid accrued interest is reserved against through current income. Interest income on non-performing loans is generally recognized on a cash basis. The summarized changes in the carrying amount of mortgage loans are as follows:

	2018			2017			2016
Balance at January 1,	$	32,366		$	32,737		$	48,455
Additions:
New mortgage loans		4,287			1,505			1,814
Deductions:
Loan repayments		(2,368	)		(1,227	)		(16,714	)
Collection of principal		(766	)		(649	)		(818	)
Balance at December 31,	$	33,519		$	32,366		$	32,737